{"id":14851,"date":"2025-01-10T16:18:24","date_gmt":"2025-01-10T15:18:24","guid":{"rendered":"https:\/\/heyneo.ch\/banques-en-ligne\/test-wise-bank-schweiz-2024\/"},"modified":"2026-02-08T16:07:30","modified_gmt":"2026-02-08T15:07:30","slug":"wise-bewertung","status":"publish","type":"product","link":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/","title":{"rendered":"WISE Schweiz \u2013 Bewertung, Test und vollst\u00e4ndiger Review (Mai 2026) + kostenlose Karte"},"content":{"rendered":"<style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{color:#ec4da3}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{background-color:#f4b6d9}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-style:none;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-bottom-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-87fad4ca-0f99\" id=\"gspb_toc-id-gsbp-87fad4ca-0f99\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Das Angebot von Wise Bank\"><a class=\"gs-scrollto\" href=\"#1-offre-wise\">Das Angebot von Wise Bank<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Sicherheit: die Garantien von Wise\"><a class=\"gs-scrollto\" href=\"#2-securite-wise\">Sicherheit: die Garantien von Wise<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die Er\u00f6ffnung eines Kontos bei Wise\"><a class=\"gs-scrollto\" href=\"#3-ouverture-de-compte-wise\">Die Er\u00f6ffnung eines Kontos bei Wise<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Schritt-f\u00fcr-Schritt-Anleitung zur Er\u00f6ffnung eines Wise-Kontos\"><a class=\"gs-scrollto\" href=\"#h-guide-pour-ouvrir-un-compte-wise-etape-par-etape\">Schritt-f\u00fcr-Schritt-Anleitung zur Er\u00f6ffnung eines Wise-Kontos<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die Wise-Bankkarte\"><a class=\"gs-scrollto\" href=\"#4-carte-bancaire-wise\">Die Wise Bankkarte<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die Funktionen der Anwendung Wise\"><a class=\"gs-scrollto\" href=\"#5-fonctionnalites-application-wise\">Die Funktionen der Wise-Anwendung<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Zinss\u00e4tze f\u00fcr das Wise-Konto\"><a class=\"gs-scrollto\" href=\"#6-taux-interets-wise\">Zinss\u00e4tze f\u00fcr das Wise-Konto<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Schnelle \u00dcberweisungen mit Wise\"><a class=\"gs-scrollto\" href=\"#7-rapidite-virements-wise\">Schnelle \u00dcberweisungen mit Wise<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"TWINT MIT Wise\"><a class=\"gs-scrollto\" href=\"#8-twint-wise\">TWINT MIT Wise<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">10<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Die Geb\u00fchren der WISE Bank\"><a class=\"gs-scrollto\" href=\"#9-frais-wise\">Die Geb\u00fchren der WISE Bank<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">11<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Wise auf Reisen\"><a class=\"gs-scrollto\" href=\"#10-wise-en-voyage\">Wise auf Reisen<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">12<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Einzahlung von Bargeld bei Wise\"><a class=\"gs-scrollto\" href=\"#11-depot-argent-liquide-wise\">Einzahlung von Bargeld bei Wise<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">13<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Kundenservice\"><a class=\"gs-scrollto\" href=\"#12-service-client-wise\">Der Kundenservice<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">14<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"W\u00e4hlen Sie das Wise-Konto\"><a class=\"gs-scrollto\" href=\"#13-choisir-wise\">W\u00e4hlen Sie das Wise-Konto<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">15<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Wise VS. Revolut\"><a class=\"gs-scrollto\" href=\"#14-Revolut-vs-wise\">Wise VS. Revolut<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">16<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Wise VS. N26\"><a class=\"gs-scrollto\" href=\"#15-wise-vs-revolut\">Wise VS. N26<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">17<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Welche ist die beste Bank f\u00fcr die Schweiz?\"><a class=\"gs-scrollto\" href=\"#16-wise-vs-neon-vs-revolut\">Welche ist die beste Bank f\u00fcr die Schweiz?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">18<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Lesen Sie auch\"><a class=\"gs-scrollto\" href=\"#h-a-lire-aussi\">Lies auch<\/a><\/span><\/div><\/div><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group alignwide is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns alignfull are-vertically-aligned-top has-medium-font-size is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top has-black-color has-text-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#00d18408;padding-top:20px;padding-right:0;padding-bottom:20px;padding-left:0\"><style>.gspb_text-id-gsbp-417ff3f9-10d4{font-size:20px;}.gspb_text-id-gsbp-417ff3f9-10d4,.gspb_text-id-gsbp-417ff3f9-10d4 .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-417ff3f9-10d4{font-weight:bold!important;}.gspb_text-id-gsbp-417ff3f9-10d4{color:var(--wp--preset--color--vivid-green,#00d084);}.gspb_text-id-gsbp-417ff3f9-10d4{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-417ff3f9-10d4\" class=\"gspb_text gspb_text-id-gsbp-417ff3f9-10d4 \">St\u00e4rken<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList{padding-left:20px;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-28c3a76d-cd0f.gspb_iconsList [data-id='2'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-28c3a76d-cd0f\" id=\"gspb_iconsList-id-gsbp-28c3a76d-cd0f\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Das kostenlose Multiw\u00e4hrungskonto<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Sehr g\u00fcnstiger Geldwechsel und -transfer<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Transparenz der Geb\u00fchren (Online-Rechner)<\/span><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#f041580f;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-95397b68-95bc{font-size:20px;}.gspb_text-id-gsbp-95397b68-95bc,.gspb_text-id-gsbp-95397b68-95bc .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-95397b68-95bc{font-weight:bold!important;}.gspb_text-id-gsbp-95397b68-95bc{color:var(--wp--preset--color--red-bright,#f04057);}.gspb_text-id-gsbp-95397b68-95bc{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-95397b68-95bc\" class=\"gspb_text gspb_text-id-gsbp-95397b68-95bc \">Schw\u00e4chen<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList{margin-left:0px;padding-left:20px;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-ee27aba5-dd64.gspb_iconsList [data-id='2'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-ee27aba5-dd64\" id=\"gspb_iconsList-id-gsbp-ee27aba5-dd64\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Die Aufladung des Kontos per Karte ist kostenpflichtig<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Konto ohne IBAN CH<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Wenig geeignet f\u00fcr das Leben in der Schweiz<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>[<em>Update \u2013 08.02.2026: Verbesserung der Referenzlinks<\/em>]<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-offre-wise\">\t\t<h2 class=\"mt0 mb0\">Zusammenfassung des Angebots Wise Bank<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Das Angebot von Wise Bank<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\u00dcber 16 Millionen Nutzer. Wise (ehemals TransferWise) ist eine <a href=\"https:\/\/heyneo.ch\/#banques\" type=\"link\" id=\"https:\/\/heyneo.ch\/#banques\">internationale Neobank, die in der Schweiz verf\u00fcgbar ist<\/a> und kosteng\u00fcnstige Auslands\u00fcberweisungen sowie Multi-W\u00e4hrungs-Konten und -Karten anbietet. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"le-compte-et-la-carte\">Das Konto und die Karte \ud83d\udcb3<\/h3>\n\n<p>0 CHF\/Monat<\/p>\n<style>#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{width:15px !important;height:15px !important;min-width:15px}body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{margin-bottom:20px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='4'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='4'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='4'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-780f3552-1754\" id=\"gspb_iconsList-id-gsbp-780f3552-1754\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>Konto mit mehreren W\u00e4hrungen<\/strong> (einschlie\u00dflich CHF, EUR und USD) kostenlos<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Kostenlose Mastercard <strong>Debitkarte <\/strong><\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>mehr als 50 W\u00e4hrungen halten<\/strong><\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>kostenlose Zahlungen<\/strong>, geringe Umtauschgeb\u00fchren<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"4\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>mehrere lokale IBANs<\/strong> verf\u00fcgbar (Empfang von Geld)<\/span><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-securite-wise\">\t\t<h2 class=\"mt0 mb0\">Sicherheit: Ist Wise sicher?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Sicherheit: die Garantien von Wise<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748381652724\"><strong class=\"schema-faq-question\">Ist Wise eine Bank?<\/strong> <p class=\"schema-faq-answer\">&#8211; Wise hat keine <a href=\"https:\/\/www.finma.ch\/en\/~\/media\/finma\/dokumente\/bewilligungstraeger\/pdf\/beh.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Banklizenz in der Schweiz<\/a>. Die Einlagen sind daher nicht durch den Einlagenschutz von 100.000 CHF gesichert.<br\/>&#8211; WISE Europe SA, die auf dem Schweizer Markt t\u00e4tig ist, ist ein Zahlungsunternehmen, das von der Belgischen Nationalbank reguliert wird.<br\/>&#8211; Im Gegensatz zu Banken kann Wise keine Kredite vergeben. Die Kundengelder werden in einem risikoarmen Liquidit\u00e4tspool gesichert (aufsichtsrechtliche Verpflichtung). <br\/>&#8211; 40% der Verm\u00f6genswerte werden in bar bei mehreren Banken mit hoher Liquidit\u00e4t gehalten.<br\/>&#8211; 60% werden in sichere liquide Verm\u00f6genswerte wie Geldmarktfonds mit BlackRock und State Street investiert.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748381709508\"><strong class=\"schema-faq-question\">Ist Wise sicher?<\/strong> <p class=\"schema-faq-answer\">&#8211; Wise bietet die Zwei-Faktor-Authentifizierung (2FA), um den Zugriff auf das Konto zu sichern.<br\/>&#8211; Die Generierung von kurzlebigen virtuellen Karten reduziert das Risiko von Piraterie.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-f3de0c1810d06c76902d1ddf43ed17b1\" style=\"font-size:22px\"><strong>Wise Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/470456-Frame-c061f4-original-1677657684.png\" data-src=\"\" alt=\"logo wise bank suisse\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutzen Sie unseren <strong>Promo-Link<\/strong> bei der Er\u00f6ffnung Ihres Kontos.<br\/><br\/>Kostenloses Konto. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/wise.prf.hn\/l\/y8bJYJD\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Sparen Sie den Preis der Karte<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-ouverture-de-compte-wise\">\t\t<h2 class=\"mt0 mb0\">Ein Wise-Konto er\u00f6ffnen<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die Er\u00f6ffnung eines Kontos bei Wise<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Wise ist in Deutsch, Englisch, Franz\u00f6sisch, Italienisch und Spanisch verf\u00fcgbar.<\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748381987541\"><strong class=\"schema-faq-question\">Wer kann ein Konto bei Wise er\u00f6ffnen?<\/strong> <p class=\"schema-faq-answer\">Die Voraussetzungen f\u00fcr die Kontoer\u00f6ffnung:<br\/>&#8211; Keine Alters- oder Einkommensvoraussetzungen (YUH 14 Jahre, Neon 15 Jahre, ZAK 15 Jahre).<br\/>&#8211; Wohnsitz in der Schweiz, Europa oder anderswo auf der Welt. (Finde die am besten geeignete Bank f\u00fcr Grenzg\u00e4nger und <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/\" type=\"post\" id=\"19141\">Nicht-Residenten<\/a>).<br\/>&#8211; Ein Smartphone besitzen.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-guide-pour-ouvrir-un-compte-wise-etape-par-etape\">Schritt-f\u00fcr-Schritt-Anleitung zur Er\u00f6ffnung eines Wise-Kontos<\/h2>\n<style>.gspb_container-id-gsbp-1127c6e6-0f82{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-1127c6e6-0f82.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-1127c6e6-0f82.gspb_container{position:relative;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-1127c6e6-0f82\" id=\"gspb_container-id-gsbp-1127c6e6-0f82\"><style>.gs-toggler-open{height:auto !important}.gs-toggler-open .gs-tgl-show,.gs-toggler-open .gs-tgl-grad{display:none !important}.gs-toggler-open .gs-tgl-hide{display:block !important}.gs-tgl-show,.gs-tgl-hide{cursor:pointer}.gs-contenttoggler *{box-sizing:border-box !important}.gs-toggler-wrapper{overflow:hidden;transition:all 0.5s ease;padding-bottom:35px;margin-bottom:30px;box-sizing:content-box !important;position:relative;}.gs-toggler-wrapper p:last-of-type{margin-bottom:0;}.gspb_toggle-id-gsbp-32a8d4dc-1ac9 .gs-tgl-trigger{font-weight:bold!important;}.gspb_toggle-id-gsbp-32a8d4dc-1ac9 .gs-tgl-trigger{color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}<\/style>\n<div class=\"wp-block-greenshift-blocks-toggler gs-contenttoggler gspb_toggle-id-gsbp-32a8d4dc-1ac9\" data-height=\"1600px\"><div class=\"gs-toggler-wrapper\" id=\"gs-togglergsbp-32a8d4dc-1ac9\" style=\"height:1600px\"><style>.gc-howto{margin:45px 0 30px 0;border:3px solid #e7e4df;border-top:none;position:relative;counter-reset:gchowto}.gc-howto__heading{font-size:19px;font-weight:700;line-height:20px;padding:0 15px;text-transform:uppercase}.gc-howto__title{display:-webkit-flex;display:-ms-flexbox;display:flex;-webkit-align-items:center;-ms-flex-align:center;align-items:center;position:absolute;width:100%;top:-10px;height:22px}.gc-howto__line{-webkit-flex-grow:1;-ms-flex-positive:1;flex-grow:1;height:3px;background-color:#e7e4df}.gc-howto__description{padding:35px 25px 25px}.gc-howtoitem__step{position:relative;counter-increment:gchowto;padding:18px 25px}.gc-howtoitem__heading{font-weight:700;font-size:20px;line-height:24px;margin:0 0 25px;padding:0 50px;position:relative}.gc-howtoitem__heading:before{content:counter(gchowto);color:#fcd000;font-size:1.5rem;font-weight:700;position:absolute;--size:32px;line-height:var(--size);width:var(--size);height:var(--size);top:-5px;left:0;background:#000;border-radius:50%;text-align:center}.gc-howtoitem__content{font-size:16px;line-height:24px}<\/style><div id=\"gc-howidd575df\" class=\"gc-howto\" style=\"border-color:#f4b6d9;\" itemscope itemtype=\"https:\/\/schema.org\/HowTo\"><style>#gc-howidd575df .gc-howtoitem__heading:before{background-color:#f4b6d9;color:var(--rehub-sec-color);}<\/style><div class=\"gc-howto__title\"><div class=\"gc-howto__line\" style=\"background-color:#f4b6d9;\"><\/div><div itemprop=\"name\" style:{color:var(--rehub-sec-color);} class=\"gc-howto__heading\">OUVRIR UN COMPTE Wise<\/div><div class=\"gc-howto__line\" style=\"background-color:#f4b6d9;\"><\/div><\/div><div class=\"gc-howto__description\"><div itemprop=\"description\"><\/div><\/div><div id=\"gc-howidd575dfstep1\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep1\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">T\u00e9l\u00e9chargez l\u2019application Wise<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\">sur l&#8217;<a href=\"https:\/\/wi.se\/download-app-store\">App Store<\/a> \/ <a href=\"https:\/\/wi.se\/google-play\" target=\"_blank\" rel=\"noreferrer noopener\">Google Play Store<\/a><br><br><\/div><\/div><\/div><div id=\"gc-howidd575dfstep2\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-1-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep2\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Cr\u00e9ez un nouveau compte<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\">Choisissez le compte personnel :<br><br><br><img decoding=\"async\" class=\"wp-image-3856\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-1-scaled.jpeg\" alt=\"\"><br><br><\/div><\/div><\/div><div id=\"gc-howidd575dfstep3\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-2-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep3\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Choisissez vos devises<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\">Vous pourrez toujours en ajouter par la suite :<br><br><br><img decoding=\"async\" class=\"wp-image-3857\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-2-scaled.jpeg\" alt=\"\"><\/div><\/div><\/div><div id=\"gc-howidd575dfstep4\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-3-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep4\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Choisissez votre carte physique ou virtuelle<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\"><img decoding=\"async\" class=\"wp-image-3858\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-3-scaled.jpeg\" alt=\"\">          <img decoding=\"async\" class=\"wp-image-3859\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-4-scaled.jpeg\" alt=\"\"><br><\/div><\/div><\/div><div id=\"gc-howidd575dfstep5\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-5-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep5\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Renseignez vos informations personnelles<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\"><br><img decoding=\"async\" class=\"wp-image-3860\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-5-scaled.jpeg\" alt=\"\"><br><br><br><\/div><\/div><\/div><div id=\"gc-howidd575dfstep6\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-6-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep6\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">D\u00e9finissez votre code PIN \u00e0 4 chiffres<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\">Vous pouvez activer Face ID ult\u00e9rieurement :<br><br><img decoding=\"async\" class=\"wp-image-3861\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-6-scaled.jpeg\" alt=\"\"><\/div><\/div><\/div><div id=\"gc-howidd575dfstep7\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-7-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep7\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Provisionnez votre compte avec 20 CHF minimum<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\">Plusieurs m\u00e9thodes de paiements s\u2019offrent \u00e0 vous. Le plus rapide \u00e9tant par carte\/Apple Pay.<br><br><img decoding=\"async\" class=\"wp-image-3862\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-7-scaled.jpeg\" alt=\"\">          <img decoding=\"async\" class=\"wp-image-3863\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-8-scaled.jpeg\" alt=\"\"><\/div><\/div><\/div><div id=\"gc-howidd575dfstep8\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-9-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep8\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Confirmez votre identit\u00e9<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\"><br><img decoding=\"async\" class=\"wp-image-3864\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-9-scaled.jpeg\" alt=\"\"><br><br><\/div><\/div><\/div><div id=\"gc-howidd575dfstep9\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep9\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Cliquez sur le lien promo Wise<\/mark> \ud83d\udc47<\/mark><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\"><div class=\"mb30 wpsm_box info_type nonefloat_box\" style=\"text-align:left; width:auto\"><i><\/i><div>\r\n\t\t\t<strong><a href=\"https:\/\/wise.com\/invite\/ahpn\/julienblaised\">Lien promo<\/a><\/strong><br><br><strong>Recevoir ma carte gratuitement \u2705<\/strong><br><br>\r\n\t\t\t<\/div><\/div><br><\/div><\/div><\/div><div id=\"gc-howidd575dfstep10\" class=\"gc-howtoitem__step\" itemprop=\"step\" itemscope itemtype=\"https:\/\/schema.org\/HowToStep\"><meta itemprop=\"image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-10-scaled.jpeg\" \/><meta itemprop=\"url\" content=\"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#gc-howidd575dfstep10\" \/><div class=\"gc-howtoitem__title\"><div class=\"gc-howtoitem__heading\" itemprop=\"name\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Activer les amis ?<\/mark><br><\/div><\/div><div class=\"gc-howtoitem__content\"  itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/HowToDirection\"><div class=\"gc-howtoitem__text\" itemprop=\"text\">Une option bien pratique pour les transferts r\u00e9guliers vers la famille :<br><br><img decoding=\"async\" class=\"wp-image-3865\" style=\"width: 150px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/ouverture-compte-Wise-banque-10-scaled.jpeg\" alt=\"\"><\/div><\/div><\/div><\/div><span class=\"gs-tgl-trigger\" style=\"text-align:center;position:absolute;z-index:2;bottom:0;left:0;width:100%;color:\"><span class=\"gs-tgl-show\" tabindex=\"0\" role=\"button\" aria-label=\"voir la suite +\" aria-controls=\"gs-togglergsbp-32a8d4dc-1ac9\" style=\"display:block\">voir la suite +<\/span><span class=\"gs-tgl-hide\" tabindex=\"0\" role=\"button\" aria-label=\"voir moins -\" aria-controls=\"gs-togglergsbp-32a8d4dc-1ac9\" style=\"display:none\">voir moins &#8211;<\/span><\/span><span class=\"gs-tgl-grad\" style=\"background-image:linear-gradient(to bottom,rgba(255,255,255,0) 0,#ffffff 100%);display:block;position:absolute;height:100px;bottom:0;left:0;z-index:1;width:100%\"><\/span><\/div><\/div>\n<\/div>\n\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-carte-bancaire-wise\">\t\t<h2 class=\"mt0 mb0\">Die Wise-Bankkarte<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die Wise-Bankkarte<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-bottom:0\">\n<p><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/jxGUhZO3GUG4hMX23D0e7YPL1kKGYk3BK03BglyLBCDz4E51szsIFBPW5aBqe58-jBBYte9cOzZjsJ1NYUgKOYLhLjFP_75VGM0hdx48RrifzjqxXwYgAiJ8LscDBtxmgQ62gZ_r7bPJ5QilRZ7JiF0\" width=\"303\" height=\"195\"\/><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/0KPpLjrvlPBbR7xJ8eNtFkb_4z7-mIQLxdHzkugi77HJnnsVzjd4-owBK53u_VbFGWcbuOr1mA8GucxtVOPkw0gJ9kzF_3P81gWMsPjlilXpPjXj22aLZLbdXsJljwicMW6FBuFvMuJm0k1SPHVW3BY\" width=\"300\" height=\"194\"\/><\/p>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\ud83d\udcb3 <span style=\"color: #000000;\"><strong>Die Mastercard Debit Wise Karte<\/strong> in K\u00fcrze :<\/span><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Kontaktloses Bezahlen ohne Code bis zu einem Betrag von 80 CHF pro Einkauf. Bei h\u00f6heren Betr\u00e4gen ist ein Code erforderlich.   <\/li>\n\n\n\n<li>Funktioniert mit Apple Pay \/ Google Pay \/ Samsung Pay \/ Garmin Pay \/ Fitbit Pay<\/li>\n\n\n\n<li>Sie k\u00f6nnen den PIN-Code direkt in der Anwendung \u00e4ndern.<\/li>\n<\/ul>\n\n<p>\u00dcber die App k\u00f6nnen Sie Ihre Karte vor\u00fcbergehend einfrieren \ud83e\udd76 oder auftauen \ud83e\udd75.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-fd146c92-6b98\" id=\"gspb_infoBox-id-gsbp-fd146c92-6b98\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Um die Kontaktlosigkeit zu aktivieren<\/strong>, muss eine erste Zahlung mit dem Kartencode abgeschlossen werden.<\/p>\n<\/div><\/div><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.info_type{color:#155724;background-color:#d4edda;border-color:#c3e6cb}.gs-box.info_type svg{fill:#30a030}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-008a0ce .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-008a0ce svg,#gspb_infoBox-id-gsbp-008a0ce svg path{fill:currentColor !important;}#gspb_infoBox-id-gsbp-008a0ce svg{margin:0px !important;}#gspb_infoBox-id-gsbp-008a0ce svg:hover,#gspb_infoBox-id-gsbp-008a0ce svg:hover path{fill:currentColor !important;}#gspb_infoBox-id-gsbp-008a0ce .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-008a0ce .gs-box{border:0;}#gspb_infoBox-id-gsbp-008a0ce .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-008a0ce .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-008a0ce .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-008a0ce\" id=\"gspb_infoBox-id-gsbp-008a0ce\"><div class=\"gs-box info_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M1024 64h-896c-70.6 0-128 57.4-128 128v640c0 70.6 57.4 128 128 128h896c70.6 0 128-57.4 128-128v-640c0-70.6-57.4-128-128-128zM1088 832c0 35.2-28.8 64-64 64h-896c-35.2 0-64-28.8-64-64v-640c0-35.2 28.8-64 64-64h896c35.2 0 64 28.8 64 64v640zM944 576h-224c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h224c8.8 0 16-7.2 16-16v-32c0-8.8-7.2-16-16-16zM944 448h-224c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h224c8.8 0 16-7.2 16-16v-32c0-8.8-7.2-16-16-16zM944 320h-224c-8.8 0-16 7.2-16 16v32c0 8.8 7.2 16 16 16h224c8.8 0 16-7.2 16-16v-32c0-8.8-7.2-16-16-16zM416 576c88.4 0 160-71.6 160-160s-71.6-160-160-160-160 71.6-160 160 71.6 160 160 160zM416 320c53 0 96 43 96 96s-43 96-96 96-96-43-96-96 43-96 96-96zM509.6 608c-39 0-48.8 14-93.6 14s-54.6-14-93.6-14c-42.4 0-83.6 18.8-107.6 54.8-14.4 21.4-22.8 47.2-22.8 75v46.2c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16v-46.2c0-14 4.2-27.6 12-39.2 11.2-16.6 31.6-26.4 54.6-26.4 24.8 0 41.6 14 93.6 14 51.8 0 68.6-14 93.6-14 23 0 43.4 10 54.6 26.4 7.8 11.6 12 25.2 12 39.2v46.2c0 8.8 7.2 16 16 16h32c8.8 0 16-7.2 16-16v-46.2c0-27.8-8.4-53.6-22.8-75-24.6-36-65.8-54.8-108-54.8z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p><strong>Kann man ein Auto mieten?<\/strong><br\/><\/p>\n\n\n<style>.gspb_text-id-gsbp-81059ba{margin-left:-40px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-81059ba\" class=\"gspb_text gspb_text-id-gsbp-81059ba \">Obwohl Debitkarten immer h\u00e4ufiger f\u00fcr die Anmietung eines Autos akzeptiert werden, ist es <strong>immer besser, eine <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-kreditkarten-guide-vergleich\/\">Kreditkarte<\/a><\/strong> f\u00fcr die Kaution mitzunehmen.<\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-f3de0c1810d06c76902d1ddf43ed17b1\" style=\"font-size:22px\"><strong>Wise Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/470456-Frame-c061f4-original-1677657684.png\" data-src=\"\" alt=\"logo wise bank suisse\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutzen Sie unseren <strong>Promo-Link<\/strong> bei der Er\u00f6ffnung Ihres Kontos.<br\/><br\/>Kostenloses Konto. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/wise.prf.hn\/l\/y8bJYJD\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Sparen Sie den Preis der Karte<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-fonctionnalites-application-wise\">\t\t<h2 class=\"mt0 mb0\">Wise-Anwendung: Die Funktionen<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die Funktionen der Anwendung Wise<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"complete-et-ux-aboutie\"><strong><strong>Vollst\u00e4ndig und erfolgreiche UX<\/strong><\/strong><\/h3>\n\n<p>Zus\u00e4tzlich zu den Grundfunktionen :  <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Kontobewegungen verfolgen<\/li>\n\n\n\n<li>Weitere W\u00e4hrungen hinzuf\u00fcgen<\/li>\n\n\n\n<li>Dauerauftr\u00e4ge<\/li>\n\n\n\n<li>Sofortige Zahlung zwischen WISE-Nutzern<\/li>\n\n\n\n<li>Dunkler Modus<\/li>\n\n\n\n<li>Kontaktdaten \u00e4ndern<\/li>\n\n\n\n<li>Karte vor\u00fcbergehend einfrieren<\/li>\n\n\n\n<li>\u00c4nderung des PIN-Codes der Bankkarte<\/li>\n\n\n\n<li>Generierung von virtuellen Karten (bis zu 3 gleichzeitig)<\/li>\n<\/ul>\n\n<p>Die &#8220;Zahlungsaufforderung&#8221; ist eine praktische Funktion zur Vereinfachung von R\u00fcckerstattungsantr\u00e4gen und zur Nachverfolgung:<\/p>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>#gspb_image-id-gsbp-6b4d33a img{vertical-align:top;}#gspb_image-id-gsbp-6b4d33a img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-6b4d33a\" id=\"gspb_image-id-gsbp-6b4d33a\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/BD4FE1B4-A379-4D11-A4A7-D8329C29A8D9-scaled.jpeg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1183\" height=\"2560\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>#gspb_image-id-gsbp-c469aec img{vertical-align:top;}#gspb_image-id-gsbp-c469aec img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-c469aec\" id=\"gspb_image-id-gsbp-c469aec\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/E9DF51B6-6ACD-449D-9E00-03D0DDBA400A-scaled.jpeg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1183\" height=\"2560\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>#gspb_image-id-gsbp-fccb78b img{vertical-align:top;}#gspb_image-id-gsbp-fccb78b img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-fccb78b\" id=\"gspb_image-id-gsbp-fccb78b\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/24CD35D2-D18D-4639-AC2C-A13D46B88365-scaled.jpeg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1183\" height=\"2560\"><\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Im <a href=\"https:\/\/heyneo.ch\/de\/bankenvergleich\/beste-online-banken-schweiz\/\" type=\"post\" id=\"3912\">Vergleich zu anderen Banken<\/a> fehlen ihr <strong>wesentliche Funktionen f\u00fcr die Schweiz:<\/strong><\/strong><\/p>\n\n<p>\u2718 eBill \ud83c\udde8\ud83c\udded<br\/> \u2718 QR-Rechnungen nicht kompatibel<br\/>\u2718 TWINT <br\/>\u2718 Schweizer LSV Lastschriftverfahren \ud83c\udde8\ud83c\udded<br\/> \u2718 Gemeinsame T\u00f6pfe (wie z.B. von der ZAK vorgeschlagen)<br\/><\/p>\n\n<p>Diese M\u00e4ngel, zus\u00e4tzlich zur belgischen IBAN (BE), machen WISE zu einer <a href=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/ZAHLUNGEN-IN-DER-SCHWEIZ.jpg\">Erg\u00e4nzungsl\u00f6sung f\u00fcr das Leben in der Schweiz<\/a>, als 2. oder 3. Konto.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-taux-interets-wise\">\t\t<h2 class=\"mt0 mb0\">Angebotene Zinss\u00e4tze f\u00fcr das Wise Konto<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Zinss\u00e4tze f\u00fcr das Wise-Konto<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Wise erm\u00f6glicht es Ihnen, nur dann Zinsen auf Guthaben zu verdienen, wenn Sie in den USA ans\u00e4ssig sind.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-rapidite-virements-wise\">\t\t<h2 class=\"mt0 mb0\">Schnelle \u00dcberweisungen mit Wise &#8211; Geld senden<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Schnelle \u00dcberweisungen mit Wise<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\u25cf Sofortige <strong>\u00dcberweisungen<\/strong> zwischen Wise-Benutzern.<\/p>\n\n<p>\u25cf <strong>Internationale \u00dcberweisungen erfolgen fast sofort<\/strong> (max. 24 Stunden). WISE operiert mit seinem eigenen lokalen Zahlungsnetzwerk weltweit. Diese L\u00f6sung ist nicht nur schneller, sondern auch billiger und transparenter als IBAN- und <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/sepa-in-der-schweiz\/\">SEPA-\u00dcberweisungen<\/a>. Alles wird direkt in der App angek\u00fcndigt, wenn Sie die Transaktion durchf\u00fchren.    <\/p>\n\n<p>\u25cf Eine <strong>\u00dcberweisung ins Ausland<\/strong> (au\u00dferhalb von SEPA) dauert 1 Werktag. Eine \u00dcberweisung au\u00dferhalb von SEPA \/ SWIFT kann bis zu 4 Tage dauern. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-f3de0c1810d06c76902d1ddf43ed17b1\" style=\"font-size:22px\"><strong>Wise Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/470456-Frame-c061f4-original-1677657684.png\" data-src=\"\" alt=\"logo wise bank suisse\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutzen Sie unseren <strong>Promo-Link<\/strong> bei der Er\u00f6ffnung Ihres Kontos.<br\/><br\/>Kostenloses Konto. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/wise.prf.hn\/l\/y8bJYJD\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Sparen Sie den Preis der Karte<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-twint-wise\">\t\t<h2 class=\"mt0 mb0\">Wise Twint &#8211; mit TWINT \u00fcberall in der Schweiz bezahlen<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">TWINT MIT Wise<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748381752575\"><strong class=\"schema-faq-question\">Kann ich TWINT mit Wise nutzen?<\/strong> <p class=\"schema-faq-answer\">Wise <strong>unterst\u00fctzt keine<\/strong> Zahlungen \u00fcber TWINT. Schade, denn TWINT ist bei weitem die Nr. 1 Zahlungs-App in der Schweiz, mit der Sie Folgendes tun k\u00f6nnen:<br\/>&#8211; In Gesch\u00e4ften bezahlen.<br\/>&#8211; Geld zwischen Freunden \u00fcberweisen.<br\/>&#8211; Eine Rechnung innerhalb einer Gruppe teilen (Restaurant, Ausgehen usw.).<br\/>&#8211; Parkuhren bezahlen.<br\/>&#8211; Online und an Bahnh\u00f6fen bezahlen. <\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-frais-wise\">\t\t<h2 class=\"mt0 mb0\">Die Geb\u00fchren der Wise Bank: Karte, Geldwechsel, \u00dcberweisungen, Bargeldabhebungen, etc.<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Die Geb\u00fchren der WISE Bank<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\u25cf Kostenloses <strong>Mehrw\u00e4hrungskonto<\/strong><br\/>\u25cf <strong>Mastercard Debit Karte<\/strong> 8 CHF (einmalige Geb\u00fchr)<br\/>\u25cf Kostenlose <strong>virtuelle Karte<\/strong><br\/>\u25cf Ersatzkarte 4 CHF<\/p>\n\n<p>\u25cf \ud83d\udcb3 <strong>Kartenzahlungen <\/strong>ohne Transaktionsgeb\u00fchren.<br\/><br\/>\u25cf <strong>Wechselkursgeb\u00fchren<\/strong> Aufschlag auf den tats\u00e4chlichen Reuters-Kurs 3x\/Tag (ab 0,43%).<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"virements-en-suisse\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b><strong>\u00dcberweisungen in der Schweiz <\/strong><\/b><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\udde8\ud83c\udded<\/b><\/mark><\/mark> \u2794 <strong><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/h3>\n\n<p>\u25cf \u00dcberweisungen innerhalb der Schweiz kosten 0,50 CHF.<\/p>\n\n<p><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"virements-internationaux\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><strong>Internationale \u00dcberweisungen <\/strong><\/mark><strong><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\udde8\ud83c\udded<\/b><\/mark><\/mark><\/mark><\/strong> \u2794 <strong><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\">\ud83c\udf0d <\/mark><\/strong> <\/h3>\n\n<p>SEPA-\u00dcberweisungen sind geb\u00fchrenfrei (nur Umrechnungsgeb\u00fchren).<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg{margin:0px !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d0d849bd-4f7b\" id=\"gspb_infoBox-id-gsbp-d0d849bd-4f7b\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Die Geb\u00fchren f\u00fcr die Karte sind h\u00f6her<\/strong>. Bevorzugen Sie \u00dcberweisungen \u00fcber : <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>das Wise-Konto<\/li>\n\n\n\n<li>Bank\u00fcberweisung<\/li>\n\n\n\n<li>Kosteng\u00fcnstige \u00dcbertragung<\/li>\n<\/ul>\n\n\n\n<p>Die Anwendung erm\u00f6glicht es, die Geb\u00fchren f\u00fcr jede \u00dcberweisungsmethode in Echtzeit zu simulieren.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-especes-en-suisse\"><strong><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\">Bargeldabhebungen in der Schweiz <strong><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/mark><\/strong><\/h3>\n\n<p>\u25cf <strong>Kostenlos 2x\/Monat<\/strong> (+1.75% des Betrags \u00fcber 200 CHF\/Monat)<br\/>\u25cf Dann 1.75% + 0.50 CHF\/Abhebung (\u00fcber die 2 kostenlosen Abhebungen oder 200 CHF\/Monat hinaus)<br\/><br\/>Die Anwendung bietet Zugang zu der aktualisierten Schwelle f\u00fcr kostenlose Abhebungen.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"limites-de-retraits-d-especes\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>Grenzwerte f\u00fcr die Raten<\/strong><\/mark><strong><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\">Art und Weise<\/mark><\/strong>s<\/h3>\n\n<p>Die Grenzen sind flexibel und k\u00f6nnen \u00fcber die Anwendung ge\u00e4ndert werden.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">10<\/span>\t<\/div>\t<div id=\"10-wise-en-voyage\">\t\t<h2 class=\"mt0 mb0\">Wise auf Reisen und im Ausland<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Wise auf Reisen<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Wise ist eine der g\u00fcnstigsten Anwendungen im Ausland, unabh\u00e4ngig vom Wochentag. Nur Revolut kann mit seinem realen Zinssatz von bis zu 1250 CHF mithalten, der am Wochenende auf 1% sinkt. <\/p>\n\n<p><strong>Automatische Mehrw\u00e4hrungsf\u00e4higkeit<\/strong>: Im Ausland zahlt Wise mit der richtigen W\u00e4hrung zum Zeitpunkt des Kaufs, ohne zus\u00e4tzliche Kosten. Wenn die W\u00e4hrung nicht verf\u00fcgbar ist, wird der Betrag in der am besten gedeckten W\u00e4hrung vom Konto zum g\u00fcnstigen WISE-Zinssatz abgebucht.   <\/p>\n\n<p>\ud83d\udccd<strong>Die Zahlung in der Landesw\u00e4hrung<\/strong> wird empfohlen, auch wenn kein Geld auf dem Konto der W\u00e4hrung vorhanden ist, um die WISE-Tarife zu nutzen.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-f3de0c1810d06c76902d1ddf43ed17b1\" style=\"font-size:22px\"><strong>Wise Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/470456-Frame-c061f4-original-1677657684.png\" data-src=\"\" alt=\"logo wise bank suisse\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutzen Sie unseren <strong>Promo-Link<\/strong> bei der Er\u00f6ffnung Ihres Kontos.<br\/><br\/>Kostenloses Konto. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/wise.prf.hn\/l\/y8bJYJD\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Sparen Sie den Preis der Karte<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">11<\/span>\t<\/div>\t<div id=\"11-depot-argent-liquide-wise\">\t\t<h2 class=\"mt0 mb0\">Einzahlung von Bargeld auf das Wise-Konto<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Einzahlung von Bargeld bei Wise<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Es ist nicht m\u00f6glich, Bargeld auf das Wise-Konto einzuzahlen.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">12<\/span>\t<\/div>\t<div id=\"12-service-client-wise\">\t\t<h2 class=\"mt0 mb0\">Der Wise-Kundendienst<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Kundenservice<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\u25cf <strong>Erreichbarkeit<\/strong>: telefonisch \ud83e\udd33 nur in englischer Sprache. Sie m\u00fcssen \u00fcber die Anwendung oder die Website einen R\u00fcckruf anfordern. Per E-Mail f\u00fcr die anderen Sprachen, einschlie\u00dflich Franz\u00f6sisch, Deutsch, Spanisch und Italienisch. Die Antwortzeit betr\u00e4gt weniger als einen Werktag.   <br\/><br\/>Ein Chat-Service ist verf\u00fcgbar, aber nur in unregelm\u00e4\u00dfigen Abst\u00e4nden.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">13<\/span>\t<\/div>\t<div id=\"13-choisir-wise\">\t\t<h2 class=\"mt0 mb0\">Gute Gr\u00fcnde f\u00fcr die Er\u00f6ffnung eines Kontos bei der Wise Bank<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">W\u00e4hlen Sie das Wise-Konto<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>WISE spielt eine erg\u00e4nzende Rolle zu einer Schweizer Neobank, die vom Einlagenschutz profitiert.<\/p>\n\n<p>  Sie bietet sehr attraktive Leistungen f\u00fcr Ausgaben und Geld\u00fcberweisungen ins Ausland, aber sie bietet keine ausreichenden Leistungen, um das Leben und Arbeiten in der Schweiz zu sichern. Ihre IBAN BE ist nicht geeignet, um als Gehaltskonto und zur regelm\u00e4\u00dfigen Zahlung von Rechnungen, insbesondere \u00fcber das Schweizer Lastschriftverfahren LSV, genutzt zu werden. <\/p>\n\n<p>Gekoppelt mit einer Schweizer Neobank ist WISE eine der besten L\u00f6sungen, um Geld zu wechseln. Sie bietet einen vorteilhafteren Kurs als Neon, Yuh und Zak. Du kannst <a href=\"https:\/\/heyneo.ch\/de\/bankenvergleich\/beste-online-banken-schweiz\/\"><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\"><strong>alle Neobanken der Schweiz vergleichen<\/strong><\/mark><\/a> dank des detaillierten Vergleichs von heyneo.  <\/p>\n\n<p><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> <strong>Sie k\u00f6nnen ein Konto er\u00f6ffnen<\/strong> und Ihre Karte kostenlos erhalten, indem Sie diesen <a href=\"https:\/\/wise.com\/invite\/ahpn\/julienblaised\">Wise Promotion-Link<\/a> verwenden.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">14<\/span>\t<\/div>\t<div id=\"14-Revolut-vs-wise\">\t\t<h2 class=\"mt0 mb0\">Wise vs. Revolut &#8211; Blitzvergleich \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Wise VS. Revolut<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Wise ist f\u00fcr Zahlungen in Fremdw\u00e4hrungen gedacht. Sie w\u00e4hlen die W\u00e4hrung, kennen den genauen Kurs und sehen vor jeder Transaktion die Gesamtkosten. Mit der Karte kann man in fast allen L\u00e4ndern bezahlen oder Geld abheben, ohne das Konto wechseln zu m\u00fcssen.  <\/p>\n\n<p>Revolut f\u00fcgt mehr Funktionen hinzu. Sie k\u00f6nnen gemeinsame Schlie\u00dff\u00e4cher einrichten, virtuelle Karten hinzuf\u00fcgen oder Cashback aktivieren. Aber jeder Plan hat seine eigenen Grenzwerte, Abhebungsregeln und Wochenendbeschr\u00e4nkungen. Sie m\u00fcssen sich an die Bedingungen halten, wenn Sie die Grenzen nicht \u00fcberschreiten wollen.   <\/p>\n\n<p>Beide bieten ein echtes Konto mit mehreren W\u00e4hrungen. Beide bieten jedoch keine M\u00f6glichkeit, ein Budget in CHF zu verwalten oder sich mit Schweizer Banking-Tools zu verbinden. <\/p>\n\n<p><\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-4\">Zu bevorzugen, wenn&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>Sie m\u00f6chten W\u00e4hrungen mit einem transparenten Kurs senden oder umtauschen, ohne einen Plan verwalten zu m\u00fcssen: <strong>Wise<\/strong><\/li>\n\n\n\n<li>Wir suchen eine umfassende App mit mehr Funktionen f\u00fcr Zahlungen und W\u00e4hrungen: <strong>Revolut<\/strong><\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-4\">Zu vermeiden, wenn&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>man in der Schweiz lebt oder ein Gehalt in CHF erh\u00e4lt<\/li>\n\n\n\n<li>Sie wollen eine einfache Anwendung ohne zu \u00fcberwachende Schwellen oder Grenzen.<\/li>\n\n\n\n<li>TWINT oder die Schweizer Banking-Tools im Alltag nutzen<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">15<\/span>\t<\/div>\t<div id=\"15-wise-vs-revolut\">\t\t<h2 class=\"mt0 mb0\">Wise vs. N26 &#8211; Blitzvergleich \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Wise VS. N26<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>N26 erm\u00f6glicht die Verwaltung eines reibungslosen Euro-Budgets. Die pers\u00f6nliche IBAN erleichtert \u00dcberweisungen von einem europ\u00e4ischen Arbeitgeber oder Kunden. Die App ist \u00fcbersichtlich und stabil f\u00fcr den t\u00e4glichen Gebrauch in der SEPA-Zone. Sobald man jedoch mit anderen W\u00e4hrungen umgehen muss, werden die Grenzen sichtbar. Es ist nicht m\u00f6glich, mehrere Salden zu speichern, zu realen Kursen umzurechnen oder die Geb\u00fchren au\u00dferhalb des Euro anzuzeigen.    <\/p>\n\n<p>Wise f\u00fcllt diesen blinden Fleck. Man kann ein Guthaben in verschiedenen W\u00e4hrungen er\u00f6ffnen, mit der Karte ohne automatische Umrechnung bezahlen und Geld in \u00fcber 70 L\u00e4nder senden. Aber es ist keine vollwertige Bank. Es gibt keine pers\u00f6nliche IBAN in EUR, SEPA-Lastschriften sind eingeschr\u00e4nkt und man kann sein Einkommen nicht einfach zentralisieren.   <\/p>\n\n<p>F\u00fcr jemanden, der in der Eurozone lebt oder arbeitet, bleibt N26 eine funktionale Basis. F\u00fcr wiederkehrende Zahlungen in Fremdw\u00e4hrungen oder internationale \u00dcberweisungen ist Wise die effizientere Erg\u00e4nzung. <\/p>\n\n<p><\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-4\">Zu bevorzugen, wenn&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>man in EUR bezahlt wird oder die Mehrheit seiner Transaktionen in der SEPA-Zone t\u00e4tigt: <strong>N26<\/strong> (lesen Sie die <a href=\"https:\/\/heyneo.ch\/de\/service\/n26-bewertung\/\">Meinung und den Test von N26<\/a>)<\/li>\n\n\n\n<li>man zahlt oft in anderen W\u00e4hrungen oder t\u00e4tigt internationale \u00dcberweisungen: <strong>Wise<\/strong><\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-4\">Zu vermeiden, wenn&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>wir suchen eine umfassende L\u00f6sung, um lokale Zahlungen und Devisen zu zentralisieren<\/li>\n\n\n\n<li>man eine Schweizer IBAN oder Zugang zu Schweizer Bankdienstleistungen ben\u00f6tigt<\/li>\n\n\n\n<li>TWINT, eBill oder automatische Abbuchungen in CHF verwendet werden.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>.gspb_container-id-gsbp-8362f180-9c61{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-8362f180-9c61.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-8362f180-9c61.gspb_container{position:relative;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container alignfull gspb_container gspb_container-gsbp-8362f180-9c61\" id=\"gspb_container-id-gsbp-8362f180-9c61\"><style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">16<\/span>\t<\/div>\t<div id=\"16-wise-vs-neon-vs-revolut\">\t\t<h2 class=\"mt0 mb0\">Blitzvergleich zwischen Wise, Neon und Revolut \u26a1\ufe0f<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Welche ist die beste Bank f\u00fcr die Schweiz?<\/div>\t<\/div><\/div>\n\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><\/p>\n\n\n<style><\/style><style><\/style><style>.gspb_container-id-gsbp-aa772f67-c882{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-aa772f67-c882.gspb_container > p:last-of-type{margin-bottom:0}.gspb_container{position:relative;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-aa772f67-c882\" id=\"gspb_container-id-gsbp-aa772f67-c882\">\n<h3 class=\"wp-block-heading\" id=\"wise-vs-neon-vs-revolut\">Wise vs. Neon vs. Revolut<\/h3>\n\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-646351963vers\"><style scope>#wpsm-vs-646351963vers, #wpsm-vs-646351963vers .vs-conttext{color:#000000}#wpsm-vs-646351963vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\"><\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-img-col\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/470456-Frame-c061f4-original-1677657684-150x150.png\" class=\"vs-image\" \/><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-img-col\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/logo-neon-app-150x150.png\" class=\"vs-image\" \/><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-img-col\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Logo-Revolut-Suisse-150x150.png\" class=\"vs-image\" \/><\/div><\/div><\/div>\n\n<style>.gspb_container-id-gsbp-70fc6670-3d29{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-70fc6670-3d29.gspb_container > p:last-of-type{margin-bottom:0}.gspb_container{position:relative;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-70fc6670-3d29\" id=\"gspb_container-id-gsbp-70fc6670-3d29\"><div class=\"wpsm-versus-item\" id=\"wpsm-vs-1318326044vers\"><style scope>#wpsm-vs-1318326044vers, #wpsm-vs-1318326044vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-1318326044vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Compte bancaire gratuit<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-637821871vers\"><style scope>#wpsm-vs-637821871vers, #wpsm-vs-637821871vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-637821871vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">IBAN CH individuel<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-592506127vers\"><style scope>#wpsm-vs-592506127vers, #wpsm-vs-592506127vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-592506127vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Carte bancaire gratuite<\/span><span class=\"vs-subheading\">et sans frais de livraison<\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-1439626959vers\"><style scope>#wpsm-vs-1439626959vers, #wpsm-vs-1439626959vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-1439626959vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Retraits en Suisse<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-1639744661vers\"><style scope>#wpsm-vs-1639744661vers, #wpsm-vs-1639744661vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-1639744661vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Virements internationaux<\/span><span class=\"vs-subheading\">(le plus avantageux)<\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-1919347846vers\"><style scope>#wpsm-vs-1919347846vers, #wpsm-vs-1919347846vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-1919347846vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">En voyage \u00e0 l&#8217;\u00e9tranger<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-1720470152vers\"><style scope>#wpsm-vs-1720470152vers, #wpsm-vs-1720470152vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-1720470152vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">TWINT<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<style>.gspb_container-id-gsbp-121f2018-0d2f{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container{position:relative;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-121f2018-0d2f\" id=\"gspb_container-id-gsbp-121f2018-0d2f\"><style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-f3de0c1810d06c76902d1ddf43ed17b1\" style=\"font-size:22px\"><strong>Wise Promo-Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/470456-Frame-c061f4-original-1677657684.png\" data-src=\"\" alt=\"logo wise bank suisse\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Nutzen Sie unseren <strong>Promo-Link<\/strong> bei der Er\u00f6ffnung Ihres Kontos.<br\/><br\/>Kostenloses Konto. <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/wise.prf.hn\/l\/y8bJYJD\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Sparen Sie den Preis der Karte<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-a-lire-aussi\"><strong>Lesen Sie auch<\/strong><\/h2>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/heyneo.ch\/de\/gutscheincode\/wise\/\" type=\"post\" id=\"25456\">Wise Promo-Code: kostenlose Karte + Geb\u00fchren sparen (offizieller Promo-Link Februar 2026)<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/\" type=\"post\" id=\"19141\">Schweizer Konto f\u00fcr Nichtans\u00e4ssige: L\u00f6sungen zur Kontoer\u00f6ffnung im Jahr 2026<\/a><\/li>\n<\/ul>\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Meinungen \u00fcber WISE Schweiz: die beste Wahl f\u00fcr den Devisenhandel? Unser Test in konkreten Situationen: <strong>St\u00e4rken<\/strong>&#8230; <strong>M\u00e4ngel<\/strong>&#8230; Bankdienstleistungen&#8230; Geb\u00fchren&#8230; Funktionalit\u00e4ten&#8230; St\u00e4rken und Schw\u00e4chen&#8230; Diese umfassende \u00dcberpr\u00fcfung <strong>spart<\/strong> Ihnen <strong>wertvolle Zeit<\/strong> beim Vergleich. Nutzen Sie den <strong><a href=\"https:\/\/wise.com\/invite\/ahpn\/julienblaised\">Promo-Link<\/a><\/strong> bei der Er\u00f6ffnung Ihres Kontos, um uns bei unserer Arbeit der Vereinfachung und des Vergleichs zu unterst\u00fctzen.    Viel Spa\u00df beim Lesen!<\/p>\n","protected":false},"author":1,"featured_media":14852,"comment_status":"open","ping_status":"closed","template":"","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":""},"store":[],"product_brand":[],"product_cat":[853],"product_tag":[],"class_list":{"0":"post-14851","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-online-banken-in-der-schweiz","8":"first","9":"instock","10":"shipping-taxable","11":"product-type-external"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>WISE Schweiz \u2013 Bewertung und Test (Mai 2026) + kostenlose Karte<\/title>\n<meta name=\"description\" content=\"Test von WISE Schweiz im 2026: Wechselgeb\u00fchren, \u00dcberweisungsgeschwindigkeit, IBAN | Vergleich mit Branchenkonkurrenten. 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Promesse : transparence \/ expertise \/ p\u00e9dagogie.","legalName":"heyneo.ch","publishingPrinciples":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/","actionableFeedbackPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","correctionsPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","ethicsPolicy":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381652724","position":1,"url":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381652724","name":"Ist Wise eine Bank?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"- Wise hat keine <a href=\"https:\/\/www.finma.ch\/en\/~\/media\/finma\/dokumente\/bewilligungstraeger\/pdf\/beh.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Banklizenz in der Schweiz<\/a>. Die Einlagen sind daher nicht durch den Einlagenschutz von 100.000 CHF gesichert.<br>- WISE Europe SA, die auf dem Schweizer Markt t\u00e4tig ist, ist ein Zahlungsunternehmen, das von der Belgischen Nationalbank reguliert wird.<br>- Im Gegensatz zu Banken kann Wise keine Kredite vergeben. Die Kundengelder werden in einem risikoarmen Liquidit\u00e4tspool gesichert (aufsichtsrechtliche Verpflichtung). <br>- 40% der Verm\u00f6genswerte werden in bar bei mehreren Banken mit hoher Liquidit\u00e4t gehalten.<br>- 60% werden in sichere liquide Verm\u00f6genswerte wie Geldmarktfonds mit BlackRock und State Street investiert.","inLanguage":"de"},"inLanguage":"de"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381709508","position":2,"url":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381709508","name":"Ist Wise sicher?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"- Wise bietet die Zwei-Faktor-Authentifizierung (2FA), um den Zugriff auf das Konto zu sichern.<br>- Die Generierung von kurzlebigen virtuellen Karten reduziert das Risiko von Piraterie.","inLanguage":"de"},"inLanguage":"de"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381987541","position":3,"url":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381987541","name":"Wer kann ein Konto bei Wise er\u00f6ffnen?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Die Voraussetzungen f\u00fcr die Kontoer\u00f6ffnung:<br>- Keine Alters- oder Einkommensvoraussetzungen (YUH 14 Jahre, Neon 15 Jahre, ZAK 15 Jahre).<br>- Wohnsitz in der Schweiz, Europa oder anderswo auf der Welt. (Finde die am besten geeignete Bank f\u00fcr Grenzg\u00e4nger und <a href=\"https:\/\/heyneo.ch\/de\/nachrichten\/schweizer-bankkonto-auslaender\/\" type=\"post\" id=\"19141\">Nicht-Residenten<\/a>).<br>- Ein Smartphone besitzen.","inLanguage":"de"},"inLanguage":"de"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381752575","position":4,"url":"https:\/\/heyneo.ch\/de\/service\/wise-bewertung\/#faq-question-1748381752575","name":"Kann ich TWINT mit Wise nutzen?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Wise <strong>unterst\u00fctzt keine<\/strong> Zahlungen \u00fcber TWINT. Schade, denn TWINT ist bei weitem die Nr. 1 Zahlungs-App in der Schweiz, mit der Sie Folgendes tun k\u00f6nnen:<br>- In Gesch\u00e4ften bezahlen.<br>- Geld zwischen Freunden \u00fcberweisen.<br>- Eine Rechnung innerhalb einer Gruppe teilen (Restaurant, Ausgehen usw.).<br>- Parkuhren bezahlen.<br>- Online und an Bahnh\u00f6fen bezahlen. 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