Descartes Promo Code: CHF 25 or CHF 50 Credit (October 2026)
Julien D. 
The Descartes promo code HEYNEO allows you to receive CHF 25 for an Invest account or a pillar 3a and CHF 50 for a vested benefits account. To benefit from this welcome offer, your account must be active on December 31 with a portfolio of at least CHF 1,000. The bonus is paid no later than the end of February of the following year.
Open a Descartes account with the code HEYNEO
The HEYNEO promo code at Descartes
- Promo code: HEYNEO
- Bonus: CHF 25 for Invest or pillar 3a and CHF 50 for vested benefits.
- Main condition: an active account on December 31 with a portfolio of at least CHF 1,000.
Update: October 2026 – heyneo.ch
What bonus do you receive with HEYNEO?
- Invest: CHF 25
- Pillar 3a: CHF 25
- Vested benefits: CHF 50
The bonus is paid once, after verification of the offer conditions.
How to activate the Descartes promo code?
The conditions to receive the bonus
On December 31, you must:
- have an active account;
- have a portfolio of at least CHF 1,000.
You need to invest a minimum of CHF 1,000. It is the portfolio value on December 31 that counts.
If the conditions are met on December 31, Descartes pays the bonus no later than the end of February of the following year.
No. An account opened without assets does not meet the offer conditions.
Descartes in brief: investment and pension
Descartes is an independent Swiss wealth manager. You can open an account to:
- invest outside of pension with Invest;
- save for retirement with pillar 3a;
- invest 2nd pillar assets in a vested benefits account.
Descartes manages the portfolio according to the chosen investment strategy. You can track your investments online.
Also read
- Investing with Descartes: my review of the Swiss robo-advisor
- Descartes vs Swissquote Invest Easy: the 2026 comparison
Your opinion on the Descartes promo code?
- Did you use HEYNEO to open your account?
- Which account did you choose: Invest, pillar 3a or vested benefits?
- Have you already received your bonus?
Share your experience in the comments.
