Zak plus: Analysis of Ecological Commitment, between Promises and Reality – Responsible Review of (September 2025)

In this review, we take an in-depth look at the Zak Plus offering to understand:

• How does Zak Green Impact work?
• What are the real ecological benefits of Zak Plus?
• How does Zak Plus compare to other Swiss green neobanks?
• Can Zak Plus really combine finance and environmental impact?
• Is the coffee offered ☕️ by Zak Plus in its branches fair trade?

We examine Zak Plus through the environmental lens, its features, fees, and real impact.

Zak Green Impact: the heart of our sustainable offering

At the heart of the Zak Plus offer is the Zak Green Impact project. The concept is simple but effective: for every franc spent with the Zak Plus card, 0.2 cents is donated to a climate protection project.

The key points of the program are :

• The automatic contribution to every expense
• Everything is included in Zak Plus (no additional costs for the user)
• The climate project is renewed every year

Beyond carbon offsetting

Zak Plus’ commitment to sustainability is not limited to Zak Green Impact. The :

• Calculation ofcarbon footprint (since 2020)
• Calculation of product carbon footprint for all accounts since 2021
• Partnership with myclimate to offset emissions

Promo Code

Use promo code KNSGS6 to receive CHF 25 when you open your account.

Free account ✔︎

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A climate contribution with every transaction

Zak Plus is actually a premium offer from Zak. In a nutshell:

CHF 8/month

• Free cash withdrawals worldwide
• Priority support
• Carbon offsetting via the Zak Green Impact program
• Coffee in the branches (yes, yes ☕️)

The Zak Green Impact program directly links consumption habits to a positive environmental impact, with a contribution of 0.2 centimes per franc.

Zak Plus offsets where it pollutes

Unlike other banks that invest in projects on the other side of the world for other reasons, Zak Plus offsets its greenhouse gas (GHG) emissions close to home. The project supported in 2023 focuses on sustainable agriculture in Switzerland and Germany.

The advantages are as follows:

• CO2 absorption and storage in soil
• Improving soil fertility
• Reduced use of pesticides and fertilizers

And the benefits thatcan be deduced from this: the reduction in the use of chemicals helps to preserve underground and surrounding flora and fauna. The choice of this offset project therefore has direct implications for biodiversity, a priority whose importance has been highlighted at global level by the UN Secretary General.

A card that opens doors

In addition to the practical benefits :

• free withdrawals worldwide
• priority support

Zak Plus offers free access to the “Zak Café” in its branches.

A measurable, tangible impact

In 2023, this is equivalent to 2097 round-trips by plane from Zurich to London in economy class.

User involvement

Zak Plus actively involves its users in the process:

• Annual vote to select the following year’s project

To prove it, Zak Plus communicates

• Certificates detailing offset emissions (562 teqCO2 offset in 2023)
• Regular reports on the progress of supported projects
• Openly about the challenges

Promo Code

Use promo code KNSGS6 to receive CHF 25 when you open your account.

Free account ✔︎

Receive 25 CHF

Beyond the registration process and basic banking features, Zak Plus allows you to easily track the impact of your spending on the environment. Carbon offsetting is fully integrated into the payment process.

In conclusion, Zak Plus offers an original approach to sustainable neo-banking in Switzerland. Its ultra-simplified approach may appeal to those looking for an easy, automatic way to contribute to climate protection. However, for investors seeking a more direct and diversified impact, other options may be more appropriate.

What’s missing from Zak Plus :

• Environmental theme funds
• Investment options in renewable energies
• A diversified range of green financial products

Last but not least, Zak and Zak Plus offer Shopmate, a cashback program in partnership with over 250 retailers, including petrol stations, airlines, etc.

From an ecological and responsible perspective, it is necessary to highlight this contradiction.

The ecological transition is a process of adaptation and questioning. Nothing can be set in stone forever. We think that Zak Plus’s choices in terms of local environmental preservation are an excellent point.

Wondering how Zak Plus compares to other Swiss neo-banks?

Our comparison of sustainable neo-banks in Switzerland.

Discover :

• How Zak Green Impact stands out from the competition.
• The strengths and limitations of the Zak Plus approach to banking.
• Which neo-bank best suits your financial needs and lifestyle.

Go to the comparison at heyneo.ch/sustainable-banking…

Go to the comparison at heyneo.ch/sustainable-banking…

Or go directly to:
The sustainable review of Yuh, Neon Green, Radicant to compare.

What do you think of Zak Plus as a sustainable neo-bank?

• Is Zak Plus the only automatic environmental contribution you make?
• What feature would you like to customize or improve?
• Have you ever tasted the coffee offered by Zak Plus in its branches?
• Can you save this planet by installing Zak Plus?

Share your feedback with all Neo’s friends 😈