{"id":23143,"date":"2025-07-11T00:45:10","date_gmt":"2025-07-10T22:45:10","guid":{"rendered":"https:\/\/heyneo.ch\/?p=23143"},"modified":"2026-02-08T10:29:54","modified_gmt":"2026-02-08T09:29:54","slug":"yuh-vs-alpian","status":"publish","type":"post","link":"https:\/\/heyneo.ch\/en\/banks-comparison\/yuh-vs-alpian\/","title":{"rendered":"Yuh vs Alpian \u2013 the 8 Key Points Comparison (May 2026)"},"content":{"rendered":"\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Alpian vs Yuh: both offer a free multi-currency account with a Swiss IBAN, investment options, and attractive conditions for international payments. They are very similar, but several important differences exist regarding support, fees, and daily use. <\/strong><\/p>\n\n<p><strong>What truly sets them apart? Yuh or Alpian: how to choose the one that best suits your needs?  <\/strong><\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.comparison-table .comparison-wrapper {\n\tdisplay: flex;\n\t-webkit-flex: 1;\n\t-ms-flex: 1;\n\tflex: 1;\n\twidth: 100%\n}\n\n.comparison-item {\n\tflex: 1 0 0;\n\tposition: relative;\n\tbackground: #fff;\n\tpadding-top: 0;\n\tborder-top: 1px solid rgba(206,206,206,0.5);\n\tborder-bottom: 1px solid rgba(206,206,206,0.5);\n\tborder-right: 1px solid rgba(206,206,206,0.5)\n}\n\n.comparison-item.comparison-header {\n\tflex: 0 0 100px;\n\tborder-left: 1px solid rgba(206,206,206,0.5)\n}\n\n.comparison-item.comparison-header,\n.comparison-item .item-badge {\n\ttext-align: center;\n\tfont-weight: 600;\n\ttext-transform: uppercase;\n\tfont-size: 13px;\n\tline-height: 18px;\n}\n\n.comparison-item .item-badge {\n\tposition: absolute;\n\ttop: -50px;\n\tleft: -1px;\n\tright: -1px;\n\theight: 50px;\n\tmargin: 0;\n\tpadding: 0 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data-match-height=\"itemCons\">\n\t\t\t\t\t\tWEAKNESSES\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-description item-row-spec\" data-match-height=\"itemSpec\">\n\t\t\t\t\t\tDeposit Guarantee\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"comparison-wrapper \" style=\"font-size: 14px;\">\n\t\t\t\t\n\t\t<div class=\"comparison-item \">\n\t\t\t<div class=\"item-header\" data-match-height=\"itemHeader\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"product-image\">\n\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295.png\" class=\"attachment-full size-full\" alt=\"Logo app Yuh\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295.png 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-300x300.png 300w, 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212.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t\t<polygon fill=\"#F6A123\" points=\"281.1,129.8 364,55.7 255.5,46.8 214,-59 172.5,46.8 64,55.4 146.8,129.7 121.1,241 213.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t\t<polygon fill=\"#fff\" stroke=\"#F6A123\" stroke-width=\"10\" stroke-linecap=\"square\" stroke-linejoin=\"miter\" points=\"364,55.7 255.5,46.8 214,-59 213.9,181 306.5,241 281.1,129.8 \"><\/polygon>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-list-title\">Free multi-currency account<\/div>\n\t\t\t\t\t\t\t<ul class=\"item-list-links\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>free<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li><kbd>\ud83c\udde8\ud83c\udded<\/kbd><\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>CH IBAN<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"item-row-description item-row-bottomline\" data-match-height=\"itemBottomline\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">POUR<\/div>\n\t\t\t\t\t\t\t\t\t\tDaily life, cross-border commuters\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-description item-row-pros\" data-match-height=\"itemPros\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">FORCES<\/div>\n\t\t\t\t\t\t\t\t\t\tMulti-currency <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><br>Cross-border workers <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><br>Savings projects <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-description item-row-cons\" data-match-height=\"itemCons\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">FAIBLESSES<\/div>\n\t\t\t\t\t\t\t\t\t\tNo currency exchange on weekends <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/mark><br>Support closed on weekends <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/mark>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-description item-row-spec\" data-match-height=\"itemSpec\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">garantie deS d\u00e9p\u00f4tS<\/div>\n\t\t\t\t\t\t\t\t\t\t<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> CHF 100,000.- \t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\n\n\t\t<div class=\"comparison-item \">\n\t\t\t<div class=\"item-header\" data-match-height=\"itemHeader\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"product-image\">\n\t\t\t\t\t\t<div class=\"image\">\n\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application.png\" class=\"attachment-full size-full\" alt=\"Alpian swiss private bank app logo\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application.png 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-300x300.png 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-150x150.png 150w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-768x768.png 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-1536x1536.png 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-2048x2048.png 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-100x100.png 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-350x350.png 350w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-788x788.png 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application-600x600.png 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-title\" style=\"font-size: 18px;\">Alpian<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-subtitle\">For Abroad<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-rating\">\n                        <div class=\"item-stars-rating\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" width=\"24\" height=\"24\" viewBox=\"33 -90 360 360\">\n\t\t\t\t\t\t\t\t\t<polygon stroke=\"#F6A123\" stroke-width=\"20\" stroke-linecap=\"square\" stroke-linejoin=\"miter\" fill=\"transparent\" points=\"281.1,129.8 364,55.7 255.5,46.8 214,-59 172.5,46.8 64,55.4 146.8,129.7 121.1,241 212.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t\t<polygon fill=\"#F6A123\" points=\"281.1,129.8 364,55.7 255.5,46.8 214,-59 172.5,46.8 64,55.4 146.8,129.7 121.1,241 213.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" width=\"24\" height=\"24\" viewBox=\"33 -90 360 360\">\n\t\t\t\t\t\t\t\t\t<polygon stroke=\"#F6A123\" stroke-width=\"20\" stroke-linecap=\"square\" stroke-linejoin=\"miter\" fill=\"transparent\" points=\"281.1,129.8 364,55.7 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xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" width=\"24\" height=\"24\" viewBox=\"33 -90 360 360\">\n\t\t\t\t\t\t\t\t\t<polygon stroke=\"#F6A123\" stroke-width=\"20\" stroke-linecap=\"square\" stroke-linejoin=\"miter\" fill=\"transparent\" points=\"281.1,129.8 364,55.7 255.5,46.8 214,-59 172.5,46.8 64,55.4 146.8,129.7 121.1,241 212.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t\t<polygon fill=\"#F6A123\" points=\"281.1,129.8 364,55.7 255.5,46.8 214,-59 172.5,46.8 64,55.4 146.8,129.7 121.1,241 213.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" x=\"0px\" y=\"0px\" width=\"24\" height=\"24\" viewBox=\"33 -90 360 360\">\n\t\t\t\t\t\t\t\t\t<polygon stroke=\"#F6A123\" stroke-width=\"20\" stroke-linecap=\"square\" stroke-linejoin=\"miter\" fill=\"transparent\" points=\"281.1,129.8 364,55.7 255.5,46.8 214,-59 172.5,46.8 64,55.4 146.8,129.7 121.1,241 212.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t\t<polygon fill=\"#F6A123\" points=\"281.1,129.8 364,55.7 255.5,46.8 214,-59 172.5,46.8 64,55.4 146.8,129.7 121.1,241 213.9,181.1 213.9,181 306.5,241 \"><\/polygon>\n\t\t\t\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-list\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-list-title\">Free bank account<\/div>\n\t\t\t\t\t\t\t<ul class=\"item-list-links\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>free<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\ud83c\udde8\ud83c\udded<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>CH IBAN<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"item-row-description item-row-bottomline\" data-match-height=\"itemBottomline\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">POUR<\/div>\n\t\t\t\t\t\t\t\t\t\tInvestment and international travel\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-description item-row-pros\" data-match-height=\"itemPros\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">FORCES<\/div>\n\t\t\t\t\t\t\t\t\t\tMulti-currency <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><br>Exchange fees <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><br>Premium service <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-description item-row-cons\" data-match-height=\"itemCons\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">FAIBLESSES<\/div>\n\t\t\t\t\t\t\t\t\t\tPaid card <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/mark><br>No native eBill <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/strong><\/mark>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-description item-row-spec\" data-match-height=\"itemSpec\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"item-row-title\">garantie deS d\u00e9p\u00f4tS<\/div>\n\t\t\t\t\t\t\t\t\t\t<mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> CHF 100,000.- \t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\n\t\t\t<\/div>\n\t\t\t<button type=\"button\" class=\"comparison-control-prev\">\n\t\t\t\t<svg width=\"22\" height=\"22\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 492 492\">\n\t\t\t\t\t<path d=\"M198.608,246.104L382.664,62.04c5.068-5.056,7.856-11.816,7.856-19.024c0-7.212-2.788-13.968-7.856-19.032l-16.128-16.12\n\t\t\t\t\t\tC361.476,2.792,354.712,0,347.504,0s-13.964,2.792-19.028,7.864L109.328,227.008c-5.084,5.08-7.868,11.868-7.848,19.084\n\t\t\t\t\t\tc-0.02,7.248,2.76,14.028,7.848,19.112l218.944,218.932c5.064,5.072,11.82,7.864,19.032,7.864c7.208,0,13.964-2.792,19.032-7.864\n\t\t\t\t\t\tl16.124-16.12c10.492-10.492,10.492-27.572,0-38.06L198.608,246.104z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/button>\n\t\t\t<button type=\"button\" class=\"comparison-control-next\">\n\t\t\t\t<svg width=\"22\" height=\"22\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 492.004 492.004\">\n\t\t\t\t\t<path d=\"M382.678,226.804L163.73,7.86C158.666,2.792,151.906,0,144.698,0s-13.968,2.792-19.032,7.86l-16.124,16.12\n\t\t\t\t\t\tc-10.492,10.504-10.492,27.576,0,38.064L293.398,245.9l-184.06,184.06c-5.064,5.068-7.86,11.824-7.86,19.028\n\t\t\t\t\t\tc0,7.212,2.796,13.968,7.86,19.04l16.124,16.116c5.068,5.068,11.824,7.86,19.032,7.86s13.968-2.792,19.032-7.86L382.678,265\n\t\t\t\t\t\tc5.076-5.084,7.864-11.872,7.848-19.088C390.542,238.668,387.754,231.884,382.678,226.804z\"\/>\n\t\t\t\t<\/svg>\n\t\t\t<\/button>\n\t\t<\/div>\n\t<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-title a{color:var(--wp--preset--color--main,var(--rehub-main-color))}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{background-color:#f4b6d9}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-e2998fee-929a .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-e2998fee-929a .gs-autolist{border-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-e2998fee-929a\" id=\"gspb_toc-id-gsbp-e2998fee-929a\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"What is truly free?\"><a class=\"gs-scrollto\" href=\"#1-frais-carte-gratuit\">What is truly free?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Use in Switzerland\"><a class=\"gs-scrollto\" href=\"#2-utilisation-suisse\">Usage in Switzerland<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Foreign exchange  abroad\"><a class=\"gs-scrollto\" href=\"#3-change-paiements-etranger\">Exchange &amp; abroad<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Transfers  Multi-Currency\"><a class=\"gs-scrollto\" href=\"#4-virements-multidevises\">Transfers  Multi-currency<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"User experience\"><a class=\"gs-scrollto\" href=\"#5-experience-utilisateur\">User experience<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Customer service\"><a class=\"gs-scrollto\" href=\"#6-service-client\">Customer service<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Security  deposit guarantee\"><a class=\"gs-scrollto\" href=\"#7-securite-garantie-depots\">Security  deposit guarantee<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Investment  trading\"><a class=\"gs-scrollto\" href=\"#8-investissement-trading\">Investment  trading<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Yuh vs Alpian: who Wins?\"><a class=\"gs-scrollto\" href=\"#9-conclusion-yuh-vs-alpian\">Yuh vs Alpian: who wins?<\/a><\/span><\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"alpian-vs-yuh-apercu-en-un-eclair\">Alpian vs Yuh \u2013 Quick Overview \u26a1\ufe0f<\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Criteria<\/strong><\/td><td><strong>Advantages<\/strong><\/td><\/tr><tr><td>Fees  card<\/td><td>Tie<\/td><\/tr><tr><td>Use in Switzerland<\/td><td>Yuh<\/td><\/tr><tr><td>Exchange  payments abroad<\/td><td>Alpian<\/td><\/tr><tr><td>App  features<\/td><td>Alpian<\/td><\/tr><tr><td>Customer service<\/td><td>Alpian<\/td><\/tr><tr><td>Security  deposit guarantee<\/td><td>Tie<\/td><\/tr><tr><td>Investment  trading<\/td><td>Alpian<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-frais-carte-gratuit\">\t\t<h2 class=\"mt0 mb0\"><strong>Fees  Card: when is it Truly Free with Yuh vs Alpian?<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">What is truly free?<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Yuh offers a completely free account. With Alpian, <strong>the card is paid unless you deposit 50,000 CHF or more<\/strong>. Fee differences appear as soon as you start using the card or withdrawing cash.  <\/p>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>#gspb_image-id-gsbp-1bc23ff img{vertical-align:top;}#gspb_image-id-gsbp-1bc23ff img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-1bc23ff\" id=\"gspb_image-id-gsbp-1bc23ff\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/yuh_card-e1696885198192.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"707\" height=\"446\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>#gspb_image-id-gsbp-c3a2e79 img{vertical-align:top;}#gspb_image-id-gsbp-c3a2e79 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-c3a2e79\" id=\"gspb_image-id-gsbp-c3a2e79\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/Alpian-debit-card-VISA-e1744058908484.jpg\" data-src=\"\" alt=\"Alpian debit card VISA\" loading=\"lazy\" width=\"892\" height=\"562\"><\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"frais-de-base\"><strong>Basic fees<\/strong><\/h3>\n\n<p>Yuh charges no account maintenance fees or card fees. Everything is free by default. <\/p>\n\n<p>With Alpian, the standard physical Visa Debit card is charged 60 CHF once, with no minimum balance requirement. The bank account itself is not charged. <\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Yuh<\/mark><\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-en-suisse-un-retrait-offert-par-semaine-chez-yuh\"><strong>Withdrawals in Switzerland: one Free Withdrawal per Week with Yuh<\/strong><\/h3>\n\n<p>With Yuh, the first 4 CHF withdrawals per month are free. After that, each withdrawal costs 1.90 CHF. <\/p>\n\n<p>With Alpian, each withdrawal in Switzerland <strong>costs 2 CHF<\/strong>, from the first one, with no free quota.<\/p>\n\n<p><strong>Example with 5 withdrawals of 100 CHF in one month:<\/strong><\/p>\n\n<p><strong>Yuh<\/strong>: 4 free withdrawals + 1 \u00d7 1.90 CHF = 1.90 CHF<br\/><strong>Alpian<\/strong>: 5 \u00d7 2 CHF = 10 CHF<\/p>\n\n<p>Yuh remains significantly more advantageous for everyday use.<\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Yuh<\/mark><\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-a-l-etranger-alpian-plus-souple-pour-les-petits-montants\"><strong>International Withdrawals: Alpian more Flexible for Small Amounts<\/strong><\/h3>\n\n<p>Yuh charges 4.90 CHF + 0.95% exchange fees per withdrawal. Alpian applies 2.5% of the amount, with no fixed fees, and uses the Visa interbank rate without markup. <\/p>\n\n<p>Example with a withdrawal of 200 EUR (~195 CHF):<\/p>\n\n<p><strong>Yuh<\/strong>: 4.90 + (0.95% \u00d7 195) \u2248 <strong>6.75 CHF<br\/><\/strong> <strong>Alpian<\/strong>: 2.5% \u00d7 195 \u2248 <strong>4.90 CHF<\/strong><\/p>\n\n<p>For small amounts, Alpian is more advantageous. But if you exceed 400\u2013500 CHF per withdrawal, Yuh&#8217;s fixed fees become competitive. <\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"paiements-en-devises-avantage-clair-pour-alpian\"><strong>Payments in Foreign Currencies: Clear Advantage for Alpian<\/strong><\/h3>\n\n<p>On each payment in foreign currencies, <strong>Yuh applies 0.95% exchange fees<\/strong>.<br\/>Alpian, on the other hand, <strong>applies no markup<\/strong> and is based on the Visa rate.<\/p>\n\n<p>Example with a payment of 100 EUR:<\/p>\n\n<p><strong>Yuh<\/strong>: 0.95 CHF in fees<br\/><strong>Alpian<\/strong>: 0 CHF<\/p>\n\n<p>Alpian allows payments abroad without fees or limits, which is rare for a Swiss bank.<\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"bilan-frais-carte\"><strong>Summary \u2013 Fees  Card<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Compared criterion<\/strong><\/td><td><strong>Advantage to<\/strong><\/td><\/tr><tr><td>Basic fees<\/td><td>Yuh<\/td><\/tr><tr><td>Withdrawals in Switzerland<\/td><td>Yuh<\/td><\/tr><tr><td>Withdrawals abroad<\/td><td>Alpian<\/td><\/tr><tr><td>Currency payments<\/td><td>Alpian<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p><strong>Result: 2 points for Yuh, 2 points for Alpian<\/strong><\/p>\n\n<p>Yuh is more accessible: no card fees, no minimum required. But Alpian gains an advantage abroad, especially for payments. The choice depends on the profile: daily local use or a card designed for international use.  <\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-6b8555d svg,#gspb_infoBox-id-gsbp-6b8555d svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-6b8555d svg{margin:0px !important;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-6b8555d\" id=\"gspb_infoBox-id-gsbp-6b8555d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-ab37efe7ed0d3cfe9f2ff3173b9eb964\"><strong>Fees and card:<\/strong> tie<\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-utilisation-suisse\">\t\t<h2 class=\"mt0 mb0\"><strong>Use in Switzerland: CH IBAN, QR-bills, eBill, TWINT<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Use in Switzerland<\/div>\t<\/div><\/div>\n<p>In Switzerland, being able to pay bills, use QR-bills, or TWINT is essential. Yuh and Alpian offer a CH IBAN and handle basic payments. But the degree of integration clearly differs.  <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"iban-virements\"><strong>IBAN  Transfers<\/strong><\/h3>\n\n<p>Both neobanks provide a <strong>Swiss IBAN<\/strong>, compatible with QR-bills, transfers, and standing orders. You can receive a salary, pay electricity bills, or set up regular transfers without fees or friction.<br\/>Verdict: Tie <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"ebill-exclusivement-chez-yuh\"><strong>eBill: Exclusively with Yuh<\/strong><\/h3>\n\n<p>eBill integration is <strong>open on Yuh<\/strong>: all invoices arrive directly in the app, ready to be validated.<br\/>Alpian does <strong>not yet support eBill<\/strong>, which may inconvenience those who want to centralize their invoices in a single tool.<br\/><br\/><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Yuh<\/mark><\/strong><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"twint\"><strong>TWINT<\/strong><\/h3>\n\n<p>Yuh offers full native TWINT integration in its app. Alpian does not offer native TWINT, but works via TWINT prepaid in third-party apps, which limits functionality <br\/><br\/><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Yuh<\/mark><\/strong><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"bilan-utilisation-en-suisse\"><strong>Summary \u2013 Use in Switzerland<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Compared criterion<\/strong><\/td><td><strong>Advantage to<\/strong><\/td><\/tr><tr><td>IBAN  Transfers<\/td><td>Tie<\/td><\/tr><tr><td>eBill<\/td><td>Yuh<\/td><\/tr><tr><td>TWINT<\/td><td>Yuh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p><strong>Result: Yuh scores 2 points, Alpian 0, 1 tie<\/strong><br\/><strong><br\/><\/strong>Yuh covers most essential Swiss uses, with eBill and a more easily usable TWINT. Alpian remains limited, even if the third-party app option works\u2026 with some constraints.\ud83c\udfaf  <\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-c4cbdd1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-c4cbdd1 svg,#gspb_infoBox-id-gsbp-c4cbdd1 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-c4cbdd1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-c4cbdd1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-c4cbdd1 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-c4cbdd1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-c4cbdd1 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-c4cbdd1\" id=\"gspb_infoBox-id-gsbp-c4cbdd1\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-dc08abd5b2cbc5f5761f98f195bc7a3a\"><strong>Use in Switzerland:<\/strong> Yuh advantage<\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-change-paiements-etranger\">\t\t<h2 class=\"mt0 mb0\"><strong>Exchange  payments abroad<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Foreign exchange  abroad<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Can these cards be used abroad without paying excessive fees?<\/p>\n\n<p>Alpian charges no exchange fees. Yuh applies 0.95% to each transaction. And for withdrawals, the approach is also very different.  <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"paiements-en-devises-alpian-sans-frais-yuh-avec-surcharge\"><strong>Payments in Foreign Currencies: Alpian without Fees, Yuh with Surcharge<\/strong><\/h3>\n\n<p>Alpian applies the <strong>Visa interbank rate without markup<\/strong>. There is no extra cost, regardless of the amount or currency. <\/p>\n\n<p>Yuh, on the other hand, applies <strong>0.95% exchange fees<\/strong> on each payment in foreign currency. This is automatically added to the Mastercard rate. <\/p>\n\n<p><strong>Example with a payment of 250 EUR (~240 CHF):<\/strong><\/p>\n\n<p><strong>Alpian<\/strong>: 240 CHF debited<br\/><strong>Yuh<\/strong>: 240 CHF + 0.95% \u2248<strong> 242.30 CHF<\/strong><\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-a-l-etranger-frais-fixes-ou-pourcentage\"><strong>International Withdrawals: Fixed Fees or Percentage<\/strong><\/h3>\n\n<p>With Yuh, each foreign currency withdrawal costs <strong>4.90 CHF + 0.95% exchange fees<\/strong>.<br\/>Alpian charges <strong>2.5% of the amount<\/strong>, with no fixed fees or conversion margin.<\/p>\n\n<p>For small withdrawals, Yuh&#8217;s fixed fees weigh more heavily, while for large amounts, the difference narrows.<\/p>\n\n<p><strong>Example with a withdrawal of 100 EUR (~96 CHF):<\/strong><\/p>\n\n<p><strong>Yuh<\/strong>: 4.90 CHF + (0.95% \u00d7 96) \u2248 <strong>5.80 CHF<br\/>Alpian<\/strong>: 2.5% \u00d7 96 \u2248 <strong>2.40 CHF<\/strong><\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"bilan-change-paiements-a-l-etranger\"><strong>Summary \u2013 Exchange  International Payments<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Compared criterion<\/strong><\/td><td><strong>Advantage to<\/strong><\/td><\/tr><tr><td>Currency payments<\/td><td>Alpian<\/td><\/tr><tr><td>Foreign currency withdrawals<\/td><td>Alpian<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p><strong>Result: Alpian scores 2 points, Yuh 0<\/strong><\/p>\n\n<p>Alpian is significantly more competitive for international payments and withdrawals. No exchange fees, no fixed fees on withdrawals. Yuh works, but the cost quickly adds up as soon as you leave Switzerland.  <\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-809c425 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-809c425 svg,#gspb_infoBox-id-gsbp-809c425 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-809c425 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-809c425 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-809c425 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-809c425 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-809c425 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-809c425\" id=\"gspb_infoBox-id-gsbp-809c425\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-455ab4a7be01e28bbba50e86f344eff6\"><strong>Exchange  international payments: <\/strong>Alpian advantage<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"instance-48cab\"><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-10cce0887f71ca4891cf00091d689945\" style=\"font-size:22px\"><strong>Alpian Promo Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application.png\" data-src=\"\" alt=\"Alpian swiss private bank app logo\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Use the promo code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">ALPHEY<\/mark><\/strong> to <strong>receive 120 CHF<\/strong> <ins>(55 CHF with a deposit of 500 CHF within 30 days of account opening, and up to 65 CHF credit on investment fees)<\/ins>.<br\/><br\/>Free account <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.alpian.com\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Receive 120 CHF<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-virements-multidevises\">\t\t<h2 class=\"mt0 mb0\"><strong>Transfers  Multi-Currency<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Transfers  Multi-Currency<\/div>\t<\/div><\/div>\n<p><strong>Sending money abroad, receiving payments in foreign currencies, or managing multiple currencies daily<\/strong>: Yuh and Alpian adopt distinct approaches. Yuh integrates most services into its app, while Alpian offers advantageous exchange rates but limits available currencies. Detailed analysis reveals marked differences depending on usage.  <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-gestion-multidevises\">Multi-currency management<\/h3>\n\n<p><strong>Yuh handles 13 currencies<\/strong> (CHF, EUR, USD, GBP, JPY, AUD, CAD, SGD, HKD, SEK, NOK, DKK, CZK)<\/p>\n\n<p><strong>Alpian<\/strong> <strong>handles<\/strong> <strong>4 currencies<\/strong> (CHF, EUR, USD, GBP)<\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Yuh<\/mark><\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-virements-en-chf-en-suisse\"><strong>CHF Transfers in Switzerland<\/strong><\/h3>\n\n<p>No surprise: both banks allow sending and receiving CHF transfers <strong>free of charge<\/strong> in Switzerland.<br\/><br\/><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">tie<\/mark><\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-virements-sepa-en-eur\"><strong>SEPA EUR Transfers<\/strong><\/h3>\n\n<p>To send euros to a SEPA zone country, <strong>neither Yuh nor Alpian charges fees<\/strong>, as long as the European IBAN is used.<\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">tie<\/mark><\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-virements-dans-d-autres-devises\"><strong>Transfers in other Currencies<\/strong><\/h3>\n\n<p><strong>Transfers in other Currencies<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Yuh applies a fixed fee of 4 CHF per international transfer, with conversion at the interbank rate plus 0.95%.<\/li>\n\n\n\n<li>Alpian applies variable fees depending on the currency: for example, USD and GBP are free, other currencies have a variable cost (around 0.2% on weekdays, 0.5% on weekends).<\/li>\n<\/ul>\n\n<p>Examples:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Transfer of 1,000 USD: Yuh charges 4 CHF, Alpian is free.<\/li>\n\n\n\n<li>Transfer of 1,000 EUR outside SEPA: Yuh charges 4 CHF, Alpian about 2 CHF (0.2% on 1,000 CHF).<\/li>\n<\/ul>\n\n<p>Yuh is more advantageous for small non-euro transfers (up to 2,000 CHF), Alpian becomes competitive for higher amounts (above 2,000 CHF).<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">tie<\/mark><\/strong><\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-bilan-virements-amp-multidevises\"><strong>Summary &#8211; Transfers  Multi-currency<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Criterion<\/td><td>Advantage to<\/td><\/tr><tr><td><strong>CHF transfers (Switzerland)<\/strong><\/td><td>Tie<\/td><\/tr><tr><td><strong>SEPA transfers (EUR)<\/strong><\/td><td>Tie<\/td><\/tr><tr><td><strong>Transfers outside the euro zone<\/strong><\/td><td>Tie<\/td><\/tr><tr><td><strong>Multi-currency management<\/strong><\/td><td>Yuh<\/td><\/tr><tr><td><strong>Result<\/strong><\/td><td>Yuh scores 1 point, 3 ties<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p>Yuh is better suited for <strong>managing multiple currencies<\/strong> and making <strong>occasional international transfers<\/strong>, while Alpian wins for <strong>large transfers<\/strong> (\u2265 2,000 CHF).<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-5e65b59 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-5e65b59 svg,#gspb_infoBox-id-gsbp-5e65b59 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-5e65b59 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-5e65b59 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-5e65b59 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-5e65b59 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-5e65b59 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-5e65b59\" id=\"gspb_infoBox-id-gsbp-5e65b59\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-a67877edf6b328ea5236869f5a5facb3\"><strong>Transfers and multi-currency: <\/strong>Yuh advantage<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-2fbbb947d4e580c06623daa7884fff21\" style=\"font-size:22px\"><strong>Yuh Promo Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-100x100.png\" data-src=\"\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Use the promo code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">C9QK67<\/mark><\/strong> to <strong>receive 50 CHF in Trading Credit + 250 SWQ <\/strong>(with an initial deposit of CHF 500.-).<br\/><br\/>Free account <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.yuh.com\/en\/download-app\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Receive 500 SWQ<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-experience-utilisateur\">\t\t<h2 class=\"mt0 mb0\"><strong>App  User Experience: which one is the most Pleasant for Daily Use?<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">User experience<\/div>\t<\/div><\/div>\n<p>Both apps allow managing an account, making payments, and tracking transactions.<br\/>They both integrate an investment offering.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"yuh-fonctions-completes-interface-simple\"><strong>Yuh: Full Features, Simple Interface<\/strong><\/h3>\n\n<p>The Yuh app provides access to classic features: account management, transfers, payments (QR-bills), card, and investment portfolio.<br\/>The interface remains functional and sober, without budget management tools or advanced customization.<\/p>\n\n<p>Notifications are displayed after each transaction.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"alpian-interface-epuree-avec-messagerie-integree\"><strong>Alpian: Clean Interface with Integrated Messaging<\/strong><\/h3>\n\n<p>The Alpian app offers access to main banking functions: account overview, transfers, card management, secure messaging, and investment via Alpian Invest.<\/p>\n\n<p>The interface is clear and structured, without secondary menus or superfluous features.<br\/>The integrated messaging module allows direct communication with an advisor, which is rare in the Swiss landscape.<\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a566994 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a566994 svg,#gspb_infoBox-id-gsbp-a566994 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-a566994 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a566994 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a566994 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-a566994 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a566994 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a566994\" id=\"gspb_infoBox-id-gsbp-a566994\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-d9e1234040d1d6b7ac8101de9939be48\"><strong>User experience:<\/strong> Alpian advantage<\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-service-client\">\t\t<h2 class=\"mt0 mb0\"><strong>Customer Service: What Support in Case of a Problem?<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Customer service<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Customer service is often decisive in case of an issue. Yuh and Alpian adopt different approaches, with a direct impact on the experience. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"yuh-support-digital-reactivite-variable\"><strong>Yuh: Digital Support, Variable Responsiveness<\/strong><\/h3>\n\n<p>Yuh offers customer service accessible only via the app and website, by chat or contact form.<br\/>Support is in French, with response times that may vary.<br\/>There is no phone support or physical branches.<br\/>Simple questions are often handled quickly, but complex cases may require multiple exchanges.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"alpian-messagerie-integree-et-support-dedie\"><strong>Alpian: Integrated Messaging and Dedicated Support<\/strong><\/h3>\n\n<p>Alpian integrates a direct messaging system in the app, allowing you to contact an advisor without leaving the application.<br\/>This feature simplifies exchanges and avoids delays related to external channels.<br\/>Support is available in French and English, with optional phone assistance.<br\/>Alpian also does not have physical branches.<\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-4821eea .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-4821eea svg,#gspb_infoBox-id-gsbp-4821eea svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-4821eea svg{margin:0px !important;}#gspb_infoBox-id-gsbp-4821eea .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-4821eea .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-4821eea .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-4821eea .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-4821eea\" id=\"gspb_infoBox-id-gsbp-4821eea\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-db24cf312f1c58e4de4def2f5726259c\"><strong>Customer experience:<\/strong> Alpian advantage<\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-securite-garantie-depots\">\t\t<h2 class=\"mt0 mb0\"><strong>Security  Deposit Guarantee: how are Funds Protected?<\/strong> <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Security  deposit guarantee<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Alpian<\/strong><br\/>Alpian holds its own banking license issued by FINMA. It holds funds directly, with deposit protection up to 100,000 CHF in accordance with Swiss law. This direct regulatory framework enhances the transparency and security of funds.  <br\/><\/p>\n\n<p><strong>Yuh<\/strong><br\/>Yuh holds funds with Swissquote Bank, which holds a Swiss banking license and is supervised by FINMA. Deposit protection is also ensured up to 100,000 CHF according to Swiss regulations. <br\/><\/p>\n\n<p><strong>Technical security<\/strong><br\/>Both apps offer strong authentication (biometrics, 2FA), instant notifications, and the ability to block the card from the app. Neither yet integrates advanced features like disposable virtual cards. <\/p>\n\n<p><strong>Point awarded: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">tie<\/mark><\/strong><\/p>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d8f519b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-d8f519b svg,#gspb_infoBox-id-gsbp-d8f519b svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-d8f519b svg{margin:0px !important;}#gspb_infoBox-id-gsbp-d8f519b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d8f519b .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-d8f519b .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-d8f519b .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d8f519b\" id=\"gspb_infoBox-id-gsbp-d8f519b\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-f413d6fd3079ec63e0f9499f35c8328d\"><strong><strong>Security  deposit guarantee<\/strong>:<\/strong> tie<\/p>\n<\/div><\/div><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-investissement-trading\">\t\t<h2 class=\"mt0 mb0\"><strong>Investment  Trading: which Offering Suits which Profile?<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Investment  trading<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Yuh offers direct access to a wide choice of stocks, ETFs, and cryptos, with no minimum investment. This flexible solution allows you to manage your investments yourself, with transparent fees adapted to small volumes. <\/p>\n\n<p>Alpian goes much further. It offers personalized support with advice tailored to one&#8217;s situation and simplified management via portfolios built by experts, which facilitates the management of larger capital without having to make all decisions oneself. <\/p>\n\n<p>The choice therefore depends on the profile: autonomy and freedom with Yuh, comprehensive service and personalized support with Alpian.<\/p>\n\n<p><strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Point awarded: Alpian<\/mark><\/strong><\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-e64c864 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-e64c864 svg,#gspb_infoBox-id-gsbp-e64c864 svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-e64c864 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-e64c864 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-e64c864 .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-e64c864 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-e64c864 .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-e64c864\" id=\"gspb_infoBox-id-gsbp-e64c864\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M512 160c-123.712 0-224 100.288-224 224s100.288 224 224 224 224-100.288 224-224-100.288-224-224-224zM512 544c-88.384 0-160-71.616-160-160s71.616-160 160-160 160 71.616 160 160-71.616 160-160 160zM864.672 557.952c25.696-51.52 40.544-109.248 40.544-170.528 0-213.984-176.064-387.424-393.216-387.424s-393.216 173.44-393.216 387.392c0 61.28 14.848 119.008 40.544 170.528l-159.584 272.352c0 0 101.216 20.32 203.904 41.44 68.48 76.224 136.64 152.288 136.64 152.288l146.752-250.432c8.32 0.544 16.576 1.248 24.992 1.248s16.672-0.704 24.992-1.248l146.72 250.432c0 0 68.16-76.064 136.64-152.288 102.688-21.12 203.904-41.44 203.904-41.44l-159.616-272.32zM332.672 907.84c0 0-49.152-46.624-95.36-91.52-65.536-18.624-131.648-37.632-131.648-37.632l92.736-158.272c53.536 69.792 130.272 121.024 219.104 142.656l-84.832 144.768zM512 704.256c-176.576 0-319.68-143.424-319.68-320.352s143.104-320.352 319.68-320.352 319.68 143.424 319.68 320.352-143.104 320.352-319.68 320.352zM786.72 816.32c-46.208 44.896-95.36 91.52-95.36 91.52l-84.8-144.768c88.8-21.632 165.568-72.864 219.104-142.656l92.736 158.272c-0.032 0-66.144 19.008-131.68 37.632z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-016b5e83cc2273ddbf1c488adb10007d\"><strong><strong>Investment  trading<\/strong>:<\/strong> Alpian<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-conclusion-yuh-vs-alpian\">\t\t<h2 class=\"mt0 mb0\">Yuh vs Alpian: who Wins?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Yuh vs Alpian: who Wins?<\/div>\t<\/div><\/div>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>On paper, Alpian and Yuh seem close, but their priorities differ significantly depending on usage.<\/p>\n\n<p>\u2714\ufe0e Yuh appeals with its accessibility and flexibility, without minimum balance requirements or hidden fees.<br\/>\u2714\ufe0e Alpian gains an advantage as soon as you look for a premium offering, with personalized support and competitive international fees.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"score-final-par-critere\"><strong>Final score by criterion<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Criterion<\/strong><\/td><td><strong>Advantage to<\/strong><\/td><\/tr><tr><td>1. Fees  card<\/td><td>Tie<\/td><\/tr><tr><td>2. Use in Switzerland<\/td><td>Yuh<\/td><\/tr><tr><td>3. Currency exchange  payments abroad<\/td><td>Alpian<\/td><\/tr><tr><td>4. App  user experience<\/td><td>Alpian<\/td><\/tr><tr><td>5. Customer service<\/td><td>Alpian<\/td><\/tr><tr><td>6. Security  deposit guarantee<\/td><td>Tie<\/td><\/tr><tr><td>7. Investment  trading<\/td><td>Alpian<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p><strong>Total: <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Alpian 4 points \u2013 Yuh 2 points \u2013 2 ties<\/mark><\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"alpian-vs-yuh-quelle-banque-choisir-selon-son-profil\">Alpian vs. Yuh: <strong>which Bank to Choose According to your Profile?<\/strong> <\/h3>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>User Profiles<\/strong><\/td><td><strong>Best Option<\/strong><\/td><\/tr><tr><td>Simple, daily use<\/td><td><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Yuh<\/td><\/tr><tr><td>Need for accessible investment<\/td><td><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Yuh  Alpian<\/td><\/tr><tr><td>Premium use, personalized support<\/td><td><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Alpian<\/td><\/tr><tr><td>Regular travelers<\/td><td><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Alpian<\/td><\/tr><tr><td>Cross-border commuter looking for an accessible account<\/td><td><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Yuh<\/td><\/tr><tr><td>Competitive international fees<\/td><td><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Alpian<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"conclusion-yuh-vs-alpian\"><strong>Conclusion<\/strong> Yuh vs. Alpian<\/h3>\n\n<p><strong>Yuh<\/strong> is ideal for those looking for a simple neobank, with no conditions, <a href=\"https:\/\/heyneo.ch\/en\/news\/non-resident-swiss-bank-account\/\" type=\"post\" id=\"19141\">open to non-resident clients<\/a>. With simple investment tools.<br\/><strong>Alpian<\/strong> is better suited for users seeking premium management, dedicated customer service, and reduced international fees.<\/p>\n\n<p>By taking advantage of the right promo codes, there&#8217;s nothing to stop you from using both in parallel to leverage their respective strengths:<\/p>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-2fbbb947d4e580c06623daa7884fff21\" style=\"font-size:22px\"><strong>Yuh Promo Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-100x100.png\" data-src=\"\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Use the promo code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">C9QK67<\/mark><\/strong> to <strong>receive 50 CHF in Trading Credit + 250 SWQ <\/strong>(with an initial deposit of CHF 500.-).<br\/><br\/>Free account <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.yuh.com\/en\/download-app\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Receive 500 SWQ<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"instance-48cab\"><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-10cce0887f71ca4891cf00091d689945\" style=\"font-size:22px\"><strong>Alpian Promo Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application.png\" data-src=\"\" alt=\"Alpian swiss private bank app logo\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Use the promo code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">ALPHEY<\/mark><\/strong> to <strong>receive 120 CHF<\/strong> <ins>(55 CHF with a deposit of 500 CHF within 30 days of account opening, and up to 65 CHF credit on investment fees)<\/ins>.<br\/><br\/>Free account <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.alpian.com\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Receive 120 CHF<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"has-medium-font-size\"><strong>What does Neoradar reveal? <\/strong><\/p>\n\n<p>Alpian vs. Yuh: both neobanks offer competitive, yet different, services. To help you, Neo has launched its tool of the future!  <\/p>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"yuh-vs-alpian\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Yuh<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0);color:#22d918\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18296,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#2f154f&quot;,&quot;#22d918&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;YUH&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;175&quot;,&quot;175&quot;,200,&quot;150&quot;]},{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;125&quot;,&quot;150&quot;,&quot;125&quot;]}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-812b0f6 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-812b0f6 svg,#gspb_infoBox-id-gsbp-812b0f6 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-812b0f6 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-812b0f6 svg:hover,#gspb_infoBox-id-gsbp-812b0f6 svg:hover path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-812b0f6 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-812b0f6 .gs-box{border:0;}#gspb_infoBox-id-gsbp-812b0f6 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-812b0f6 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-812b0f6\" id=\"gspb_infoBox-id-gsbp-812b0f6\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" 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288z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Check out the <a href=\"https:\/\/heyneo.ch\/en\/banks-comparison\/best-online-banks-switzerland\/\"><strong>comparison of neobanks in Switzerland<\/strong> (%%currentyear%%)<\/a> to compare Alpian and Yuh with other banks like Zak, Revolut, N26, etc.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"que-pensez-vous-de-alpian-par-rapport-a-yuh\">What Do You Think of Alpian Compared to Yuh?<\/h3>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>Is one app. enough for you? <\/li>\n\n\n\n<li>How can you help others choose the right bank between Yuh and Alpian?<\/li>\n\n\n\n<li>Which bank is most practical for your use?<\/li>\n\n\n\n<li><strong>Did you become rich overnight by installing any of these apps?<\/strong><\/li>\n<\/ul>\n<\/blockquote>\n\n<p>Share your feedback with all Neo&#8217;s friends \ud83d\ude08<\/p>\n<style>#gspb_image-id-gsbp-df79557{text-align:center;}#gspb_image-id-gsbp-df79557 img{vertical-align:top;}#gspb_image-id-gsbp-df79557 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-df79557 img{border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;}#gspb_image-id-gsbp-df79557 img{border-style:solid;border-width:18px;border-color:var(--wp--preset--color--vivid-green,#00d084);}#gspb_image-id-gsbp-df79557 img{width:custom;}#gspb_image-id-gsbp-df79557,#gspb_image-id-gsbp-df79557 img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-df79557,#gspb_image-id-gsbp-df79557 img{height:auto;}}@media 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They are very similar, but several important differences exist regarding support, fees, and daily use. What truly sets them apart? Yuh or Alpian: how to choose the one that best suits your needs? Alpian [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23217,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[397],"tags":[],"dealstore":[],"offerexpiration":[],"class_list":["post-23143","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banks-comparison"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Yuh vs. Alpian \u2013 the 8 Key Points Comparison (May 2026)<\/title>\n<meta name=\"description\" content=\"Yuh vs Alpian: two Swiss neobanks head-to-head. 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