Radicant: Ecological Commitment Analysis – Promises vs. Reality – Responsible Report in 2025 + get up to 200 CHF

Are you looking to invest sustainably while maximizing your returns? Wondering whether green neobanks really live up to their ecological promises? Discover Radicant, a newcomer to the Swiss banking market that claims to be revolutionizing sustainable investment.

In this article, we’ll answer the questions you’re probably asking yourself:

• What makes Radicant so different from traditional banks?
• Is its impact rating system based on the SDGs really effective?
• Are Radicant’s investment products sustainable and high-performing at the same time?
• How does Radicant compare with other green neobanks in Switzerland?
• Is this the right choice for you if you want to combine yield and positive environmental impact?

Let’s dive into an in-depth analysis of Radicant, to help you decide whether this neobank matches your values and financial goals.

Proprietary impact rating system based on the 17 SDGs

Radicant stands out for its innovative impact rating system, the “SDG Impact Score”, which assesses companies’ contribution to the UN’ s 17 Sustainable Development Goals(SDGs). This system enables in-depth analysis of the impact of investments on sustainability.

The SDG Impact Score operates on a scale of -100 to +100, where a positive score indicates a positive contribution to the SDGs, while a negative score signals an unfavorable impact. This approach offers a nuanced view of companies’ impact, going beyond traditional ESG criteria.

Compared to other market methodologies, Radicant’s system stands out for its precision and transparency. It takes into account not only the positive aspects, but also the potential negative impacts of a company’s activities on the various SDGs.

The main advantage of this approach is that it enables investors to clearly understand the impact of their investments on concrete development objectives. However, a potential limitation could be the complexity of interpreting the scores for novice investors.

Rigorous selection of sustainable investments

Radicant applies strict selection criteria for the companies included in its investment portfolios. The evaluation process comprises several stages:

1. Analysis of the company’s core activities and their alignment with the SDGs.
2. Assessment of operational practices and their impact on the various objectives.
3. Examination of potential sustainability risks and controversies.

This rigorous process enables Radicant to build investment portfolios that are truly aligned with the SDGs, offering customers the opportunity to invest in a way that is consistent with their values.

Promo Code

Use promo code B99703 to receive up to CHF 200 when you open your account.

Free account ✔︎

Receive up to 200 CHF

Eco-friendly bank account and debit card

• A free current account in CHF
• 1% interest rate with no withdrawal restrictions
• A debit card made of FSC-certified wood

Investment products aligned with the SDGs

Radicant offers investment products that aim to have a positive impact on the world, while generating financial returns. Here are the key points to remember:

Alignment with the SDGs :

• Investments are selected on the basis of their contribution to the UN’s 17 Sustainable Development Goals.
• These objectives cover issues such as the fight against poverty, access to education and environmental protection.

Swiss Sustainable Equity Fund (Article 9 SFDR)

• This is Radicant’sflagship product.
• It invests in Swiss companies that have a positive impact on the SDGs.
• Classified as “Article 9” under European regulations, which means it pursues a sustainable investment objective.

Rigorous selection of companies based on the SDGs

Radicant doesn’t invest in just any company.

Each company is evaluated according to its real impact on the SDGs.

Only companies with a positive global impact are selected.

Other funds and certificates available

Radicant also offers other funds and certificates aligned with the SDGs. This allows investors to diversify their investments while maintaining a sustainable approach.

Innovative features

Saveback: Up to 1% of card spending paid into the sustainable investment portfolio.
✔︎ Encourages responsible savings and investment.

Carbon footprint tracker: Track the environmental impact of spending
✔︎ Help to make informed decisions.

Proprietary impact rating system

The “SDG Impact Score” indicator developed by Radicant takes into account not only positive aspects, but also the potential negative impacts of a company’s activities on the various SDGs. For example, a solar energy company could have a high score for SDG 7 (clean energy) but a lower score for SDG 8 (decent work) if its labor practices are problematic.

Impact reports for customers

Radicant offers its customers detailed tools to track the impact of their investments:

• A customized dashboard displaying the portfolio’s ODD scores
• Regular reports on contributions to the various SDGs
• Clear visualization of portfolio impact over time

This approach goes beyond standard industry practice. The reports don’t just provide raw figures, but contextualize the data by showing how investments contribute concretely to the SDGs.

Compliance with regulations and standards

• Code-free contactless payment up to CHF 80. Cannot be modified. Beyond that, the code is required.
• Works with Apple Pay / Google Pay
• Push notification available for card payments
• Virtual map

The Article 9 classification implies that Radicant funds have an explicit sustainable investment objective, going beyond the simple consideration of ESG risks.

Follow-up tools for customers

The Radicant mobile application offers several impact monitoring functions:

• Visualization of the contribution to the SDGs for each investment
• Carbon footprint tracker for everyday expenses
• Ability to customize reporting according to the customer’s priority SDGs

The carbon footprint tracker, for example, doesn’t just provide a global figure. It details the impact of each expense, enabling users to understand which aspects of their lifestyle have the greatest environmental impact.

This transparency makes it possible to understand the impact of investments and to make financial decisions in line with our values.

Green” features that stand out :

• The carbon footprint tracker: you can see the impact of your spending on the environment. It’s sometimes surprising!
• The Saveback program: 1% of what you spend with your card goes directly into your sustainable investment portfolio.

Radicant has thought of everything when it comes to accessibility:

• You can open an account in just a few minutes, right from the comfort of your own home.
• Customer support is available in French, German and English. That’s handy when you’re not at ease in all the national languages.
• If you have a question, you can use the app’s chat, send an email or even call during office hours.

You don’t need to be an expert in green finance to use Radicant. Everything is explained simply, and you learn a lot about sustainable investing as you go along.

Promo Code

Use promo code B99703 to receive up to CHF 200 when you open your account.

Free account ✔︎

Receive up to 200 CHF

Wondering how Radicant compares to other players in the Swiss green neobank market? Our comparison of sustainable banks will give you all the answers.

Discover :

• How Radicant’s offers compare with those of its competitors
• The strengths and special features of each green neobank
• Which bank best suits your needs and values?

Don’t miss our in-depth analysis to help you make an informed choice for your sustainable finances.

To the Sustainable Banking page heyneo.ch/sustainable-banking…

Or go directly to:
The sustainable review of Yuh, Zak Plus, Radicant to compare.

What do you think of Radicant as a sustainable bank?

• Has the app. Radicant easier access to responsible investment?
• What feature would you like to customize or improve?
• Does Radicant help you better understand the impact of your transactions?
• Did you go green overnight by installing Radicant?
  (If so, please contact Neo privately).

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