Yuh: the Hidden Green Neobank (September 2025)

In the constantly evolving Swiss banking landscape, Yuh positions itself as a neobank that seeks to combine modern financial management with environmental considerations. The all-in-one application aims to make sustainable finance accessible to the widest possible audience. But how far does this green commitment truly go?

In this review, we look in detail at Yuh’s offering to understand:

1. What are Yuh’s concrete sustainability initiatives?
2. How does Yuh integrate ESG criteria into its investment products?
3. How transparent is Yuh about the environmental impact of its services?
4. Can Yuh really reconcile day-to-day financial management with a positive impact on the environment?

Unlike some neo-banks that put sustainability at the heart of their communications, Yuh takes a more subtle approach. There’s no big green program at Yuh, but rather small touches of sustainability integrated into its offering.

Sustainable aspects of Yuh:

• A bank card made of recycled plastic
• Investment options including sustainable ETFs
• An all-in-one application that potentially limits the digital footprint

Investments that can green your portfolio

Yuh offers a selection of ETFs that includes sustainability-focused options. This allows investing in companies that have good practices in environmental, social, and governance (ESG) areas.

Some examples of sustainable ETFs available:

• ETFs focused on renewable energies
• ETFs tracking ESG indices

A digital approach with the potential to reduce carbon footprint

As a 100% digital neobank, Yuh could help reduce the carbon footprint associated with traditional banking services:

• Fewer branch visits
• Reducing paper consumption
• Optimizing banking processes

Promo Code

Use the promo code C9QK67 to receive 50 CHF in Trading Credit + 250 SWQ (with an initial deposit of CHF 500.-).

Free account ✔︎

Receive 500 SWQ

A discreet approach to sustainability

Yuh integrates sustainability into its offering primarily through its investment options. The neobank offers a range of ETFs (exchange-traded funds) that focus on sustainable development. These ETFs enable users to direct their money towards companies that respect ESG (Environmental, Social and Governance) criteria. This selection includes ETFs that focus on renewable energies, as well as others that track recognized ESG indices.

While Yuh’s sustainable investment offer is a step in the right direction, the extent of its overall environmental commitment and its communication on this subject remain rather sketchy.

A point to make

Yuh is 100% owned by Swissquote. While this partner provides financial stability, its own sustainability commitments can influence positively or negatively Yuh’s approach.

Transparency efforts, but still a long way to go

Although Yuh has a YuhLearn section with articles on sustainable investment and ESG filters for selecting investments according to responsible criteria, it lacks :

• A detailed report on the carbon footprint of its operations
• Precise figures on the proportion of truly sustainable investments

A rather low-key approach to sustainability communication

While Yuh offers sustainable investment options, its communication on the subject lacks punch. This is significant in itself. As Yuh is owned by Swissquote, one can question this partner’s influence on sustainability.

Promo Code

Use the promo code C9QK67 to receive 50 CHF in Trading Credit + 250 SWQ (with an initial deposit of CHF 500.-).

Free account ✔︎

Receive 500 SWQ

The overall experience of the Yuh application offers an all-in-one service that’s very easy to use.

The Yuh app doesn’t leave us lost in the financial jungle, with :

• Clear dashboard showing account balance and latest transactions
• Easily accessible payment and transfer functions
• Integrated investment options (equities, ETFs, cryptocurrencies)

Opening a Yuh account is entirely online.

Customer support that doesn’t leave us alone with our questions

Yuh offers several support channels:

• In-app chat
• Email
• Online Help Center

Simplifying investment means simplifying environmental protection

Yuh integrates a frictionless path to serene, sustainable investing. This is perhaps the key to positive impact. By making sustainable investment easier, clearer and more accessible, particularly through the investment of small amounts (fractions), Yuh probably has more leverage on the environment than other “green” banks on the market.

To open an account with Yuh, you need a phone and the promo code that will earn you a bonus. We’ve illustrated every step of the opening process in our full review of Yuh Banque.

Promo Code

Use the promo code C9QK67 to receive 50 CHF in Trading Credit + 250 SWQ (with an initial deposit of CHF 500.-).

Free account ✔︎

Receive 500 SWQ

A delicate balance between banking services and environmental impact

Yuh attempts to reconcile traditional banking services with sustainable options. This approach raises several questions.

A discreet position on ecology

Yuh positions itself as a generalist neobank with some green touches, rather than as a full-fledged eco-friendly neobank.

Points of comparison :

• No automatic carbon offset program
• No calculation of carbon footprint of expenses
• Some sustainable investment options, but no main focus

Transparency: efforts to be made

Compared to some Swiss green neobanks, Yuh lacks transparency on its environmental impact.

Yet Yuh offers green investments with real potential impact

Even if its offering remains limited compared to more specialized players, Yuh offers sustainable ETFs that make it easy for anyone to invest in this economic segment.

The positive impact most likely (potentially certainly) exceeds all the carbon offsets in the world. Without saying it, Yuh is perhaps even greener than some of its competitors in Switzerland, whose “green” communication is more assertive.

How does Yuh compare with other Swiss neobanks?

Our comparison of sustainable neo-banks in Switzerland will provide you with concrete answers.

Explore :

• How Yuh’s all-in-one platform stands out from the competition.
• The advantages and limitations of Yuh’s hybrid approach (banking, investment, crypto).
• Which neo-bank best aligns with your financial goals and lifestyle.

Consult our in-depth analysis at heyneo.ch/sustainable-banking to make an informed choice.

Or go directly to:
The sustainable review of Yuh, Zak Plus, Radicant to compare.

What do you think of Yuh for your sustainable investments?

• Is the Yuh app as suitable for responsible investing as other specialized competitors like Radicant?
• What feature would you like to customize or improve?
• Does Yuh help you better understand the impact of your transactions?
• Did you become a flexitarian overnight by installing Yuh?

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