{"id":14679,"date":"2025-04-07T02:44:29","date_gmt":"2025-04-07T00:44:29","guid":{"rendered":"https:\/\/heyneo.ch\/kreditkarten-panorama-schweiz-vergleich-guide-lokal-%f0%9f%87%a8%f0%9f%87%ad\/"},"modified":"2026-03-02T15:36:27","modified_gmt":"2026-03-02T14:36:27","slug":"schweizer-kreditkarten-guide-vergleich","status":"publish","type":"post","link":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/","title":{"rendered":"Kreditkarten in der Schweiz: Vergleich und \u00dcberblick (2026)"},"content":{"rendered":"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p style=\"font-size:18px\"><strong>Es gibt Dutzende von Kreditkarten, die in der Schweiz erh\u00e4ltlich sind. Ist dies eine gute Wahl, um Ihre Finanzen zu optimieren? Die Antwort lautet: Ja. Eine von moneyland.ch durchgef\u00fchrte Analyse zeigt, dass man mehrere hundert Franken pro Jahr sparen kann, wenn man die Kreditkarte wechselt. Das ist das Ziel dieser Seite: Wir untersuchen die besten in der Schweiz verf\u00fcgbaren Kreditkartenoptionen, um sie zu erkl\u00e4ren: kostenlose Karten, Premium-Karten, Jahresgeb\u00fchren, Cashback, Bonuspunkte, Meilen, Versicherungen, personalisierbare Karten, etc.    <\/strong><\/p>\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");.gspb_text-id-gsbp-bb76f36{font-weight:400;}.gspb_text-id-gsbp-bb76f36{font-family:Raleway,sans-serif;}.gspb_text-id-gsbp-bb76f36{font-size:24px;}.gspb_text-id-gsbp-bb76f36{font-weight:bold!important;}.gspb_text-id-gsbp-bb76f36{margin-bottom:0px!important;}<\/style>\n<p id=\"gspb_text-id-gsbp-bb76f36\" class=\"gspb_text gspb_text-id-gsbp-bb76f36 \">Wie kann ich in der Schweiz mit meiner Kreditkarte sparen?<\/p>\n\n<p><br\/>Mit zus\u00e4tzlichen Kosten <strong>von bis zu <a href=\"https:\/\/binary.rts.ch\/emissions\/on-en-parle\/2024\/document\/28479668.html\/BINARY\/achatsetrangercarte.pdf\">4,5 %<\/a><\/strong> sind die Geb\u00fchrenunterschiede zwischen den Bankkarten eine \u00dcberlegung wert.<\/p>\n\n<p><strong>Um maximale Einsparungen<\/strong> zu erzielen, sollte Ihr Kartensystem alle Situationen abdecken, unabh\u00e4ngig von der H\u00e4ufigkeit oder Regelm\u00e4\u00dfigkeit der Nutzung:<\/p>\n<style>#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-a97560c.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-a97560c.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='3'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='4'] svg,#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='4'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='4'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='5'] svg,#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='5'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-a97560c.gspb_iconsList [data-id='5'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-a97560c\" id=\"gspb_iconsList-id-gsbp-a97560c\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">\u00fcberall bezahlen k\u00f6nnen<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">online kaufen<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">ein Hotel oder einen Konferenzraum buchen<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">ein Auto mieten<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"4\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Hilfe bei Problemen<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"5\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Versicherungen (Stornierung, Fl\u00fcge, Gep\u00e4ck usw.)<\/span><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Ben\u00f6tige ich eine andere Karte, um in der Schweiz, online oder im Ausland zu bezahlen?<\/strong><\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-title a{color:#ec4da3}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{background-color:#f4b6d9}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-e2998fee-929a .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist{border-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-e2998fee-929a\" id=\"gspb_toc-id-gsbp-e2998fee-929a\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die Geb\u00fchren, die Sie kennen sollten (kostenlose und kostenpflichtige Karten)\"><a class=\"gs-scrollto\" href=\"#1-frais-cartes-credit\">Geb\u00fchren, die Sie kennen sollten (kostenlose und kostenpflichtige Karten)<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Welches Nutzerprofil?\"><a class=\"gs-scrollto\" href=\"#2-quelle-carte-credit-profil-utilisateur\">Welches Nutzerprofil?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die billigsten Karten\"><a class=\"gs-scrollto\" href=\"#3-quelle-carte-credit-moins-chere-suisse\">Die billigsten Karten<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Kostenlose Karten\"><a class=\"gs-scrollto\" href=\"#4-cartes-credit-gratuites-suisse\">Kostenlose Karten<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Karten mit Bonus-\/Treuepunkten\"><a class=\"gs-scrollto\" href=\"#5-cartes-credit-points-bonus\">Karten mit Bonus-\/Treuepunkten<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Karten mit Cashback\"><a class=\"gs-scrollto\" href=\"#6-cartes-credit-cashback-suisse\">Karten mit Cashback<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Karten f\u00fcr Reisen\"><a class=\"gs-scrollto\" href=\"#7-meilleure-carte-credit-voyage-etranger\">Karten f\u00fcr Reisen<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die besten Karten f\u00fcr Zahlungen im Ausland\"><a class=\"gs-scrollto\" href=\"#8-quelle-carte-credit-payer-etranger\">Die besten Karten f\u00fcr Zahlungen im Ausland<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Vermeidung von versteckten Kosten im Ausland\"><a class=\"gs-scrollto\" href=\"#9-eviter-frais-caches-etranger\">Vermeidung von versteckten Kosten im Ausland<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">10<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die Karten der Neo-Banken\"><a class=\"gs-scrollto\" href=\"#10-cartes-neo-banques-strategie\">Die Karten der Neo-Banken<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">11<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Kartenstrategien\"><a class=\"gs-scrollto\" href=\"#11-strategie-cartes-credit-suisse\">Kartenstrategien<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">12<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Kostenpflichtige Karten : Sind sie rentabel?\"><a class=\"gs-scrollto\" href=\"#12-carte-credit-payante-rentable\">Kostenpflichtige Karten : Sind sie rentabel?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">13<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"SCHLUSSFOLGERUNG - WELCHE KARTE SOLL ICH W\u00c4HLEN?\"><a class=\"gs-scrollto\" href=\"#13-conclusion-quelle-carte-credit-choisir-en-suisse\">SCHLUSSFOLGERUNG &#8211; WELCHE KARTE SOLL ICH W\u00c4HLEN?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">14<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Individuell gestaltbare Karten (ANHANG)\"><a class=\"gs-scrollto\" href=\"#14-cartes-credit-personnalisables\">Individuell gestaltbare Karten (ANHANG)<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">15<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Spezielle Kreditkarten (ANHANG) \"><a class=\"gs-scrollto\" href=\"#15-cartes-credit-speciales\">Spezielle Kreditkarten (ANHANG) <\/a><\/span> <\/div><\/div><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-frais-cartes-credit\">\t\t<h2 class=\"mt0 mb0\">Die Geb\u00fchren, die Sie kennen sollten (kostenlose und kostenpflichtige Karten)<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die Geb\u00fchren, die Sie kennen sollten (kostenlose und kostenpflichtige Karten)<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"la-cotisation-annuelle\">Der Jahresbeitrag<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Kostenlose Karten<\/strong>: haben keine Jahresgeb\u00fchr, k\u00f6nnen aber Geb\u00fchren verursachen (Abhebungen, Zahlungen im Ausland oder Geldwechsel).<\/li>\n\n\n\n<li><strong>Kostenpflichtige Karten<\/strong>: zwischen 50 CHF und 200 CHF pro Jahr<br\/>\u2192 Das erste Jahr ist oft kostenlos oder zu einem reduzierten Preis.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"les-frais-en-suisse\">Geb\u00fchren in der Schweiz<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Zahlungen<\/strong>: sind in der Regel kostenlos<\/li>\n\n\n\n<li><strong>Bargeldabhebungen<\/strong>:<br\/>\u2192 3.75% des Betrags mit einem Minimum von 5 bis 10 CHF pro Abhebung<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"les-frais-a-l-etranger\">Kosten im Ausland<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Wechselkursgeb\u00fchr<\/strong> (nur): 1,5 % bis 2,5 %.<\/li>\n\n\n\n<li><strong>Abhebungen<\/strong>: Gleiche Geb\u00fchren wie in der Schweiz (3,75% oder min. 5-10 CHF), aber manchmal mit Wechselkurs- oder Bearbeitungsgeb\u00fchren.<\/li>\n\n\n\n<li>Einige Karten bieten 0% Umtauschgeb\u00fchr, wie Revolut Neon oder Yuh (Debitkarten). Dies sollte bei Reisen in Betracht gezogen werden. <\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"les-avantages-qui-compensent-les-frais-realite-vs-marketing\">Vorteile, die die Kosten aufwiegen (Realit\u00e4t vs. Marketing)<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Cashback<\/strong>: zwischen 0,3 % und 1 %.<\/li>\n\n\n\n<li><strong>Bonuspunkte<\/strong>: Wert variiert je nach Marke<\/li>\n\n\n\n<li><strong>Versicherungen<\/strong>: Stornierung, Versp\u00e4tung, Diebstahl, etc.<\/li>\n<\/ul>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Einige geb\u00fchrenpflichtige Karten k\u00f6nnen rentabel werden, da die Vorteile, die sie bieten, <strong>die Jahresgeb\u00fchr<mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">\u00fcbersteigen<\/mark><\/strong> k\u00f6nnen.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-b52412d .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-b52412d .gs-box-icon{margin-left:-10px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-b52412d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-b52412d svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-b52412d svg,#gspb_infoBox-id-gsbp-b52412d svg path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-b52412d svg{margin:0px !important;}#gspb_infoBox-id-gsbp-b52412d svg:hover,#gspb_infoBox-id-gsbp-b52412d svg:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-b52412d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-b52412d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea32b;}#gspb_infoBox-id-gsbp-b52412d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-b52412d .gs-box{background-color:#eb008d0d;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-b52412d .gs-box{background-color:#eb008d0d;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-b52412d .gs-box{background-color:#eb008d0d;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-b52412d .gs-box{background-color:#eb008d0d;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-b52412d\" id=\"gspb_infoBox-id-gsbp-b52412d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg id=\"Calque_2\" style=\"width:5rem;height:5rem;margin:10px\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 62.63 93\">\n  <g id=\"Calque_2-2\" dataname=\"Calque_2\">    <g>\n      <path d=\"M31.31,26.97c-8.39,0-15.19,6.44-15.19,14.39s6.8,14.39,15.19,14.39,15.19-6.44,15.19-14.39-6.8-14.39-15.19-14.39ZM31.31,51.96c-6.18,0-11.19-4.74-11.19-10.6s5.01-10.6,11.19-10.6c2.9,0,5.54,1.06,7.53,2.78,1.23.39,2.12,1.43,2.26,2.69.89,1.52,1.4,3.27,1.4,5.13,0,5.85-5.01,10.6-11.19,10.6Z\"><\/path>\n      <path d=\"M41.1,36.24c-.13-1.26-1.03-2.3-2.26-2.69.9.77,1.66,1.68,2.26,2.69Z\"><\/path>\n      <path d=\"M34.42,36.55c0,1.76,1.5,3.18,3.36,3.18s3.36-1.42,3.36-3.18c0-.11-.02-.21-.03-.31-.59-1.01-1.36-1.92-2.26-2.69-.34-.11-.69-.18-1.07-.18-1.85,0-3.36,1.42-3.36,3.18Z\"><\/path>\n      <g>\n        <polygon points=\"6.27 .13 6.89 23.22 25.98 16.48 6.27 .13\"><\/polygon>\n        <polygon points=\"57.28 0 56.65 23.09 37.57 16.34 57.28 0\"><\/polygon>\n      <\/g>\n      <ellipse cx=\"31.31\" cy=\"41.37\" rx=\"18.95\" ry=\"17.96\" style=\"fill:none\"><\/ellipse>\n      <path d=\"M31.31,10.89C9.18,10.89,0,23.82,0,47.13s16.39,45.87,31.31,45.87c16.46,0,31.31-22.56,31.31-45.87S56.78,10.89,31.31,10.89ZM45,76.7c-1,.58-4.57,2.3-7.8,2.86-.54.09-1.21.18-2,.24l-4.78,5.45c-.08.09-.19.15-.31.17-.06,0-.11,0-.17,0-.18-.03-.33-.16-.39-.32l-2.15-6.11c-.13-.04-.26-.07-.4-.11l-5.64,3.58c-.1.07-.23.09-.35.08-.06,0-.11-.02-.17-.05-.16-.08-.27-.24-.28-.41l-.25-6.9c-4.64-3.98-6.39-9.26-5.82-9.66.61-.41,3.39,4.85,10.44,7.98,5.28,2.34,10.4,2.36,12.08,2.31,6.27-.17,11.1-2.4,11.39-1.82.29.58-2.95,2.44-3.41,2.71ZM31.31,59.32c-10.47,0-18.95-8.04-18.95-17.96s8.49-17.96,18.95-17.96,18.95,8.04,18.95,17.96-8.49,17.96-18.95,17.96Z\"><\/path>\n    <\/g>\n  <\/g>\n<\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_container-id-gsbp-8c6b86c{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-8c6b86c.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-8c6b86c.gspb_container{position:relative;}#gspb_container-id-gsbp-8c6b86c.gspb_container{margin-top:-30px;margin-bottom:-30px;margin-left:30px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-8c6b86c\" id=\"gspb_container-id-gsbp-8c6b86c\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-d0ef05396a56cb78953584df8db94471\"><em><strong>Mehr zahlen, um mehr zu verdienen?  <\/strong><\/em><strong><em>Das habe ich schon geh\u00f6rt!<\/em><\/strong><\/p>\n<cite>Neo &#8211; Unerbetene Stellungnahme (wie \u00fcblich).<\/cite><\/blockquote>\n<\/div>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-quelle-carte-credit-profil-utilisateur\">\t\t<h2 class=\"mt0 mb0\">Welche Kreditkarte und f\u00fcr wen? Empfehlungen nach Nutzerprofilen   <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Welches Nutzerprofil?<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p id=\"comment-choisir-meilleure-carte-credit\"><strong>Wie w\u00e4hlt man die richtige Karte?<\/strong><\/p>\n\n<p>Bevor wir ins Detail gehen, hier ein kurzer \u00dcberblick \u00fcber 4 typische Profile und was man mit seiner Karte zu optimieren versucht. Jeder kann sich in einem (oder mehreren) dieser F\u00e4lle wiedererkennen. <\/p>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Benutzerprofil<\/strong><\/td><td><strong>Nutzung<\/strong><\/td><td><strong>Vorteil<\/strong><\/td><td><strong>Wir suchen nach<\/strong><\/td><\/tr><tr><td><strong>H\u00e4ufig<\/strong><\/td><td>T\u00e4gliche Zahlungen<\/td><td>Cashback<\/td><td>Verdienen Sie auf <br\/>jeden Einkauf<\/td><\/tr><tr><td><strong>Gelegentlich<\/strong><\/td><td>Einmalige Zahlungen + online<\/td><td>Einfachheit<\/td><td>Geb\u00fchrenfreie Karte<\/td><\/tr><tr><td><strong>Zahlungen ins Ausland<\/strong><\/td><td>Zahlungen in Fremdw\u00e4hrungen<\/td><td>\u00c4ndern<\/td><td>Wettbewerbsf\u00e4higer Zinssatz<\/td><\/tr><tr><td><strong>Reisender<\/strong><\/td><td>Regelm\u00e4\u00dfige Reisen<\/td><td>Angepasste Versicherungen<\/td><td>Starke Deckung, <br\/>0 b\u00f6se \u00dcberraschungen<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"carte-credit-vs-carte-debit\"><strong>Kreditkarte oder Debitkarte?  <\/strong><\/h3>\n\n<p>Gro\u00dfe Anfrage :<\/p>\n\n<p>\u279c Kreditkarten decken Versicherungen besser ab und erm\u00f6glichen Buchungen (Auto, Hotel).<br\/>\u279c Die Debitkarten der Neobanken sind die einzigen, die 0 % Wechselgeb\u00fchren anbieten.<\/p>\n\n<p>H\u00e4ufig wird eine Kreditkarte f\u00fcr die Deckung und eine Debitkarte f\u00fcr Zahlungen im Ausland kombiniert.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"quel-est-votre-profil\">Was ist Ihr Profil?<\/h3>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-21c9650 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-21c9650 .gs-box-icon{margin-right:40px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-21c9650 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-21c9650 svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-21c9650 svg,#gspb_infoBox-id-gsbp-21c9650 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-21c9650 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-21c9650 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-21c9650 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-21c9650 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-21c9650 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-21c9650 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-21c9650 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-21c9650 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-21c9650\" id=\"gspb_infoBox-id-gsbp-21c9650\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M1055.8 64h-959.6c-53.2 0-96.2 43-96.2 96v704c0 53 43 96 96.2 96h959.6c53.2 0 96.2-43 96.2-96v-704c0-53-43-96-96.2-96zM108.2 160h935.6c6.6 0 12 5.4 12 12v84h-959.6v-84c0-6.6 5.4-12 12-12zM1043.8 864h-935.6c-6.6 0-12-5.4-12-12v-340h959.6v340c0 6.6-5.4 12-12 12zM384 664v80c0 13.2-10.8 24-24 24h-144c-13.2 0-24-10.8-24-24v-80c0-13.2 10.8-24 24-24h144c13.2 0 24 10.8 24 24zM768 664v80c0 13.2-10.8 24-24 24h-272c-13.2 0-24-10.8-24-24v-80c0-13.2 10.8-24 24-24h272c13.2 0 24 10.8 24 24z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<h3 class=\"wp-block-heading has-secondary-color has-text-color has-link-color wp-elements-1f2a8949b0ea11b9a87a89b26114d789\" id=\"utilisateurs-frequents-carte-credit\"><strong>H\u00e4ufiger Benutzer &#8211; der Siliziumchip wird in die Haut eingepflanzt.<\/strong><\/h3>\n\n\n\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-77e39ca581c1ff3adbaa9369af191856\">Wenn Sie Ihre Kreditkarte als Hauptzahlungsmittel f\u00fcr alles verwenden, was Sie t\u00e4glich \u00fcber die Karte, \u00fcber mobile Zahlungen\/verbundene Uhr machen. Sie setzen Ihre Kreditkarte jedes Mal ein, wenn Sie ins Ausland reisen (regelm\u00e4\u00dfig). Sie heben gelegentlich Bargeld ab.  <\/p>\n<\/div><\/div><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"mes-recommendations-eclair\"><strong><strong>Meine Blitz-Empfehlungen <strong>\u26a1\ufe0f<\/strong><\/strong><\/strong><\/h4>\n\n<p>Swisscard Cashback Cards Amex<br\/>\u2714\ufe0e Bestes Cashback-Verh\u00e4ltnis (bis zu 1 %), wenn man seine Zahlungen zentralisiert.<br\/><br\/>Certo Mastercard (Cembra)<br\/>\u2714\ufe0e Gutes Cashback ohne Jahresgeb\u00fchr, breite Akzeptanz, gute Mobilkompatibilit\u00e4t.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"en-complement\"><strong>Zus\u00e4tzlich \ud83d\udca1  <\/strong> <\/h4>\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-2406f79ad1b74761f02631e09d1d3b4e\">Wise (Soll)<br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Sehr gute Wechselkurse, geringe Geb\u00fchren, ideal f\u00fcr wiederkehrende Zahlungen in Fremdw\u00e4hrungen oder einmalige Reisen.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"comparatif-1\"><strong>Vergleich<\/strong> \ud83d\udd0e<\/h4>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Karte<\/strong><\/td><td><strong>Typ<\/strong><\/td><td><strong>Kosten\/Jahr<\/strong><\/td><td><strong>\u00c4ndern<\/strong><\/td><td><strong>Abhebungen<\/strong><\/td><td><strong>Ideal f\u00fcr<\/strong><\/td><\/tr><tr><td>Amex Cashback<\/td><td>Kredit<\/td><td>0 CHF<\/td><td>1.5-2.5 %<\/td><td>3.75 %<\/td><td>Maximierung des Cashbacks<\/td><\/tr><tr><td>Certo Mastercard<\/td><td>Kredit<\/td><td>0 CHF<\/td><td>1.5-2.0 %<\/td><td>3.75 %<\/td><td>T\u00e4gliche Eink\u00e4ufe<\/td><\/tr><tr><td>Wise<\/td><td>Durchflussmenge<\/td><td>0 CHF<\/td><td>0.4-1.3 %<\/td><td>1.75 %<\/td><td>Wettbewerbsf\u00e4hige W\u00e4hrungsraten<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a157314 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-a157314 .gs-box-icon{margin-right:40px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a157314 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a157314 svg{height:55px!important;width:55px!important;min-width:55px!important;}#gspb_infoBox-id-gsbp-a157314 svg,#gspb_infoBox-id-gsbp-a157314 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-a157314 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a157314 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a157314 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-a157314 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a157314 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-a157314 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-a157314 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a157314 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a157314\" id=\"gspb_infoBox-id-gsbp-a157314\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 640c0-35.346 28.654-64 64-64s64 28.654 64 64c0 35.346-28.654 64-64 64-35.346 0-64-28.654-64-64zM928.032 416c-0.032 0-0.032 0 0 0l-0.032-192v-16-80c0-53.024-43.008-96-96-96h-128-528c-97.056 0-176 78.976-176 176v640c0 97.024 78.944 176 176 176h576c97.024 0 176-78.976 176-176v-48c0 0 0 0 0.032 0 127.936-96.032 127.936-287.968 0-384zM176 96h656c17.632 0 32 14.336 32 32v80 16 101.888c-10.048-3.584-20.736-5.888-32-5.888h-0.032v-32-64-64c0-17.696-14.336-32-32-32h-672c-17.664 0-32 14.304-32 32v64 62.176c-19.744-20.192-31.968-47.712-31.968-78.176 0-61.856 50.112-112 112-112zM799.968 192h-672l0-32h672v32zM799.968 224v32h-672l0-32h672zM799.968 288v32h-623.968c-17.28 0-33.408-4.224-48-11.2v-20.8h671.968zM864 848c0 61.856-50.144 112-112 112h-576c-61.888 0-112-50.144-112-112v-504.352c30.432 25.184 69.472 40.352 112 40.352h528 128c17.632 0 32 14.336 32 32v64h-288c-88.384 0-160 71.616-160 160s71.648 160 160 160h288v48zM904.864 736h-328.864c-52.928 0-96-43.072-96-96s43.072-96 96-96h288c19.744-0.256 39.328-9.824 51.264-25.728 3.328-4.48 5.92-9.504 8-14.752 0.288-0.704 0.8-1.248 1.056-1.984 23.008 30.176 35.68 67.168 35.68 106.464 0 49.216-19.872 94.88-55.136 128z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-8436447281d343195210be5a51554bbe\" id=\"utilisateur-occasionnel-carte-credit\"><strong>Gelegenheitsnutzer &#8211; vom Aussterben bedroht, wir lieben es, bald wird es keine mehr geben.<\/strong><br\/><br\/>Wenn Sie Ihre Kreditkarte als Erg\u00e4nzung zu anderen Zahlungsmitteln nutzen, vor allem f\u00fcr Online-Eink\u00e4ufe und Buchungen. Sie nutzen sie auch bei Reisen ins Ausland (1-2 Mal pro Jahr). Sie heben fast nie Bargeld mit Ihrer Kreditkarte ab.  <\/p>\n<\/div><\/div><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"mes-recommendations-eclair-2\"><strong>Meine Blitz-Empfehlungen <strong>\u26a1\ufe0f<\/strong><\/strong><\/h4>\n\n<p>Swisscard Cashback Visa\/Mastercard<br\/>\u2714\ufe0e kostenlos, einfach, mit moderatem Cashback (0,3-0,8 %)<br\/><br\/>Certo Mastercard<br\/>\u2714\ufe0e vielseitig, ohne Jahresgeb\u00fchr, geeignet f\u00fcr unregelm\u00e4\u00dfigen Gebrauch.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"en-complement-1\"><strong>Erg\u00e4nzend \ud83d\udca1<\/strong><\/h4>\n\n<p>Yuh (Debit)<br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> konkurrenzf\u00e4higer Wechselkurs (0,95%), n\u00fctzliche Karte ohne monatliche Geb\u00fchren.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"comparatif\">Vergleich \ud83d\udd0e<\/h4>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Karte<\/strong><\/td><td><strong>Typ<\/strong><\/td><td><strong>Kosten\/Jahr<\/strong><\/td><td><strong>\u00c4ndern<\/strong><\/td><td><strong>Abhebungen<\/strong><\/td><td><strong>Ideal f\u00fcr<\/strong><\/td><\/tr><tr><td>Swisscard Cashback Visa<\/td><td>Kredit<\/td><td>0 CHF<\/td><td>1.5-2.5 %<\/td><td>3.75 %<\/td><td>Einfache Zahlungen &amp; Cashback<\/td><\/tr><tr><td>Certo Mastercard<\/td><td>Kredit<\/td><td>0 CHF<\/td><td>1.5-2.0 %<\/td><td>3.75 %<\/td><td>Gelegentliche Nutzung<\/td><\/tr><tr><td>Yuh<\/td><td>Durchflussmenge<\/td><td>0 CHF<\/td><td>0.95 %<\/td><td>4.90 CHF<\/td><td>EUR-, USD-Zahlungen&#8230;<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-5a947c5 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-5a947c5 .gs-box-icon{margin-right:40px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5a947c5 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-5a947c5 svg{height:55px!important;width:55px!important;min-width:55px!important;}#gspb_infoBox-id-gsbp-5a947c5 svg,#gspb_infoBox-id-gsbp-5a947c5 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-5a947c5 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-5a947c5 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-5a947c5 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-5a947c5 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-5a947c5 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-5a947c5 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-5a947c5 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5a947c5 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-5a947c5\" id=\"gspb_infoBox-id-gsbp-5a947c5\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M1128 384h-153.75l-278.464-309.406c-11.82-13.136-32.054-14.202-45.192-2.378s-14.202 32.056-2.378 45.192l239.934 266.592h-624.3l239.936-266.594c11.824-13.134 10.758-33.37-2.378-45.192-13.138-11.824-33.372-10.76-45.192 2.378l-278.466 309.408h-153.75c-13.254 0-24 10.746-24 24v16c0 13.254 10.746 24 24 24h32.888l59.612 429.206c6.592 47.462 47.172 82.794 95.088 82.794h728.824c47.916 0 88.496-35.332 95.088-82.794l59.612-429.206h32.888c13.254 0 24-10.746 24-24v-16c0-13.254-10.746-24-24-24zM972.108 868.402c-2.186 15.734-15.812 27.598-31.696 27.598h-728.824c-15.884 0-29.51-11.864-31.696-27.598l-58.388-420.402h908.994l-58.39 420.402zM608 560v224c0 17.674-14.326 32-32 32-17.672 0-32-14.326-32-32v-224c0-17.674 14.328-32 32-32 17.674 0 32 14.326 32 32zM832 560v224c0 17.674-14.326 32-32 32s-32-14.326-32-32v-224c0-17.674 14.326-32 32-32s32 14.326 32 32zM384 560v224c0 17.674-14.328 32-32 32s-32-14.326-32-32v-224c0-17.674 14.328-32 32-32s32 14.326 32 32z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-427418894ed6fff30d376bad22721304\" id=\"profil-paiements-etranger-carte-credit\"><strong>Im Ausland bezahlen &#8211; der CHF bleibt an der Grenze stehen<\/strong><br\/><br\/>Sie leben in der Schweiz, bezahlen aber h\u00e4ufig in EUR: Eink\u00e4ufe auf der anderen Seite der Grenze, ein Restaurantbesuch, ein Online-Shop in Europa oder ein Abonnement, das in der EU in Rechnung gestellt wird. Sie nutzen Ihre Karte f\u00fcr grenz\u00fcberschreitende oder digitale Zahlungen, ohne unbedingt zu reisen. <\/p>\n\n\n\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-9a88d3ad7dc35101469dfe5b5ebf47d0\">Sie suchen einen guten Wechselkurs, keine unn\u00f6tigen Geb\u00fchren und eine zuverl\u00e4ssige Karte f\u00fcr Zahlungen in Fremdw\u00e4hrungen.<\/p>\n<\/div><\/div><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"mes-recommendations-eclair-3\"><strong><strong>Meine Blitz-Empfehlungen <strong>\u26a1\ufe0f<\/strong><\/strong><\/strong><\/h4>\n\n<p>Cumulus Visa (Migros)<br\/>\u2714\ufe0e Geb\u00fchren f\u00fcr Zahlungen in Fremdw\u00e4hrungen seit 2022 abgeschafft.<br\/><br\/>Certo Mastercard<br\/>\u2714\ufe0e Cashback n\u00fctzlich, aber mit einer f\u00fcr das Ausland optimierten Karte kombinieren.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"en-complement-1\"><strong>Erg\u00e4nzend \ud83d\udca1<\/strong><\/h4>\n\n<p>Neon (Debit)<br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Mastercard-Rate ohne Aufschlag, keine Wechselkursgeb\u00fchren, ausgezeichnete L\u00f6sung f\u00fcr Online- und grenz\u00fcberschreitende Zahlungen.<\/p>\n\n<p>Wise (Lastschrift)<br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> sehr gute Wahl (ausgezeichneter Zinssatz) f\u00fcr h\u00e4ufige Zahlungen in mehreren W\u00e4hrungen mit transparenten Zinss\u00e4tzen.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"comparatif-3\">Vergleich \ud83d\udd0e<\/h4>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Karte<\/strong><\/td><td><strong>Typ<\/strong><\/td><td><strong>Kosten\/Jahr<\/strong><\/td><td><strong>\u00c4ndern<\/strong><\/td><td><strong>Abhebungen<\/strong><\/td><td><strong>Ideal f\u00fcr<\/strong><\/td><\/tr><tr><td>Cumulus-Visum<\/td><td>Kredit<\/td><td>0 CHF<\/td><td>0% (Zahlung)<\/td><td>3.75 %<\/td><td>EUR\/online ohne Wechselkursgeb\u00fchren<\/td><\/tr><tr><td>Neon<\/td><td>Durchflussmenge<\/td><td>0 CHF<\/td><td>0 %<\/td><td>1.5 %<\/td><td>Online-Zahlungen zwischen Banken<\/td><\/tr><tr><td>Wise<\/td><td>Durchflussmenge<\/td><td>0 CHF<\/td><td>0.4-1.3 %<\/td><td>1.75 %<\/td><td>EUR-, USD-Zahlungen&#8230;<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-9b17742 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-9b17742 .gs-box-icon{margin-right:40px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-9b17742 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-9b17742 svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-9b17742 svg,#gspb_infoBox-id-gsbp-9b17742 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-9b17742 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-9b17742 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-9b17742 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-9b17742 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-9b17742 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-9b17742 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-9b17742 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-9b17742 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-9b17742\" id=\"gspb_infoBox-id-gsbp-9b17742\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 992 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M496 16c-273.94 0-496 222.060-496 496s222.060 496 496 496 496-222.060 496-496-222.060-496-496-496zM660.58 731.2c-7.8 7.76-15.98 15.9-22.62 22.56-5.98 6-10.2 13.4-12.34 21.42-3.020 11.32-5.46 22.76-9.54 33.74l-34.78 93.7c-27.52 6-56 9.38-85.3 9.38v-54.76c3.38-25.24-15.28-72.52-45.26-102.5-12-12-18.74-28.28-18.74-45.26v-64.020c0-23.28-12.54-44.68-32.92-55.94-28.74-15.9-69.62-38.12-97.62-52.22-22.96-11.56-44.2-26.28-63.3-43.5l-1.6-1.44c-13.518-12.235-25.417-25.837-35.614-40.699l-0.506-0.781c-18.76-27.54-49.32-72.84-69.18-102.28 40.94-91 114.72-164.080 206.4-203.78l48.020 24.020c21.28 10.64 46.32-4.82 46.32-28.62v-22.6c15.98-2.58 32.24-4.22 48.78-4.84l56.6 56.6c12.5 12.5 12.5 32.76 0 45.26l-9.38 9.36-20.68 20.68c-6.24 6.24-6.24 16.38 0 22.62l9.38 9.38c6.24 6.24 6.24 16.38 0 22.62l-16 16c-2.897 2.892-6.897 4.68-11.314 4.68-0.002 0-0.004-0-0.006-0l-17.98 0c-4.16 0-8.16 1.62-11.16 4.54l-19.84 19.3c-2.989 2.912-4.842 6.977-4.842 11.474 0 2.604 0.622 5.063 1.724 7.237l-0.042-0.091 31.18 62.38c5.32 10.64-2.42 23.16-14.3 23.16h-11.28c-3.86 0-7.58-1.4-10.48-3.92l-18.56-16.12c-5.588-4.868-12.944-7.837-20.992-7.837-3.616 0-7.092 0.599-10.334 1.703l0.226-0.067-62.34 20.78c-9.575 3.263-16.34 12.178-16.34 22.673 0 0.003 0 0.005 0 0.008l-0-0c0 9.060 5.12 17.32 13.22 21.38l22.16 11.080c18.82 9.42 39.58 14.32 60.62 14.32s45.18 54.58 64 64h133.5c16.98 0 33.24 6.74 45.26 18.74l27.38 27.38c11.035 11.039 17.86 26.287 17.86 43.13 0 0.004-0 0.007-0 0.011l0-0.001c-0.009 25.779-10.497 49.107-27.436 65.956l-0.004 0.004zM834 548.5c-11.58-2.9-21.68-10-28.3-19.94l-35.96-53.94c-5.055-7.479-8.070-16.697-8.070-26.62s3.015-19.141 8.178-26.79l-0.108 0.17 39.18-58.76c4.64-6.94 11-12.58 18.48-16.3l25.96-12.98c27.040 53.84 42.64 114.4 42.64 178.66 0 17.34-1.48 34.32-3.64 51.080l-58.36-14.58z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-5ebe1aa62992c29a328e0d3e59600f37\" id=\"utilisateur-voyageur-carte-credit\"><strong>Reisende &#8211; der Flughafen ist Ihr zweites Zuhause<\/strong><br\/><br\/>Wenn Sie Ihre Kreditkarte haupts\u00e4chlich f\u00fcr Reisen ins Ausland verwenden: Flugtickets, Hotels, Restaurants, Eink\u00e4ufe vor Ort&#8230; ist sie Ihr zuverl\u00e4ssiger Verb\u00fcndeter bei jedem Zoll\u00fcbergang. Sie zahlen h\u00e4ufig in Fremdw\u00e4hrungen und ben\u00f6tigen eine zuverl\u00e4ssige Karte, die \u00fcberall akzeptiert wird, mit einem Minimum an versteckten Geb\u00fchren. <\/p>\n\n\n\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-c115d4b6740cf5d4b0a9232af375300c\">Sie erwarten vor allem geringe oder keine Wechselkursgeb\u00fchren, solide Reiseversicherungen (Reiser\u00fccktritt, Gep\u00e4ck, Gesundheit) und keine b\u00f6sen \u00dcberraschungen am anderen Ende der Welt. Manchmal heben Sie Bargeld ab, aber bevorzugen Sie immer direkte Zahlungen, insbesondere \u00fcber Ihr Handy oder Ihre Armbanduhr. <\/p>\n<\/div><\/div><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"mes-recommendations-eclair-1\"><strong><strong>Meine Blitz-Empfehlungen <strong>\u26a1\ufe0f<\/strong><\/strong><\/strong><\/h4>\n\n<p>Cumulus Visa (Migros)<br\/>\u2714\ufe0e keine Geb\u00fchren f\u00fcr Zahlungen im Ausland, aber Abhebungsgeb\u00fchren immer noch vorhanden (3,75 %).<br\/><br\/>Certo Mastercard<br\/>\u2714\ufe0e gutes Cashback, breite Akzeptanz, sollte aber erg\u00e4nzt werden, um im Ausland zu optimieren.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"en-complement-1\"><strong>Erg\u00e4nzend \ud83d\udca1<\/strong><\/h4>\n\n<p>Revolut Meta (Debit)<br\/>\u2714\ufe0e 0% Wechselkursgeb\u00fchren, kostenlose Abhebungen bis zu 800 CHF\/Monat, Reiseversicherungen inbegriffen.<\/p>\n\n<p>SWISS Miles &amp; More Amex<br\/>\u2714\ufe0e erm\u00f6glicht das Sammeln von Meilen und bietet n\u00fctzliche Versicherungen, wenn man h\u00e4ufig mit der Star Alliance fliegt.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"comparatif-2\">Vergleich \ud83d\udd0e<\/h4>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Karte<\/strong><\/td><td><strong>Typ<\/strong><\/td><td><strong>Kosten\/Jahr<\/strong><\/td><td><strong>\u00c4ndern<\/strong><\/td><td><strong>Abhebungen<\/strong><\/td><td><strong>Ideal f\u00fcr<\/strong><\/td><\/tr><tr><td>Revolut Metal<\/td><td>Durchflussmenge<\/td><td>228 CHF\/Jahr<\/td><td>0 %<\/td><td>0% (800 CHF\/Monat)<\/td><td>Keine Kosten, volle Reise<\/td><\/tr><tr><td>Miles &amp; More<\/td><td>Kredit<\/td><td>120 CHF<\/td><td>1.5-2 %<\/td><td>3.75 %<\/td><td>Sammeln von Meilen + Versicherungen<\/td><\/tr><tr><td>Certo Mastercard<\/td><td>Kredit<\/td><td>0 CHF<\/td><td>1.5-2.0 %<\/td><td>3.75 %<\/td><td>Mobile Zahlungen + breite Akzeptanz<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-quelle-carte-credit-moins-chere-suisse\">\t\t<h2 class=\"mt0 mb0\">Welches sind die g\u00fcnstigsten Kreditkarten der Schweiz in %%currentyear%% (gem\u00e4ss moneyland)<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die billigsten Karten<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Zwei Profile \ud83d\udc65 von Nutzern wurden von moneyland.ch in einer Analyse simuliert:<\/p>\n\n<p><strong>Der <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">gelegentliche<\/mark> Nutzer<\/strong>: <br\/>&#8211; kauft mit seiner Kreditkarte f\u00fcr 200 CHF pro Monat in der Schweiz<br\/>&#8211; mit 1000 EUR pro Jahr im Ausland<br\/>(berechnet \u00fcber zwei Jahre)<\/p>\n\n<p><strong>Der <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">h\u00e4ufige<\/mark> Nutzer<\/strong>: <br\/>&#8211; kauft mit seiner Kreditkarte f\u00fcr 1000 CHF pro Monat in der Schweiz<br\/>&#8211; mit 5000 EUR pro Jahr im Ausland<br\/>Es sind auch 5 Abhebungen\/Jahr von 200 CHF in der Schweiz und 5 Abhebungen von 200 im Ausland enthalten<br\/>(\u00fcber zwei Jahre berechnet).<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"les-cartes-de-credit-les-moins-cheres-en-fonction-de-l-utilisation\">Die g\u00fcnstigsten Kreditkarten nach Verwendungszweck<\/h3>\n<style>#gspb_row-id-gsbp-e6cab4a{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-e6cab4a > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-e6cab4a > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-e6cab4a\" id=\"gspb_row-id-gsbp-e6cab4a\"><div class=\"gspb_row__content\">  <\/div><\/div>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>2-Jahresgeb\u00fchr f\u00fcr die Nutzer<\/strong><\/td><td><strong>gelegentlich<\/strong><\/td><td><strong>h\u00e4ufig<\/strong><\/td><\/tr><tr><td>Swisscard Cashback Cards Amex<\/td><td><strong>-15.55<\/strong> CHF<\/td><td><strong>319.50<\/strong> CHF<\/td><\/tr><tr><td>Poinz Schweizer Loyalty Card Amex \/ Visa<\/td><td><strong>1.35<\/strong> CHF<\/td><td><strong>319.50<\/strong> CHF<\/td><\/tr><tr><td>Migros-Kreditkarte Cumulus Visa<\/td><td><strong>35.20<\/strong> CHF<\/td><td><strong>343.65<\/strong> CHF<\/td><\/tr><tr><td>Coop Supercard Visa \/ Mastercard<\/td><td><strong>43.10<\/strong> CHF<\/td><td><strong>455.70<\/strong> CHF<\/td><\/tr><tr><td>Manor World Mastercard<\/td><td><strong>48.65<\/strong> CHF<\/td><td><strong>514.25<\/strong> CHF<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Quelle: <a href=\"https:\/\/www.moneyland.ch\/fr\/cartes-credit-etude-2024\">Geb\u00fchrensimulation moneyland.ch<\/a><\/figcaption><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Bei denselben Kreditkarten k\u00f6nnen die Geb\u00fchren je nach Nutzung recht unterschiedlich sein.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"quelles-cartes-sont-les-plus-avantageuses-pour-vous-nous-vous-presentons-pratiquement-toutes-les-cartes-de-credit-disponibles-en-suisse-dans-ce-panorama-anneeneo\">\ud83c\udfaf <strong>Welche Karten sind f\u00fcr Sie am vorteilhaftesten?<\/strong><\/h3>\n\n<p>In diesem Artikel stellen wir Ihnen praktisch alle in der Schweiz verf\u00fcgbaren Kreditkarten in %%currentyear%% entsprechend Ihren Bed\u00fcrfnissen vor.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-cartes-credit-gratuites-suisse\">\t\t<h2 class=\"mt0 mb0\">Kostenlose Kreditkarten in der Schweiz &#8211; ohne Jahresgeb\u00fchr<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Kostenlose Karten<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"swisscard-cashback-carte-de-credit-amex\">Swisscard Cashback &#8211; Amex Kreditkarte<\/h3>\n\n<p>Diese kostenlose Karte bietet Cashback ohne Jahresgeb\u00fchr: 0,5% auf Eink\u00e4ufe in der Schweiz und 1% im Ausland. Dies ist besonders vorteilhaft f\u00fcr Reisen und internationale Eink\u00e4ufe. <\/p>\n<style>#gspb_image-id-gsbp-fea55df{text-align:center;}#gspb_image-id-gsbp-fea55df img{vertical-align:top;}#gspb_image-id-gsbp-fea55df img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-fea55df img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-fea55df img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-fea55df img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-fea55df img{width:auto;}}#gspb_image-id-gsbp-fea55df,#gspb_image-id-gsbp-fea55df img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-fea55df\" id=\"gspb_image-id-gsbp-fea55df\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Swisscard-Cashback-American-Express-Schweiz-kreditkarte-swiss-credit-cards-list-HD.png\" data-src=\"\" alt=\"Swisscard Cashback American Express - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"830\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Warenr\u00fcckgabeversicherung bis zu 1000 CHF pro Jahr, n\u00fctzlich bei Problemen mit einem Kauf<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-cc6a730 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-cc6a730 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-cc6a730 img,#gspb_infoBox-id-gsbp-cc6a730 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-cc6a730 img{margin:0px !important;}#gspb_infoBox-id-gsbp-cc6a730 img:hover,#gspb_infoBox-id-gsbp-cc6a730 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-cc6a730 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-cc6a730 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-cc6a730 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-cc6a730 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-cc6a730 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-cc6a730 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-cc6a730 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-cc6a730\" id=\"gspb_infoBox-id-gsbp-cc6a730\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Swisscard Cashback Amex ist eine interessante Option f\u00fcr diejenigen, die nach geb\u00fchrenfreiem Cashback suchen, insbesondere f\u00fcr internationale Ausgaben. Die begrenzte Akzeptanz von Amex in der Schweiz kann jedoch eine Zweitkarte erforderlich machen. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"poinz-card-carte-de-credit-amex-visa\">Poinz Card \u2013 Amex \/ Visa Kreditkarte<\/h3>\n\n<p>Die kostenlose Poinz Karte bietet <strong>0,5 % Cashback auf alle Eink\u00e4ufe<\/strong>, ohne Jahresgeb\u00fchren. Sie l\u00e4sst sich in die App integrieren, mit der du bei zahlreichen Partnerh\u00e4ndlern Punkte sammeln kannst. <br\/><br\/>\ud83c\udf81 Nutze unseren <strong>pers\u00f6nlichen Poinz Promo-Code<\/strong> <strong>REF50-ATEP<\/strong> oder unseren <a href=\"https:\/\/poinz.ch\/referral\/credit-cards\/REF50-ATEP?code=REF50-ATEP&amp;campaignId=184&amp;utm_source=POINZ&amp;utm_medium=OTHER&amp;utm_campaign=REF50&amp;utm_content=referral_code_REF50-ATEP\" target=\"_blank\" rel=\"noreferrer noopener\">pers\u00f6nlichen Poinz Promo-Link<\/a>, um dein Konto zu er\u00f6ffnen und <strong>ein CHF 30.\u2013 Startguthaben<\/strong> bei Kontoer\u00f6ffnung zu erhalten.<\/p>\n<style>#gspb_image-id-gsbp-3a15635{text-align:center;}#gspb_image-id-gsbp-3a15635 img{vertical-align:top;}#gspb_image-id-gsbp-3a15635 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-3a15635 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-3a15635 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-3a15635 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-3a15635 img{width:auto;}}#gspb_image-id-gsbp-3a15635,#gspb_image-id-gsbp-3a15635 img{height:250px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-3a15635\" id=\"gspb_image-id-gsbp-3a15635\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Poinz-Card-American-Express-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"Poinz Card American Express - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"256\" height=\"250\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; &#8211; &#8211;<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-74e8360 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-74e8360 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-74e8360 img,#gspb_infoBox-id-gsbp-74e8360 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-74e8360 img{margin:0px !important;}#gspb_infoBox-id-gsbp-74e8360 img:hover,#gspb_infoBox-id-gsbp-74e8360 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-74e8360 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-74e8360 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-74e8360 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-74e8360 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-74e8360 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-74e8360 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-74e8360 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-74e8360\" id=\"gspb_infoBox-id-gsbp-74e8360\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Poinz Card ist eine interessante Option, um Cashback und ein lokales Treueprogramm geb\u00fchrenfrei zu kombinieren. Aber wie bei jeder Amex-Karte kann die Akzeptanz bei einigen Schweizer H\u00e4ndlern eingeschr\u00e4nkt sein. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"certo-one-carte-de-credit-mastercard\">Certo One &#8211; Mastercard Kreditkarte<\/h3>\n\n<p>Diese Mastercard bietet ein Cashback von 0,5% auf alle Eink\u00e4ufe, ohne Jahresgeb\u00fchr. Sie beinhaltet eine Bestpreisgarantie und eine Einkaufsversicherung, die zus\u00e4tzlichen Schutz f\u00fcr Ihre Ausgaben bietet. <\/p>\n<style>#gspb_image-id-gsbp-4dd419f{text-align:center;}#gspb_image-id-gsbp-4dd419f img{vertical-align:top;}#gspb_image-id-gsbp-4dd419f img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-4dd419f img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-4dd419f img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-4dd419f img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-4dd419f img{width:auto;}}#gspb_image-id-gsbp-4dd419f,#gspb_image-id-gsbp-4dd419f img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-4dd419f\" id=\"gspb_image-id-gsbp-4dd419f\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Certo-One-Mastercard-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1280\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<br\/>&#8211; Fidesmo Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Bestpreisgarantie<br\/>&#8211; Einkaufsversicherung<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-be05c6a .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-be05c6a img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-be05c6a img,#gspb_infoBox-id-gsbp-be05c6a img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-be05c6a img{margin:0px !important;}#gspb_infoBox-id-gsbp-be05c6a img:hover,#gspb_infoBox-id-gsbp-be05c6a img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-be05c6a .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-be05c6a .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-be05c6a .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-be05c6a .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-be05c6a .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-be05c6a .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-be05c6a .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-be05c6a\" id=\"gspb_infoBox-id-gsbp-be05c6a\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Certo One ist eine interessante Option f\u00fcr eine kostenlose Kreditkarte mit Cashback und einer guten Akzeptanz in der Schweiz, kombiniert mit n\u00fctzlichen Versicherungen f\u00fcr den Alltag.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"loeb-club-carte-de-credit-visa\">LOEB Club &#8211; Visa-Kreditkarte<\/h3>\n\n<p>Diese Visa-Karte bietet ein Cashback von 0,5% auf alle Eink\u00e4ufe, ohne Jahresgeb\u00fchr. Sie ist besonders vorteilhaft f\u00fcr Eink\u00e4ufe bei LOEB, wo sie zus\u00e4tzliche Rabatte und Sonderangebote bietet. <\/p>\n<style>#gspb_image-id-gsbp-1a76da3{text-align:center;}#gspb_image-id-gsbp-1a76da3 img{vertical-align:top;}#gspb_image-id-gsbp-1a76da3 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-1a76da3 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-1a76da3 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-1a76da3 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-1a76da3 img{width:auto;}}#gspb_image-id-gsbp-1a76da3,#gspb_image-id-gsbp-1a76da3 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-1a76da3\" id=\"gspb_image-id-gsbp-1a76da3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/LOEB-Club-Visa-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD-e1731267426643.jpg\" data-src=\"\" alt=\"LOEB Club Visa Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"458\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Garmin Pay<br\/><\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; &#8211; &#8211;<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-38a56f2 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-38a56f2 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-38a56f2 img,#gspb_infoBox-id-gsbp-38a56f2 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-38a56f2 img{margin:0px !important;}#gspb_infoBox-id-gsbp-38a56f2 img:hover,#gspb_infoBox-id-gsbp-38a56f2 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-38a56f2 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-38a56f2 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-38a56f2 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-38a56f2 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-38a56f2 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-38a56f2 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-38a56f2 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-38a56f2\" id=\"gspb_infoBox-id-gsbp-38a56f2\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die LOEB Club Visa ist eine interessante Option f\u00fcr regelm\u00e4\u00dfige LOEB-Kunden, die <strong>ohne Jahresgeb\u00fchr<\/strong> ein Cashback auf alle ihre Eink\u00e4ufe erhalten m\u00f6chten.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"swisscard-cashback-carte-de-credit-visa-mastercard\">Swisscard Cashback &#8211; Visa\/Mastercard Kreditkarte<\/h3>\n\n<p>Diese Karte bietet ein Cashback von 0,3% auf Eink\u00e4ufe in der Schweiz und 0,8% im Ausland, ohne Jahresgeb\u00fchr. Sie ist als Visa- oder Mastercard-Version erh\u00e4ltlich, wodurch eine breite Akzeptanz gew\u00e4hrleistet ist. <\/p>\n<style>#gspb_image-id-gsbp-16ef17e{text-align:center;}#gspb_image-id-gsbp-16ef17e img{vertical-align:top;}#gspb_image-id-gsbp-16ef17e img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-16ef17e img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-16ef17e img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-16ef17e img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-16ef17e img{width:auto;}}#gspb_image-id-gsbp-16ef17e,#gspb_image-id-gsbp-16ef17e img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-16ef17e\" id=\"gspb_image-id-gsbp-16ef17e\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Swisscard-Cashback-Mastercard-Schweiz-kreditkarte-swiss-credit-cards-list-HD.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"830\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Warenr\u00fcckgabeversicherung<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d64771b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-d64771b img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-d64771b img,#gspb_infoBox-id-gsbp-d64771b img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-d64771b img{margin:0px !important;}#gspb_infoBox-id-gsbp-d64771b img:hover,#gspb_infoBox-id-gsbp-d64771b img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-d64771b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d64771b .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-d64771b .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-d64771b .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d64771b .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d64771b .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d64771b .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d64771b\" id=\"gspb_infoBox-id-gsbp-d64771b\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Swisscard Cashback Visa\/Mastercard ist eine vielseitige Option: Cashback ohne Geb\u00fchren, mit einer fast universellen Akzeptanz und Vorteilen bei Eink\u00e4ufen im Ausland.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Was ist zu beachten?<\/strong><br\/>&#8211; Der wahre Gewinn h\u00e4ngt von der Cashback-Rate <strong>und<\/strong> der Akzeptanz der Karte ab.<br\/>&#8211; Eine Karte mit 1 % Cashback ist nur dann rentabel, wenn man sie \u00fcberall einsetzen kann.<br\/>\u2192 Besser eine gut akzeptierte Karte mit 0,5 % als eine unbrauchbare Karte mit 1 %.<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-cartes-credit-points-bonus\">\t\t<h2 class=\"mt0 mb0\">Kreditkarten mit Treuebonuspunkten<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Karten mit Bonus-\/Treuepunkten<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"migros-cumulus-carte-de-credit-visa\">Migros Cumulus &#8211; Visa-Kreditkarte<\/h3>\n\n<p>Diese kostenlose Karte bietet 0,33 Cumulus-Punkte pro ausgegebenem Franken und 1 Punkt pro Franken bei Migros. Sie ist Teil des Cumulus-Treueprogramms, das in der Schweiz sehr beliebt ist. <\/p>\n<style>#gspb_image-id-gsbp-9886f25{text-align:center;}#gspb_image-id-gsbp-9886f25 img{vertical-align:top;}#gspb_image-id-gsbp-9886f25 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-9886f25 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-9886f25 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-9886f25 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-9886f25 img{width:auto;}}#gspb_image-id-gsbp-9886f25,#gspb_image-id-gsbp-9886f25 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-9886f25\" id=\"gspb_image-id-gsbp-9886f25\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Migros-Cumulus-Visa-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD-version-.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"294\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Reiseversicherungen<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a7de9d7 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-a7de9d7 img,#gspb_infoBox-id-gsbp-a7de9d7 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-a7de9d7 img{margin:0px !important;}#gspb_infoBox-id-gsbp-a7de9d7 img:hover,#gspb_infoBox-id-gsbp-a7de9d7 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a7de9d7 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a7de9d7\" id=\"gspb_infoBox-id-gsbp-a7de9d7\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Migros Cumulus Visa ist eine f\u00fchrende Option in der Schweiz f\u00fcr die vielen Stammkunden der Migros, die ihre Cumulus-Punkte <strong>ohne Jahresgeb\u00fchr<\/strong> maximieren m\u00f6chten.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"coop-supercard-carte-de-credit-visa-mastercard\">Coop Supercard &#8211; Visa\/Mastercard Kreditkarte<\/h3>\n\n<p>Diese kostenlose Karte bietet 1 Supercard Punkt pro ausgegebenem Franken. Sie passt perfekt in das Treueprogramm von Coop, eines der gr\u00f6\u00dften in der Schweiz. <\/p>\n<style>#gspb_image-id-gsbp-7dd6dee{text-align:center;}#gspb_image-id-gsbp-7dd6dee img{vertical-align:top;}#gspb_image-id-gsbp-7dd6dee img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-7dd6dee img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-7dd6dee img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-7dd6dee img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-7dd6dee img{width:auto;}}#gspb_image-id-gsbp-7dd6dee,#gspb_image-id-gsbp-7dd6dee img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-7dd6dee\" id=\"gspb_image-id-gsbp-7dd6dee\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Coop-Supercard-Visa-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD-version.jpg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"592\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; TWINT (Supercard-Integration)<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Reise- und Flugunfallversicherung<br\/>&#8211; SOS-Assistance<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-005f92d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-005f92d img,#gspb_infoBox-id-gsbp-005f92d img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-005f92d img{margin:0px !important;}#gspb_infoBox-id-gsbp-005f92d img:hover,#gspb_infoBox-id-gsbp-005f92d img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-005f92d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-005f92d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-005f92d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-005f92d .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-005f92d .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-005f92d .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-005f92d .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-005f92d\" id=\"gspb_infoBox-id-gsbp-005f92d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Coop Supercard ist eine interessante Option f\u00fcr treue Coop-Kunden, die bei allen Eink\u00e4ufen Punkte sammeln m\u00f6chten, <strong>ohne dass eine Jahresgeb\u00fchr<\/strong> anf\u00e4llt.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"manor-world-carte-de-credit-mastercard\">Manor World &#8211; Kreditkarte Mastercard<\/h3>\n\n<p>Diese kostenlose Karte bietet 1 Manor-Punkt pro ausgegebenem Franken und 2 Punkte pro Franken bei Manor. Sie beinhaltet zus\u00e4tzliche Vorteile f\u00fcr Eink\u00e4ufe bei Manor. <\/p>\n<style>#gspb_image-id-gsbp-750c06a{text-align:center;}#gspb_image-id-gsbp-750c06a img{vertical-align:top;}#gspb_image-id-gsbp-750c06a img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-750c06a img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-750c06a img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-750c06a img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-750c06a img{width:auto;}}#gspb_image-id-gsbp-750c06a,#gspb_image-id-gsbp-750c06a img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-750c06a\" id=\"gspb_image-id-gsbp-750c06a\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Manor-World-Mastercard-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD-e1731269022519.png\" data-src=\"\" alt=\"Manor World Mastercard Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"642\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; &#8211; &#8211;<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Bestpreisgarantie<br\/>&#8211; Kaufschutzversicherung<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-ef5de47 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-ef5de47 img,#gspb_infoBox-id-gsbp-ef5de47 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-ef5de47 img{margin:0px !important;}#gspb_infoBox-id-gsbp-ef5de47 img:hover,#gspb_infoBox-id-gsbp-ef5de47 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-ef5de47 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-ef5de47 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-ef5de47 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-ef5de47 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-ef5de47 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-ef5de47 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-ef5de47 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-ef5de47\" id=\"gspb_infoBox-id-gsbp-ef5de47\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Manor World Mastercard ist eine gute Option f\u00fcr regelm\u00e4\u00dfige Kunden von Manor, die die Vorteile <strong>ohne Jahresgeb\u00fchren<\/strong> maximieren m\u00f6chten.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"spar-carte-de-credit-mastercard-world\">SPAR &#8211; Kreditkarte Mastercard World<\/h3>\n\n<p>Kostenlose SPAR-Karte, mit der Sie 1 SPAR-Punkt pro ausgegebenem Franken sammeln k\u00f6nnen. Kein Cashback, kein mobiler Service (nicht kompatibel mit Apple Pay oder Google Pay) und 1,5 % Auslandsgeb\u00fchr. Individuelles Design gegen eine Geb\u00fchr von 30 CHF. Streng minimalistische Auswahl.   <\/p>\n<style>#gspb_image-id-gsbp-42e1472{text-align:center;}#gspb_image-id-gsbp-42e1472 img{vertical-align:top;}#gspb_image-id-gsbp-42e1472 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-42e1472 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-42e1472 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-42e1472 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-42e1472 img{width:auto;}}#gspb_image-id-gsbp-42e1472,#gspb_image-id-gsbp-42e1472 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-42e1472\" id=\"gspb_image-id-gsbp-42e1472\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/SPAR-Mastercard-World-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.jpg\" data-src=\"\" alt=\"SPAR Mastercard World Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"580\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t<\/strong> mit <strong>mobilen Zahlungen<\/strong>:<br\/>&#8211; Nicht kompatibel mit Apple Pay und Google Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Reiseunf\u00e4lle<br\/>&#8211; Assistance im Ausland<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-df25ce6 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-df25ce6 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-df25ce6 img,#gspb_infoBox-id-gsbp-df25ce6 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-df25ce6 img{margin:0px !important;}#gspb_infoBox-id-gsbp-df25ce6 img:hover,#gspb_infoBox-id-gsbp-df25ce6 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-df25ce6 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-df25ce6 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-df25ce6 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-df25ce6 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-df25ce6 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-df25ce6 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-df25ce6 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-df25ce6\" id=\"gspb_infoBox-id-gsbp-df25ce6\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die SPAR Mastercard kann als Zusatzkarte <strong>ohne Jahresgeb\u00fchr<\/strong> geeignet sein, bietet aber keinen wirklichen Wert au\u00dferhalb des SPAR-Treueprogramms.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"ikea-family-carte-de-credit-mastercard\">IKEA Family &#8211; Mastercard Kreditkarte<\/h3>\n\n<p>Diese kostenlose Karte bietet 1 IKEA-Punkt pro ausgegebenem Franken und 3 Punkte pro Franken bei IKEA. Sie beinhaltet zus\u00e4tzliche Vorteile f\u00fcr IKEA Family Mitglieder. <\/p>\n<style>#gspb_image-id-gsbp-3820c54{text-align:center;}#gspb_image-id-gsbp-3820c54 img{vertical-align:top;}#gspb_image-id-gsbp-3820c54 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-3820c54 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-3820c54 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-3820c54 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-3820c54 img{width:auto;}}#gspb_image-id-gsbp-3820c54,#gspb_image-id-gsbp-3820c54 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-3820c54\" id=\"gspb_image-id-gsbp-3820c54\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/IKEA-Family-Mastercard-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"IKEA Family Mastercard Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"1280\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Bestpreisgarantie<br\/>&#8211; Einkaufsversicherung<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-68f3324 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-68f3324 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-68f3324 img,#gspb_infoBox-id-gsbp-68f3324 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-68f3324 img{margin:0px !important;}#gspb_infoBox-id-gsbp-68f3324 img:hover,#gspb_infoBox-id-gsbp-68f3324 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-68f3324 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-68f3324 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-68f3324 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-68f3324 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-68f3324 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-68f3324 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-68f3324 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-68f3324\" id=\"gspb_infoBox-id-gsbp-68f3324\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die IKEA Family Mastercard ist eine interessante Option f\u00fcr alle Stammkunden von IKEA. Sie maximiert die Vorteile und erm\u00f6glicht ein schnelles Sammeln von Punkten <strong>ohne Jahresgeb\u00fchren<\/strong>. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"fnac-mastercard-carte-de-credit-mastercard\">Fnac Mastercard &#8211; Mastercard Kreditkarte<\/h3>\n\n<p>Mit dieser kostenlosen Karte erhalten Sie Treuepunkte f\u00fcr alle Eink\u00e4ufe, die Sie bei Fnac im Gesch\u00e4ft und auf Fnac.ch t\u00e4tigen. Sie ist besonders vorteilhaft f\u00fcr regelm\u00e4\u00dfige Kunden von Fnac. <\/p>\n<style>#gspb_image-id-gsbp-cd9ec84{text-align:center;}#gspb_image-id-gsbp-cd9ec84 img{vertical-align:top;}#gspb_image-id-gsbp-cd9ec84 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-cd9ec84 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-cd9ec84 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-cd9ec84 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-cd9ec84 img{width:auto;}}#gspb_image-id-gsbp-cd9ec84,#gspb_image-id-gsbp-cd9ec84 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-cd9ec84\" id=\"gspb_image-id-gsbp-cd9ec84\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/karten-fnac-mastercard-card-ui17.nR2_hoZi_Z2sLqv2-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"karten-fnac-mastercard-card - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"1280\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Reise und Kartenbetrug (optional)<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6521527 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-6521527 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-6521527 img,#gspb_infoBox-id-gsbp-6521527 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-6521527 img{margin:0px !important;}#gspb_infoBox-id-gsbp-6521527 img:hover,#gspb_infoBox-id-gsbp-6521527 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-6521527 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-6521527 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-6521527 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-6521527 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-6521527 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-6521527 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6521527 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-6521527\" id=\"gspb_infoBox-id-gsbp-6521527\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Fnac Mastercard ist eine interessante Option, wenn Sie bei Ihren Eink\u00e4ufen Fnac-Punkte sammeln m\u00f6chten, <strong>ohne dass eine Jahresgeb\u00fchr<\/strong> anf\u00e4llt. Sie bietet auch die Flexibilit\u00e4t einer <strong>Ratenzahlung<\/strong> und Zugang zur Cembra-Anwendung, mit der Sie Ihre Transaktionen einfach verwalten k\u00f6nnen. Der Zinssatz von <strong>11,95%<\/strong> f\u00fcr die Ratenzahlung kann hoch sein, wenn er nicht schnell zur\u00fcckgezahlt wird.  <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"lipo-carte-de-credit-mastercard\">LIPO &#8211; Mastercard Kreditkarte<\/h3>\n\n<p>Diese kostenlose Karte bietet 1 LIPO-Punkt pro ausgegebenem Franken. Sie ist besonders vorteilhaft f\u00fcr Eink\u00e4ufe bei LIPO, da sie Rabatte und Sonderangebote bietet. <\/p>\n<style>#gspb_image-id-gsbp-65412f2{text-align:center;}#gspb_image-id-gsbp-65412f2 img{vertical-align:top;}#gspb_image-id-gsbp-65412f2 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-65412f2 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-65412f2 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-65412f2 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-65412f2 img{width:auto;}}#gspb_image-id-gsbp-65412f2,#gspb_image-id-gsbp-65412f2 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-65412f2\" id=\"gspb_image-id-gsbp-65412f2\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/LIPO-Mastercard-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1280\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; &#8211; &#8211;<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-0ac2883 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-0ac2883 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-0ac2883 img,#gspb_infoBox-id-gsbp-0ac2883 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-0ac2883 img{margin:0px !important;}#gspb_infoBox-id-gsbp-0ac2883 img:hover,#gspb_infoBox-id-gsbp-0ac2883 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-0ac2883 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-0ac2883 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-0ac2883 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-0ac2883 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-0ac2883 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-0ac2883 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-0ac2883 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-0ac2883\" id=\"gspb_infoBox-id-gsbp-0ac2883\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die LIPO Mastercard ist eine interessante Option, wenn Sie regelm\u00e4\u00dfiger Kunde von LIPO sind und bei allen Ihren Eink\u00e4ufen Punkte sammeln m\u00f6chten, <strong>ohne dass eine Jahresgeb\u00fchr<\/strong> anf\u00e4llt.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Was ist zu beachten?<\/strong><br\/>&#8211; Diese Karten k\u00f6nnen n\u00fctzlich sein, wenn Sie bereits ein treuer Kunde eines bestimmten Unternehmens (Coop, IKEA usw.) sind.<br\/>&#8211; Sie bieten selten Vorteile au\u00dferhalb ihres Netzwerks und sind daher als Hauptkarte begrenzt.<br\/>\u2192 Als Erg\u00e4nzung zu betrachten, nicht wirklich als universelle L\u00f6sung.<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-cartes-credit-cashback-suisse\">\t\t<h2 class=\"mt0 mb0\">Kreditkarten mit Cashback<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Karten mit Cashback<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"TCS-Member-carte-de-credit\">TCS Member &#8211; Mastercard Kreditkarte<\/h3>\n\n<p>Kostenlose Karte f\u00fcr TCS-Mitglieder. Sie bietet Zugang zu 1% Cashback bei SWISS, SBB, Airbnb oder Mobility, sowie Rabatte auf Benzin (bis zu 5 cts\/L), Elektroaufladungen (5%) oder Parkpl\u00e4tze in der Schweiz (20% \u00fcber die TCS App). Keine Mitgliedsbeitr\u00e4ge, aber nur f\u00fcr Personen, die im TCS-\u00d6kosystem aktiv sind.  <br\/><\/p>\n<style>#gspb_image-id-gsbp-4b2d9f3{text-align:center;}#gspb_image-id-gsbp-4b2d9f3 img{vertical-align:top;}#gspb_image-id-gsbp-4b2d9f3 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-4b2d9f3 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-4b2d9f3 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-4b2d9f3 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-4b2d9f3 img{width:auto;}}#gspb_image-id-gsbp-4b2d9f3,#gspb_image-id-gsbp-4b2d9f3 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-4b2d9f3\" id=\"gspb_image-id-gsbp-4b2d9f3\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/TCS-Member-Mastercard-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-High-Definition-.png\" data-src=\"\" alt=\"TCS Member Mastercard Kreditkarte - Schweiz kreditkarte - swiss credit cards list High Definition\" loading=\"lazy\" width=\"762\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Einkaufen<br\/>&#8211; Reiseassistenz<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5e9f109 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-5e9f109 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-5e9f109 img,#gspb_infoBox-id-gsbp-5e9f109 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-5e9f109 img{margin:0px !important;}#gspb_infoBox-id-gsbp-5e9f109 img:hover,#gspb_infoBox-id-gsbp-5e9f109 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-5e9f109 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-5e9f109 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-5e9f109 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-5e9f109 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-5e9f109 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-5e9f109 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5e9f109 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-5e9f109\" id=\"gspb_infoBox-id-gsbp-5e9f109\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die TCS Member Mastercard ist als Zweitkarte interessant, wenn man bereits von den Partnerdiensten profitiert. Ansonsten bietet sie nur wenige differenzierende Vorteile. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"postfinance-carte-de-credit-mastercard-visa-standard\">PostFinance &#8211; Mastercard\/Visa Standard Kreditkarte<\/h3>\n\n<p>Diese Karte bietet ein Cashback von 0,3 % auf alle Eink\u00e4ufe mit einer Jahresgeb\u00fchr. Sie passt perfekt zu den S <\/p>\n\n<p>Die Bankdienstleistungen von PostFinance erleichtern die Verwaltung der Ausgaben.<\/p>\n<style>#gspb_image-id-gsbp-385e12b{text-align:center;}#gspb_image-id-gsbp-385e12b img{vertical-align:top;}#gspb_image-id-gsbp-385e12b img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-385e12b img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-385e12b img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-385e12b img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-385e12b img{width:auto;}}#gspb_image-id-gsbp-385e12b,#gspb_image-id-gsbp-385e12b img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-385e12b\" id=\"gspb_image-id-gsbp-385e12b\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/PostFinance-Mastercard-standard-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD-e1731269361943.png\" data-src=\"\" alt=\"PostFinance Mastercard Standard Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"583\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<br\/>&#8211; Xiaomi Pay<br\/>&#8211; Fidesmo Pay<br\/>&#8211; DIGISEQ Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Grundlegende Reiseversicherungen<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-2d6c19d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-2d6c19d img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-2d6c19d img,#gspb_infoBox-id-gsbp-2d6c19d img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-2d6c19d img{margin:0px !important;}#gspb_infoBox-id-gsbp-2d6c19d img:hover,#gspb_infoBox-id-gsbp-2d6c19d img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-2d6c19d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-2d6c19d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-2d6c19d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-2d6c19d .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-2d6c19d .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-2d6c19d .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-2d6c19d .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-2d6c19d\" id=\"gspb_infoBox-id-gsbp-2d6c19d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">PostFinance Standard ist eine praktische Option f\u00fcr PostFinance-Kunden, die ein bescheidenes Cashback und eine einfache Integration mit ihren bestehenden Konten w\u00fcnschen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"cornercard-carte-de-credit-visa-mastercard-classic\">Corn\u00e8rcard &#8211; Kreditkarte Visa\/Mastercard Classic<\/h3>\n\n<p>Standard-Kreditkarte mit einer Jahresgeb\u00fchr von 100 CHF. Sie bietet einen Cashback von 0,5 % auf Eink\u00e4ufe (wird ab einem Betrag von 25 CHF gutgeschrieben).   <\/p>\n<style>#gspb_image-id-gsbp-0aba375{text-align:center;}#gspb_image-id-gsbp-0aba375 img{vertical-align:top;}#gspb_image-id-gsbp-0aba375 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-0aba375 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-0aba375 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-0aba375 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-0aba375 img{width:auto;}}#gspb_image-id-gsbp-0aba375,#gspb_image-id-gsbp-0aba375 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-0aba375\" id=\"gspb_image-id-gsbp-0aba375\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Cornercard-Classic-VisaMastercard-silver-classic-color-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"Cornercard Classic Visa:Mastercard silver classic color Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Schutz der Eink\u00e4ufe f\u00fcr 45 Tage<br\/>&#8211; Bestpreisgarantie<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-be57fd5 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-be57fd5 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-be57fd5 img,#gspb_infoBox-id-gsbp-be57fd5 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-be57fd5 img{margin:0px !important;}#gspb_infoBox-id-gsbp-be57fd5 img:hover,#gspb_infoBox-id-gsbp-be57fd5 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-be57fd5 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-be57fd5 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-be57fd5 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-be57fd5 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-be57fd5 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-be57fd5 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-be57fd5 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-be57fd5\" id=\"gspb_infoBox-id-gsbp-be57fd5\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Corn\u00e8rcard Classic kann als Einzelkarte geeignet sein, wenn man etwas Cashback mit <strong>n\u00fctzlichen Versicherungen<\/strong> sucht, ohne auf komplexe Boni zu setzen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"swisscard-carte-de-credit-american-express\">Swisscard &#8211; American Express Kreditkarte<\/h3>\n\n<p>Diese kostenlose American Express Karte bietet ein Cashback von 0,5% auf alle Eink\u00e4ufe mit einer Jahresgeb\u00fchr. Sie beinhaltet eine erweiterte Reiseversicherung und Sonderangebote bei ausgew\u00e4hlten Partnern. <\/p>\n<style>#gspb_image-id-gsbp-c842444{text-align:center;}#gspb_image-id-gsbp-c842444 img{vertical-align:top;}#gspb_image-id-gsbp-c842444 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-c842444 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-c842444 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-c842444 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-c842444 img{width:auto;}}#gspb_image-id-gsbp-c842444,#gspb_image-id-gsbp-c842444 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-c842444\" id=\"gspb_image-id-gsbp-c842444\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Swisscard-Cashback-American-Express-Schweiz-kreditkarte-swiss-credit-cards-list-HD.png\" data-src=\"\" alt=\"Swisscard Cashback American Express - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"830\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Kaufschutz<br\/>&#8211; Garantie des besten Preises<br\/><\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-65f14bc .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-65f14bc img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-65f14bc img,#gspb_infoBox-id-gsbp-65f14bc img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-65f14bc img{margin:0px !important;}#gspb_infoBox-id-gsbp-65f14bc img:hover,#gspb_infoBox-id-gsbp-65f14bc img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-65f14bc .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-65f14bc .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-65f14bc .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-65f14bc .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-65f14bc .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-65f14bc .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-65f14bc .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-65f14bc\" id=\"gspb_infoBox-id-gsbp-65f14bc\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Swisscard Amex ist eine interessante Option, um <strong>das Cashback<\/strong> auf laufende Ausgaben zu <strong>maximieren<\/strong>, trotz der Jahresgeb\u00fchren und der begrenzten Akzeptanz von Amex in der Schweiz.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"cornercard-zoom-carte-de-credit-visa-mastercard\">Corn\u00e8rcard Zoom &#8211; Visa\/Mastercard Kreditkarte<\/h3>\n\n<p>Diese Karte bietet einen Cashback von 0,5% auf alle Eink\u00e4ufe, mit einer Jahresgeb\u00fchr. Sie wurde speziell f\u00fcr junge Leute und Studenten entwickelt und bietet flexiblere Bedingungen. <\/p>\n<style>#gspb_image-id-gsbp-57ddfbc{text-align:center;}#gspb_image-id-gsbp-57ddfbc img{vertical-align:top;}#gspb_image-id-gsbp-57ddfbc img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-57ddfbc img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-57ddfbc img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-57ddfbc img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-57ddfbc img{width:auto;}}#gspb_image-id-gsbp-57ddfbc,#gspb_image-id-gsbp-57ddfbc img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-57ddfbc\" id=\"gspb_image-id-gsbp-57ddfbc\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Cornercard-Zoom-VisaMastercard-personnalisable-Cornercard-Classic-VisaMastercard-classic-black-color-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<\/p>\n\n<p><strong>Versicherung:<br\/><\/strong>&#8211; Einkaufsschutz (Option)<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-812a55f .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-812a55f img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-812a55f img,#gspb_infoBox-id-gsbp-812a55f img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-812a55f img{margin:0px !important;}#gspb_infoBox-id-gsbp-812a55f img:hover,#gspb_infoBox-id-gsbp-812a55f img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-812a55f .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-812a55f .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-812a55f .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-812a55f .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-812a55f .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-812a55f .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-812a55f .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-812a55f\" id=\"gspb_infoBox-id-gsbp-812a55f\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Corn\u00e8rcard Zoom ist f\u00fcr junge Leute gedacht, die mit der Nutzung einer Kreditkarte beginnen, mit einem guten Cashback trotz der Jahresgeb\u00fchr.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"cornercard-wwf-carte-de-credit-visa\">Corn\u00e8rcard WWF &#8211; Visa-Kreditkarte<\/h3>\n\n<p>Diese Visa-Karte bietet ein Cashback von 0,5% auf alle Eink\u00e4ufe mit einer Jahresgeb\u00fchr. Ein Teil der Ausgaben wird an den WWF gespendet, um Umweltprojekte zu unterst\u00fctzen. <\/p>\n<style>#gspb_image-id-gsbp-bc3a7b4{text-align:center;}#gspb_image-id-gsbp-bc3a7b4 img{vertical-align:top;}#gspb_image-id-gsbp-bc3a7b4 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-bc3a7b4 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-bc3a7b4 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-bc3a7b4 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-bc3a7b4 img{width:auto;}}#gspb_image-id-gsbp-bc3a7b4,#gspb_image-id-gsbp-bc3a7b4 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-bc3a7b4\" id=\"gspb_image-id-gsbp-bc3a7b4\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Cornercard-WWF-Visa-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"Cornercard WWF Visa Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; 45-Tage-Einkaufsschutz<br\/>&#8211; Bestpreisgarantie<br\/>&#8211; Rechtsschutz<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-30102c1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-30102c1 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-30102c1 img,#gspb_infoBox-id-gsbp-30102c1 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-30102c1 img{margin:0px !important;}#gspb_infoBox-id-gsbp-30102c1 img:hover,#gspb_infoBox-id-gsbp-30102c1 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-30102c1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-30102c1 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-30102c1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-30102c1 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-30102c1 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-30102c1 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-30102c1 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-30102c1\" id=\"gspb_infoBox-id-gsbp-30102c1\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Corn\u00e8rcard WWF ist eine interessante Option, um <strong>Cashback mit der Unterst\u00fctzung der Umwelt zu kombinieren<\/strong>.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"postfinance-carte-de-credit-mastercard-visa-or\">PostFinance &#8211; Kreditkarte Mastercard\/Visa Gold<\/h3>\n\n<p>Diese Premiumkarte bietet ein Cashback von 0,5% auf alle Eink\u00e4ufe bei einer h\u00f6heren Jahresgeb\u00fchr. Sie beinhaltet umfangreiche Reiseversicherungen und Concierge-Services. <\/p>\n<style>#gspb_image-id-gsbp-3847dd9{text-align:center;}#gspb_image-id-gsbp-3847dd9 img{vertical-align:top;}#gspb_image-id-gsbp-3847dd9 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-3847dd9 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-3847dd9 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-3847dd9 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-3847dd9 img{width:auto;}}#gspb_image-id-gsbp-3847dd9,#gspb_image-id-gsbp-3847dd9 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-3847dd9\" id=\"gspb_image-id-gsbp-3847dd9\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/PostFinance-MastercardVisa-Gold-cartes-de-credit-Schweiz-kreditkarten-swiss-credit-cards-list-HD-1.png\" data-src=\"\" alt=\"PostFinance Mastercard\/Visa Gold Kreditkarten - Schweiz kreditkarten - swiss credit cards list HD\" loading=\"lazy\" width=\"417\" height=\"200\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Erweiterte Reiseversicherungen<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-2e662c3 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-2e662c3 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-2e662c3 img,#gspb_infoBox-id-gsbp-2e662c3 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-2e662c3 img{margin:0px !important;}#gspb_infoBox-id-gsbp-2e662c3 img:hover,#gspb_infoBox-id-gsbp-2e662c3 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-2e662c3 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-2e662c3 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-2e662c3 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-2e662c3 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-2e662c3 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-2e662c3 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-2e662c3 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-2e662c3\" id=\"gspb_infoBox-id-gsbp-2e662c3\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">PostFinance Gold ist eine Premium-Option f\u00fcr Vielreisende, die Wert auf gehobene Dienstleistungen legen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Was ist zu beachten?<\/strong><br\/>&#8211; Die Corn\u00e8rcard Classic bietet einen guten Kompromiss: ordentliches Cashback und n\u00fctzliche Versicherungen.<br\/>&#8211; Die TCS-Karte ist interessant, wenn man bereits Mitglied ist und die Partner in Anspruch nimmt.<br\/>&#8211; PostFinance bietet nur 0,3 % Cashback, ohne Vorteile beim Geldwechsel oder bei Versicherungen. Sie ist nur n\u00fctzlich, wenn man seine Finanzen bereits bei ihnen zentralisiert hat. <br\/>\u2192 Diese Karten sind selten die profitabelsten in der Hauptkarte.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"cashback-reel-vs-marketing-combien-gagne-t-on-vraiment\">Reales Cashback vs. Marketing: Wie viel verdient man wirklich?<\/h3>\n\n<p>Es ist wahr, dass Cashback attraktiv erscheinen kann&#8230; aber die Rendite ist oft geringer als man denkt. Zum Beispiel :   <\/p>\n\n<p>0,5 % Cashback = 50 CHF f\u00fcr 10.000 CHF Ausgaben<\/p>\n\n<p>Wenn die Karte 100 CHF\/Jahr kostet, m\u00fcssen Sie 20.000 CHF\/Jahr ausgeben, nur um sie zu amortisieren.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg,#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg:hover,#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg:hover path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{border:0;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-e5acf39b-c7d5\" id=\"gspb_infoBox-id-gsbp-e5acf39b-c7d5\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M576 288c-22.421 0.361-43.864 3.991-64.051 10.433l1.571-0.433c8.982 15.522 14.338 34.12 14.48 53.959l0 0.041c0 61.856-50.144 112-112 112v0c-19.88-0.142-38.478-5.498-54.535-14.765l0.535 0.285c-5.551 18.541-8.746 39.847-8.746 61.899 0 123.391 100.029 223.42 223.42 223.42s223.42-100.029 223.42-223.42c0-123.391-100.029-223.42-223.42-223.42-0.237 0-0.474 0-0.711 0.001l0.037-0zM1145.040 482.8c-108.46-211.62-323.18-354.8-569.040-354.8s-460.64 143.28-569.040 354.82c-4.387 8.495-6.959 18.542-6.959 29.19s2.572 20.695 7.129 29.553l-0.17-0.363c108.46 211.62 323.18 354.8 569.040 354.8s460.64-143.28 569.040-354.82c4.387-8.495 6.959-18.542 6.959-29.19s-2.572-20.695-7.129-29.553l0.17 0.363zM576 800c-197.3 0-378.18-110-475.86-288 97.68-178 278.54-288 475.86-288s378.18 110 475.86 288c-97.66 178-278.54 288-475.86 288z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Eine Freikarte mit Cashback <strong>lohnt sich ab dem ersten ausgegebenen Franken<\/strong>.<\/p>\n\n\n\n<p>Eine geb\u00fchrenpflichtige Karte lohnt sich nur, wenn sie andere klare Vorteile bietet: Versicherungen, Lounge, Reiseassistenz usw. Die Kosten f\u00fcr eine solche Karte sind in der Regel sehr hoch.<\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-meilleure-carte-credit-voyage-etranger\">\t\t<h2 class=\"mt0 mb0\">Die beste Kreditkarte f\u00fcr Reisen?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Karten f\u00fcr Reisen<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"swiss-miles-more-classic-1\">SWISS Miles &amp; More Classic<\/h3>\n\n<p>Mit diesem Kartenduo k\u00f6nnen Sie bei jeder Ausgabe Meilen sammeln: 1,5 Meilen pro 2 CHF mit American Express, 0,6 Meilen pro 2 CHF mit der Mastercard. Die Meilen verfallen nach 36 Monaten, es sei denn, man t\u00e4tigt mindestens einen qualifizierenden Einkauf pro Monat. Die Meilen k\u00f6nnen f\u00fcr Pr\u00e4mienfl\u00fcge, Upgrades oder Dienstleistungen bei SWISS, Lufthansa oder anderen Star Alliance Fluggesellschaften verwendet werden. Im Gegenzug muss man eine Jahresgeb\u00fchr von 120 CHF f\u00fcr das Gesamtpaket akzeptieren.   <\/p>\n<style>#gspb_image-id-gsbp-f287369{text-align:center;}#gspb_image-id-gsbp-f287369 img{vertical-align:top;}#gspb_image-id-gsbp-f287369 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-f287369 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-f287369 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-f287369 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-f287369 img{width:auto;}}#gspb_image-id-gsbp-f287369,#gspb_image-id-gsbp-f287369 img{height:300px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-f287369\" id=\"gspb_image-id-gsbp-f287369\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Swiss-Miles-More-Classic-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.jpg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1120\" height=\"300\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen<\/strong>:<br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<\/p>\n\n<p><strong>Versicherung<\/strong>:<br\/>&#8211; Transportunf\u00e4lle (bis zu 700.000 CHF)<br\/>&#8211; Reiseunannehmlichkeiten (bis zu 700 CHF)<br\/>&#8211; Such-, Rettungs- und Bergungskosten (bis zu 60.000 CHF)<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-067791e .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-067791e img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-067791e img,#gspb_infoBox-id-gsbp-067791e img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-067791e img{margin:0px !important;}#gspb_infoBox-id-gsbp-067791e img:hover,#gspb_infoBox-id-gsbp-067791e img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-067791e .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-067791e .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-067791e .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-067791e .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-067791e .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-067791e .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-067791e .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-067791e\" id=\"gspb_infoBox-id-gsbp-067791e\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Das Miles &amp; More Classic Duo kann geeignet sein, wenn man regelm\u00e4\u00dfig mit SWISS, Lufthansa oder den Star Alliance Partnern fliegt und die Meilen f\u00fcr Pr\u00e4mientickets oder Upgrades optimiert.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"amex-gold\"><strong>Amex Gold<\/strong><\/h3>\n\n<p>Geeignet f\u00fcr Vielflieger. Bietet exklusive Vorteile wie den Priority Pass f\u00fcr Flughafenlounges und umfangreiche Versicherungen. F\u00fcr jeden ausgegebenen Franken erhalten Sie Membership Rewards (MR) Punkte, die Sie f\u00fcr Hotel\u00fcbernachtungen, Upgrades oder Flugtickets einl\u00f6sen k\u00f6nnen. In der Schweiz k\u00f6nnen diese Punkte sogar in <strong>Miles &amp; More Meilen<\/strong> <a href=\"https:\/\/www.miles-and-more.com\/ch\/fr\/earn\/switzerland-american-express-membership-rewards\/partner\/finance\/american-express-membership-rewards\/earn\/basic-offer\/american-express-membership-rewards_earn_basic_01.html\">umgewandelt<\/a> werden, die bei SWISS, Lufthansa, Eurowings und allen Fluggesellschaften der Star Alliance eingel\u00f6st werden k\u00f6nnen. Dies ist eine Alternative zu den Swiss Miles &amp; More Karten, bei denen die Meilen direkt bei jedem Einkauf gutgeschrieben werden. Amex Gold bietet mehr Freiheit bei der Verwendung der Punkte, erfordert jedoch etwas mehr Engagement, um die Vorteile zu maximieren.     <\/p>\n<style>#gspb_image-id-gsbp-f3e2e16{text-align:center;}#gspb_image-id-gsbp-f3e2e16 img{vertical-align:top;}#gspb_image-id-gsbp-f3e2e16 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-f3e2e16 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-f3e2e16 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-f3e2e16 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-f3e2e16 img{width:auto;}}#gspb_image-id-gsbp-f3e2e16,#gspb_image-id-gsbp-f3e2e16 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-f3e2e16\" id=\"gspb_image-id-gsbp-f3e2e16\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/alpian-gold.webp\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"930\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Reiseunfallversicherung bis zu 500&#8217;000 CHF<br\/>&#8211; Annullierungskostenversicherung bis zu 10&#8217;000 CHF<br\/>&#8211; Gep\u00e4ckversicherung bis zu 5&#8217;000 CHF<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-236d857 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-236d857 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-236d857 img,#gspb_infoBox-id-gsbp-236d857 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-236d857 img{margin:0px !important;}#gspb_infoBox-id-gsbp-236d857 img:hover,#gspb_infoBox-id-gsbp-236d857 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-236d857 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-236d857 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-236d857 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-236d857 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-236d857 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-236d857 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-236d857 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-236d857\" id=\"gspb_infoBox-id-gsbp-236d857\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color has-link-color wp-elements-f8bc191648c3790c3870b8ff1449bf2f\"><strong>Um die Vorteile von Amex Gold voll auszusch\u00f6pfen<\/strong>, sollten Sie es f\u00fcr m\u00f6glichst viele Eink\u00e4ufe verwenden. F\u00fcr jede Zahlung erhalten Sie Punkte, die Sie in Meilen oder Reisevorteile umwandeln k\u00f6nnen. Manchmal gibt es Sonderangebote, die einen Bonus auf die Einl\u00f6sung gew\u00e4hren, wie z.B. +25% Miles &amp; More Meilen.  <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"revolut-metal-carte-de-debit\">Revolut Metal &#8211; Debitkarte<\/h3>\n\n<p>Diese Premium-Karte aus Metall bietet ein attraktives Cashback von bis zu 1% auf alle Eink\u00e4ufe sowie exklusive Vorteile f\u00fcr Reisende, wie kostenlose Abhebungen im Ausland bis zu 800 CHF pro Monat und eine umfassende Reiseversicherung.<\/p>\n<style>#gspb_image-id-gsbp-fcf1627{text-align:center;}#gspb_image-id-gsbp-fcf1627 img{vertical-align:top;}#gspb_image-id-gsbp-fcf1627 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-fcf1627 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-fcf1627 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-fcf1627 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-fcf1627 img{width:auto;}}#gspb_image-id-gsbp-fcf1627,#gspb_image-id-gsbp-fcf1627 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-fcf1627\" id=\"gspb_image-id-gsbp-fcf1627\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Revolut-Metal-de-debit-Schweiz-karte-swiss-credit-cards-list-HD-e1743639383994.jpg\" data-src=\"\" alt=\"Revolut Metal debit - Schweiz karte - swiss credit cards list HD\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Fitbit Pay<br\/>&#8211; Garmin Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Reiseversicherung (Annullierung, Flugversp\u00e4tung, Gep\u00e4ckverlust)<br\/>&#8211; Medizinische und zahnmedizinische Notfallversicherung im Ausland<br\/>&#8211; Einkaufsschutzgarantie bis zu 10&#8217;000 CHF\/Jahr<br\/>&#8211; Mietwagenversicherung (inkl. Selbstbeteiligung)<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-c25012b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-c25012b img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-c25012b img,#gspb_infoBox-id-gsbp-c25012b img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-c25012b img{margin:0px !important;}#gspb_infoBox-id-gsbp-c25012b img:hover,#gspb_infoBox-id-gsbp-c25012b img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-c25012b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-c25012b .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-c25012b .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-c25012b .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-c25012b .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-c25012b .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-c25012b .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-c25012b\" id=\"gspb_infoBox-id-gsbp-c25012b\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die Revolut Metal ist eine ideale Option f\u00fcr Nutzer, die h\u00e4ufig reisen. Die monatlichen Kosten (18.99 CHF\/Monat) k\u00f6nnen jedoch ein Hindernis f\u00fcr diejenigen sein, die die enthaltenen Dienstleistungen nicht voll nutzen. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Was ist zu beachten?<\/strong><br\/>\u2022 Premium-Karten beinhalten Reiseversicherungen, aber die Wechselgeb\u00fchren bleiben hoch.<br\/>\u2022 Revolut Metal ist die einzige, die optimierten Wechselkurs, inklusive Abhebungen und erweiterten Schutz kombiniert, jedoch mit einem kostenpflichtigen Abonnement.<br\/><br\/>Wenn das Ziel ist, au\u00dferhalb von CHF zu bezahlen, bleibt eine <strong>Neobank-Debitkarte immer vorteilhafter<\/strong>.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"les-miles-ca-vaut-encore-le-coup\">Lohnen sich Meilen noch?<\/h3>\n\n<p>Viele Karten versprechen Meilen bei jeder Ausgabe. Aber was ist das wirklich wert in %%currentyear%%? <\/p>\n\n<p>Meilen verfallen oft nach 36 Monaten.<br\/>Ihr Wert variiert und ist manchmal nicht transparent (1 Meile = ? CHF?).<br\/>Sie m\u00fcssen alle Ihre Ausgaben auf einer Karte zentralisieren, um einen konkreten Ertrag zu erwarten.<\/p>\n\n<p>N\u00fctzliche Alternative, wenn Sie auf der Suche nach Vorteilen sind:<br\/>Amex Gold: Punkte k\u00f6nnen in Meilen oder Hotel\u00fcbernachtungen umgewandelt werden.<br\/>Cashback: bietet einen direkteren, flexibleren und vorhersehbareren Gewinn.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-248d5f4 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-248d5f4 svg,#gspb_infoBox-id-gsbp-248d5f4 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-248d5f4 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-248d5f4 svg:hover,#gspb_infoBox-id-gsbp-248d5f4 svg:hover path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-248d5f4 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-248d5f4 .gs-box{border:0;}#gspb_infoBox-id-gsbp-248d5f4 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-248d5f4 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-248d5f4 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-248d5f4 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-248d5f4 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-248d5f4\" id=\"gspb_infoBox-id-gsbp-248d5f4\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M576 288c-22.421 0.361-43.864 3.991-64.051 10.433l1.571-0.433c8.982 15.522 14.338 34.12 14.48 53.959l0 0.041c0 61.856-50.144 112-112 112v0c-19.88-0.142-38.478-5.498-54.535-14.765l0.535 0.285c-5.551 18.541-8.746 39.847-8.746 61.899 0 123.391 100.029 223.42 223.42 223.42s223.42-100.029 223.42-223.42c0-123.391-100.029-223.42-223.42-223.42-0.237 0-0.474 0-0.711 0.001l0.037-0zM1145.040 482.8c-108.46-211.62-323.18-354.8-569.040-354.8s-460.64 143.28-569.040 354.82c-4.387 8.495-6.959 18.542-6.959 29.19s2.572 20.695 7.129 29.553l-0.17-0.363c108.46 211.62 323.18 354.8 569.040 354.8s460.64-143.28 569.040-354.82c4.387-8.495 6.959-18.542 6.959-29.19s-2.572-20.695-7.129-29.553l0.17 0.363zM576 800c-197.3 0-378.18-110-475.86-288 97.68-178 278.54-288 475.86-288s378.18 110 475.86 288c-97.66 178-278.54 288-475.86 288z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Meilen lohnen sich nur, wenn Sie regelm\u00e4\u00dfig mit SWISS, Lufthansa oder anderen Star Alliance Fluggesellschaften fliegen.<br\/>Ansonsten wird ein gutes Cashback die gleiche Arbeit leisten, aber mit weniger Aufwand.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.info_type{color:#155724;background-color:#d4edda;border-color:#c3e6cb}.gs-box.info_type svg{fill:#30a030}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-4af1e95 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:0px;padding-left:10px;}}#gspb_infoBox-id-gsbp-4af1e95 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-4af1e95 img,#gspb_infoBox-id-gsbp-4af1e95 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-4af1e95 img{margin:0px !important;}#gspb_infoBox-id-gsbp-4af1e95 img:hover,#gspb_infoBox-id-gsbp-4af1e95 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-4af1e95 img{transform:rotateZ(0deg);}#gspb_infoBox-id-gsbp-4af1e95 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-4af1e95 .gs-box{border-style:solid;border-width:1px;border-color:#e6e6e6;}#gspb_infoBox-id-gsbp-4af1e95 .gs-box{border-left-style:solid;border-left-width:1px;}#gspb_infoBox-id-gsbp-4af1e95 .gs-box{background-color:#fafafa;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-4af1e95 .gs-box{background-color:#fafafa;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-4af1e95 .gs-box{background-color:#fafafa;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-4af1e95 .gs-box{background-color:#fafafa;}}#gspb_infoBox-id-gsbp-4af1e95 .gs-box{opacity:1}#gspb_infoBox-id-gsbp-4af1e95 .gs-box{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-4af1e95\" id=\"gspb_infoBox-id-gsbp-4af1e95\"><div class=\"gs-box info_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-text-align-left has-secondary-color has-text-color\"><strong>Welche Karte f\u00fcr die Anmietung eines Autos?<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-3cdf0bf,.gspb_text-id-gsbp-3cdf0bf .gsap-g-line{text-align:left!important;}.gspb_text-id-gsbp-3cdf0bf{font-weight:custom!important;}.gspb_text-id-gsbp-3cdf0bf{color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}.gspb_text-id-gsbp-3cdf0bf{margin-top:0px!important;margin-bottom:0px!important;margin-left:-40px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-3cdf0bf\" class=\"gspb_text gspb_text-id-gsbp-3cdf0bf \">\ud83d\ude99<strong> <\/strong>Heutzutage werden Debitkarten f\u00fcr die Anmietung eines Autos h\u00e4ufiger akzeptiert. Wir empfehlen dennoch, <strong>immer eine Kreditkarte<\/strong> (Notfalll\u00f6sung) f\u00fcr die Kaution <strong>mitzunehmen<\/strong>. <\/div>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-quelle-carte-credit-payer-etranger\">\t\t<h2 class=\"mt0 mb0\">Kreditkarten f\u00fcr Zahlungen im Ausland?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die besten Karten f\u00fcr Zahlungen im Ausland<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Es sind nicht die Zahlungen selbst, die ein Problem darstellen.<br\/>Es sind <strong>die unsichtbaren Kosten, die hinzukommen<\/strong>:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Wechselkurs<\/strong> (oder Umtauschgeb\u00fchr)<\/li>\n\n\n\n<li>feste oder prozentuale Geb\u00fchren <strong>f\u00fcr Abhebungen in Fremdw\u00e4hrung<\/strong><\/li>\n<\/ul>\n\n<p>Die Geb\u00fchren sind je nach Karte sehr unterschiedlich.<\/p>\n\n<p>F\u00fcr spezifische Ratschl\u00e4ge zu Reisen\/Urlaub\/Ausland lesen Sie bitte unseren Fachartikel: <br\/><a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/reisekarte-gebuehren\/\" data-type=\"post\" data-id=\"6393\">Welche Bankkarte ist die beste f\u00fcr Auslandsreisen?<\/a><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"comparatif-des-cartes-suisses-de-credit-et-debit-en-voyage\"><strong>Vergleich der Schweizer Kreditkarten (und Debitkarten) f\u00fcr Reisen<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\u2708\ufe0f <strong>Karte \/ Bank<\/strong><\/td><td><strong>Typ<\/strong><\/td><td><strong>W\u00e4hrungen  <\/strong><\/td><td><strong>Wechselkursgeb\u00fchren<\/strong><\/td><td><strong>Geb\u00fchren f\u00fcr Abhebungen im Ausland<\/strong><\/td><\/tr><tr><td><strong>Alpian<\/strong><\/td><td>Durchfluss<\/td><td>CHF, EUR, USD, GBP<\/td><td>0,2 % an Wochentagen, 0,5 % am Wochenende<\/td><td>2,5 % des Betrags<\/td><\/tr><tr><td><strong>Amex Cashback<\/strong><\/td><td>Kredit<\/td><td>Mehrere W\u00e4hrungen (Online-Zahlung)<\/td><td>Amex-Zinsen ohne zus\u00e4tzliche Kosten<\/td><td>~3,75% des Betrags<\/td><\/tr><tr><td><strong>Coop Mastercard<\/strong><\/td><td>Kredit<\/td><td>Multi-W\u00e4hrungen<\/td><td>1,75 % &#8211; 2,5 % je nach Transaktion<\/td><td>~3,75% des Betrags<\/td><\/tr><tr><td><strong>Cumulus-Visum<\/strong><\/td><td>Kredit<\/td><td>Multi-W\u00e4hrungen<\/td><td>1,5 % &#8211; 2,0 % je nach Operation<\/td><td>~3,75% des Betrags<\/td><\/tr><tr><td><strong>Manor Mastercard<\/strong><\/td><td>Kredit<\/td><td>Multi-W\u00e4hrungen<\/td><td>~2.5 %<\/td><td>~3,75% des Betrags<\/td><\/tr><tr><td><strong>N26<\/strong><\/td><td>Durchfluss<\/td><td>EUR<\/td><td>Keine Wechselkursgeb\u00fchren<\/td><td>2 kostenlose Abhebungen in EUR\/Monat, dann 2 \u20ac, 1,7 % andere W\u00e4hrungen<\/td><\/tr><tr><td><strong>Neon<\/strong><\/td><td>Durchfluss<\/td><td>CHF<\/td><td>Mastercard-Zinssatz zuz\u00fcglich 0,35%.<\/td><td>1,5 % des Betrags<\/td><\/tr><tr><td><strong>Poinz Amex<\/strong> \/ <strong>Visa<\/strong><\/td><td>Kredit<\/td><td>Multi-W\u00e4hrungen<\/td><td>Amex-Zinsen ohne zus\u00e4tzliche Kosten<\/td><td>~3,75% des Betrags<\/td><\/tr><tr><td><strong>Revolut (Standard)<\/strong><\/td><td>Durchfluss<\/td><td>Multi-W\u00e4hrungen<\/td><td>0% bis zu 1.000 CHF\/Monat, dann 0,5%.<\/td><td>Kostenlos bis zu 200 CHF\/Monat, danach 2%.<\/td><\/tr><tr><td><strong>Revolut Metal<\/strong><\/td><td>Durchfluss<\/td><td>Multi-W\u00e4hrungen<\/td><td>0%, unbegrenzt<\/td><td>Kostenlos bis zu 800 CHF\/Monat, danach 2%.<\/td><\/tr><tr><td><strong>Wise<\/strong><\/td><td>Durchfluss<\/td><td>Multi-W\u00e4hrungen<\/td><td>0,4 % &#8211; 1,3 % je nach W\u00e4hrung (durchschnittlich 0,85 %)<\/td><td>Kostenlos bis zu 250 CHF\/Monat, danach 1,75 % + 0,5 CHF\/Abhebung<\/td><\/tr><tr><td><strong>Yuh<\/strong><\/td><td>Durchfluss<\/td><td>CHF, EUR, USD<\/td><td>0,95 %, kein Wechselkurs am Wochenende<\/td><td>4.90 CHF pro Abhebung<\/td><\/tr><tr><td><strong>Zak<\/strong><\/td><td>Durchfluss<\/td><td>CHF<\/td><td>2 % des Betrags<\/td><td>2 % + 5,00 CHF pro Abhebung<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Quelle: <a href=\"https:\/\/heyneo.ch\/de\/\">Stellungnahme heyneo.ch<\/a><\/figcaption><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading has-medium-font-size\" id=\"et-en-pratique\">Und in der Praxis?<\/h4>\n\n<p>Hier ist ein realistisches Szenario zum Verst\u00e4ndnis:<\/p>\n\n<p><strong>\u2708\ufe0f F\u00fcr eine kleine Reise mit 5 Zahlungen + 3 Abhebungen im Ausland<\/strong><\/p>\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>#gspb_image-id-gsbp-85bf09d img{vertical-align:top;}#gspb_image-id-gsbp-85bf09d img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-85bf09d\" id=\"gspb_image-id-gsbp-85bf09d\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Geschatzte-Gebuhren-fur-eine-Auslandsreise@2x.webp\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"8340\" height=\"3534\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"ce-que-montre-vraiment-cette-simulation-de-frais\">Was diese Geb\u00fchrensimulation wirklich zeigt<\/h4>\n\n<p>Es gibt <span style=\"text-decoration: underline;\">nicht nur<\/span> Abweichungen. <br\/>Die Simulation zeigt <strong>drei<\/strong> konkrete <strong>Trends<\/strong>, die Sie im Auge behalten sollten:<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"1-les-cartes-gratuites-peuvent-couter-cher-a-l-etranger\">1. Kostenlose&#8221; Karten k\u00f6nnen im Ausland teuer sein.<\/h3>\n\n<p>Zak, Coop, Manor, Cumulus Visa <strong>verursachen \u00fcber 20 CHF Geb\u00fchren<\/strong> bei einem einfachen Aufenthalt.<br\/>Grund daf\u00fcr: erh\u00f6hte Wechselkurse und kumulierte Abhebungsgeb\u00fchren<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"2-les-cartes-les-plus-efficaces-a-l-usage-ont-parfois-un-cout-fixe\">2. Die effizientesten Karten haben manchmal einen festen Preis.<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Revolut Metal ist die einzige Karte <strong>ohne jegliche Geb\u00fchren<\/strong> im getesteten Szenario (Zahlungen + Abhebungen), aber dies erfordert eine monatliche <strong>Geb\u00fchr<\/strong> (18,99 CHF).<\/li>\n\n\n\n<li>Revolut Standard bleibt sehr wettbewerbsf\u00e4hig, solange Sie unter den kostenlosen H\u00f6chstgrenzen bleiben.<\/li>\n\n\n\n<li>Amex Cashback und Poinz eignen sich hervorragend f\u00fcr Zahlungen online oder im Ausland, <strong>sollten aber nicht f\u00fcr Abhebungen verwendet werden<\/strong>.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"3-les-neo-banques-assurent-avec-les-paiements-mais-moins-sur-les-retraits\">3. Die Neo-Banken sind bei Zahlungen erfolgreich, aber weniger bei Abhebungen.<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/\">Wise<\/a> bleibt eine gute Hybridalternative: moderate Geb\u00fchren + kostenlose Abhebungen bis zu 250 CHF\/Monat.<\/li>\n\n\n\n<li><strong>Neon (Plus)<\/strong> erm\u00f6glicht das Bezahlen im Ausland <strong>ohne jegliche Wechselgeb\u00fchren<\/strong>.<\/li>\n\n\n\n<li>Yuh erhebt 0,95% auf Zahlungen in einer anderen W\u00e4hrung als CHF, EUR oder USD.<\/li>\n<\/ul>\n\n<p><br\/>Wissenswertes:<br\/><br\/>Yuh bietet ein <strong>natives Mehrw\u00e4hrungskonto<\/strong> (CHF, EUR, USD) an, was praktisch ist, um <strong>die Umrechnung zu vermeiden,<\/strong> wenn man Geld in diesen W\u00e4hrungen erh\u00e4lt oder lagert.<\/p>\n\n<p>Aber die Geb\u00fchren f\u00fcr Abhebungen bleiben hoch:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Neon: 1,5 %, oder 1,0 % mit Neon Plus<\/li>\n\n\n\n<li>Yuh: 4.90 CHF ab der ersten Abhebung<\/li>\n<\/ul>\n\n<p>Diese Karten eignen sich also <strong>hervorragend f\u00fcr Zahlungen<\/strong>, aber <strong>nicht f\u00fcr h\u00e4ufige Abhebungen<\/strong>.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-eviter-frais-caches-etranger\">\t\t<h2 class=\"mt0 mb0\">Wie kann ich versteckte Kosten im Ausland vermeiden?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Vermeidung von versteckten Kosten im Ausland<\/div>\t<\/div><\/div>\n<p>Selbst kostenlose Karten k\u00f6nnen bei einem kurzen Auslandsaufenthalt <strong>\u00fcber 20 CHF Geb\u00fchren<\/strong> verursachen, insbesondere <strong>Zak, Coop, Manor oder Cumulus Visa<\/strong>, die Geb\u00fchren auf den <strong>Wechselkurs<\/strong> und <strong>Abhebungen<\/strong> erheben.<\/p>\n\n<p><strong>Aber mehrere Neobanken erm\u00f6glichen es, die Kosten zu begrenzen, vorausgesetzt, man kennt ihre Obergrenzen oder Einschr\u00e4nkungen genau:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Revolut Metal<\/strong> ist die <strong>einzige Karte ohne jegliche Geb\u00fchren<\/strong>, einschlie\u00dflich Zahlungen und Abhebungen, kostet aber 18,99 CHF\/Monat.<\/li>\n\n\n\n<li><strong>Revolut Standard<\/strong> bleibt sehr wettbewerbsf\u00e4hig, solange Sie unter den kostenlosen H\u00f6chstgrenzen bleiben (1.000 CHF f\u00fcr Zahlungen, 200 CHF f\u00fcr Abhebungen).<\/li>\n\n\n\n<li><strong>Wise<\/strong> bietet einen guten Kompromiss mit einem realen Zinssatz auf Umrechnungen und 250 CHF\/Monat f\u00fcr kostenlose Abhebungen.<\/li>\n\n\n\n<li><strong>neon Plus<\/strong> bietet einen 0%igen Wechselkurs f\u00fcr 2 CHF\/Monat, aber Abhebungen werden weiterhin berechnet (1,0-1,5%).<\/li>\n\n\n\n<li><strong>Yuh<\/strong> erhebt eine Geb\u00fchr von 0,95% f\u00fcr Zahlungen (au\u00dfer EUR\/USD) und 4,90 CHF f\u00fcr Abhebungen.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Um die Kosten zu begrenzen, m\u00fcssen Sie also :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Vermeiden Sie h\u00e4ufige Abhebungen in Fremdw\u00e4hrung oder beschr\u00e4nken Sie diese auf strategische Betr\u00e4ge.<\/li>\n\n\n\n<li>Bevorzugen Sie direkte Zahlungen mit Karten ohne Wechselkursgeb\u00fchren.<\/li>\n\n\n\n<li>Verweigerung einer in CHF umgerechneten Zahlung an der Kasse.<\/li>\n<\/ul>\n\n<p>Der Artikel  <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/reisekarte-gebuehren\/\" data-type=\"post\" data-id=\"6393\">Wie bezahle ich auf Reisen? Welche Karte? Welche Fallstricke? Die besten Praktiken, um Geb\u00fchren in %%currentyear%% zu sparen   <\/a>  geht auf alle Details und n\u00fctzlichen Tipps ein, um die Kosten im Ausland so gering wie m\u00f6glich zu halten.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-befca87ce57f2c6bde21a12641e04740\" style=\"font-size:22px\"><strong>Yuh Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-100x100.png\" data-src=\"\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Verwenden Sie den Promo-Code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">C9QK67<\/mark><\/strong>, um <strong>50 CHF Trading Credit + 250 SWQ zu erhalten <\/strong>(bei einer ersten Einzahlung von CHF 500.-).<br\/><br\/>Kostenloses Konto <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.yuh.com\/de\/download-app\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>500 SWQ erhalten<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">10<\/span>\t<\/div>\t<div id=\"10-cartes-neo-banques-strategie\">\t\t<h2 class=\"mt0 mb0\">Debitkarten von Neo-Banken: die Grundlage einer guten Strategie<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die Karten der Neo-Banken<\/div>\t<\/div><\/div>\n<p>Es gibt keine Kreditkarte, mit der Sie im Ausland ohne Wechselkursgeb\u00fchren bezahlen k\u00f6nnen. Keine. <\/p>\n\n<p>Hier werden Neobanken <strong>unverzichtbar<\/strong>. Ihre Debitkarten erm\u00f6glichen es, unsichtbare Aufschl\u00e4ge bei Fremdw\u00e4hrungszahlungen zu vermeiden. Und da wir sie bereits auf heyneo.ch analysieren, ist es selbstverst\u00e4ndlich, sie hier zu integrieren.  <\/p>\n\n<p>Sie sind kein Ersatz f\u00fcr eine Kreditkarte, aber sie sind <strong>die Basisl\u00f6sung<\/strong> f\u00fcr Zahlungen au\u00dferhalb der Schweiz (oder online in Fremdw\u00e4hrung).<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-6b8555d img,#gspb_infoBox-id-gsbp-6b8555d img path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-6b8555d img{margin:0px !important;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-6b8555d\" id=\"gspb_infoBox-id-gsbp-6b8555d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color has-link-color wp-elements-5e580bc95c90eb036263955996e58522\">Ideal ist daher eine Kombination aus :<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-d6f8d9c036d2306bfb4c702e1f6b2999\"><strong>Eine Neobank-Debitkarte<\/strong> f\u00fcr alle Zahlungen in Fremdw\u00e4hrungen (und manchmal f\u00fcr den Alltag).<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-c4b202950f1609f34d58ae18695ddeec\"><strong>Eine kostenlose (oder optimierte) Kreditkarte<\/strong> f\u00fcr Cashback, Versicherungen, Buchungen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"neon-mastercard-carte-de-debit\"><strong>Neon &#8211; Mastercard (Debitkarte)<\/strong><\/h3>\n\n<p>Kostenlose Karte ohne monatliche Geb\u00fchren. Zahlungen in Fremdw\u00e4hrungen erfolgen zum Mastercard-Kurs und sind geb\u00fchrenfrei. Abhebungen sind in der Schweiz bis zu zweimal pro Monat kostenlos und werden dann mit 2 CHF berechnet. Im Ausland wird f\u00fcr jede Abhebung eine Geb\u00fchr von 1,5 % erhoben. Es gibt kein Fremdw\u00e4hrungskonto.    <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>#gspb_image-id-gsbp-42a100a{text-align:center;}#gspb_image-id-gsbp-42a100a img{vertical-align:top;}#gspb_image-id-gsbp-42a100a img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-42a100a img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-42a100a img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-42a100a img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-42a100a img{width:auto;}}#gspb_image-id-gsbp-42a100a,#gspb_image-id-gsbp-42a100a img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-42a100a\" id=\"gspb_image-id-gsbp-42a100a\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/04_neon_free_MASTERCARD-e1743905115910.png\" data-src=\"\" alt=\"neon_free_MASTERCARD\" loading=\"lazy\" width=\"398\" height=\"200\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; SwatchPAY!<br\/>&#8211; Garmin Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Keine<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-d4e6b25 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-d4e6b25 img,#gspb_infoBox-id-gsbp-d4e6b25 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-d4e6b25 img{margin:0px !important;}#gspb_infoBox-id-gsbp-d4e6b25 img:hover,#gspb_infoBox-id-gsbp-d4e6b25 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d4e6b25 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d4e6b25\" id=\"gspb_infoBox-id-gsbp-d4e6b25\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\"><a href=\"https:\/\/heyneo.ch\/de\/service\/neon-bewertung\/\">Neon<\/a> ist eine zuverl\u00e4ssige L\u00f6sung f\u00fcr Zahlungen in Fremdw\u00e4hrungen, ist aber bei internationalen Abhebungen und der Verwendung mehrerer W\u00e4hrungen eingeschr\u00e4nkt.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-fb378f87c2c78fe4b8dc5dbd989499be\" style=\"font-size:22px\"><strong>Neon Gutscheincode<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/logo-neon-app.png\" data-src=\"\" alt=\"Logo neon free app\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Verwenden Sie den Promotionscode <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">VSWH3C<\/mark><\/strong> bei der Er\u00f6ffnung Ihres Kontos.<br\/><br\/>Kostenloses Konto <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.neon-free.ch\/fr\/get-neon\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Ein Konto er\u00f6ffnen<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"yuh-visa-carte-de-debit\"><strong>Yuh &#8211; Visa (Debitkarte)<\/strong><\/h3>\n\n<p>Kostenlose Karte mit Konten in CHF, EUR und USD. Der Wechselkurs liegt bei 0,95 %. Abhebungen sind in der Schweiz einmal pro Woche kostenlos und kosten dann 1.90 CHF; im Ausland kostet jede Abhebung 4.90 CHF. Native Schweizer IBAN.   <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>#gspb_image-id-gsbp-5d37b82{text-align:center;}#gspb_image-id-gsbp-5d37b82 img{vertical-align:top;}#gspb_image-id-gsbp-5d37b82 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-5d37b82 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-5d37b82 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-5d37b82 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-5d37b82 img{width:auto;}}#gspb_image-id-gsbp-5d37b82,#gspb_image-id-gsbp-5d37b82 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-5d37b82\" id=\"gspb_image-id-gsbp-5d37b82\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/yuh_card-e1696885198192.png\" data-src=\"\" alt=\"Yuh bank card mastercard\" loading=\"lazy\" width=\"707\" height=\"200\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; TWINT (native App)<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Keine<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5b45a74 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-5b45a74 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-5b45a74 img,#gspb_infoBox-id-gsbp-5b45a74 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-5b45a74 img{margin:0px !important;}#gspb_infoBox-id-gsbp-5b45a74 img:hover,#gspb_infoBox-id-gsbp-5b45a74 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-5b45a74 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-5b45a74 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-5b45a74 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-5b45a74 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-5b45a74 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-5b45a74 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5b45a74 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-5b45a74\" id=\"gspb_infoBox-id-gsbp-5b45a74\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Yuh bietet einen einfachen und klaren Ansatz f\u00fcr die Verwaltung der drei Hauptw\u00e4hrungen, ist jedoch starr bei Abhebungen und begrenzt bei den Nebenw\u00e4hrungen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"revolut-visa-mastercard-carte-de-debit\"><strong>Revolut &#8211; Visa\/Mastercard (Debitkarte)<\/strong><\/h3>\n\n<p>Karte kostenlos (Versand 5.99 CHF). Zahlungen in Fremdw\u00e4hrungen sind bis zu 1.250 CHF\/Monat unter der Woche kostenlos, danach wird 1% berechnet. Abhebungen sind bis zu 200 CHF\/Monat geb\u00fchrenfrei, danach 2 %. Keine Schweizer IBAN.   <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>#gspb_image-id-gsbp-b2c2411{text-align:center;}#gspb_image-id-gsbp-b2c2411 img{vertical-align:top;}#gspb_image-id-gsbp-b2c2411 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-b2c2411 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-b2c2411 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-b2c2411 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-b2c2411 img{width:auto;}}#gspb_image-id-gsbp-b2c2411,#gspb_image-id-gsbp-b2c2411 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-b2c2411\" id=\"gspb_image-id-gsbp-b2c2411\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/Carte-Revolut-Suisse-gros-plan.jpeg\" data-src=\"\" alt=\"Revolut-Karte Schweiz\" loading=\"lazy\" width=\"1641\" height=\"200\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>Nur in Revolut Premium, Metal oder Ultra enthalten:<br\/>&#8211; Reiseversicherung<br\/>&#8211; Auslandskrankenversicherung<br\/>&#8211; Stornierung &amp; Mietwagen (Selbstbeteiligung)<br\/>&#8211; Gep\u00e4ckverlust, Versp\u00e4tungen<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-1bda9af .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-1bda9af img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-1bda9af img,#gspb_infoBox-id-gsbp-1bda9af img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-1bda9af img{margin:0px !important;}#gspb_infoBox-id-gsbp-1bda9af img:hover,#gspb_infoBox-id-gsbp-1bda9af img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-1bda9af .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-1bda9af .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-1bda9af .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-1bda9af .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-1bda9af .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-1bda9af .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-1bda9af .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-1bda9af\" id=\"gspb_infoBox-id-gsbp-1bda9af\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\"><a href=\"https:\/\/heyneo.ch\/de\/service\/revolut-bewertung\/\">Revolut<\/a> ist eine effiziente Karte f\u00fcr den internationalen Geldwechsel und Zahlungen, solange Sie unter den kostenlosen H\u00f6chstgrenzen bleiben.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"wise-mastercard-carte-de-debit\"><strong>Wise &#8211; Mastercard (Debitkarte)<\/strong><\/h3>\n\n<p>Kostenlose Karte mit \u00fcber 50 verf\u00fcgbaren W\u00e4hrungen. Zahlungen erfolgen zum tats\u00e4chlichen Marktkurs, mit einer Geb\u00fchr von 0,4 bis 1,3 % je nach W\u00e4hrung. Zwei kostenlose Abhebungen bis zu 200 CHF\/Monat, danach 1.75 %. Keine IBAN CH, keine QR-Rechnungen.   <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>#gspb_image-id-gsbp-088c80a{text-align:center;}#gspb_image-id-gsbp-088c80a img{vertical-align:top;}#gspb_image-id-gsbp-088c80a img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-088c80a img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-088c80a img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-088c80a img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-088c80a img{width:auto;}}#gspb_image-id-gsbp-088c80a,#gspb_image-id-gsbp-088c80a img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-088c80a\" id=\"gspb_image-id-gsbp-088c80a\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/WISE-debit-card-Switzerland.png\" data-src=\"\" alt=\"WISE debit card Switzerland\" loading=\"lazy\" width=\"375\" height=\"200\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Keine<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-35fda5b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-35fda5b img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-35fda5b img,#gspb_infoBox-id-gsbp-35fda5b img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-35fda5b img{margin:0px !important;}#gspb_infoBox-id-gsbp-35fda5b img:hover,#gspb_infoBox-id-gsbp-35fda5b img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-35fda5b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-35fda5b .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-35fda5b .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-35fda5b .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-35fda5b .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-35fda5b .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-35fda5b .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-35fda5b\" id=\"gspb_infoBox-id-gsbp-35fda5b\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\"><a href=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/\">Wise<\/a> ist das flexibelste Werkzeug f\u00fcr die Verwaltung mehrerer W\u00e4hrungen, aber es ist noch schlecht in das Schweizer Banken\u00f6kosystem integriert.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-f3de0c1810d06c76902d1ddf43ed17b1\" style=\"font-size:22px\"><strong>Wise Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/470456-Frame-c061f4-original-1677657684.png\" data-src=\"\" alt=\"logo wise bank suisse\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutzen Sie unseren <strong>Promo-Link<\/strong> bei der Er\u00f6ffnung Ihres Kontos.<br\/><br\/>Kostenloses Konto. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/wise.prf.hn\/l\/y8bJYJD\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Sparen Sie den Preis der Karte<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"alpian-visa-carte-de-debit\"><strong>Alpian &#8211; Visa (Debitkarte)<\/strong><\/h3>\n\n<p>Metallkarte ab einer Einzahlung von 10.000 CHF inbegriffen. Zahlungen in CHF, EUR, USD und GBP werden mit 0,2 % an Wochentagen und 0,5 % am Wochenende berechnet. Abhebungen kosten 2 CHF in der Schweiz und 2,5 % im Ausland. IBAN CH, aber keine vollst\u00e4ndige Multiw\u00e4hrungsf\u00e4higkeit.   <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>#gspb_image-id-gsbp-106bb6b{text-align:center;}#gspb_image-id-gsbp-106bb6b img{vertical-align:top;}#gspb_image-id-gsbp-106bb6b img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-106bb6b img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-106bb6b img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-106bb6b img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-106bb6b img{width:auto;}}#gspb_image-id-gsbp-106bb6b,#gspb_image-id-gsbp-106bb6b img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-106bb6b\" id=\"gspb_image-id-gsbp-106bb6b\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Alpian-debit-card-VISA-e1744058908484.jpg\" data-src=\"\" alt=\"Alpian debit card VISA\" loading=\"lazy\" width=\"892\" height=\"200\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Keine<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-f98e07e .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-f98e07e img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-f98e07e img,#gspb_infoBox-id-gsbp-f98e07e img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-f98e07e img{margin:0px !important;}#gspb_infoBox-id-gsbp-f98e07e img:hover,#gspb_infoBox-id-gsbp-f98e07e img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-f98e07e .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-f98e07e .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-f98e07e .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-f98e07e .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-f98e07e .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-f98e07e .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-f98e07e .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-f98e07e\" id=\"gspb_infoBox-id-gsbp-f98e07e\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\"><a href=\"https:\/\/heyneo.ch\/de\/service\/alpian-bewertung\/\">Alpian<\/a> bietet einen sehr guten Wechselkurs f\u00fcr die wichtigsten W\u00e4hrungen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"instance-48cab\"><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-10cce0887f71ca4891cf00091d689945\" style=\"font-size:22px\"><strong>Alpian Promo Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application.png\" data-src=\"\" alt=\"Alpian swiss private bank app logo\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutze den Promo-Code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">ALPHEY<\/mark><\/strong>, um <strong>120 CHF zu erhalten<\/strong> (55 CHF bei einer Einzahlung von 500 CHF innerhalb von 30 Tagen nach Kontoer\u00f6ffnung und bis zu 65 CHF Guthaben auf Anlagegeb\u00fchren).<br\/><br\/>Kostenloses Konto \u2714\ufe0e<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.alpian.com\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>120 CHF erhalten<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\" id=\"zak-visa-carte-de-debit\"><strong>Zak &#8211; Visa (Debitkarte)<\/strong><\/h3>\n\n<p>Die Karte ist kostenlos, aber f\u00fcr den Geldwechsel wird eine Geb\u00fchr von 2 % erhoben. Jede Abhebung im Ausland kostet 5 CHF + 2 %. Kein Konto in Fremdw\u00e4hrung. TWINT ist \u00fcber UBS verf\u00fcgbar. Schweizer IBAN.    <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>#gspb_image-id-gsbp-ca96e90{text-align:center;}#gspb_image-id-gsbp-ca96e90 img{vertical-align:top;}#gspb_image-id-gsbp-ca96e90 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-ca96e90 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-ca96e90 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-ca96e90 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-ca96e90 img{width:auto;}}#gspb_image-id-gsbp-ca96e90,#gspb_image-id-gsbp-ca96e90 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-ca96e90\" id=\"gspb_image-id-gsbp-ca96e90\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/F63D12B1-8B61-4A31-87ED-86D95B650C2C_1_201_a.jpeg-e1696806567283.jpg\" data-src=\"\" alt=\"Karte Zak Bank Cler\" loading=\"lazy\" width=\"499\" height=\"200\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; TWINT<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Keine<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-3277912 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-3277912 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-3277912 img,#gspb_infoBox-id-gsbp-3277912 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-3277912 img{margin:0px !important;}#gspb_infoBox-id-gsbp-3277912 img:hover,#gspb_infoBox-id-gsbp-3277912 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-3277912 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-3277912 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-3277912 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-3277912 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-3277912 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-3277912 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-3277912 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-3277912\" id=\"gspb_infoBox-id-gsbp-3277912\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Zak ist ausreichend f\u00fcr eine Nutzung nur in CHF, aber zu nachteilig f\u00fcr das Ausland.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-541d47882c9a4f92e2967a0d360e7a9e\" style=\"font-size:22px\"><strong>Zak Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/logo-zak-app.jpeg\" data-src=\"\" alt=\"Logo Zak app Schweizer Bank\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutze den Promo-Code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">KNSGS6<\/mark><\/strong>, um <strong>CHF 25 zu erhalten<\/strong>, wenn du dein Konto er\u00f6ffnest.<br\/><br\/>Kostenloses Konto <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.cler.ch\/fr\/info\/zak\/backup\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Erhalten Sie 25 CHF<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"n26-mastercard-carte-de-debit\"><strong>N26 &#8211; Mastercard (Debitkarte)<\/strong><\/h3>\n\n<p>Kostenlose Karte mit deutscher IBAN. Zahlungen in EUR geb\u00fchrenfrei. Zwei kostenlose Abhebungen in der Eurozone, danach 2 \u20ac; au\u00dferhalb des EUR: 1,7 %. Keine Verbindung zu TWINT oder Schweizer Zahlungen.   <\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>#gspb_image-id-gsbp-503e719{text-align:center;}#gspb_image-id-gsbp-503e719 img{vertical-align:top;}#gspb_image-id-gsbp-503e719 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-503e719 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-503e719 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-503e719 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-503e719 img{width:auto;}}#gspb_image-id-gsbp-503e719,#gspb_image-id-gsbp-503e719 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-503e719\" id=\"gspb_image-id-gsbp-503e719\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/carte-bancaire-N26-e1724259569109.png\" data-src=\"\" alt=\"Bankkarte-N26\" loading=\"lazy\" width=\"931\" height=\"200\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Google Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Mit You- oder Metal-Angeboten:<br\/>&#8211; Reise<br\/>&#8211; Gesundheit im Ausland<br\/>&#8211; Flug, Annullierung, Miete<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-8f1b80b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-8f1b80b img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-8f1b80b img,#gspb_infoBox-id-gsbp-8f1b80b img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-8f1b80b img{margin:0px !important;}#gspb_infoBox-id-gsbp-8f1b80b img:hover,#gspb_infoBox-id-gsbp-8f1b80b img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-8f1b80b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-8f1b80b .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-8f1b80b .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-8f1b80b .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-8f1b80b .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-8f1b80b .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-8f1b80b .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-8f1b80b\" id=\"gspb_infoBox-id-gsbp-8f1b80b\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\"><a href=\"https:\/\/heyneo.ch\/de\/service\/n26-bewertung\/\">N26<\/a> ist <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/grenzgaenger-banken-vergleich\/\">f\u00fcr Grenzg\u00e4nger oder Zahlungen in der Eurozone geeignet<\/a>, eine gute Erg\u00e4nzung, die neben einem Schweizer Konto integriert werden kann.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-37260c45bf8406700ccf970d2016f8b7\" style=\"font-size:22px\"><strong>N26 Gutscheincode<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/1901_N26_App_Icon.png\" data-src=\"\" alt=\"Logo N26 App Schweiz\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Verwenden Sie den Promo-Code <strong>julienbd1769<\/strong>, um <strong>EUR 20<\/strong> bei der Er\u00f6ffnung Ihres Kontos zu <strong>erhalten<\/strong>.<br\/><br\/>Kostenloses Konto. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/n26.com\/r\/julienbd1769\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Erhalten Sie 20 EUR<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"comparatif-des-cartes-de-debit-des-neo-banques\"><strong>Vergleich der Debitkarten von Neobanken<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Karte<\/strong><\/td><td><strong>Wechselkursgeb\u00fchren<\/strong><\/td><td><strong>Abhebungen<\/strong><\/td><td><strong>TWINT<\/strong><\/td><td><strong>Transaktionskosten<\/strong><\/td><\/tr><tr><td><strong>Neon<\/strong><\/td><td>Mastercard-Zinsen<\/td><td>2x CH gratis,<br\/>1.5 % Ausland<\/td><td>\u00dcber QR<\/td><td>Keine<\/td><\/tr><tr><td><strong>Yuh<\/strong><\/td><td>0,95 % fest<\/td><td>1x\/Wo. CH kostenlos, 1.90 \/ 4.90 CHF Ausland <\/td><td>Native App<\/td><td>Keine<\/td><\/tr><tr><td><strong>Revolut<\/strong><\/td><td>0 % \u2264 1&#8217;250 CHF, dann 1 %.<\/td><td>200 CHF kostenlos, dann 2 %.<\/td><td>Nein<\/td><td>Keine (au\u00dferhalb der Obergrenzen)<\/td><\/tr><tr><td><strong>Wise<\/strong><\/td><td>0.4-1.3 %<\/td><td>2x \u2264 200 CHF, <br\/>dann 1.75%.<\/td><td>Nein<\/td><td>Keine<\/td><\/tr><tr><td><strong>Alpian<\/strong><\/td><td>0.2 % \/ 0.5 %<\/td><td>2 CHF CH,<br\/>2.5 % Ausland<\/td><td>Prepaid<\/td><td>Keine<\/td><\/tr><tr><td><strong>Zak<\/strong><\/td><td>2 %<\/td><td>2 % + 5 CHF Ausland<\/td><td>\u00dcber UBS<\/td><td>0 CHF (CHF) \/ 2 % (dev.)<\/td><\/tr><tr><td><strong>N26<\/strong><\/td><td>0 % EUR \/ 1,7 % andere<\/td><td>2x EUR kostenlos, dann 2 \u20ac \/ 1,7 %.<\/td><td>Nein<\/td><td>0 % EUR \/ 1.7 % dev.<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Was ist zu beachten?<\/strong><\/p>\n\n<p>\u2022 <strong>Neon<\/strong>, <strong>Revolut<\/strong>, <strong><a href=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/\">Wise<\/a><\/strong> und <strong><a href=\"https:\/\/heyneo.ch\/de\/service\/yuh-bewertung\/\">Yuh<\/a><\/strong> sind die besten Optionen, um im Ausland ohne versteckte Geb\u00fchren zu bezahlen.<br\/>\u2022 <strong>Zak<\/strong> bleibt wenig wettbewerbsf\u00e4hig, sobald man die Schweiz verl\u00e4sst.<br\/>\u2192 Diese Karten ersetzen keine Kreditkarte, sind aber <strong>unerl\u00e4sslich<\/strong> f\u00fcr jede optimierte Zahlungsstrategie.<\/p>\n\n<p><strong>Neon<\/strong>,<strong> Revolut<\/strong>,<strong> Wise<\/strong> und <strong>Yuh<\/strong> ist das Basis-Quartett, das mit einer Kreditkarte kombiniert werden kann.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">11<\/span>\t<\/div>\t<div id=\"11-strategie-cartes-credit-suisse\">\t\t<h2 class=\"mt0 mb0\">Strategie %%currentyear%% \u2013 Eine oder zwei Karten?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Kartenstrategien<\/div>\t<\/div><\/div>\n<p>Keine Karte kann alles und selbst die besten Optionen haben ihre Grenzen: geringes Cashback, eingeschr\u00e4nkte Akzeptanz, versteckte Geb\u00fchren.<\/p>\n\n<p><strong>Nur eine Karte haben:<br\/><\/strong>\u2192 Es ist einfacher zu verwalten,<br\/>\u2192 aber man muss oft einen Kompromiss eingehen (Cashback, aber Geb\u00fchren im Ausland oder umgekehrt).<\/p>\n\n<p><strong>Im Jahr %%currentyear%% bleibt die effektivste Strategie die gezielte Kombination.<\/strong><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"mes-recommendations-de-combinaison-de-cartes-mes-strategies\">\ud83d\udcb3 + \ud83d\udcb3 Meine Empfehlungen f\u00fcr die Kartenkombination &#8211; meine Strategien :<\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Das Bed\u00fcrfnis<\/strong><\/td><td><strong>Karte 1<\/strong><\/td><td><strong>Karte 2<\/strong><\/td><\/tr><tr><td>Cashback + Zahlungen in Fremdw\u00e4hrungen<\/td><td>Amex Cashback<\/td><td>Wise<\/td><\/tr><tr><td>Geb\u00fchrenfreie Eink\u00e4ufe + Abhebungen<\/td><td>Cumulus-Visum<\/td><td>Neon<\/td><\/tr><tr><td>Meilen sammeln und gleichzeitig die Kosten au\u00dferhalb der Schweiz begrenzen<\/td><td>SWISS Miles &amp; More<\/td><td>Yuh<\/td><\/tr><tr><td>Breite Akzeptanz + verst\u00e4rkte Dienstleistungen<\/td><td>Certo One Mastercard<\/td><td>Revolut Metal<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><strong>\u2718<\/strong>  <\/mark>Was Sie vermeiden sollten: Beschr\u00e4nkung auf eine einzige Karte &#8220;als Standard&#8221;.<br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong>\u2714<\/strong><\/mark> Was Sie anstreben sollten: zwei sich erg\u00e4nzende, geb\u00fchrenfreie Karten, die jeweils f\u00fcr einen bestimmten Zweck optimiert sind.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.info_type{color:#155724;background-color:#d4edda;border-color:#c3e6cb}.gs-box.info_type svg{fill:#30a030}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:0px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a6e2f01 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-a6e2f01 img,#gspb_infoBox-id-gsbp-a6e2f01 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-a6e2f01 img{margin:0px !important;}#gspb_infoBox-id-gsbp-a6e2f01 img:hover,#gspb_infoBox-id-gsbp-a6e2f01 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-a6e2f01 img{transform:rotateZ(0deg);}#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{border-style:solid;border-width:1px;border-color:#e6e6e6;}#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{border-left-style:solid;border-left-width:1px;}#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{background-color:#fafafa;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{background-color:#fafafa;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{background-color:#fafafa;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{background-color:#fafafa;}}#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{opacity:1}#gspb_infoBox-id-gsbp-a6e2f01 .gs-box{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a6e2f01\" id=\"gspb_infoBox-id-gsbp-a6e2f01\"><div class=\"gs-box info_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-text-align-left has-secondary-color has-text-color\"><strong>Welche Karte f\u00fcr die Anmietung eines Autos?<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-5caddf0,.gspb_text-id-gsbp-5caddf0 .gsap-g-line{text-align:left!important;}.gspb_text-id-gsbp-5caddf0{font-weight:custom!important;}.gspb_text-id-gsbp-5caddf0{color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}.gspb_text-id-gsbp-5caddf0{margin-top:0px!important;margin-bottom:0px!important;margin-left:-40px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-5caddf0\" class=\"gspb_text gspb_text-id-gsbp-5caddf0 \">\ud83d\ude99<strong> <\/strong>Heutzutage werden Debitkarten f\u00fcr die Anmietung eines Autos h\u00e4ufiger akzeptiert. Wir empfehlen dennoch, <strong>immer eine Kreditkarte<\/strong> (Notfalll\u00f6sung) f\u00fcr die Kaution <strong>mitzunehmen<\/strong>. <\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">12<\/span>\t<\/div>\t<div id=\"12-carte-credit-payante-rentable\">\t\t<h2 class=\"mt0 mb0\">Ist es kosteneffizient, f\u00fcr eine Kreditkarte zu bezahlen?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Kostenpflichtige Karten : Sind sie rentabel?<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Wenn Sie eine solide Reiseversicherung w\u00fcnschen, Kosten im Ausland vermeiden oder Meilen sammeln m\u00f6chten, die Sie wirklich gegen Tickets oder Upgrades eintauschen k\u00f6nnen, k\u00f6nnen Sie ein Abonnement akzeptieren.<br\/>Wenn Sie jedoch nicht oft reisen oder nur ein zuverl\u00e4ssiges Zahlungsmittel f\u00fcr den Alltag suchen, wird eine gut ausgew\u00e4hlte kostenlose Karte den Zweck erf\u00fcllen.<\/p>\n\n<p>Die Zahlung f\u00fcr eine Karte ist gerechtfertigt, wenn die Vorteile einer tats\u00e4chlichen Nutzung (wenn nicht sogar einem Bedarf) entsprechen.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">13<\/span>\t<\/div>\t<div id=\"13-conclusion-quelle-carte-credit-choisir-en-suisse\">\t\t<h2 class=\"mt0 mb0\">Fazit &#8211; Welche Kreditkarte sollte man in der Schweiz w\u00e4hlen?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">SCHLUSSFOLGERUNG &#8211; WELCHE KARTE SOLL ICH W\u00c4HLEN?<\/div>\t<\/div><\/div>\n<p>Eines wird klar: <strong>Keine Karte allein reicht aus, um alles richtig zu machen.<\/strong><br\/>Um Fremdw\u00e4hrungsgeb\u00fchren zu vermeiden, sind die Debitkarten der Neobanken unverzichtbar, und einige stechen in der Analyse deutlich hervor: <strong>Yuh<\/strong>, <strong>Neon<\/strong>, <strong>Revolut <\/strong>und <strong>Wise<\/strong>. Man kann sie kostenlos und einfach kombinieren.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"pour-choisir-sa-carte-de-credit-tout-depend\"><strong>Bei der Wahl der Kreditkarte h\u00e4ngt alles davon ab, ob Sie sich f\u00fcr eine Kreditkarte entscheiden:<\/strong><\/h3>\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong>\u2714<\/strong><\/mark> F\u00fcr die <strong>gelegentliche Nutzung<\/strong> ohne Geb\u00fchren sind <a href=\"#4-cartes-credit-gratuites-suisse\">kostenlose Karten<\/a> immer noch am praktischsten.<br\/><br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong>\u2714<\/strong><\/mark> Bei <strong>regelm\u00e4\u00dfigen Ausgaben<\/strong> k\u00f6nnen Sie <a href=\"#6-cartes-credit-cashback-suisse\">mit Cashback-Karten<\/a> einen attraktiven Prozentsatz zur\u00fcckbekommen.<br\/><br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong>\u2714<\/strong><\/mark> Sobald man auf der anderen Seite der Grenze <strong>in Devisen bezahlt<\/strong>, ist es vorrangig, die unsichtbaren Kosten zu vermeiden: <a href=\"#8-quelle-carte-credit-payer-etranger\">Karten, um im Ausland zu bezahlen<\/a>.<br\/><br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong>\u2714<\/strong><\/mark> Bei <strong>Reisen<\/strong> k\u00f6nnen <a href=\"#7-meilleure-carte-credit-voyage-etranger\">die Reisekarten<\/a> bei richtiger Nutzung den Preis wert sein.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-688b110 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-688b110 svg,#gspb_infoBox-id-gsbp-688b110 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-688b110 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-688b110 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-688b110 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-688b110 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-688b110 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-688b110 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-688b110 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-688b110 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-688b110\" id=\"gspb_infoBox-id-gsbp-688b110\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-e34901b56264b5abb27549fa3a50320b\">Es ist nicht die Karte, die den Unterschied macht, sondern die Kombination, die Sie f\u00fcr Ihre Zwecke w\u00e4hlen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">14<\/span>\t<\/div>\t<div id=\"14-cartes-credit-personnalisables\">\t\t<h2 class=\"mt0 mb0\">Personalisierbare Kreditkarten in der Schweiz &#8211; Anhang<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Individuell gestaltbare Karten (ANHANG)<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\ud83d\udc69\ud83c\udffb\u200d\ud83c\udfa8 Bei einigen Karten k\u00f6nnen Sie ein Foto, ein Logo oder ein pers\u00f6nliches Design hinzuf\u00fcgen. Dies ist rein \u00e4sthetisch: Es hat keinen Einfluss auf die Funktionen, ist aber n\u00fctzlich, um sich optisch abzuheben, sei es privat oder gesch\u00e4ftlich. Die Personalisierung ist manchmal kostenpflichtig, au\u00dfer bei Premiumangeboten wie Revolut Metal.  <\/p>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Karte<\/strong><\/td><td><strong>Pers\u00f6nliche Gestaltung<\/strong><\/td><td><strong>Kosten<\/strong><\/td><\/tr><tr><td>Corn\u00e8rcard Picture Card<\/td><td>&#8211; Pers\u00f6nliches Foto<br\/>&#8211; Logo oder spezifisches Design<\/td><td>CHF 50<\/td><\/tr><tr><td>TCS MyDesign Mastercard<\/td><td>Foto oder pers\u00f6nliches Design<\/td><td>CHF 30<\/td><\/tr><tr><td>Swisscard Business Cards<\/td><td>&#8211; Firmenlogos<br\/>&#8211; Einzigartige Designs<\/td><td>Variabel<\/td><\/tr><tr><td>Revolut Metal<\/td><td>Wahl der Farben<\/td><td>Enthalten (CHF 18.99\/Monat)<\/td><\/tr><tr><td>Viseca Business Cards<\/td><td>&#8211; Pers\u00f6nliches Foto<br\/>&#8211; Firmenlogos<\/td><td>Variabel<\/td><\/tr><tr><td>Corn\u00e8rcard Zoom Reload (Prepaid)<\/td><td>Foto oder spezifisches Design<\/td><td>CHF 50<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Die wichtigsten personalisierbaren Kreditkarten in der Schweiz.<\/figcaption><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-352dccda-08b3 svg,#gspb_infoBox-id-gsbp-352dccda-08b3 svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-352dccda-08b3 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-352dccda-08b3 svg:hover,#gspb_infoBox-id-gsbp-352dccda-08b3 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-352dccda-08b3 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-352dccda-08b3\" id=\"gspb_infoBox-id-gsbp-352dccda-08b3\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 16c-273.914 0-496 222.166-496 496 0 273.994 222.086 496 496 496s496-222.006 496-496c0-273.834-222.086-496-496-496zM512 912c-221.064 0-400-178.862-400-400 0-220.99 178.944-400 400-400 220.982 0 400 178.942 400 400 0 221.060-178.862 400-400 400zM512 236c46.392 0 84 37.608 84 84s-37.608 84-84 84-84-37.608-84-84 37.608-84 84-84zM624 744c0 13.254-10.746 24-24 24h-176c-13.254 0-24-10.746-24-24v-48c0-13.254 10.746-24 24-24h24v-128h-24c-13.254 0-24-10.746-24-24v-48c0-13.254 10.746-24 24-24h128c13.254 0 24 10.746 24 24v200h24c13.254 0 24 10.746 24 24v48z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Bitte <strong>beachten <\/strong> Sie, dass diese Optionen keine Auswirkungen auf Dienstleistungen oder Versicherungen haben. Man zahlt (oft) f\u00fcr das Bild, nicht f\u00fcr zus\u00e4tzliche Funktionen. Nur zu empfehlen, wenn der visuelle Aspekt wirklich wichtig ist.  <\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">15<\/span>\t<\/div>\t<div id=\"15-cartes-credit-speciales\">\t\t<h2 class=\"mt0 mb0\">Spezialisierte Kreditkarten in der Schweiz &#8211; Anhang<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Spezielle Kreditkarten (ANHANG)  <\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Einige Karten richten sich an sehr spezifische Profile. Sie bieten Vorteile in einem bestimmten \u00d6kosystem: Spenden, Partnerportale, Reiseunternehmen&#8230;<br\/>Sie versuchen nicht, die Geb\u00fchren oder Abhebungen zu optimieren, sondern <strong>belohnen ein bestimmtes Verhalten<\/strong> (z.B. Reisen mit TUI oder Einkaufen \u00fcber ein bestimmtes Portal). <\/p>\n\n<p>Diese Karten sind nur dann interessant, wenn Sie genau dem Profil entsprechen, das Sie anstreben. Sie k\u00f6nnen eine Hauptkarte erg\u00e4nzen, aber selten ersetzen. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"ubs-optimus-foundation-charity-carte-de-credit-visa-mastercard\">UBS Optimus Foundation Charity &#8211; Visa\/Mastercard-Kreditkarte<\/h3>\n\n<p>Diese einzigartige Karte spendet einen Teil der Ausgaben an die UBS Optimus Stiftung, die karitative Projekte f\u00fcr Kinder unterst\u00fctzt. Die Karte bietet kein Punkteprogramm f\u00fcr den Nutzer, sondern zeichnet sich durch ihr philanthropisches Engagement aus. Die Jahresgeb\u00fchr betr\u00e4gt 100 CHF.  <\/p>\n<style>#gspb_image-id-gsbp-f7b8835{text-align:center;}#gspb_image-id-gsbp-f7b8835 img{vertical-align:top;}#gspb_image-id-gsbp-f7b8835 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-f7b8835 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-f7b8835 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-f7b8835 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-f7b8835 img{width:auto;}}#gspb_image-id-gsbp-f7b8835,#gspb_image-id-gsbp-f7b8835 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-f7b8835\" id=\"gspb_image-id-gsbp-f7b8835\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/UBS-Optimus-Foundation-Charity-Mastercard-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.avif\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"2646\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<br\/><\/strong>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<\/p>\n\n<p><strong>Versicherung:<br\/><\/strong>&#8211; Reiseunfallversicherung bis zu 300&#8217;000 CHF<br\/>&#8211; Annullierungskostenversicherung bis zu 5&#8217;000 CHF<br\/>&#8211; Gep\u00e4ckversicherung bis zu 5&#8217;000 CHF<\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-4e267625-3631 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-4e267625-3631 img,#gspb_infoBox-id-gsbp-4e267625-3631 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-4e267625-3631 img{margin:0px !important;}#gspb_infoBox-id-gsbp-4e267625-3631 img:hover,#gspb_infoBox-id-gsbp-4e267625-3631 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-4e267625-3631 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-4e267625-3631\" id=\"gspb_infoBox-id-gsbp-4e267625-3631\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die UBS Optimus Foundation Charity ist eine attraktive Option, um mit den t\u00e4glichen Ausgaben wohlt\u00e4tige Zwecke zu <strong>unterst\u00fctzen<\/strong> und gleichzeitig die Vorteile einer Standardkreditkarte zu nutzen.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"tui-visa-bonus-card-classic\">TUI Visa Bonus Card Classic<\/h3>\n\n<p>Mit dieser Karte k\u00f6nnen Sie bei jedem Einkauf Bonuspunkte sammeln, die Sie f\u00fcr Rabatte auf TUI-Reisen (Fl\u00fcge, Hotels, Pauschalreisen) verwenden k\u00f6nnen. Sie richtet sich vor allem an Personen, die regelm\u00e4\u00dfig mit TUI reisen. Die Jahresgeb\u00fchr betr\u00e4gt 100 CHF, eine kostenlose Partnerkarte ist inbegriffen.  <\/p>\n<style>#gspb_image-id-gsbp-fee839d{text-align:center;}#gspb_image-id-gsbp-fee839d img{vertical-align:top;}#gspb_image-id-gsbp-fee839d img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-fee839d img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-fee839d img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-fee839d img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-fee839d img{width:auto;}}#gspb_image-id-gsbp-fee839d,#gspb_image-id-gsbp-fee839d img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-fee839d\" id=\"gspb_image-id-gsbp-fee839d\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/TUI-Bonus-Card-Visa-Classic-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Reiseunfallversicherung bis zu 300.000 CHF<br\/>&#8211; Reisegep\u00e4ckversicherung bis zu 2.000 CHF<br\/>&#8211; Rechtshilfe im Ausland<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-43c6f66 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-43c6f66 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-43c6f66 img,#gspb_infoBox-id-gsbp-43c6f66 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-43c6f66 img{margin:0px !important;}#gspb_infoBox-id-gsbp-43c6f66 img:hover,#gspb_infoBox-id-gsbp-43c6f66 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-43c6f66 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-43c6f66 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-43c6f66 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-43c6f66 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-43c6f66 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-43c6f66 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-43c6f66 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-43c6f66\" id=\"gspb_infoBox-id-gsbp-43c6f66\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die TUI Visa Bonus Card Classic ist eine interessante Option, wenn Sie h\u00e4ufig mit TUI reisen und bei allen Ihren Eink\u00e4ufen Punkte sammeln m\u00f6chten.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"bonus-card-carte-de-credit-visa-classic\">Bonus Card &#8211; Visa Classic Kreditkarte<\/h3>\n\n<p>Mit der Visa Classic von Bonus Card k\u00f6nnen Sie 1 Bonuspunkt pro ausgegebenem Franken sammeln, mit einem Wert von 0,5 %, wenn Sie diese f\u00fcr Gutscheine oder Reisen auf dem Bonus Card-Portal verwenden. Eine einfache Karte ohne \u00fcberfl\u00fcssige Funktionen mit einer Jahresgeb\u00fchr von 50 CHF. <\/p>\n<style>#gspb_image-id-gsbp-b9f20bb{text-align:center;}#gspb_image-id-gsbp-b9f20bb img{vertical-align:top;}#gspb_image-id-gsbp-b9f20bb img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-b9f20bb img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-b9f20bb img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-b9f20bb img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-b9f20bb img{width:auto;}}#gspb_image-id-gsbp-b9f20bb,#gspb_image-id-gsbp-b9f20bb img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-b9f20bb\" id=\"gspb_image-id-gsbp-b9f20bb\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/Bonus-Card-Visa-Classic-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<br\/>&#8211; Fitbit Pay<br\/>&#8211; Garmin Pay<\/p>\n\n<p><strong>Versicherung:<\/strong><br\/>&#8211; Reiseunfallversicherung bis zu 300.000 CHF<br\/>&#8211; Medizinische und rechtliche Unterst\u00fctzung im Ausland (optional mit dem TravelSecure-Paket)<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-75b10fe .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-75b10fe img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-75b10fe img,#gspb_infoBox-id-gsbp-75b10fe img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-75b10fe img{margin:0px !important;}#gspb_infoBox-id-gsbp-75b10fe img:hover,#gspb_infoBox-id-gsbp-75b10fe img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-75b10fe .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-75b10fe .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-75b10fe .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-75b10fe .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-75b10fe .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-75b10fe .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-75b10fe .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-75b10fe\" id=\"gspb_infoBox-id-gsbp-75b10fe\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Bonus Card Visa Classic ist geeignet, wenn Sie eine erschwingliche Karte mit einem einfachen Punkteprogramm suchen. Die Vorteile sind begrenzt, es sei denn, man nimmt sich die Zeit, den Handel \u00fcber das Bonus Card-Portal zu optimieren. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"libertycard-carte-de-credit-visa\">LibertyCard &#8211; Visa-Kreditkarte<\/h3>\n\n<p>Mit der LibertyCard k\u00f6nnen Sie f\u00fcr jeden ausgegebenen Franken 1 Liberty-Punkt sammeln, der bei Partnern wie Coop, Transa oder Hotelcard gegen Pr\u00e4mien oder Rabatte eingetauscht werden kann. Dar\u00fcber hinaus werden f\u00fcr Eink\u00e4ufe im Zusammenhang mit dem Verkehr (\u00f6ffentliche Verkehrsmittel, Tankstellen, Autovermietungen usw.) 2 Punkte pro ausgegebenem Franken gutgeschrieben. Die Jahresgeb\u00fchr betr\u00e4gt 144 CHF.  <\/p>\n<style>#gspb_image-id-gsbp-c56aacc{text-align:center;}#gspb_image-id-gsbp-c56aacc img{vertical-align:top;}#gspb_image-id-gsbp-c56aacc img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-c56aacc img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-c56aacc img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-c56aacc img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-c56aacc img{width:auto;}}#gspb_image-id-gsbp-c56aacc,#gspb_image-id-gsbp-c56aacc img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-c56aacc\" id=\"gspb_image-id-gsbp-c56aacc\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/LibertyCard-Visa-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.webp\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<br\/>&#8211; Swatch Pay<br\/>&#8211; Garmin Pay<br\/><\/p>\n\n<p><strong>Eingeschlossene Versicherungen:<\/strong><br\/>&#8211; Reiser\u00fccktrittsversicherung: Deckung bis zu 10.000 CHF pro Ereignis, einschlie\u00dflich der Familie.<br\/>&#8211; Reisegep\u00e4ckversicherung: Deckung bis zu 2.000 CHF pro Schadensfall, mit einem Selbstbehalt von 200 CHF.<br\/>&#8211; Rechtsschutzversicherung: bis zu 250.000 CHF in Europa und 50.000 CHF im Rest der Welt, pro Fall und Jahr.<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d347f2a .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-d347f2a img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-d347f2a img,#gspb_infoBox-id-gsbp-d347f2a img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-d347f2a img{margin:0px !important;}#gspb_infoBox-id-gsbp-d347f2a img:hover,#gspb_infoBox-id-gsbp-d347f2a img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-d347f2a .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d347f2a .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-d347f2a .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-d347f2a .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d347f2a .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d347f2a .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d347f2a .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d347f2a\" id=\"gspb_infoBox-id-gsbp-d347f2a\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die LibertyCard wird interessant, wenn man die Partner regelm\u00e4\u00dfig nutzt oder die enthaltenen Versicherungen in Anspruch nimmt. Andernfalls wiegen die j\u00e4hrlichen Kosten schnell schwerer als die Vorteile. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"ubs-visa-mastercard-card-classic\">UBS Visa\/Mastercard Card Classic<\/h3>\n\n<p>Mit der UBS Classic-Karte k\u00f6nnen Sie pro ausgegebenem Franken 1 KeyClub-Punkt sammeln, mit einem Wert von 0,25 %, wenn die Punkte f\u00fcr Gutscheine oder Partnerdienstleistungen verwendet werden. Die Punkte sind zwei Jahre lang g\u00fcltig und k\u00f6nnen innerhalb des UBS-\u00d6kosystems verwendet werden. Die Jahresgeb\u00fchr betr\u00e4gt 100 CHF oder 50 CHF bis zum Alter von 24 Jahren.  <\/p>\n<style>#gspb_image-id-gsbp-7f510b0{text-align:center;}#gspb_image-id-gsbp-7f510b0 img{vertical-align:top;}#gspb_image-id-gsbp-7f510b0 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-7f510b0 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-7f510b0 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-7f510b0 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-7f510b0 img{width:auto;}}#gspb_image-id-gsbp-7f510b0,#gspb_image-id-gsbp-7f510b0 img{height:250px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-7f510b0\" id=\"gspb_image-id-gsbp-7f510b0\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/UBS-VisaMastercard-Card-Classic-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.avif\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"780\" height=\"250\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<br\/><\/strong>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Eingeschlossene Versicherungen:<br\/><\/strong>&#8211; Reiseunf\u00e4lle<br\/>&#8211; Notfallhilfe im Ausland<br\/>&#8211; Garantieverl\u00e4ngerung f\u00fcr bestimmte Eink\u00e4ufe<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5c8f23e .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-5c8f23e img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-5c8f23e img,#gspb_infoBox-id-gsbp-5c8f23e img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-5c8f23e img{margin:0px !important;}#gspb_infoBox-id-gsbp-5c8f23e img:hover,#gspb_infoBox-id-gsbp-5c8f23e img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-5c8f23e .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-5c8f23e .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-5c8f23e .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-5c8f23e .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-5c8f23e .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-5c8f23e .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5c8f23e .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-5c8f23e\" id=\"gspb_infoBox-id-gsbp-5c8f23e\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Einfache Karte, aber teuer im Hinblick auf den Ertrag der Punkte. Die Zinsen steigen nur, wenn man seine Bankdienstleistungen bei UBS zentralisiert oder die KeyClub-Angebote nutzt. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"tui-visa-bonus-card-gold\">TUI Visa Bonus Card Gold<\/h3>\n\n<p>Mit der TUI Gold Card k\u00f6nnen Sie Bonuspunkte sammeln, je nachdem, wo Sie einkaufen: 1 Punkt pro Franken bei bestimmten Partnern, 2 Punkte pro 5 Franken bei angeschlossenen Gesch\u00e4ften und 1 Punkt pro 5 Franken in anderen L\u00e4ndern. Die Punkte k\u00f6nnen gegen Rabatte auf TUI-Reisen oder andere Pr\u00e4mien eingetauscht werden. Die Jahresgeb\u00fchr betr\u00e4gt 200 CHF.  <\/p>\n<style>#gspb_image-id-gsbp-6be7e73{text-align:center;}#gspb_image-id-gsbp-6be7e73 img{vertical-align:top;}#gspb_image-id-gsbp-6be7e73 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-6be7e73 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-6be7e73 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-6be7e73 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-6be7e73 img{width:auto;}}#gspb_image-id-gsbp-6be7e73,#gspb_image-id-gsbp-6be7e73 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-6be7e73\" id=\"gspb_image-id-gsbp-6be7e73\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/TUI-Bonus-Card-Gold-Visa-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"900\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<br\/><\/strong>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<\/p>\n\n<p><strong>Versicherung:<br\/><\/strong>&#8211; Reiseunfallversicherung bis zu 1&#8217;000&#8217;000 CHF<br\/>&#8211; Annullierungskostenversicherung bis zu 20&#8217;000 CHF<br\/>&#8211; Reisegep\u00e4ckversicherung bis zu 10&#8217;000 CHF<br\/>&#8211; Rechtshilfe im Ausland<\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-89f1f28 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-89f1f28 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-89f1f28 img,#gspb_infoBox-id-gsbp-89f1f28 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-89f1f28 img{margin:0px !important;}#gspb_infoBox-id-gsbp-89f1f28 img:hover,#gspb_infoBox-id-gsbp-89f1f28 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-89f1f28 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-89f1f28 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-89f1f28 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-89f1f28 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-89f1f28 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-89f1f28 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-89f1f28 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-89f1f28\" id=\"gspb_infoBox-id-gsbp-89f1f28\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die TUI Visa Bonus Card Gold wird interessant, wenn Sie regelm\u00e4\u00dfig \u00fcber TUI buchen. Sie bietet Zugang zu einer h\u00f6heren Belohnungsquote und Reiserabatten, aber keinen best\u00e4tigten Concierge-Service. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"acs-carte-de-credit-visa-classic\">ACS &#8211; Visa Classic Kreditkarte<\/h3>\n\n<p>Die ACS Visa Classic-Karte wird exklusiv f\u00fcr Mitglieder des Automobilclubs der Schweiz angeboten. Mit der Karte k\u00f6nnen Sie pro ausgegebenem Franken 1 KeyClub-Punkt sammeln (gesch\u00e4tzter Wert: 0,25 %), der gegen Gutscheine oder Angebote aus dem UBS-Universum eingel\u00f6st werden kann. Die Karte ist kostenlos, erfordert jedoch eine ACS-Mitgliedschaft (98 CHF pro Jahr).  <\/p>\n<style>#gspb_image-id-gsbp-9eebb97{text-align:center;}#gspb_image-id-gsbp-9eebb97 img{vertical-align:top;}#gspb_image-id-gsbp-9eebb97 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-9eebb97 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-9eebb97 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-9eebb97 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-9eebb97 img{width:auto;}}#gspb_image-id-gsbp-9eebb97,#gspb_image-id-gsbp-9eebb97 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-9eebb97\" id=\"gspb_image-id-gsbp-9eebb97\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/ACS-Visa-Classic-automobile-club-suisse-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD-version.png\" data-src=\"\" alt=\"ACS Visa Classic automobile club suisse Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD version\" loading=\"lazy\" width=\"864\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Versicherung:<br\/><\/strong>&#8211; Reise- und Flugunf\u00e4lle, wenn 80 % der Strecke mit der Karte bezahlt wurde<\/p>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-35082f4 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-35082f4 img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-35082f4 img,#gspb_infoBox-id-gsbp-35082f4 img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-35082f4 img{margin:0px !important;}#gspb_infoBox-id-gsbp-35082f4 img:hover,#gspb_infoBox-id-gsbp-35082f4 img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-35082f4 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-35082f4 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-35082f4 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-35082f4 .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-35082f4 .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-35082f4 .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-35082f4 .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-35082f4\" id=\"gspb_infoBox-id-gsbp-35082f4\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die ACS Visa Classic bietet Zugang zum KeyClub-Programm und zu einigen ACS-spezifischen Vorteilen (Assistance, Reisen, Autoangebote), ohne dass eine Kartengeb\u00fchr erhoben wird. Sie bleibt jedoch in Bezug auf Versicherungen und Funktionen sehr einfach. Die Attraktivit\u00e4t h\u00e4ngt vor allem von der allgemeinen Nutzung der ACS-Dienstleistungen ab.  <\/p>\n<\/div><\/div><\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"acs-visa-gold-carte-de-credit-visa\">ACS Visa Gold &#8211; Visa-Kreditkarte<\/h3>\n\n<p>Die ACS Visa Gold Karte ist ausschlie\u00dflich f\u00fcr Mitglieder des Automobilclubs der Schweiz (ACS) bestimmt. Die Karte ist im ersten Jahr kostenlos und unterliegt danach einer Jahresgeb\u00fchr von 100 CHF. Mit dieser Karte k\u00f6nnen Sie am UBS KeyClub Programm teilnehmen, bei dem Sie 4 Punkte pro 1.000 CHF Umsatz erhalten, die Sie bei UBS Partnern einl\u00f6sen k\u00f6nnen.  <\/p>\n<style>#gspb_image-id-gsbp-a729d98{text-align:center;}#gspb_image-id-gsbp-a729d98 img{vertical-align:top;}#gspb_image-id-gsbp-a729d98 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-a729d98 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-a729d98 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-a729d98 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-a729d98 img{width:auto;}}#gspb_image-id-gsbp-a729d98,#gspb_image-id-gsbp-a729d98 img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-a729d98\" id=\"gspb_image-id-gsbp-a729d98\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/ACS-Visa-Gold-automobile-club-suisse-carte-de-credit-Schweiz-kreditkarte-swiss-credit-cards-list-HD-version.png\" data-src=\"\" alt=\"ACS Visa Gold Automobilclub Schweiz Kreditkarte - Schweiz kreditkarte - swiss credit cards list HD version\" loading=\"lazy\" width=\"1728\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Kompatibilit\u00e4t mit mobilen Zahlungen:<\/strong><br\/>&#8211; Apple Pay<br\/>&#8211; Samsung Pay<br\/>&#8211; Google Pay<br\/>&#8211; Garmin Pay<br\/>&#8211; Fitbit Pay<\/p>\n\n<p><strong>Eingeschlossene Versicherungen:<br\/><\/strong>&#8211; Reise- und Flugunf\u00e4lle (bis zu 600&#8217;000 CHF)<br\/>&#8211; R\u00fcckf\u00fchrung, Rettung und Suche (bis zu 60&#8217;000 CHF)<br\/>&#8211; Selbstbehalt f\u00fcr Mietwagen (bis zu 10&#8217;000 CHF)<br\/>&#8211; Bestpreisgarantie (bis zu 2&#8217;000 CHF pro Jahr)<\/p>\n\n<p><strong>Reisevorteile:<br\/><\/strong>&#8211; Priority Pass Zugang (Flughafenlounges, 30 EUR pro Eintritt)<br\/>&#8211; Bis zu 20 % Rabatt bei Sixt<br\/>&#8211; 10 % Rabatt auf Parkpl\u00e4tze am Flughafen Z\u00fcrich<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-b5967bf .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-b5967bf img{height:35px!important;width:35px!important;min-width:35px!important;}#gspb_infoBox-id-gsbp-b5967bf img,#gspb_infoBox-id-gsbp-b5967bf img path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-b5967bf img{margin:0px !important;}#gspb_infoBox-id-gsbp-b5967bf img:hover,#gspb_infoBox-id-gsbp-b5967bf img:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-b5967bf .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-b5967bf .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-b5967bf .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-b5967bf .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-b5967bf .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-b5967bf .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-b5967bf .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-b5967bf\" id=\"gspb_infoBox-id-gsbp-b5967bf\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/carte-de-credit-icone.png\" alt=\"carte de cre\u0301dit icone\"\/><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color\">Die ACS Visa Gold zielt eindeutig auf mobile Profile ab, die h\u00e4ufig reisen und ein gutes Versicherungsniveau ohne zus\u00e4tzliche Kosten f\u00fcr Optionen genie\u00dfen m\u00f6chten. Sie lohnt sich jedoch nur, wenn Sie die ACS-Services und die darin enthaltenen Vorteile aktiv nutzen. <\/p>\n<\/div><\/div><\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-184a3acd-f2aa svg,#gspb_infoBox-id-gsbp-184a3acd-f2aa svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-184a3acd-f2aa svg{margin:0px !important;}#gspb_infoBox-id-gsbp-184a3acd-f2aa svg:hover,#gspb_infoBox-id-gsbp-184a3acd-f2aa svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{border:0;}#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-184a3acd-f2aa .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-184a3acd-f2aa\" id=\"gspb_infoBox-id-gsbp-184a3acd-f2aa\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>M\u00fcssen diese Spezialkarten wirklich in Betracht gezogen werden?<\/strong><\/p>\n\n\n\n<p>Diese Karten verdienen nur einen <strong>opportunistischen Blick<\/strong>: Wenn man bereits in der Welt, auf die sie abzielen (Portal, Firma, Programm), engagiert ist, k\u00f6nnen sie etwas einbringen.<\/p>\n\n\n\n<p>Andernfalls sollten Sie Ihre Ausgaben auf eine g\u00fcnstigere Hauptkarte konzentrieren.<\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Es gibt Dutzende von Kreditkarten, die in der Schweiz erh\u00e4ltlich sind. Ist dies eine gute Wahl, um Ihre Finanzen zu optimieren? Die Antwort lautet: Ja. Eine von moneyland.ch durchgef\u00fchrte Analyse zeigt, dass man mehrere hundert Franken pro Jahr sparen kann, wenn man die Kreditkarte wechselt. Das ist das Ziel dieser Seite: Wir untersuchen die besten [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19089,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[813],"tags":[],"dealstore":[],"offerexpiration":[],"class_list":["post-14679","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nachrichten"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Kreditkarten in der Schweiz \u2013 Erl\u00e4uterte Liste und Vergleich 2026<\/title>\n<meta name=\"description\" content=\"Kreditkarten-Vergleich in der Schweiz (2026): Geb\u00fchren, Cashback, Versicherungen, Punkte, Ausland\u2026 Welche Karte passt zu Ihrem Profil?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kreditkarten in der Schweiz \u2013 Erl\u00e4uterte Liste und Vergleich 2026\" \/>\n<meta property=\"og:description\" content=\"Kreditkarten-Vergleich in der Schweiz (2026): Geb\u00fchren, Cashback, Versicherungen, Punkte, Ausland\u2026 Welche Karte passt zu Ihrem Profil?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/\" \/>\n<meta property=\"og:site_name\" content=\"heyneo.ch\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61573547217981\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-07T00:44:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-02T14:36:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Kreditkarten-in-der-Schweiz.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Julien D.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Verfasst von\" \/>\n\t<meta name=\"twitter:data1\" content=\"Julien D.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data2\" content=\"1\u00a0Minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"Julien D.\",\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/person\\\/0a63c0149c128ba9e70f815f7a1c7aa5\"\n\t            },\n\t            \"headline\": \"Kreditkarten in der Schweiz: Vergleich und \u00dcberblick (2026)\",\n\t            \"datePublished\": \"2025-04-07T00:44:29+00:00\",\n\t            \"dateModified\": \"2026-03-02T14:36:27+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/\"\n\t            },\n\t            \"wordCount\": 7181,\n\t            \"commentCount\": 0,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#organization\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Kreditkarten-in-der-Schweiz.jpg\",\n\t            \"articleSection\": [\n\t                \"Aktuelles zu Onlinebanken, Investitionsplattformen, S\u00e4ule 3a und pers\u00f6nlicher Finanzen in der Schweiz\"\n\t            ],\n\t            \"inLanguage\": \"de\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"CommentAction\",\n\t                    \"name\": \"Comment\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#respond\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/\",\n\t            \"name\": \"Kreditkarten in der Schweiz \u2013 Erl\u00e4uterte Liste und Vergleich 2026\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Kreditkarten-in-der-Schweiz.jpg\",\n\t            \"datePublished\": \"2025-04-07T00:44:29+00:00\",\n\t            \"dateModified\": \"2026-03-02T14:36:27+00:00\",\n\t            \"description\": \"Kreditkarten-Vergleich in der Schweiz (2026): Geb\u00fchren, Cashback, Versicherungen, Punkte, Ausland\u2026 Welche Karte passt zu Ihrem Profil?\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#breadcrumb\"\n\t            },\n\t            \"inLanguage\": \"de\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"de\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#primaryimage\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Kreditkarten-in-der-Schweiz.jpg\",\n\t            \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Kreditkarten-in-der-Schweiz.jpg\",\n\t            \"width\": 1280,\n\t            \"height\": 720,\n\t            \"caption\": \"Kreditkarten in der Schweiz\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-kreditkarten-guide-vergleich\\\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Accueil\",\n\t                    \"item\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/home\\\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Kreditkarten in der Schweiz: Vergleich und \u00dcberblick (2026)\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#website\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"description\": \"le blog suisse de la finance pour tous\u200b\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"de\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#organization\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"de\",\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\",\n\t                \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/heyneo-logo.svg\",\n\t                \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/heyneo-logo.svg\",\n\t                \"width\": 421,\n\t                \"height\": 104,\n\t                \"caption\": \"heyneo.ch\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\"\n\t            },\n\t            \"sameAs\": [\n\t                \"https:\\\/\\\/www.facebook.com\\\/profile.php?id=61573547217981\",\n\t                \"https:\\\/\\\/www.linkedin.com\\\/company\\\/106236920\\\/\",\n\t                \"https:\\\/\\\/ch.pinterest.com\\\/comparisonguide\\\/\",\n\t                \"https:\\\/\\\/creators.spotify.com\\\/pod\\\/profile\\\/heyneo\\\/\",\n\t                \"https:\\\/\\\/podcasts.apple.com\\\/ch\\\/podcast\\\/helveticash\\\/id1794218608\",\n\t                \"https:\\\/\\\/music.amazon.fr\\\/podcasts\\\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\\\/helveticash\",\n\t                \"https:\\\/\\\/helveticash.substack.com\\\/\"\n\t            ],\n\t            \"description\": \"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \\\/ expertise \\\/ p\u00e9dagogie.\",\n\t            \"legalName\": \"heyneo.ch\",\n\t            \"publishingPrinciples\": \"https:\\\/\\\/heyneo.ch\\\/a-propos-de-heyneo-ch\\\/\",\n\t            \"actionableFeedbackPolicy\": \"https:\\\/\\\/heyneo.ch\\\/politique-de-confidentialite-heyneo\\\/\",\n\t            \"correctionsPolicy\": \"https:\\\/\\\/heyneo.ch\\\/politique-de-confidentialite-heyneo\\\/\",\n\t            \"ethicsPolicy\": \"https:\\\/\\\/heyneo.ch\\\/a-propos-de-heyneo-ch\\\/\"\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/person\\\/0a63c0149c128ba9e70f815f7a1c7aa5\",\n\t            \"name\": \"Julien D.\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"de\",\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/neo_avatar-96x96.jpeg\",\n\t                \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/neo_avatar-96x96.jpeg\",\n\t                \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/neo_avatar-96x96.jpeg\",\n\t                \"caption\": \"Julien D.\"\n\t            },\n\t            \"description\": \"Julien D. est un sp\u00e9cialiste reconnu de la communication financi\u00e8re et des relations publiques. Depuis plus de 15 ans, il met son expertise au service des banques suisses et des plateformes d\u2019investissement. Passionn\u00e9 par les nouvelles technologies, il d\u00e9crypte r\u00e9guli\u00e8rement les innovations du secteur sur ce blog et dans des grands m\u00e9dias et a pilot\u00e9 plusieurs campagnes de communication nationales pour des produits tech grand public et blockchain. Chez heyneo, Julien s\u2019appuie sur une \u00e9quipe de r\u00e9daction pour mettre cette exp\u00e9rience au service d\u2019une finance plus claire, transparente et accessible \u00e0 tous.\",\n\t            \"sameAs\": [\n\t                \"https:\\\/\\\/heyneo.ch\",\n\t                \"https:\\\/\\\/www.linkedin.com\\\/in\\\/julien-delecraz\\\/\"\n\t            ],\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/author\\\/mindlessguru\\\/\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Kreditkarten in der Schweiz \u2013 Erl\u00e4uterte Liste und Vergleich 2026","description":"Kreditkarten-Vergleich in der Schweiz (2026): Geb\u00fchren, Cashback, Versicherungen, Punkte, Ausland\u2026 Welche Karte passt zu Ihrem Profil?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/","og_locale":"de_DE","og_type":"article","og_title":"Kreditkarten in der Schweiz \u2013 Erl\u00e4uterte Liste und Vergleich 2026","og_description":"Kreditkarten-Vergleich in der Schweiz (2026): Geb\u00fchren, Cashback, Versicherungen, Punkte, Ausland\u2026 Welche Karte passt zu Ihrem Profil?","og_url":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/","og_site_name":"heyneo.ch","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=61573547217981","article_published_time":"2025-04-07T00:44:29+00:00","article_modified_time":"2026-03-02T14:36:27+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Kreditkarten-in-der-Schweiz.jpg","type":"image\/jpeg"}],"author":"Julien D.","twitter_card":"summary_large_image","twitter_misc":{"Verfasst von":"Julien D.","Gesch\u00e4tzte Lesezeit":"1\u00a0Minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#article","isPartOf":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/"},"author":{"name":"Julien D.","@id":"https:\/\/heyneo.ch\/de\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5"},"headline":"Kreditkarten in der Schweiz: Vergleich und \u00dcberblick (2026)","datePublished":"2025-04-07T00:44:29+00:00","dateModified":"2026-03-02T14:36:27+00:00","mainEntityOfPage":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/"},"wordCount":7181,"commentCount":0,"publisher":{"@id":"https:\/\/heyneo.ch\/de\/#organization"},"image":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#primaryimage"},"thumbnailUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Kreditkarten-in-der-Schweiz.jpg","articleSection":["Aktuelles zu Onlinebanken, Investitionsplattformen, S\u00e4ule 3a und pers\u00f6nlicher Finanzen in der Schweiz"],"inLanguage":"de","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/","url":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/","name":"Kreditkarten in der Schweiz \u2013 Erl\u00e4uterte Liste und Vergleich 2026","isPartOf":{"@id":"https:\/\/heyneo.ch\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#primaryimage"},"image":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#primaryimage"},"thumbnailUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Kreditkarten-in-der-Schweiz.jpg","datePublished":"2025-04-07T00:44:29+00:00","dateModified":"2026-03-02T14:36:27+00:00","description":"Kreditkarten-Vergleich in der Schweiz (2026): Geb\u00fchren, Cashback, Versicherungen, Punkte, Ausland\u2026 Welche Karte passt zu Ihrem Profil?","breadcrumb":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#primaryimage","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Kreditkarten-in-der-Schweiz.jpg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Kreditkarten-in-der-Schweiz.jpg","width":1280,"height":720,"caption":"Kreditkarten in der Schweiz"},{"@type":"BreadcrumbList","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/heyneo.ch\/de\/home\/"},{"@type":"ListItem","position":2,"name":"Kreditkarten in der Schweiz: Vergleich und \u00dcberblick (2026)"}]},{"@type":"WebSite","@id":"https:\/\/heyneo.ch\/de\/#website","url":"https:\/\/heyneo.ch\/de\/","name":"heyneo.ch","description":"le blog suisse de la finance pour tous\u200b","publisher":{"@id":"https:\/\/heyneo.ch\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/heyneo.ch\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/heyneo.ch\/de\/#organization","name":"heyneo.ch","url":"https:\/\/heyneo.ch\/de\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/heyneo.ch\/de\/#\/schema\/logo\/image\/","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","width":421,"height":104,"caption":"heyneo.ch"},"image":{"@id":"https:\/\/heyneo.ch\/de\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=61573547217981","https:\/\/www.linkedin.com\/company\/106236920\/","https:\/\/ch.pinterest.com\/comparisonguide\/","https:\/\/creators.spotify.com\/pod\/profile\/heyneo\/","https:\/\/podcasts.apple.com\/ch\/podcast\/helveticash\/id1794218608","https:\/\/music.amazon.fr\/podcasts\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\/helveticash","https:\/\/helveticash.substack.com\/"],"description":"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \/ expertise \/ p\u00e9dagogie.","legalName":"heyneo.ch","publishingPrinciples":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/","actionableFeedbackPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","correctionsPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","ethicsPolicy":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/"},{"@type":"Person","@id":"https:\/\/heyneo.ch\/de\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5","name":"Julien D.","image":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","caption":"Julien D."},"description":"Julien D. est un sp\u00e9cialiste reconnu de la communication financi\u00e8re et des relations publiques. Depuis plus de 15 ans, il met son expertise au service des banques suisses et des plateformes d\u2019investissement. Passionn\u00e9 par les nouvelles technologies, il d\u00e9crypte r\u00e9guli\u00e8rement les innovations du secteur sur ce blog et dans des grands m\u00e9dias et a pilot\u00e9 plusieurs campagnes de communication nationales pour des produits tech grand public et blockchain. Chez heyneo, Julien s\u2019appuie sur une \u00e9quipe de r\u00e9daction pour mettre cette exp\u00e9rience au service d\u2019une finance plus claire, transparente et accessible \u00e0 tous.","sameAs":["https:\/\/heyneo.ch","https:\/\/www.linkedin.com\/in\/julien-delecraz\/"],"url":"https:\/\/heyneo.ch\/de\/author\/mindlessguru\/"}]}},"modified_by":"Julien D.","_links":{"self":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts\/14679","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/comments?post=14679"}],"version-history":[{"count":15,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts\/14679\/revisions"}],"predecessor-version":[{"id":27692,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts\/14679\/revisions\/27692"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/media\/19089"}],"wp:attachment":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/media?parent=14679"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/categories?post=14679"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/tags?post=14679"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/dealstore?post=14679"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/offerexpiration?post=14679"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}