{"id":19445,"date":"2025-04-10T03:07:32","date_gmt":"2025-04-10T01:07:32","guid":{"rendered":"https:\/\/heyneo.ch\/unkategorisiert\/schweizer-bankkonto-auslaender\/"},"modified":"2026-02-10T09:27:00","modified_gmt":"2026-02-10T08:27:00","slug":"schweizer-bankkonto-auslaender","status":"publish","type":"post","link":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/","title":{"rendered":"Schweizer Konto f\u00fcr Nichtans\u00e4ssige: L\u00f6sungen zur Er\u00f6ffnung eines Bankkontos in der Schweiz 2026"},"content":{"rendered":"<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><strong>Ein Bankkonto in der Schweiz f\u00fcr Nichtans\u00e4ssige oder als Ausl\u00e4nder zu er\u00f6ffnen, ist f\u00fcr viele Menschen <strong>im %%currentyear%%<\/strong> notwendig:<\/strong><br\/><strong><br\/><\/strong>\u2192 <strong>ein Gehalt in CHF zu erhalten<\/strong>, wenn man aus dem Ausland arbeitet,<br\/>\u2192 einen Teil seiner Ersparnisse in Schweizer Franken zu sch\u00fctzen,<br\/>\u2192 oder einfach Zugang zu einer sicheren und stabilen Bankl\u00f6sung zu erhalten.<\/p>\n\n<p class=\"wp-block-paragraph\">Die <strong>meisten Schweizer Banken neigen dazu, den Zugang f\u00fcr Nichtans\u00e4ssige zu beschr\u00e4nken<\/strong>, indem sie eine Mindesteinlage oder hohe Kontof\u00fchrungsgeb\u00fchren verlangen:<br\/><br\/>Die Bedingungen sind unklar.<br\/>Die Geb\u00fchren sind manchmal abschreckend.<br\/>Die Er\u00f6ffnung ist zeitaufwendig.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcdd Der Zweck dieses Artikels :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Verstehen, <strong>was die Er\u00f6ffnung<\/strong> eines Kontos in der Schweiz <strong>blockiert<\/strong>, wenn man im Ausland lebt<\/li>\n\n\n\n<li>Stellen Sie die <strong>5<\/strong> verf\u00fcgbaren <strong>L\u00f6sungen<\/strong> in  2026<\/li>\n\n\n\n<li>ihre tats\u00e4chlichen <strong>Vorteile und Grenzen <\/strong>vergleichen<\/li>\n\n\n\n<li>Hilfe bei der Auswahl entsprechend dem eigenen Profil und <strong>den eigenen Bed\u00fcrfnissen<\/strong><\/li>\n\n\n\n<li>Und vor allem: <strong>zu erkl\u00e4ren, wie man einfach ein Konto<\/strong> in der Schweiz <strong>er\u00f6ffnen kann.<\/strong> <\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">(\ud83d\udea8 Spoiler: Nur eine Schweizer Bank erf\u00fcllt heute wirklich alle Kriterien).<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"zusammenfassung-die-3-hauptoptionen\">\t\t<h2 class=\"mt0 mb0\">Zusammenfassung: Die 3 wichtigsten Optionen zur Er\u00f6ffnung eines Kontos f\u00fcr Nichtans\u00e4ssige in der Schweiz<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Zusammenfassung: Die 3 Hauptoptionen<\/div>\t<\/div><\/div>\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Art des Kontos<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>IBAN CH namentlich<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Niedrige Kosten<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Leicht zu \u00f6ffnen<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Empfohlen?<\/strong><\/td><\/tr><tr><td><strong>Schweizer Neo-Bank<\/strong> (z.B. Yuh)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><\/tr><tr><td><strong>Traditionelle Bank<\/strong> (UBS, PostFinance&#8230;)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/td><\/tr><tr><td><strong>Konto mit mehreren W\u00e4hrungen<\/strong> (Wise, Revolut)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\">Erg\u00e4nzend<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"was-sie-verstehen-sollten-bevor-sie-nach-einer-bank-in-der-schweiz-suc\">\t\t<h2 class=\"mt0 mb0\">Was Sie verstehen sollten, bevor Sie nach einer Bank in der Schweiz suchen<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Was Sie verstehen sollten, bevor Sie nach einer Bank in der Schweiz suchen<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"qui-est-considere-comme-non-resident\"><strong>Wer gilt als Nichtans\u00e4ssiger?<\/strong><\/h3>\n\n<p class=\"wp-block-paragraph\">Alle Personen, die ihren <strong>steuerlichen Wohnsitz au\u00dferhalb der Schweiz haben<\/strong>. Ob es sich um einen Grenzg\u00e4nger, einen Expatriate oder einen in der EU lebenden Rentner handelt, entscheidet der gemeldete Wohnort dar\u00fcber, ob eine Schweizer Bank ihre &#8220;Nichtans\u00e4ssigen&#8221;-Bedingungen anwendet oder nicht. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"il-y-a-deux-obstacles-bloquants-dans-90-des-cas\"><strong>In 90% der F\u00e4lle gibt es zwei blockierende Hindernisse.<\/strong><\/h3>\n\n<ol class=\"wp-block-list\">\n<li><strong>Keine Schweizer IBAN auf seinen Namen<\/strong> \u2192 dieser Punkt reicht aus, um <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">eine \u00dcberweisung<\/mark> von einem Schweizer Arbeitgeber <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">abzulehnen<\/mark>.<\/li>\n\n\n\n<li><strong>Fern\u00f6ffnung nicht m\u00f6glich<\/strong> \u2192 Die meisten Banken verlangen einen Termin in der Filiale, manchmal eine erhebliche anf\u00e4ngliche Einlage.<\/li>\n<\/ol>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"pourquoi-autant-de-conditions-aupres-des-banques-suisses\"><strong>Warum so viele Bedingungen bei Schweizer Banken?<\/strong><\/h3>\n\n<p class=\"wp-block-paragraph\">Dies ist nicht nur eine kommerzielle Frage. Die Schweizer Banken unterliegen strengen Regeln \u00fcber : <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Bek\u00e4mpfung der Geldw\u00e4sche (Compliance)<\/li>\n\n\n\n<li>den automatischen Austausch von Steuerinformationen (CRS)<\/li>\n\n\n\n<li>administrative Risiken im Zusammenhang mit Fernkonten<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Das Ergebnis: F\u00fcr eine Bank ist es oft <strong>teurer<\/strong>, einen nichtans\u00e4ssigen Kunden zu betreuen und <strong>mehr Papierkram<\/strong> zu erledigen. Dies erkl\u00e4rt die Geb\u00fchren: <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg,#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg:hover,#gspb_infoBox-id-gsbp-e5acf39b-c7d5 svg:hover path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{border:0;}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-e5acf39b-c7d5 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-e5acf39b-c7d5\" id=\"gspb_infoBox-id-gsbp-e5acf39b-c7d5\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 16c-273.914 0-496 222.166-496 496 0 273.994 222.086 496 496 496s496-222.006 496-496c0-273.834-222.086-496-496-496zM512 912c-221.064 0-400-178.862-400-400 0-220.99 178.944-400 400-400 220.982 0 400 178.942 400 400 0 221.060-178.862 400-400 400zM512 236c46.392 0 84 37.608 84 84s-37.608 84-84 84-84-37.608-84-84 37.608-84 84-84zM624 744c0 13.254-10.746 24-24 24h-176c-13.254 0-24-10.746-24-24v-48c0-13.254 10.746-24 24-24h24v-128h-24c-13.254 0-24-10.746-24-24v-48c0-13.254 10.746-24 24-24h128c13.254 0 24 10.746 24 24v200h24c13.254 0 24 10.746 24 24v48z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Tats\u00e4chliche Bankgeb\u00fchren f\u00fcr Nichtans\u00e4ssige<\/strong><\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-secondary-background-color has-background\"><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Monatliche Geb\u00fchren<\/strong><\/td><td><strong>Bedingungen<\/strong><\/td><\/tr><tr><td>UBS<\/td><td>CHF 30.-<\/td><td>Hohe Einlage, Formular A<\/td><\/tr><tr><td>PostFinance<\/td><td>CHF 25.-<\/td><td>Restbetrag min. CHF 25.000. <\/td><\/tr><tr><td>Migros Bank<\/td><td>CHF 30.-<\/td><td>Variable Bedingungen<\/td><\/tr><tr><td>BCGE, BCV, ZKB, TKB, &#8230;<\/td><td>Ab CHF 30.-<\/td><td>Zugang \u00fcber die<a href=\"https:\/\/www.swisscommunity.org\/fr\/vivre-a-letranger\/prevoyance-et-finances\/banques\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-buttonmain-color\">ASO<\/mark><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">Diese Geb\u00fchren liegen weit \u00fcber den Geb\u00fchren, die f\u00fcr in der Schweiz ans\u00e4ssige Personen erhoben werden. Einige Banken berechnen auch : <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Inaktivit\u00e4tsgeb\u00fchren<\/strong> nach 12 Monaten ohne Bewegung (abh\u00e4ngig von der Bank),<\/li>\n\n\n\n<li>eine hohe <strong>Anfangseinlage<\/strong> bei der Er\u00f6ffnung (CHF 10.000.- bis 50.000.- je nach Einrichtung).<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Aus diesem Grund sind die L\u00f6sungen, die sich heute f\u00fcr die meisten Nichtans\u00e4ssigen durchsetzen, ohne feste Geb\u00fchren und komplizierte Bedingungen.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"les-banques-a-ecarter-si-on-n-habite-pas-en-suisse\"><strong>Banken, die man meiden sollte, wenn man nicht in der Schweiz lebt<\/strong><\/h3>\n\n<p class=\"wp-block-paragraph\">Einige Neobanken oder \u201edigitale\u201c Angebote sind attraktiv, aber es ist unm\u00f6glich, dort ein Konto zu er\u00f6ffnen, wenn man nicht in der Schweiz wohnt. Dies ist zum Beispiel bei <strong>Zak<\/strong>, <strong>Neon<\/strong> und <strong>Alpian<\/strong> der Fall. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"et-les-comptes-multi-devises\"><strong>Was ist mit Konten mit mehreren W\u00e4hrungen?<\/strong><\/h3>\n\n<p class=\"wp-block-paragraph\">Die Dienstleistungen f\u00fcr mehrere W\u00e4hrungen <strong>erleichtern die Umrechnung von CHF in EUR<\/strong>, aber :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Sie stellen keine namentliche Schweizer IBAN zur Verf\u00fcgung.<\/li>\n\n\n\n<li>Sie erm\u00f6glichen es nicht, ein CH-Gehalt unter guten Bedingungen zu erhalten.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"traditionelle-schweizer-banken\">\t\t<h2 class=\"mt0 mb0\">Ein Konto f\u00fcr Nichtans\u00e4ssige in der Schweiz bei einer traditionellen Bank er\u00f6ffnen<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Traditionelle Schweizer Banken<\/div>\t<\/div><\/div>\n<p class=\"wp-block-paragraph\"><strong>UBS<\/strong>, <strong>BCGE<\/strong> oder <strong>Migros Bank<\/strong>: Diese Banken akzeptieren theoretisch nicht ans\u00e4ssige Personen. In der Praxis sind die Bedingungen jedoch oft restriktiv. <\/p>\n\n<p class=\"wp-block-paragraph\">Man kann eine Schweizer IBAN auf den eigenen Namen erhalten, aber man muss :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>einen Termin in der Agentur vereinbaren,<\/li>\n\n\n\n<li>zahlreiche Steuer- und Bankbelege vorlegen,<\/li>\n\n\n\n<li>je nach Einrichtung zwischen CHF 10.000.- und 50.000.- hinterlegen,<\/li>\n\n\n\n<li>eine monatliche Geb\u00fchr von bis zu CHF 30.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Diese L\u00f6sung kann <strong>nur<\/strong> funktionieren <strong>, wenn Sie \u00fcber ein gro\u00dfes Kapital<\/strong> oder einen sehr spezifischen Verwendungszweck (Verm\u00f6gen, Immobilien in der Schweiz usw.) <strong>verf\u00fcgen<\/strong>.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"documents-non-resident-compte-banque\">Dokumente, die von traditionellen Banken verlangt werden, um ein Konto f\u00fcr Nichtans\u00e4ssige in der Schweiz zu er\u00f6ffnen<\/h3>\n\n<p class=\"wp-block-paragraph\">Um als Nichtans\u00e4ssiger <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/ein-bankkonto-in-der-schweiz-eroeffnen\/\">ein Konto bei einer Schweizer Bank zu er\u00f6ffnen<\/a>, werden am h\u00e4ufigsten folgende Dokumente verlangt:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>G\u00fcltiger Identit\u00e4tsnachweis<\/strong><\/li>\n\n\n\n<li><strong>Nachweis des Wohnsitzes<\/strong>: aktuelle Rechnung (Strom, Internet&#8230;), Mietvertrag oder Wohnsitzbescheinigung &lt; 3 Monate.<\/li>\n\n\n\n<li><strong>Einkommensnachweis<\/strong>: Schweizer Arbeitsvertrag, Gehaltsabrechnung oder Nachweis der beruflichen T\u00e4tigkeit.<\/li>\n\n\n\n<li><strong>Nachweis der Herkunft des Geldes<\/strong>: wird oft durch Einkommensnachweise abgedeckt, aber es kann auch ein Bankauszug verlangt werden.<\/li>\n\n\n\n<li><strong>Steuerformular A<\/strong>: Wird von einigen Banken aus aufsichtsrechtlichen Gr\u00fcnden verlangt.<\/li>\n\n\n\n<li><strong>Manchmal<\/strong>: Empfehlungsschreiben der Bank oder aktuelle Bankausz\u00fcge.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>#gspb_row-id-gsbp-52d8e53{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-52d8e53 > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-52d8e53 > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-52d8e53\" id=\"gspb_row-id-gsbp-52d8e53\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-2f2d284.gspb_row__col--24{width:calc(20% - 0px);}@media (max-width:575.98px){#gspb_col-id-gsbp-2f2d284.gspb_row__col--24{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--24 gspb_col-id-gsbp-2f2d284\" id=\"gspb_col-id-gsbp-2f2d284\"><style>#gspb_image-id-gsbp-8a5be57 img{vertical-align:top;}#gspb_image-id-gsbp-8a5be57 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-8a5be57\" id=\"gspb_image-id-gsbp-8a5be57\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Piede-didentite-valide.jpg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"782\" height=\"498\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-b95734d.gspb_row__col--24{width:calc(20% - 0px);}@media (max-width:575.98px){#gspb_col-id-gsbp-b95734d.gspb_row__col--24{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--24 gspb_col-id-gsbp-b95734d\" id=\"gspb_col-id-gsbp-b95734d\"><style>#gspb_image-id-gsbp-20b88ca img{vertical-align:top;}#gspb_image-id-gsbp-20b88ca img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-20b88ca\" id=\"gspb_image-id-gsbp-20b88ca\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/attestation-de-domicile-titulaire-de-contrat-electricite.jpg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"724\" height=\"1024\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-b0f2122.gspb_row__col--24{width:calc(20% - 0px);}@media (max-width:575.98px){#gspb_col-id-gsbp-b0f2122.gspb_row__col--24{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--24 gspb_col-id-gsbp-b0f2122\" id=\"gspb_col-id-gsbp-b0f2122\"><style>#gspb_image-id-gsbp-dce6dcb img{vertical-align:top;}#gspb_image-id-gsbp-dce6dcb img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-dce6dcb\" id=\"gspb_image-id-gsbp-dce6dcb\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/certificat-de-salaire-justificatif-de-revenus.jpg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1061\" height=\"1500\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-12b9456.gspb_row__col--24{width:calc(20% - 0px);}@media (max-width:575.98px){#gspb_col-id-gsbp-12b9456.gspb_row__col--24{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--24 gspb_col-id-gsbp-12b9456\" id=\"gspb_col-id-gsbp-12b9456\"><style>#gspb_image-id-gsbp-c1276d9 img{vertical-align:top;}#gspb_image-id-gsbp-c1276d9 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-c1276d9\" id=\"gspb_image-id-gsbp-c1276d9\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/attestation-preuve-origine-des-fonds.jpg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"727\" height=\"1000\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-fd0b198.gspb_row__col--24{width:calc(20% - 0px);}@media (max-width:575.98px){#gspb_col-id-gsbp-fd0b198.gspb_row__col--24{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--24 gspb_col-id-gsbp-fd0b198\" id=\"gspb_col-id-gsbp-fd0b198\"><style>#gspb_image-id-gsbp-1a4089f img{vertical-align:top;}#gspb_image-id-gsbp-1a4089f img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-1a4089f\" id=\"gspb_image-id-gsbp-1a4089f\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Formulaire-dauto-certification-fiscale-FACTA.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1260\" height=\"1788\"><\/div>\n<\/div>\n <\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">Alle diese Dokumente erm\u00f6glichen es den Banken, Ihre Identit\u00e4t, Ihre Verbindung zur Schweiz und Ihre finanzielle Situation zu \u00fcberpr\u00fcfen und dabei die &#8220;Compliance&#8221; einzuhalten.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-7fe6e27 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-7fe6e27 .gs-box-icon{margin-left:-10px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-7fe6e27 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-7fe6e27 svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-7fe6e27 svg,#gspb_infoBox-id-gsbp-7fe6e27 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-7fe6e27 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-7fe6e27 svg:hover,#gspb_infoBox-id-gsbp-7fe6e27 svg:hover path{fill:#25e8a1 !important;}#gspb_infoBox-id-gsbp-7fe6e27 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-7fe6e27 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea32b;}#gspb_infoBox-id-gsbp-7fe6e27 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-7fe6e27 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-7fe6e27\" id=\"gspb_infoBox-id-gsbp-7fe6e27\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg id=\"Calque_2\" style=\"width:5rem;height:5rem;margin:10px\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 62.63 93\">\n  <g id=\"Calque_2-2\" dataname=\"Calque_2\">    <g>\n      <path d=\"M31.31,26.97c-8.39,0-15.19,6.44-15.19,14.39s6.8,14.39,15.19,14.39,15.19-6.44,15.19-14.39-6.8-14.39-15.19-14.39ZM31.31,51.96c-6.18,0-11.19-4.74-11.19-10.6s5.01-10.6,11.19-10.6c2.9,0,5.54,1.06,7.53,2.78,1.23.39,2.12,1.43,2.26,2.69.89,1.52,1.4,3.27,1.4,5.13,0,5.85-5.01,10.6-11.19,10.6Z\"><\/path>\n      <path d=\"M41.1,36.24c-.13-1.26-1.03-2.3-2.26-2.69.9.77,1.66,1.68,2.26,2.69Z\"><\/path>\n      <path d=\"M34.42,36.55c0,1.76,1.5,3.18,3.36,3.18s3.36-1.42,3.36-3.18c0-.11-.02-.21-.03-.31-.59-1.01-1.36-1.92-2.26-2.69-.34-.11-.69-.18-1.07-.18-1.85,0-3.36,1.42-3.36,3.18Z\"><\/path>\n      <g>\n        <polygon points=\"6.27 .13 6.89 23.22 25.98 16.48 6.27 .13\"><\/polygon>\n        <polygon points=\"57.28 0 56.65 23.09 37.57 16.34 57.28 0\"><\/polygon>\n      <\/g>\n      <ellipse cx=\"31.31\" cy=\"41.37\" rx=\"18.95\" ry=\"17.96\" style=\"fill:none\"><\/ellipse>\n      <path d=\"M31.31,10.89C9.18,10.89,0,23.82,0,47.13s16.39,45.87,31.31,45.87c16.46,0,31.31-22.56,31.31-45.87S56.78,10.89,31.31,10.89ZM45,76.7c-1,.58-4.57,2.3-7.8,2.86-.54.09-1.21.18-2,.24l-4.78,5.45c-.08.09-.19.15-.31.17-.06,0-.11,0-.17,0-.18-.03-.33-.16-.39-.32l-2.15-6.11c-.13-.04-.26-.07-.4-.11l-5.64,3.58c-.1.07-.23.09-.35.08-.06,0-.11-.02-.17-.05-.16-.08-.27-.24-.28-.41l-.25-6.9c-4.64-3.98-6.39-9.26-5.82-9.66.61-.41,3.39,4.85,10.44,7.98,5.28,2.34,10.4,2.36,12.08,2.31,6.27-.17,11.1-2.4,11.39-1.82.29.58-2.95,2.44-3.41,2.71ZM31.31,59.32c-10.47,0-18.95-8.04-18.95-17.96s8.49-17.96,18.95-17.96,18.95,8.04,18.95,17.96-8.49,17.96-18.95,17.96Z\"><\/path>\n    <\/g>\n  <\/g>\n<\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_text-id-gsbp-bc83462{color:#000000;}.gspb_text-id-gsbp-bc83462{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-bc83462\" class=\"gspb_text gspb_text-id-gsbp-bc83462 \"><strong>Pro:<\/strong><br\/><em>Erm\u00f6glicht ein 100 % Schweizer Konto, das \u00fcberall vollst\u00e4ndig akzeptiert wird, mit namentlicher IBAN CH und einer vollst\u00e4ndigen Palette von Bankdienstleistungen.<\/em><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-94de2ac{color:#000000;}.gspb_text-id-gsbp-94de2ac{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-94de2ac\" class=\"gspb_text gspb_text-id-gsbp-94de2ac \"><strong>Die Gegenargumente:<\/strong><br\/><em>Die Er\u00f6ffnung ist langwierig, teuer und nur denjenigen vorbehalten, die eine starke wirtschaftliche Verbindung zur Schweiz nachweisen k\u00f6nnen.<\/em><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"das-konto-mit-mehreren-waehrungen-mit-iban-ch\">\t\t<h2 class=\"mt0 mb0\">Er\u00f6ffnen Sie ein ausl\u00e4ndisches Konto in mehreren W\u00e4hrungen mit IBAN CH (Wise, Revolut, N26&#8230;)<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Das Konto mit mehreren W\u00e4hrungen (mit IBAN CH)<\/div>\t<\/div><\/div>\n<p class=\"wp-block-paragraph\">Plattformen wie <a href=\"https:\/\/heyneo.ch\/de\/service\/n26-bewertung\/\">N26<\/a>, <a href=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/\">Wise<\/a> und <a href=\"https:\/\/heyneo.ch\/de\/service\/revolut-bewertung\/\">Revolut<\/a> sind sehr zug\u00e4nglich: Sie k\u00f6nnen innerhalb weniger Minuten ein Konto er\u00f6ffnen, ohne Bedingungen und mit ausgezeichneten Wechselkursen.<\/p>\n<style>#gspb_row-id-gsbp-06cb31f{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-06cb31f > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-06cb31f > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-06cb31f\" id=\"gspb_row-id-gsbp-06cb31f\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-78a4952.gspb_row__col--4{width:33.333333333333336%;}@media (max-width:575.98px){#gspb_col-id-gsbp-78a4952.gspb_row__col--4{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--4 gspb_col-id-gsbp-78a4952\" id=\"gspb_col-id-gsbp-78a4952\"><style>#gspb_image-id-gsbp-6ea256d img{vertical-align:top;}#gspb_image-id-gsbp-6ea256d img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-6ea256d\" id=\"gspb_image-id-gsbp-6ea256d\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/10\/WISE-debit-card-Switzerland.png\" data-src=\"\" alt=\"WISE debit card Switzerland\" loading=\"lazy\" width=\"375\" height=\"225\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-2bfb30d.gspb_row__col--4{width:33.333333333333336%;}@media (max-width:575.98px){#gspb_col-id-gsbp-2bfb30d.gspb_row__col--4{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--4 gspb_col-id-gsbp-2bfb30d\" id=\"gspb_col-id-gsbp-2bfb30d\"><style>#gspb_image-id-gsbp-5fc403e img{vertical-align:top;}#gspb_image-id-gsbp-5fc403e img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-5fc403e\" id=\"gspb_image-id-gsbp-5fc403e\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/n26-Smart-carte-bancaire-Suisse.png\" data-src=\"\" alt=\"n26-Smart-Karte-Bankkarte-Schweiz\" loading=\"lazy\" width=\"350\" height=\"221\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-1ff034c.gspb_row__col--4{width:33.333333333333336%;}@media (max-width:575.98px){#gspb_col-id-gsbp-1ff034c.gspb_row__col--4{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--4 gspb_col-id-gsbp-1ff034c\" id=\"gspb_col-id-gsbp-1ff034c\"><style>#gspb_image-id-gsbp-0baa32c img{vertical-align:top;}#gspb_image-id-gsbp-0baa32c img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-0baa32c\" id=\"gspb_image-id-gsbp-0baa32c\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/Carte-Revolut-Suisse-gros-plan.jpeg\" data-src=\"\" alt=\"Revolut-Karte Schweiz\" loading=\"lazy\" width=\"1641\" height=\"1040\"><\/div>\n<\/div>\n <\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">Aber Vorsicht: Wise bietet <strong>keine pers\u00f6nliche Schweizer IBAN<\/strong>, sondern nur ausl\u00e4ndische IBANs (belgische oder britische). Revolut hingegen bietet jetzt eine Schweizer IBAN (beginnend mit CH) \u00fcber eine Partnerschaft mit PostFinance an. Diese IBAN ist n\u00fctzlich, um lokale Zahlungen in CHF zu erhalten, aber sie bleibt auf <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Gegenseitigkeit<\/mark>: \u00dcberweisungen m\u00fcssen eine spezifische Referenz enthalten, um korrekt gutgeschrieben zu werden, was das Risiko von Fehlern birgt. Einige Schweizer Arbeitgeber k\u00f6nnen <strong>sich weigern, ein Gehalt auf eine nicht pers\u00f6nliche IBAN zu \u00fcberweisen<\/strong>, was unbedingt erforderlich ist.   <\/p>\n\n<p class=\"wp-block-paragraph\">Diese Dienstleistungen sind jedoch ideal als Erg\u00e4nzung zu einem Schweizer Konto: um Gelder zum besten Zinssatz zu \u00fcberweisen, umzuwandeln und wiederzuverwenden.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-225c0d4 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-225c0d4 .gs-box-icon{margin-left:-10px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-225c0d4 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-225c0d4 svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-225c0d4 svg,#gspb_infoBox-id-gsbp-225c0d4 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-225c0d4 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-225c0d4 svg:hover,#gspb_infoBox-id-gsbp-225c0d4 svg:hover path{fill:#25e8a1 !important;}#gspb_infoBox-id-gsbp-225c0d4 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-225c0d4 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea32b;}#gspb_infoBox-id-gsbp-225c0d4 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-225c0d4 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-225c0d4\" id=\"gspb_infoBox-id-gsbp-225c0d4\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg id=\"Calque_2\" style=\"width:5rem;height:5rem;margin:10px\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 62.63 93\">\n  <g id=\"Calque_2-2\" dataname=\"Calque_2\">    <g>\n      <path d=\"M31.31,26.97c-8.39,0-15.19,6.44-15.19,14.39s6.8,14.39,15.19,14.39,15.19-6.44,15.19-14.39-6.8-14.39-15.19-14.39ZM31.31,51.96c-6.18,0-11.19-4.74-11.19-10.6s5.01-10.6,11.19-10.6c2.9,0,5.54,1.06,7.53,2.78,1.23.39,2.12,1.43,2.26,2.69.89,1.52,1.4,3.27,1.4,5.13,0,5.85-5.01,10.6-11.19,10.6Z\"><\/path>\n      <path d=\"M41.1,36.24c-.13-1.26-1.03-2.3-2.26-2.69.9.77,1.66,1.68,2.26,2.69Z\"><\/path>\n      <path d=\"M34.42,36.55c0,1.76,1.5,3.18,3.36,3.18s3.36-1.42,3.36-3.18c0-.11-.02-.21-.03-.31-.59-1.01-1.36-1.92-2.26-2.69-.34-.11-.69-.18-1.07-.18-1.85,0-3.36,1.42-3.36,3.18Z\"><\/path>\n      <g>\n        <polygon points=\"6.27 .13 6.89 23.22 25.98 16.48 6.27 .13\"><\/polygon>\n        <polygon points=\"57.28 0 56.65 23.09 37.57 16.34 57.28 0\"><\/polygon>\n      <\/g>\n      <ellipse cx=\"31.31\" cy=\"41.37\" rx=\"18.95\" ry=\"17.96\" style=\"fill:none\"><\/ellipse>\n      <path d=\"M31.31,10.89C9.18,10.89,0,23.82,0,47.13s16.39,45.87,31.31,45.87c16.46,0,31.31-22.56,31.31-45.87S56.78,10.89,31.31,10.89ZM45,76.7c-1,.58-4.57,2.3-7.8,2.86-.54.09-1.21.18-2,.24l-4.78,5.45c-.08.09-.19.15-.31.17-.06,0-.11,0-.17,0-.18-.03-.33-.16-.39-.32l-2.15-6.11c-.13-.04-.26-.07-.4-.11l-5.64,3.58c-.1.07-.23.09-.35.08-.06,0-.11-.02-.17-.05-.16-.08-.27-.24-.28-.41l-.25-6.9c-4.64-3.98-6.39-9.26-5.82-9.66.61-.41,3.39,4.85,10.44,7.98,5.28,2.34,10.4,2.36,12.08,2.31,6.27-.17,11.1-2.4,11.39-1.82.29.58-2.95,2.44-3.41,2.71ZM31.31,59.32c-10.47,0-18.95-8.04-18.95-17.96s8.49-17.96,18.95-17.96,18.95,8.04,18.95,17.96-8.49,17.96-18.95,17.96Z\"><\/path>\n    <\/g>\n  <\/g>\n<\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_text-id-gsbp-1f89381{color:#000000;}.gspb_text-id-gsbp-1f89381{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-1f89381\" class=\"gspb_text gspb_text-id-gsbp-1f89381 \"><strong>Pro:<\/strong><br\/><em>Sehr einfach zu er\u00f6ffnen, keine Fixkosten, ideal zum Umtauschen oder Ausgeben der erhaltenen CHF.<\/em><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-175a51a{color:#000000;}.gspb_text-id-gsbp-175a51a{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-175a51a\" class=\"gspb_text gspb_text-id-gsbp-175a51a \"><strong>Die Gegenargumente:<\/strong><br\/><em>Erm\u00f6glichen es nicht, ein Schweizer Gehalt unter guten Bedingungen zu erhalten, da es keine pers\u00f6nliche CH IBAN gibt.<\/em><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"die-schweizer-neobanken\">\t\t<h2 class=\"mt0 mb0\">Er\u00f6ffnung eines Kontos in der Schweiz bei einer Neobank, die f\u00fcr Nichtans\u00e4ssige offen ist<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die Schweizer Neobanken<\/div>\t<\/div><\/div>\n<p class=\"wp-block-paragraph\">Von allen untersuchten L\u00f6sungen sind die Schweizer Neobanken die einzigen, die eine wirklich einfache Er\u00f6ffnung aus der Ferne erm\u00f6glichen.<\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747841532041\"><strong class=\"schema-faq-question\">Welche Bank akzeptiert Nichtans\u00e4ssige?<\/strong> <p class=\"schema-faq-answer\">Eine Online-Bank <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">akzeptiert Nichtans\u00e4ssige<\/mark> mit einem pers\u00f6nlichen Schweizer IBAN: Yuh.<\/p> <\/div> <\/div>\n\n<h3 class=\"wp-block-heading\" id=\"yuh-la-solution-bancaire-la-plus-complete-accessible-aux-non-residents\"><strong>Yuh &#8211; die umfassendste Bankl\u00f6sung<\/strong> f\u00fcr Nichtans\u00e4ssige<\/h3>\n<style>#gspb_image-id-gsbp-5692b59{text-align:center;}#gspb_image-id-gsbp-5692b59 img{vertical-align:top;}#gspb_image-id-gsbp-5692b59 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-5692b59 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-5692b59 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-5692b59 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-5692b59 img{width:auto;}}#gspb_image-id-gsbp-5692b59,#gspb_image-id-gsbp-5692b59 img{height:100px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-5692b59\" id=\"gspb_image-id-gsbp-5692b59\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo.webp\" data-src=\"\" alt=\"Yuh logo\" loading=\"lazy\" width=\"150\" height=\"100\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">Die Neobank Yuh (<a href=\"https:\/\/heyneo.ch\/de\/service\/yuh-bewertung\/\">vollst\u00e4ndige Bewertung lesen<\/a>) ist eine der wenigen Schweizer Bankl\u00f6sungen, die Nicht-Residenten offensteht und Zug\u00e4nglichkeit, Zuverl\u00e4ssigkeit und moderne Funktionen vereint:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>IBAN CH pers\u00f6nlich<\/li>\n\n\n\n<li>100%ige Online-Er\u00f6ffnung (mobil)<\/li>\n\n\n\n<li>Keine Mindesteinlage erforderlich<\/li>\n\n\n\n<li>Keine monatlichen Geb\u00fchren<\/li>\n\n\n\n<li>Kostenlose Debitkarte<\/li>\n\n\n\n<li>Zugang zu Investitionen (ETFs, Aktien, Kryptos) ab CHF 25.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>#gspb_image-id-gsbp-60c5edc{text-align:center;}#gspb_image-id-gsbp-60c5edc img{vertical-align:top;}#gspb_image-id-gsbp-60c5edc img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-60c5edc img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-60c5edc img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-60c5edc img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-60c5edc img{width:auto;}}#gspb_image-id-gsbp-60c5edc,#gspb_image-id-gsbp-60c5edc img{height:150px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-60c5edc\" id=\"gspb_image-id-gsbp-60c5edc\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/yuh_card-e1696885198192.png\" data-src=\"\" alt=\"Yuh bank card mastercard\" loading=\"lazy\" width=\"707\" height=\"150\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"qui-peut-ouvrir-un-compte-chez-yuh\"><strong>Wer kann ein Konto bei Yuh er\u00f6ffnen?<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">Voraussetzungen :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Mindestens 18 Jahre alt sein.<\/li>\n\n\n\n<li>Wohnsitz in der Schweiz oder in einem dieser L\u00e4nder: Deutschland \ud83c\udde9\ud83c\uddea, \u00d6sterreich \ud83c\udde6\ud83c\uddf9, Frankreich \ud83c\uddeb\ud83c\uddf7, Italien \ud83c\uddee\ud83c\uddf9, Liechtenstein \ud83c\uddf1\ud83c\uddee.<\/li>\n\n\n\n<li>Ein Smartphone, das mit der Yuh-App kompatibel ist.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><strong>Keine zus\u00e4tzlichen Anforderungen :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Kein Einkommensnachweis<\/li>\n\n\n\n<li>Keine Mindesteinlage<\/li>\n\n\n\n<li>Keine Schweizer Adresse<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-0a5ff31 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-0a5ff31 .gs-box-icon{margin-left:-10px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-0a5ff31 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-0a5ff31 svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-0a5ff31 svg,#gspb_infoBox-id-gsbp-0a5ff31 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-0a5ff31 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-0a5ff31 svg:hover,#gspb_infoBox-id-gsbp-0a5ff31 svg:hover path{fill:#25e8a1 !important;}#gspb_infoBox-id-gsbp-0a5ff31 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-0a5ff31 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea32b;}#gspb_infoBox-id-gsbp-0a5ff31 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-0a5ff31 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-0a5ff31\" id=\"gspb_infoBox-id-gsbp-0a5ff31\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg id=\"Calque_2\" style=\"width:5rem;height:5rem;margin:10px\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 62.63 93\">\n  <g id=\"Calque_2-2\" dataname=\"Calque_2\">    <g>\n      <path d=\"M31.31,26.97c-8.39,0-15.19,6.44-15.19,14.39s6.8,14.39,15.19,14.39,15.19-6.44,15.19-14.39-6.8-14.39-15.19-14.39ZM31.31,51.96c-6.18,0-11.19-4.74-11.19-10.6s5.01-10.6,11.19-10.6c2.9,0,5.54,1.06,7.53,2.78,1.23.39,2.12,1.43,2.26,2.69.89,1.52,1.4,3.27,1.4,5.13,0,5.85-5.01,10.6-11.19,10.6Z\"><\/path>\n      <path d=\"M41.1,36.24c-.13-1.26-1.03-2.3-2.26-2.69.9.77,1.66,1.68,2.26,2.69Z\"><\/path>\n      <path d=\"M34.42,36.55c0,1.76,1.5,3.18,3.36,3.18s3.36-1.42,3.36-3.18c0-.11-.02-.21-.03-.31-.59-1.01-1.36-1.92-2.26-2.69-.34-.11-.69-.18-1.07-.18-1.85,0-3.36,1.42-3.36,3.18Z\"><\/path>\n      <g>\n        <polygon points=\"6.27 .13 6.89 23.22 25.98 16.48 6.27 .13\"><\/polygon>\n        <polygon points=\"57.28 0 56.65 23.09 37.57 16.34 57.28 0\"><\/polygon>\n      <\/g>\n      <ellipse cx=\"31.31\" cy=\"41.37\" rx=\"18.95\" ry=\"17.96\" style=\"fill:none\"><\/ellipse>\n      <path d=\"M31.31,10.89C9.18,10.89,0,23.82,0,47.13s16.39,45.87,31.31,45.87c16.46,0,31.31-22.56,31.31-45.87S56.78,10.89,31.31,10.89ZM45,76.7c-1,.58-4.57,2.3-7.8,2.86-.54.09-1.21.18-2,.24l-4.78,5.45c-.08.09-.19.15-.31.17-.06,0-.11,0-.17,0-.18-.03-.33-.16-.39-.32l-2.15-6.11c-.13-.04-.26-.07-.4-.11l-5.64,3.58c-.1.07-.23.09-.35.08-.06,0-.11-.02-.17-.05-.16-.08-.27-.24-.28-.41l-.25-6.9c-4.64-3.98-6.39-9.26-5.82-9.66.61-.41,3.39,4.85,10.44,7.98,5.28,2.34,10.4,2.36,12.08,2.31,6.27-.17,11.1-2.4,11.39-1.82.29.58-2.95,2.44-3.41,2.71ZM31.31,59.32c-10.47,0-18.95-8.04-18.95-17.96s8.49-17.96,18.95-17.96,18.95,8.04,18.95,17.96-8.49,17.96-18.95,17.96Z\"><\/path>\n    <\/g>\n  <\/g>\n<\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_text-id-gsbp-2573d00{color:#000000;}.gspb_text-id-gsbp-2573d00{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-2573d00\" class=\"gspb_text gspb_text-id-gsbp-2573d00 \"><strong>Die Pro&#8217;s:<\/strong><br\/><em>Yuh erm\u00f6glicht die Er\u00f6ffnung eines Schweizer Kontos aus der Ferne, ohne Geb\u00fchren oder restriktive Bedingungen, mit einer auf den Namen lautenden CH IBAN und Zugang zu Investitionen.<\/em><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-654b3c9{color:#000000;}.gspb_text-id-gsbp-654b3c9{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-654b3c9\" class=\"gspb_text gspb_text-id-gsbp-654b3c9 \"><strong>Die Gegenstimmen :<\/strong><br\/><em>Es gibt keinen speziellen Berater. Das Angebot bleibt f\u00fcr den einfachen pers\u00f6nlichen Gebrauch gedacht, auch wenn es von Monat zu Monat erweitert wird. <\/em><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-befca87ce57f2c6bde21a12641e04740 wp-block-paragraph\" style=\"font-size:22px\"><strong>Yuh Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-100x100.png\" data-src=\"\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Verwenden Sie den Promo-Code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">C9QK67<\/mark><\/strong>, um <strong>50 CHF Trading Credit + 250 SWQ zu erhalten <\/strong>(bei einer ersten Einzahlung von CHF 500.-).<br\/><br\/>Kostenloses Konto <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.yuh.com\/de\/download-app\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>500 SWQ erhalten<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"grenzueberschreitende-banken-franzoesisch-deutsch-italienisch\">\t\t<h2 class=\"mt0 mb0\">Er\u00f6ffnung eines nichtans\u00e4ssigen Kontos mit Schweizer IBAN bei einer Grenzbank (franz\u00f6sisch, deutsch, \u00f6sterreichisch, italienisch)<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Grenz\u00fcberschreitende Banken (franz\u00f6sisch, deutsch, italienisch)<\/div>\t<\/div><\/div>\n<p class=\"wp-block-paragraph\">Wenn man in der N\u00e4he der Schweiz wohnt, kann man versucht sein, ein Konto bei einer Bank im Grenzland zu er\u00f6ffnen. Dies ist eine Option, die man in Betracht ziehen kann, insbesondere wenn man : <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>seine Finanzen in seinem Wohnsitzland zusammenzuhalten<\/strong>,<\/li>\n\n\n\n<li><strong>die Er\u00f6ffnung eines zus\u00e4tzlichen Kontos in der Schweiz zu vermeiden<\/strong>,<\/li>\n\n\n\n<li><strong>oder bereits vertraute Bankdienstleistungen nutzen<\/strong> (\u00f6rtlicher Berater, bekannte Schnittstelle usw.).<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Banken wie <strong>BNP Paribas<\/strong>, <strong>Cr\u00e9dit Mutuel<\/strong> oder <strong>Sparkasse<\/strong> bieten klassische Konten mit einer lokalen IBAN (FR, DE, IT) an, einige auch mit Dienstleistungen f\u00fcr Grenzg\u00e4nger.<\/p>\n<style>#gspb_row-id-gsbp-2fbb86d{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-2fbb86d > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-2fbb86d > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-2fbb86d\" id=\"gspb_row-id-gsbp-2fbb86d\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-2e6322e.gspb_row__col--4{width:33.333333333333336%;}@media (max-width:575.98px){#gspb_col-id-gsbp-2e6322e.gspb_row__col--4{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--4 gspb_col-id-gsbp-2e6322e\" id=\"gspb_col-id-gsbp-2e6322e\"><style>#gspb_image-id-gsbp-d6afc6b img{vertical-align:top;}#gspb_image-id-gsbp-d6afc6b img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-d6afc6b\" id=\"gspb_image-id-gsbp-d6afc6b\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/BNP_Paribas_2009.svg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"697\" height=\"144\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-c7223bc.gspb_row__col--4{width:33.333333333333336%;}@media (max-width:575.98px){#gspb_col-id-gsbp-c7223bc.gspb_row__col--4{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--4 gspb_col-id-gsbp-c7223bc\" id=\"gspb_col-id-gsbp-c7223bc\"><style>#gspb_image-id-gsbp-a0947a9 img{vertical-align:top;}#gspb_image-id-gsbp-a0947a9 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-a0947a9\" id=\"gspb_image-id-gsbp-a0947a9\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Credit-Mutuel-logo.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"960\" height=\"128\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-36a6c70.gspb_row__col--4{width:33.333333333333336%;}@media (max-width:575.98px){#gspb_col-id-gsbp-36a6c70.gspb_row__col--4{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--4 gspb_col-id-gsbp-36a6c70\" id=\"gspb_col-id-gsbp-36a6c70\"><style>#gspb_image-id-gsbp-21c2ebd img{vertical-align:top;}#gspb_image-id-gsbp-21c2ebd img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-21c2ebd\" id=\"gspb_image-id-gsbp-21c2ebd\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Sparkasse-Logo--e1744235744849.jpg\" data-src=\"\" alt=\"Sparkasse-Logo-\" loading=\"lazy\" width=\"1920\" height=\"608\"><\/div>\n<\/div>\n <\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">Diese L\u00f6sungen k\u00f6nnen jedoch zus\u00e4tzliche Kosten verursachen: Geb\u00fchren f\u00fcr eingehende \u00dcberweisungen in CHF, nicht wettbewerbsf\u00e4hige Wechselkurse oder eine monatliche Fixgeb\u00fchr, wenn das Konto wenig genutzt wird.<\/p>\n\n<p class=\"wp-block-paragraph\">Diese Konten sto\u00dfen jedoch schnell an ihre <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Grenzen<\/mark>, wenn es darum geht, ein Gehalt zu erhalten oder Schweizer Dienstleistungen in Anspruch zu nehmen:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Man erh\u00e4lt keine Schweizer IBAN<\/strong>, was einen Arbeitgeber blockieren kann.<\/li>\n\n\n\n<li><strong>Internationale \u00dcberweisungen k\u00f6nnen<\/strong> auch bei SEPA <strong>Geb\u00fchren oder Verz\u00f6gerungen verursachen<\/strong>.<\/li>\n\n\n\n<li><strong>Kein Zugang zu Schweizer Bankdienstleistungen<\/strong> wie TWINT oder eBill.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">In einigen F\u00e4llen kann diese Art von L\u00f6sung ausreichend sein, insbesondere wenn die Bank ein spezielles Angebot f\u00fcr Grenzg\u00e4nger anbietet.<br\/>Dies ist der Fall bei <strong>Cr\u00e9dit Mutuel<\/strong>, wo ein Gehalt in CHF direkt auf ein Konto in Frankreich \u00fcberwiesen werden kann, ohne Schweizer IBAN, aber mit entsprechenden Dienstleistungen (CHF-Konto, garantierter Wechselkurs, Ein-\/Auszahlung in CHF in der Filiale).<br\/>Andere Banken wie BNP Paribas oder Sparkasse bieten jedoch <strong>kein konkretes \u00c4quivalent<\/strong> an.<br\/>In diesen F\u00e4llen dienen diese Konten vor allem <strong>als Erg\u00e4nzung<\/strong>, um Gelder umzuwandeln oder zu repatriieren, sobald das Gehalt anderswo eingegangen ist.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-16a925f .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-16a925f .gs-box-icon{margin-left:-10px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-16a925f .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-16a925f svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-16a925f svg,#gspb_infoBox-id-gsbp-16a925f svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-16a925f svg{margin:0px !important;}#gspb_infoBox-id-gsbp-16a925f svg:hover,#gspb_infoBox-id-gsbp-16a925f svg:hover path{fill:#25e8a1 !important;}#gspb_infoBox-id-gsbp-16a925f .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-16a925f .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea32b;}#gspb_infoBox-id-gsbp-16a925f .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-16a925f .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-16a925f\" id=\"gspb_infoBox-id-gsbp-16a925f\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg id=\"Calque_2\" style=\"width:5rem;height:5rem;margin:10px\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 62.63 93\">\n  <g id=\"Calque_2-2\" dataname=\"Calque_2\">    <g>\n      <path d=\"M31.31,26.97c-8.39,0-15.19,6.44-15.19,14.39s6.8,14.39,15.19,14.39,15.19-6.44,15.19-14.39-6.8-14.39-15.19-14.39ZM31.31,51.96c-6.18,0-11.19-4.74-11.19-10.6s5.01-10.6,11.19-10.6c2.9,0,5.54,1.06,7.53,2.78,1.23.39,2.12,1.43,2.26,2.69.89,1.52,1.4,3.27,1.4,5.13,0,5.85-5.01,10.6-11.19,10.6Z\"><\/path>\n      <path d=\"M41.1,36.24c-.13-1.26-1.03-2.3-2.26-2.69.9.77,1.66,1.68,2.26,2.69Z\"><\/path>\n      <path d=\"M34.42,36.55c0,1.76,1.5,3.18,3.36,3.18s3.36-1.42,3.36-3.18c0-.11-.02-.21-.03-.31-.59-1.01-1.36-1.92-2.26-2.69-.34-.11-.69-.18-1.07-.18-1.85,0-3.36,1.42-3.36,3.18Z\"><\/path>\n      <g>\n        <polygon points=\"6.27 .13 6.89 23.22 25.98 16.48 6.27 .13\"><\/polygon>\n        <polygon points=\"57.28 0 56.65 23.09 37.57 16.34 57.28 0\"><\/polygon>\n      <\/g>\n      <ellipse cx=\"31.31\" cy=\"41.37\" rx=\"18.95\" ry=\"17.96\" style=\"fill:none\"><\/ellipse>\n      <path d=\"M31.31,10.89C9.18,10.89,0,23.82,0,47.13s16.39,45.87,31.31,45.87c16.46,0,31.31-22.56,31.31-45.87S56.78,10.89,31.31,10.89ZM45,76.7c-1,.58-4.57,2.3-7.8,2.86-.54.09-1.21.18-2,.24l-4.78,5.45c-.08.09-.19.15-.31.17-.06,0-.11,0-.17,0-.18-.03-.33-.16-.39-.32l-2.15-6.11c-.13-.04-.26-.07-.4-.11l-5.64,3.58c-.1.07-.23.09-.35.08-.06,0-.11-.02-.17-.05-.16-.08-.27-.24-.28-.41l-.25-6.9c-4.64-3.98-6.39-9.26-5.82-9.66.61-.41,3.39,4.85,10.44,7.98,5.28,2.34,10.4,2.36,12.08,2.31,6.27-.17,11.1-2.4,11.39-1.82.29.58-2.95,2.44-3.41,2.71ZM31.31,59.32c-10.47,0-18.95-8.04-18.95-17.96s8.49-17.96,18.95-17.96,18.95,8.04,18.95,17.96-8.49,17.96-18.95,17.96Z\"><\/path>\n    <\/g>\n  <\/g>\n<\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_text-id-gsbp-298a642{color:#000000;}.gspb_text-id-gsbp-298a642{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-298a642\" class=\"gspb_text gspb_text-id-gsbp-298a642 \"><strong>Pro:<\/strong><br\/><em>Stabile L\u00f6sung, wenn man auf der Grenzseite lebt, mit direktem Zugang zu einem lokalen Bankennetz und einer bekannten Umgebung.<\/em><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-286af5d{color:#000000;}.gspb_text-id-gsbp-286af5d{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-286af5d\" class=\"gspb_text gspb_text-id-gsbp-286af5d \"><strong>Die Gegenargumente:<\/strong><br\/><em>Starre und teure L\u00f6sung f\u00fcr die Verwaltung der Finanzen im Zusammenhang mit der Schweiz: kumulierte Geb\u00fchren, begrenzte Dienstleistungen und wenig Spielraum im Alltag.<\/em><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"combo-lokale-bank-plus-wechselstube\">\t\t<h2 class=\"mt0 mb0\">Die Kombo: lokales Bankkonto + Schweizer Wechselstube<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Combo (lokale Bank + Wechselstube)<\/div>\t<\/div><\/div>\n<p class=\"wp-block-paragraph\">Eine letzte m\u00f6gliche Option ist die Kombination eines klassischen Bankkontos (in Frankreich, Deutschland oder Italien) mit einem <strong>in der Schweiz ans\u00e4ssigen Wechselservice<\/strong>, wie <strong>b-sharpe<\/strong> oder der <strong>Migros Wechselservice<\/strong>.<\/p>\n\n<p class=\"wp-block-paragraph\">Die Idee ist, dass man sein Schweizer Gehalt auf eine IBAN \u00fcberweisen l\u00e4sst, die von der Wechselstube zur Verf\u00fcgung gestellt wird (normalerweise eine CH IBAN), die die CHF zum besten Kurs umrechnet und dann auf das Hauptkonto in der Eurozone \u00fcberweist.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"a-quoi-ca-sert\"><strong>Wozu dient es?<\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>die Umstellungsgeb\u00fchren zu senken (die oft viel wettbewerbsf\u00e4higer sind als bei einer klassischen Bank)<\/li>\n\n\n\n<li>ein Schweizer Gehalt zu erhalten <strong>, auch wenn Sie kein Schweizer Bankkonto<\/strong> haben<\/li>\n\n\n\n<li>\u00dcberweisungen von CHF \u2192 EUR zu optimieren, wenn man kein Konto in der Schweiz er\u00f6ffnen m\u00f6chte.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"mais-cette-solution-n-est-pas-sans-limites\"><strong>Diese L\u00f6sung ist jedoch nicht unbegrenzt&#8230;<\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Die bereitgestellte Schweizer IBAN ist <strong>nicht namentlich<\/strong>: Sie geh\u00f6rt dem Geldwechseldienst, auch wenn die \u00dcberweisung auf Ihren Namen lautet.<\/li>\n\n\n\n<li>Einige Arbeitgeber <strong>lehnen diese Art von IBAN ab<\/strong>, da sie nicht immer ihren Compliance-Kriterien entspricht.<\/li>\n\n\n\n<li>Kein Zugang zu Schweizer Bankdienstleistungen (keine Karte, keine Zahlungen, keine Investitionen)<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Es handelt sich also um eine <strong>Umgehungsl\u00f6sung<\/strong>, die als Erg\u00e4nzung n\u00fctzlich ist, wenn der Arbeitgeber sie akzeptiert. Es ist jedoch kein Ersatz f\u00fcr ein echtes Schweizer Bankkonto. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-afff151 .gs-box-text{flex-grow:1;margin:0}#gspb_infoBox-id-gsbp-afff151 .gs-box-icon{margin-left:-10px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-afff151 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-afff151 svg{height:50px!important;width:50px!important;min-width:50px!important;}#gspb_infoBox-id-gsbp-afff151 svg,#gspb_infoBox-id-gsbp-afff151 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-afff151 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-afff151 svg:hover,#gspb_infoBox-id-gsbp-afff151 svg:hover path{fill:#25e8a1 !important;}#gspb_infoBox-id-gsbp-afff151 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-afff151 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea32b;}#gspb_infoBox-id-gsbp-afff151 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-afff151 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-afff151\" id=\"gspb_infoBox-id-gsbp-afff151\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg id=\"Calque_2\" style=\"width:5rem;height:5rem;margin:10px\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 62.63 93\">\n  <g id=\"Calque_2-2\" dataname=\"Calque_2\">    <g>\n      <path d=\"M31.31,26.97c-8.39,0-15.19,6.44-15.19,14.39s6.8,14.39,15.19,14.39,15.19-6.44,15.19-14.39-6.8-14.39-15.19-14.39ZM31.31,51.96c-6.18,0-11.19-4.74-11.19-10.6s5.01-10.6,11.19-10.6c2.9,0,5.54,1.06,7.53,2.78,1.23.39,2.12,1.43,2.26,2.69.89,1.52,1.4,3.27,1.4,5.13,0,5.85-5.01,10.6-11.19,10.6Z\"><\/path>\n      <path d=\"M41.1,36.24c-.13-1.26-1.03-2.3-2.26-2.69.9.77,1.66,1.68,2.26,2.69Z\"><\/path>\n      <path d=\"M34.42,36.55c0,1.76,1.5,3.18,3.36,3.18s3.36-1.42,3.36-3.18c0-.11-.02-.21-.03-.31-.59-1.01-1.36-1.92-2.26-2.69-.34-.11-.69-.18-1.07-.18-1.85,0-3.36,1.42-3.36,3.18Z\"><\/path>\n      <g>\n        <polygon points=\"6.27 .13 6.89 23.22 25.98 16.48 6.27 .13\"><\/polygon>\n        <polygon points=\"57.28 0 56.65 23.09 37.57 16.34 57.28 0\"><\/polygon>\n      <\/g>\n      <ellipse cx=\"31.31\" cy=\"41.37\" rx=\"18.95\" ry=\"17.96\" style=\"fill:none\"><\/ellipse>\n      <path d=\"M31.31,10.89C9.18,10.89,0,23.82,0,47.13s16.39,45.87,31.31,45.87c16.46,0,31.31-22.56,31.31-45.87S56.78,10.89,31.31,10.89ZM45,76.7c-1,.58-4.57,2.3-7.8,2.86-.54.09-1.21.18-2,.24l-4.78,5.45c-.08.09-.19.15-.31.17-.06,0-.11,0-.17,0-.18-.03-.33-.16-.39-.32l-2.15-6.11c-.13-.04-.26-.07-.4-.11l-5.64,3.58c-.1.07-.23.09-.35.08-.06,0-.11-.02-.17-.05-.16-.08-.27-.24-.28-.41l-.25-6.9c-4.64-3.98-6.39-9.26-5.82-9.66.61-.41,3.39,4.85,10.44,7.98,5.28,2.34,10.4,2.36,12.08,2.31,6.27-.17,11.1-2.4,11.39-1.82.29.58-2.95,2.44-3.41,2.71ZM31.31,59.32c-10.47,0-18.95-8.04-18.95-17.96s8.49-17.96,18.95-17.96,18.95,8.04,18.95,17.96-8.49,17.96-18.95,17.96Z\"><\/path>\n    <\/g>\n  <\/g>\n<\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_text-id-gsbp-967ed90{color:#000000;}.gspb_text-id-gsbp-967ed90{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-967ed90\" class=\"gspb_text gspb_text-id-gsbp-967ed90 \"><strong>Pro:<\/strong><br\/><em>Erm\u00f6glicht es Ihnen, ein Schweizer Gehalt zu erhalten und CHF zum besten Kurs umzuwandeln, ohne ein Konto in der Schweiz zu er\u00f6ffnen.<\/em><\/div>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-e2dc253{color:#000000;}.gspb_text-id-gsbp-e2dc253{padding-left:30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-e2dc253\" class=\"gspb_text gspb_text-id-gsbp-e2dc253 \"><strong>Die Gegenargumente:<\/strong><br\/><em>Keine Karte, keine Bankschnittstelle, keine namentliche IBAN: h\u00e4ngt vollst\u00e4ndig von der Akzeptanz des Dienstes durch den Arbeitgeber ab.<\/em><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"die-richtige-wahl-fuer-ihr-profil\">\t\t<h2 class=\"mt0 mb0\">Wie w\u00e4hlt man das richtige Schweizer Konto f\u00fcr sein Profil?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die richtige Wahl f\u00fcr Ihr Profil<\/div>\t<\/div><\/div>\n<p class=\"wp-block-paragraph\">Welche der f\u00fcnf m\u00f6glichen Optionen zur <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/ein-bankkonto-in-der-schweiz-eroeffnen\/\">Er\u00f6ffnung eines Kontos in der Schweiz<\/a> ist die richtige?<br\/>Hier sind die konkreten Szenarien, die Sie in Betracht ziehen sollten:<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"si-vous-travaillez-en-suisse-tout-en-vivant-a-l-etranger-frontalier-teletravail-resident-ue\">Wenn Sie <strong>in der Schweiz arbeiten, aber im Ausland leben (Grenzg\u00e4nger, Telearbeiter, EU-B\u00fcrger)<\/strong><\/h3>\n\n<p class=\"wp-block-paragraph\">In diesem Fall <strong>verlangt der Arbeitgeber in der Regel eine auf den Namen lautende Schweizer IBAN<\/strong>.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Mit Wise, Revolut oder einem einfachen franz\u00f6sischen Konto ist dies nicht m\u00f6glich.<\/li>\n\n\n\n<li>Einige Geldwechseldienste k\u00f6nnen funktionieren, sind aber riskant (IBAN nicht namentlich).<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Die einfachste und funktionellste Option: <strong><a href=\"https:\/\/heyneo.ch\/de\/service\/yuh-bewertung\/\">Yuh<\/a><\/strong>.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-6b8555d svg,#gspb_infoBox-id-gsbp-6b8555d svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-6b8555d svg{margin:0px !important;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-6b8555d\" id=\"gspb_infoBox-id-gsbp-6b8555d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 16c-273.914 0-496 222.166-496 496 0 273.994 222.086 496 496 496s496-222.006 496-496c0-273.834-222.086-496-496-496zM512 912c-221.064 0-400-178.862-400-400 0-220.99 178.944-400 400-400 220.982 0 400 178.942 400 400 0 221.060-178.862 400-400 400zM512 236c46.392 0 84 37.608 84 84s-37.608 84-84 84-84-37.608-84-84 37.608-84 84-84zM624 744c0 13.254-10.746 24-24 24h-176c-13.254 0-24-10.746-24-24v-48c0-13.254 10.746-24 24-24h24v-128h-24c-13.254 0-24-10.746-24-24v-48c0-13.254 10.746-24 24-24h128c13.254 0 24 10.746 24 24v200h24c13.254 0 24 10.746 24 24v48z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color has-link-color wp-elements-68fe79e4818da663463b0c0a2eaac39c wp-block-paragraph\">Nach Erhalt des Gehalts k\u00f6nnen Sie CHF zu Wise oder Revolut \u00fcberweisen, um sie zum besten Kurs umzuwandeln, und dann auf ein Hauptkonto in EUR einzahlen.<\/p>\n<\/div><\/div><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-cbd68a4 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-cbd68a4 svg,#gspb_infoBox-id-gsbp-cbd68a4 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-cbd68a4 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-cbd68a4 svg:hover,#gspb_infoBox-id-gsbp-cbd68a4 svg:hover path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-cbd68a4 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-cbd68a4 .gs-box{border:0;}#gspb_infoBox-id-gsbp-cbd68a4 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-cbd68a4 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-cbd68a4\" id=\"gspb_infoBox-id-gsbp-cbd68a4\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Es gibt <strong>ein <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/grenzgaenger-banken-vergleich\/\" type=\"post\" id=\"7920\">optimiertes System f\u00fcr Grenzg\u00e4nger<\/a><\/strong>. Es erm\u00f6glicht, von \u00e4u\u00dferst vorteilhaften Konditionen zu profitieren, um sein Schweizer Gehalt zu \u00fcberweisen und \u00fcber effiziente Zahlungsmittel auf beiden Seiten der Grenze zu verf\u00fcgen.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-befca87ce57f2c6bde21a12641e04740 wp-block-paragraph\" style=\"font-size:22px\"><strong>Yuh Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-100x100.png\" data-src=\"\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Verwenden Sie den Promo-Code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">C9QK67<\/mark><\/strong>, um <strong>50 CHF Trading Credit + 250 SWQ zu erhalten <\/strong>(bei einer ersten Einzahlung von CHF 500.-).<br\/><br\/>Kostenloses Konto <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.yuh.com\/de\/download-app\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>500 SWQ erhalten<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"si-vous-etes-expatrie-retraite-ou-investisseur-base-a-l-etranger\">Wenn Sie ein<strong> Expatriate, Rentner oder Investor mit Sitz im Ausland<\/strong> sind<\/h3>\n\n<p class=\"wp-block-paragraph\">Sie arbeiten nicht in der Schweiz, m\u00f6chten aber <strong>CHF-Gelder im Ausland aufbewahren oder verwalten<\/strong>:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Spar- oder Girokonto CHF<\/li>\n\n\n\n<li>Investitionen an der B\u00f6rse oder in Kryptos<\/li>\n\n\n\n<li>Schweizer Erbe oder Rente<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Auch in diesem Fall <strong>ist Yuh die einfachste L\u00f6sung<\/strong>: Fern\u00f6ffnung, namentliche IBAN CH, uneingeschr\u00e4nkter Zugang zu ETFs\/Kryptos.<\/p>\n\n<p class=\"wp-block-paragraph\">Andere L\u00f6sungen (klassische Banken oder Grenzbanken) sind <strong>nur dann<\/strong> sinnvoll <strong>, wenn Sie ein gro\u00dfes Verm\u00f6gen haben<\/strong> oder einen eigenen Berater ben\u00f6tigen.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"wie-eroeffnet-man-ein-konto-in-der-schweiz\">\t\t<h2 class=\"mt0 mb0\">Wie kann ich ein Schweizer Bankkonto f\u00fcr Nichtans\u00e4ssige im Ausland er\u00f6ffnen?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Wie er\u00f6ffnet man ein Konto in der Schweiz?<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"ouvrir-un-compte-chez-yuh-procedure-100-mobile\">Ein Konto bei Yuh er\u00f6ffnen (100 % mobiles Verfahren)<\/h3>\n\n<p class=\"wp-block-paragraph\">Yuh erm\u00f6glicht die Er\u00f6ffnung eines Kontos innerhalb weniger Minuten von Ihrem Smartphone aus und ohne komplizierte Verfahren.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"etapes-d-ouverture\">Er\u00f6ffnungsschritte :<\/h4>\n\n<ol class=\"wp-block-list\">\n<li><strong>Laden Sie die Yuh-Anwendung herunter<\/strong> (App Store oder Google Play).<\/li>\n\n\n\n<li><strong>Dokumente bereithalten<\/strong>: Personalausweis + Nachweis des Wohnsitzes, der nicht \u00e4lter als 3 Monate sein darf.<\/li>\n\n\n\n<li><strong>Identit\u00e4tspr\u00fcfung<\/strong> durch Scannen und Video-Selfie direkt in der App<\/li>\n\n\n\n<li><strong>Aktivierung des Kontos<\/strong> \u2192 sofortiger Erhalt der IBAN, dann der Karte innerhalb weniger Tage<\/li>\n<\/ol>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>#gspb_row-id-gsbp-1076ebe{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-1076ebe > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-1076ebe > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-1076ebe\" id=\"gspb_row-id-gsbp-1076ebe\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-fbb6afb.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-fbb6afb.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-fbb6afb\" id=\"gspb_col-id-gsbp-fbb6afb\"><style>#gspb_image-id-gsbp-cf3de0c img{vertical-align:top;}#gspb_image-id-gsbp-cf3de0c img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-cf3de0c\" id=\"gspb_image-id-gsbp-cf3de0c\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/ouverture-compte-YUH-1-scaled.jpg\" data-src=\"\" alt=\"Kontoer\u00f6ffnung-YUH-1\" loading=\"lazy\" width=\"1183\" height=\"2560\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-40c1507.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-40c1507.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-40c1507\" id=\"gspb_col-id-gsbp-40c1507\"><style>#gspb_image-id-gsbp-d618ccc img{vertical-align:top;}#gspb_image-id-gsbp-d618ccc img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-d618ccc\" id=\"gspb_image-id-gsbp-d618ccc\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/ouverture-compte-YUH-3-scaled.jpg\" data-src=\"\" alt=\"Kontoer\u00f6ffnung-YUH-3\" loading=\"lazy\" width=\"1183\" height=\"2560\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-1eceb1e.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-1eceb1e.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-1eceb1e\" id=\"gspb_col-id-gsbp-1eceb1e\"><style>#gspb_image-id-gsbp-ed229d1 img{vertical-align:top;}#gspb_image-id-gsbp-ed229d1 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-ed229d1\" id=\"gspb_image-id-gsbp-ed229d1\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/ouverture-compte-YUH-4-scaled.jpg\" data-src=\"\" alt=\"Kontoer\u00f6ffnung-YUH-4\" loading=\"lazy\" width=\"1183\" height=\"2560\"><\/div>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-3e89729.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-3e89729.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-3e89729\" id=\"gspb_col-id-gsbp-3e89729\"><style>#gspb_image-id-gsbp-6ff70ef img{vertical-align:top;}#gspb_image-id-gsbp-6ff70ef img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-6ff70ef\" id=\"gspb_image-id-gsbp-6ff70ef\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/ouverture-compte-YUH-5-scaled.jpg\" data-src=\"\" alt=\"Kontoer\u00f6ffnung-YUH-5\" loading=\"lazy\" width=\"1183\" height=\"2560\"><\/div>\n<\/div>\n <\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"conditions-d-eligibilite-non-residents-acceptes-si\">F\u00f6rderungsbedingungen (Nichtans\u00e4ssige akzeptiert, wenn) :<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>Mindestalter: 18 Jahre<\/li>\n\n\n\n<li>Wohnsitz in einem dieser L\u00e4nder: \ud83c\udde9\ud83c\uddea\ud83c\uddeb\ud83c\uddf7\ud83c\uddee\ud83c\uddf9\ud83c\uddf1\ud83c\uddee\ud83c\udde6\ud83c\uddf9<\/li>\n\n\n\n<li>Smartphone, das mit der App kompatibel ist<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Keine Einkommensnachweise erforderlich<br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Keine Mindesteinzahlung erforderlich<br\/><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Keine Schweizer Adresse erforderlich<\/p>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-befca87ce57f2c6bde21a12641e04740 wp-block-paragraph\" style=\"font-size:22px\"><strong>Yuh Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-100x100.png\" data-src=\"\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Verwenden Sie den Promo-Code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">C9QK67<\/mark><\/strong>, um <strong>50 CHF Trading Credit + 250 SWQ zu erhalten <\/strong>(bei einer ersten Einzahlung von CHF 500.-).<br\/><br\/>Kostenloses Konto <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.yuh.com\/de\/download-app\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>500 SWQ erhalten<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"ouvrir-un-compte-non-resident-dans-une-banque-traditionnelle-suisse\">Ein Konto f\u00fcr Nichtans\u00e4ssige bei einer traditionellen Schweizer Bank er\u00f6ffnen<\/h3>\n\n<p class=\"wp-block-paragraph\">Die Er\u00f6ffnung ist m\u00f6glich, bleibt aber ein aufwendiger Prozess. Im Gegensatz zu Neobanken bietet <strong>keine traditionelle Bank einen 100 % Online-Prozess<\/strong> f\u00fcr Nicht-Residenten an. <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>In der Praxis bedeutet dies, dass Sie :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Setzen Sie sich im Voraus mit der Agentur in Verbindung, um zu pr\u00fcfen, ob eine Er\u00f6ffnung m\u00f6glich ist.<\/li>\n\n\n\n<li>Senden Sie ein vollst\u00e4ndiges Dossier zur Vorabpr\u00fcfung ein (Steuerbelege, Identit\u00e4t, Einkommen&#8230;).<\/li>\n\n\n\n<li>Anschlie\u00dfend m\u00fcssen Sie die Agentur (in der Schweiz oder in einer Zweigstelle im Ausland) aufsuchen, um die Er\u00f6ffnung abzuschlie\u00dfen.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\"><strong>Er\u00f6ffnungszeiten<\/strong>: 5 Tage bis 3 Wochen, je nach Bank.<br\/><strong>Ersteinlage<\/strong>: CHF 10&#8217;000.- bis 50&#8217;000.-, je nach Ihrem Profil und der Bank.<\/p>\n\n<p class=\"wp-block-paragraph\">Dieser Prozess ist auf <strong>Verm\u00f6gensprofile<\/strong> oder <strong>spezifische Projekte<\/strong> (Immobilienkauf, Verm\u00f6gensverwaltung&#8230;) zugeschnitten.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-727772c .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-727772c svg,#gspb_infoBox-id-gsbp-727772c svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-727772c svg{margin:0px !important;}#gspb_infoBox-id-gsbp-727772c .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-727772c .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-727772c .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-727772c .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-727772c\" id=\"gspb_infoBox-id-gsbp-727772c\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M298.212 1024c-66.152 0-132.306-25.18-182.666-75.542-100.728-100.722-100.728-264.61-0.004-365.33l524.142-524.132c78.662-78.662 206.656-78.662 285.32 0 78.662 78.664 78.662 206.654 0 285.314l-445.26 445.252c-56.594 56.602-148.694 56.606-205.3 0-56.6-56.602-56.6-148.698 0-205.298l340.602-340.596c9.372-9.372 24.568-9.372 33.94 0l11.322 11.322c9.372 9.372 9.372 24.568 0 33.942l-340.6 340.594c-31.642 31.642-31.642 83.126 0.002 114.77 31.642 31.64 83.128 31.64 114.77 0l445.26-445.252c53.702-53.702 53.702-141.082 0-194.788-53.71-53.702-141.088-53.698-194.79 0l-524.142 524.136c-75.764 75.764-75.764 199.038 0 274.802 75.768 75.762 199.046 75.764 274.808 0.002l435.486-435.478c9.372-9.372 24.568-9.372 33.94 0l11.322 11.322c9.372 9.372 9.372 24.568 0 33.942l-435.484 435.476c-50.36 50.362-116.514 75.542-182.668 75.542z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-black-color has-text-color has-link-color wp-elements-5fa5cefe412c71a802d565363937ec93 wp-block-paragraph\">Die von Schweizer Banken f\u00fcr Nichtans\u00e4ssige geforderten Unterlagen sind <a href=\"#documents-requis-ouvrir-compte-banque\">weiter <\/a><a href=\"#documents-non-resident-compte-banque\">oben<\/a><a href=\"#documents-requis-ouvrir-compte-banque\"> im Artikel<\/a> aufgelistet.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"yuh-vs-banque-traditionnelle-suisse-ouverture-de-compte-en-ligne\">Yuh vs. traditionelle Schweizer Bank (Online-Kontoer\u00f6ffnung)<\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Kriterium<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Yuh<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Traditionelle Bank<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>IBAN CH namentlich<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> <\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> <\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>100 % mobiler Ansatz<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> <\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Erforderliche Anzahlung bei Er\u00f6ffnung<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> (10k-50k CHF)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Terminvereinbarung in der Agentur<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> <\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Fristen f\u00fcr die Er\u00f6ffnung<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">10-15 min<\/td><td class=\"has-text-align-center\" data-align=\"center\">Mehrere Tage\/Wochen<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"wp-block-paragraph\">F\u00fcr die Mehrheit der Nichtans\u00e4ssigen <strong>bleibt Yuh die einzige praktische und realistische L\u00f6sung<\/strong> im Jahr 2025.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"comparatif-des-solutions-pour-ouvrir-un-compte-non-resident-en-suisse\"><strong>Vergleich der M\u00f6glichkeiten, ein Konto f\u00fcr Nichtans\u00e4ssige in der Schweiz zu er\u00f6ffnen<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">Hier ist eine Zusammenfassung der 5 Bankoptionen mit den Kriterien, die f\u00fcr einen Nichtans\u00e4ssigen wirklich wichtig sind:<\/p>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Optionen<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>IBAN CH namentlich<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Niedrige Kosten<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Fern\u00f6ffnung<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Lohnkompatibel CH<\/strong><\/td><td><strong>Empfohlen?<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Traditionelle Banken<\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td>Zu restriktiv<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Wise \/ Revolut \/ N26<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong> H\u00e4ufig abgelehnt<\/td><td><strong>Erg\u00e4nzend<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Yuh<\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td><strong>Ideale L\u00f6sung<\/strong><\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Bank + Wechselstube<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u26a0\ufe0f Nicht namentlich<\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u26a0\ufe0f Nicht immer akzeptiert<\/td><td>Umgehung<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5f2835c .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-5f2835c svg,#gspb_infoBox-id-gsbp-5f2835c svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-5f2835c svg{margin:0px !important;}#gspb_infoBox-id-gsbp-5f2835c svg:hover,#gspb_infoBox-id-gsbp-5f2835c svg:hover path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-5f2835c .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-5f2835c .gs-box{border:0;}#gspb_infoBox-id-gsbp-5f2835c .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-5f2835c .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-5f2835c\" id=\"gspb_infoBox-id-gsbp-5f2835c\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M576 288c-22.421 0.361-43.864 3.991-64.051 10.433l1.571-0.433c8.982 15.522 14.338 34.12 14.48 53.959l0 0.041c0 61.856-50.144 112-112 112v0c-19.88-0.142-38.478-5.498-54.535-14.765l0.535 0.285c-5.551 18.541-8.746 39.847-8.746 61.899 0 123.391 100.029 223.42 223.42 223.42s223.42-100.029 223.42-223.42c0-123.391-100.029-223.42-223.42-223.42-0.237 0-0.474 0-0.711 0.001l0.037-0zM1145.040 482.8c-108.46-211.62-323.18-354.8-569.040-354.8s-460.64 143.28-569.040 354.82c-4.387 8.495-6.959 18.542-6.959 29.19s2.572 20.695 7.129 29.553l-0.17-0.363c108.46 211.62 323.18 354.8 569.040 354.8s460.64-143.28 569.040-354.82c4.387-8.495 6.959-18.542 6.959-29.19s-2.572-20.695-7.129-29.553l0.17 0.363zM576 800c-197.3 0-378.18-110-475.86-288 97.68-178 278.54-288 475.86-288s378.18 110 475.86 288c-97.66 178-278.54 288-475.86 288z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Gibt es Schweizer Banken im Ausland?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Einige Schweizer Banken wie die UBS haben durchaus Tochtergesellschaften im Ausland (Frankreich, Deutschland, Luxemburg usw.).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Diese Einrichtungen erm\u00f6glichen es jedoch <strong>nicht, ein echtes Schweizer Konto<\/strong> mit IBAN CH aus dem Ausland <strong>zu er\u00f6ffnen<\/strong>. Sie dienen vor allem dazu, : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Verwaltung von Investitionsportfolios,<\/li>\n\n\n\n<li>Einf\u00fchrung von Kunden mit hohem Wert bei der Muttergesellschaft,<\/li>\n\n\n\n<li>oder Dienstleistungen im Bereich der privaten Verm\u00f6gensverwaltung anbieten.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Es handelt sich also nicht um <strong>eine allt\u00e4gliche Bankl\u00f6sung<\/strong> f\u00fcr einen Nichtans\u00e4ssigen.<\/p>\n\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"schlussfolgerung\">\t\t<h2 class=\"mt0 mb0\">Fazit: Was ist die beste L\u00f6sung, um ein nicht-ans\u00e4ssiges Konto zu er\u00f6ffnen?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Schlussfolgerung<\/div>\t<\/div><\/div>\n<p class=\"wp-block-paragraph\">Im Jahr 2025 ist es immer noch m\u00f6glich, ein Bankkonto in der Schweiz zu er\u00f6ffnen, ohne hier zu wohnen, aber die wirklich interessanten Optionen sind begrenzt.<\/p>\n\n<p class=\"wp-block-paragraph\">Die meisten Schweizer Banken <strong>bremsen die \u00d6ffnung f\u00fcr Nichtans\u00e4ssige<\/strong> aufgrund von steuerlichen, regulatorischen und damit finanziellen Beschr\u00e4nkungen. Selbst Grenzbanken oder Konten mit mehreren W\u00e4hrungen erf\u00fcllen nicht alle Bed\u00fcrfnisse, insbesondere wenn es um den Empfang eines Schweizer Gehalts geht. <\/p>\n\n<p class=\"wp-block-paragraph\">Unter den bestehenden L\u00f6sungen <strong>ist Yuh heute die einzige, die<\/strong>:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>eine pers\u00f6nliche IBAN CH zu haben,<\/li>\n\n\n\n<li>eine schnelle \u00d6ffnung 100 % mobil,<\/li>\n\n\n\n<li>eine kostenlose und umfassende Nutzung,<\/li>\n\n\n\n<li>und einen uneingeschr\u00e4nkten Zugang zu Investitionen.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Andere Optionen (traditionelle Banken, Wise, Wechseldienste, Grenzbanken) k\u00f6nnen Erg\u00e4nzungen sein, aber keine davon ersetzt Yuh f\u00fcr den t\u00e4glichen Gebrauch.<\/p>\n\n<p class=\"wp-block-paragraph\">Die richtige Wahl h\u00e4ngt immer von Ihrem Bedarf ab:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>ein Gehalt erhalten,<\/li>\n\n\n\n<li>aus dem Ausland investieren,<\/li>\n\n\n\n<li>oder einfach die Kosten minimieren.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\"><strong>In 90% der F\u00e4lle reicht Yuh jedoch aus, um alles zu erledigen.<\/strong><\/p>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-befca87ce57f2c6bde21a12641e04740 wp-block-paragraph\" style=\"font-size:22px\"><strong>Yuh Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-100x100.png\" data-src=\"\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Verwenden Sie den Promo-Code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">C9QK67<\/mark><\/strong>, um <strong>50 CHF Trading Credit + 250 SWQ zu erhalten <\/strong>(bei einer ersten Einzahlung von CHF 500.-).<br\/><br\/>Kostenloses Konto <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.yuh.com\/de\/download-app\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>500 SWQ erhalten<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/\" type=\"post\" id=\"13185\">Kreditkarten in der Schweiz: Vergleich und \u00dcberblick (2026)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/grenzgaenger-banken-vergleich\/\" type=\"post\" id=\"7920\">Bank f\u00fcr Schweizer Grenzg\u00e4nger: Was w\u00e4hlen? (Februar 2026) <\/a><\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"quelle-solution-preferez-vous-en-tant-que-non-resident\">Welche L\u00f6sung bevorzugen Sie als Nichtans\u00e4ssiger?<\/h2>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>Nutzen Sie bereits eine nicht-schweizerische Neobank?<\/li>\n\n\n\n<li>Haben Sie schon einmal die Kombination aus lokaler Bank und Geldwechselservice ausprobiert?<\/li>\n\n\n\n<li>Haben Sie eine Pr\u00e4ferenz zwischen N26, Wise und Revolut, wenn es um zus\u00e4tzliche Dienstleistungen geht?<\/li>\n\n\n\n<li>Werden Sie meinen Rekord f\u00fcr die Anmeldung bei Yuh in weniger als 11 Minuten brechen?<\/li>\n<\/ul>\n<\/blockquote>\n\n<p class=\"wp-block-paragraph\"><strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Teilen Sie Ihre<\/mark> Erfahrungen<\/strong> mit allen Freunden von Neo \ud83d\ude08.<\/p>\n<style>#gspb_image-id-gsbp-0ba34eb{text-align:center;}#gspb_image-id-gsbp-0ba34eb img{vertical-align:top;}#gspb_image-id-gsbp-0ba34eb img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-0ba34eb img{border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;}#gspb_image-id-gsbp-0ba34eb img{border-style:solid;border-width:18px;border-color:var(--wp--preset--color--vivid-green,#00d084);}#gspb_image-id-gsbp-0ba34eb img{width:custom;}#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-0ba34eb\" id=\"gspb_image-id-gsbp-0ba34eb\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/11\/CTA-commentaires-ALL-court-1.gif\" data-src=\"\" alt=\"Nutzermeinungen und Kommentare\" loading=\"lazy\" height=\"249\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ein Bankkonto in der Schweiz f\u00fcr Nichtans\u00e4ssige oder als Ausl\u00e4nder zu er\u00f6ffnen, ist f\u00fcr viele Menschen im %%currentyear%% notwendig:\u2192 ein Gehalt in CHF zu erhalten, wenn man aus dem Ausland arbeitet,\u2192 einen Teil seiner Ersparnisse in Schweizer Franken zu sch\u00fctzen,\u2192 oder einfach Zugang zu einer sicheren und stabilen Bankl\u00f6sung zu erhalten. Die meisten Schweizer Banken [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":19433,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[813],"tags":[],"dealstore":[],"offerexpiration":[],"class_list":["post-19445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nachrichten"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Nichtans\u00e4ssiges Schweizer Konto : Banken, Er\u00f6ffnung, Geb\u00fchren in 2026<\/title>\n<meta name=\"description\" content=\"Ein Leitfaden zur Kontoer\u00f6ffnung in der Schweiz f\u00fcr Grenzg\u00e4nger, Expats und Nichtans\u00e4ssige. Vergleich der Optionen und praktische Tipps.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nichtans\u00e4ssiges Schweizer Konto : Banken, Er\u00f6ffnung, Geb\u00fchren in 2026\" \/>\n<meta property=\"og:description\" content=\"Ein Leitfaden zur Kontoer\u00f6ffnung in der Schweiz f\u00fcr Grenzg\u00e4nger, Expats und Nichtans\u00e4ssige. Vergleich der Optionen und praktische Tipps.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/\" \/>\n<meta property=\"og:site_name\" content=\"heyneo.ch\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61573547217981\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-10T01:07:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-10T08:27:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/konto-in-der-schweiz-fur-nicht-ansassige.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Julien D.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Verfasst von\" \/>\n\t<meta name=\"twitter:data1\" content=\"Julien D.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data2\" content=\"1100\u00a0Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"Julien D.\",\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/person\\\/0a63c0149c128ba9e70f815f7a1c7aa5\"\n\t            },\n\t            \"headline\": \"Schweizer Konto f\u00fcr Nichtans\u00e4ssige: L\u00f6sungen zur Er\u00f6ffnung eines Bankkontos in der Schweiz 2026\",\n\t            \"datePublished\": \"2025-04-10T01:07:32+00:00\",\n\t            \"dateModified\": \"2026-02-10T08:27:00+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/\"\n\t            },\n\t            \"wordCount\": 2783,\n\t            \"commentCount\": 0,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#organization\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/konto-in-der-schweiz-fur-nicht-ansassige.jpg\",\n\t            \"articleSection\": [\n\t                \"Aktuelles zu Onlinebanken, Investitionsplattformen, S\u00e4ule 3a und pers\u00f6nlicher Finanzen in der Schweiz\"\n\t            ],\n\t            \"inLanguage\": \"de\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"CommentAction\",\n\t                    \"name\": \"Comment\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#respond\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": [\n\t                \"WebPage\",\n\t                \"FAQPage\"\n\t            ],\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/\",\n\t            \"name\": \"Nichtans\u00e4ssiges Schweizer Konto : Banken, Er\u00f6ffnung, Geb\u00fchren in 2026\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/konto-in-der-schweiz-fur-nicht-ansassige.jpg\",\n\t            \"datePublished\": \"2025-04-10T01:07:32+00:00\",\n\t            \"dateModified\": \"2026-02-10T08:27:00+00:00\",\n\t            \"description\": \"Ein Leitfaden zur Kontoer\u00f6ffnung in der Schweiz f\u00fcr Grenzg\u00e4nger, Expats und Nichtans\u00e4ssige. Vergleich der Optionen und praktische Tipps.\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#breadcrumb\"\n\t            },\n\t            \"mainEntity\": [\n\t                {\n\t                    \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#faq-question-1747841532041\"\n\t                }\n\t            ],\n\t            \"inLanguage\": \"de\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"de\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#primaryimage\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/konto-in-der-schweiz-fur-nicht-ansassige.jpg\",\n\t            \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/konto-in-der-schweiz-fur-nicht-ansassige.jpg\",\n\t            \"width\": 1280,\n\t            \"height\": 720,\n\t            \"caption\": \"konto in der schweiz fu\u0308r nicht-ansa\u0308ssige\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Accueil\",\n\t                    \"item\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/home\\\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Schweizer Konto f\u00fcr Nichtans\u00e4ssige: L\u00f6sungen zur Er\u00f6ffnung eines Bankkontos in der Schweiz 2026\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#website\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"description\": \"le blog suisse de la finance pour tous\u200b\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"de\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#organization\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"de\",\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\",\n\t                \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/heyneo-logo.svg\",\n\t                \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/heyneo-logo.svg\",\n\t                \"width\": 421,\n\t                \"height\": 104,\n\t                \"caption\": \"heyneo.ch\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\"\n\t            },\n\t            \"sameAs\": [\n\t                \"https:\\\/\\\/www.facebook.com\\\/profile.php?id=61573547217981\",\n\t                \"https:\\\/\\\/www.linkedin.com\\\/company\\\/106236920\\\/\",\n\t                \"https:\\\/\\\/ch.pinterest.com\\\/comparisonguide\\\/\",\n\t                \"https:\\\/\\\/creators.spotify.com\\\/pod\\\/profile\\\/heyneo\\\/\",\n\t                \"https:\\\/\\\/podcasts.apple.com\\\/ch\\\/podcast\\\/helveticash\\\/id1794218608\",\n\t                \"https:\\\/\\\/music.amazon.fr\\\/podcasts\\\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\\\/helveticash\",\n\t                \"https:\\\/\\\/helveticash.substack.com\\\/\"\n\t            ],\n\t            \"description\": \"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \\\/ expertise \\\/ p\u00e9dagogie.\",\n\t            \"legalName\": \"heyneo.ch\",\n\t            \"publishingPrinciples\": \"https:\\\/\\\/heyneo.ch\\\/a-propos-de-heyneo-ch\\\/\",\n\t            \"actionableFeedbackPolicy\": \"https:\\\/\\\/heyneo.ch\\\/politique-de-confidentialite-heyneo\\\/\",\n\t            \"correctionsPolicy\": \"https:\\\/\\\/heyneo.ch\\\/politique-de-confidentialite-heyneo\\\/\",\n\t            \"ethicsPolicy\": \"https:\\\/\\\/heyneo.ch\\\/a-propos-de-heyneo-ch\\\/\"\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/#\\\/schema\\\/person\\\/0a63c0149c128ba9e70f815f7a1c7aa5\",\n\t            \"name\": \"Julien D.\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"de\",\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/neo_avatar-96x96.jpeg\",\n\t                \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/neo_avatar-96x96.jpeg\",\n\t                \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/neo_avatar-96x96.jpeg\",\n\t                \"caption\": \"Julien D.\"\n\t            },\n\t            \"description\": \"Julien D. est un sp\u00e9cialiste reconnu de la communication financi\u00e8re et des relations publiques. Depuis plus de 15 ans, il met son expertise au service des banques suisses et des plateformes d\u2019investissement. Passionn\u00e9 par les nouvelles technologies, il d\u00e9crypte r\u00e9guli\u00e8rement les innovations du secteur sur ce blog et dans des grands m\u00e9dias et a pilot\u00e9 plusieurs campagnes de communication nationales pour des produits tech grand public et blockchain. Chez heyneo, Julien s\u2019appuie sur une \u00e9quipe de r\u00e9daction pour mettre cette exp\u00e9rience au service d\u2019une finance plus claire, transparente et accessible \u00e0 tous.\",\n\t            \"sameAs\": [\n\t                \"https:\\\/\\\/heyneo.ch\",\n\t                \"https:\\\/\\\/www.linkedin.com\\\/in\\\/julien-delecraz\\\/\"\n\t            ],\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/author\\\/mindlessguru\\\/\"\n\t        },\n\t        {\n\t            \"@type\": \"Question\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#faq-question-1747841532041\",\n\t            \"position\": 1,\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/de\\\/nachrichten\\\/schweizer-bankkonto-auslaender\\\/#faq-question-1747841532041\",\n\t            \"name\": \"Welche Bank akzeptiert Nichtans\u00e4ssige?\",\n\t            \"answerCount\": 1,\n\t            \"acceptedAnswer\": {\n\t                \"@type\": \"Answer\",\n\t                \"text\": \"Eine Online-Bank akzeptiert Nichtans\u00e4ssige mit einem pers\u00f6nlichen Schweizer IBAN: Yuh.\",\n\t                \"inLanguage\": \"de\"\n\t            },\n\t            \"inLanguage\": \"de\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Nichtans\u00e4ssiges Schweizer Konto : Banken, Er\u00f6ffnung, Geb\u00fchren in 2026","description":"Ein Leitfaden zur Kontoer\u00f6ffnung in der Schweiz f\u00fcr Grenzg\u00e4nger, Expats und Nichtans\u00e4ssige. Vergleich der Optionen und praktische Tipps.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/","og_locale":"de_DE","og_type":"article","og_title":"Nichtans\u00e4ssiges Schweizer Konto : Banken, Er\u00f6ffnung, Geb\u00fchren in 2026","og_description":"Ein Leitfaden zur Kontoer\u00f6ffnung in der Schweiz f\u00fcr Grenzg\u00e4nger, Expats und Nichtans\u00e4ssige. Vergleich der Optionen und praktische Tipps.","og_url":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/","og_site_name":"heyneo.ch","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=61573547217981","article_published_time":"2025-04-10T01:07:32+00:00","article_modified_time":"2026-02-10T08:27:00+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/konto-in-der-schweiz-fur-nicht-ansassige.jpg","type":"image\/jpeg"}],"author":"Julien D.","twitter_card":"summary_large_image","twitter_misc":{"Verfasst von":"Julien D.","Gesch\u00e4tzte Lesezeit":"1100\u00a0Minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#article","isPartOf":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/"},"author":{"name":"Julien D.","@id":"https:\/\/heyneo.ch\/de\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5"},"headline":"Schweizer Konto f\u00fcr Nichtans\u00e4ssige: L\u00f6sungen zur Er\u00f6ffnung eines Bankkontos in der Schweiz 2026","datePublished":"2025-04-10T01:07:32+00:00","dateModified":"2026-02-10T08:27:00+00:00","mainEntityOfPage":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/"},"wordCount":2783,"commentCount":0,"publisher":{"@id":"https:\/\/heyneo.ch\/de\/#organization"},"image":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#primaryimage"},"thumbnailUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/konto-in-der-schweiz-fur-nicht-ansassige.jpg","articleSection":["Aktuelles zu Onlinebanken, Investitionsplattformen, S\u00e4ule 3a und pers\u00f6nlicher Finanzen in der Schweiz"],"inLanguage":"de","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#respond"]}]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/","url":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/","name":"Nichtans\u00e4ssiges Schweizer Konto : Banken, Er\u00f6ffnung, Geb\u00fchren in 2026","isPartOf":{"@id":"https:\/\/heyneo.ch\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#primaryimage"},"image":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#primaryimage"},"thumbnailUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/konto-in-der-schweiz-fur-nicht-ansassige.jpg","datePublished":"2025-04-10T01:07:32+00:00","dateModified":"2026-02-10T08:27:00+00:00","description":"Ein Leitfaden zur Kontoer\u00f6ffnung in der Schweiz f\u00fcr Grenzg\u00e4nger, Expats und Nichtans\u00e4ssige. Vergleich der Optionen und praktische Tipps.","breadcrumb":{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#faq-question-1747841532041"}],"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#primaryimage","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/konto-in-der-schweiz-fur-nicht-ansassige.jpg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/konto-in-der-schweiz-fur-nicht-ansassige.jpg","width":1280,"height":720,"caption":"konto in der schweiz fu\u0308r nicht-ansa\u0308ssige"},{"@type":"BreadcrumbList","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/heyneo.ch\/de\/home\/"},{"@type":"ListItem","position":2,"name":"Schweizer Konto f\u00fcr Nichtans\u00e4ssige: L\u00f6sungen zur Er\u00f6ffnung eines Bankkontos in der Schweiz 2026"}]},{"@type":"WebSite","@id":"https:\/\/heyneo.ch\/de\/#website","url":"https:\/\/heyneo.ch\/de\/","name":"heyneo.ch","description":"le blog suisse de la finance pour tous\u200b","publisher":{"@id":"https:\/\/heyneo.ch\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/heyneo.ch\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/heyneo.ch\/de\/#organization","name":"heyneo.ch","url":"https:\/\/heyneo.ch\/de\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/heyneo.ch\/de\/#\/schema\/logo\/image\/","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","width":421,"height":104,"caption":"heyneo.ch"},"image":{"@id":"https:\/\/heyneo.ch\/de\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=61573547217981","https:\/\/www.linkedin.com\/company\/106236920\/","https:\/\/ch.pinterest.com\/comparisonguide\/","https:\/\/creators.spotify.com\/pod\/profile\/heyneo\/","https:\/\/podcasts.apple.com\/ch\/podcast\/helveticash\/id1794218608","https:\/\/music.amazon.fr\/podcasts\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\/helveticash","https:\/\/helveticash.substack.com\/"],"description":"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \/ expertise \/ p\u00e9dagogie.","legalName":"heyneo.ch","publishingPrinciples":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/","actionableFeedbackPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","correctionsPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","ethicsPolicy":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/"},{"@type":"Person","@id":"https:\/\/heyneo.ch\/de\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5","name":"Julien D.","image":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","caption":"Julien D."},"description":"Julien D. est un sp\u00e9cialiste reconnu de la communication financi\u00e8re et des relations publiques. Depuis plus de 15 ans, il met son expertise au service des banques suisses et des plateformes d\u2019investissement. Passionn\u00e9 par les nouvelles technologies, il d\u00e9crypte r\u00e9guli\u00e8rement les innovations du secteur sur ce blog et dans des grands m\u00e9dias et a pilot\u00e9 plusieurs campagnes de communication nationales pour des produits tech grand public et blockchain. Chez heyneo, Julien s\u2019appuie sur une \u00e9quipe de r\u00e9daction pour mettre cette exp\u00e9rience au service d\u2019une finance plus claire, transparente et accessible \u00e0 tous.","sameAs":["https:\/\/heyneo.ch","https:\/\/www.linkedin.com\/in\/julien-delecraz\/"],"url":"https:\/\/heyneo.ch\/de\/author\/mindlessguru\/"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#faq-question-1747841532041","position":1,"url":"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/#faq-question-1747841532041","name":"Welche Bank akzeptiert Nichtans\u00e4ssige?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Eine Online-Bank akzeptiert Nichtans\u00e4ssige mit einem pers\u00f6nlichen Schweizer IBAN: Yuh.","inLanguage":"de"},"inLanguage":"de"}]}},"modified_by":"Julien D.","_links":{"self":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts\/19445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/comments?post=19445"}],"version-history":[{"count":10,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts\/19445\/revisions"}],"predecessor-version":[{"id":27414,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/posts\/19445\/revisions\/27414"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/media\/19433"}],"wp:attachment":[{"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/media?parent=19445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/categories?post=19445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/tags?post=19445"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/dealstore?post=19445"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/heyneo.ch\/de\/wp-json\/wp\/v2\/offerexpiration?post=19445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}