{"id":24457,"date":"2025-09-24T15:09:54","date_gmt":"2025-09-24T13:09:54","guid":{"rendered":"https:\/\/heyneo.ch\/?p=24457"},"modified":"2026-02-08T09:41:18","modified_gmt":"2026-02-08T08:41:18","slug":"radicant-for-sale-blkb-withdraws-whats-next-for-clients","status":"publish","type":"post","link":"https:\/\/heyneo.ch\/en\/news\/radicant-for-sale-blkb-withdraws-whats-next-for-clients\/","title":{"rendered":"Radicant for Sale: BLKB Exits, What&#8217;s Next for Clients?"},"content":{"rendered":"<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>BLKB&#8217;s decision to withdraw from Radicant opens a new phase for the sustainable Swiss neobank. If this step raises legitimate questions for customers, it could also allow Radicant to reinvent itself with a partner more aligned with its mission. We take a look at what this changes, or doesn\u2019t, for users.<\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>[<em>Update \u2013 2025-11-11: <a href=\"https:\/\/heyneo.ch\/en\/news\/radicant-liquidation\/\">Radicant&#8217;s liquidation is announced by BLKB<\/a><\/em>]<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"en-resume\">In Summary<\/h2>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Key points<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>1. BLKB withdraws<\/td><td>Radicant sale prioritized, otherwise possible closure<\/td><\/tr><tr><td>2. No immediate impact<\/td><td>Services are operating normally<\/td><\/tr><tr><td>3. Unique positioning<\/td><td>100% sustainable digital bank (SDGs, ESG investments)<\/td><\/tr><tr><td>4. Two possible scenarios<\/td><td>Either an acquisition or a gradual shutdown<\/td><\/tr><tr><td>5. Customers affected?<\/td><td>Not for now, but to be followed closely<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-que-se-passe-t-il-exactement\"><strong>What Exactly is Happening?<\/strong><\/h2>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>On September 23, 2025, the Board of Basler Kantonalbank (BLKB) announced its intention to completely withdraw from the Radicant project, its sustainable digital subsidiary. The priority objective is to sell Radicant to a new player. If this sale does not materialize within the set deadlines (not publicly specified), outright closure, via the return of the banking license, is on the table.  <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-pourquoi-cette-decision-maintenant\"><strong>Why this Decision Now?<\/strong><\/h2>\n\n<p>Despite recent progress (customer growth, development of solutions for SMEs), the BLKB board believes it is no longer the most relevant shareholder to carry out such an impact-driven digital project. The difficult merger with Numarics in 2025, which led to a significant depreciation in value, was a wake-up call. It also caused a series of departures within management, both at BLKB and Radicant.  <\/p>\n\n<p>Several governance points were questioned by an external report: vague separation of powers, excessive board involvement in strategic operations, insufficient reporting. This internal loss of confidence seems to have weighed heavily on the decision. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-et-pour-les-clients-actuels-pas-d-impact-immediat\"><strong>And for current customers? No immediate impact <\/strong><\/h2>\n\n<p>Despite the announcement, <strong>Radicant&#8217;s service continues to operate normally<\/strong>. The application is active, services are maintained, and customer deposits are secure. As Marco Primavesi (Chairman of Radicant&#8217;s Board of Directors) emphasizes, &#8220;Radicant&#8217;s operational functioning is not affected by this decision&#8221; and &#8220;deposits are absolutely safe.&#8221;  <\/p>\n\n<p>There is <strong>no immediate change for account holders<\/strong>: withdrawals, payments, app access, Visa cards, and sustainable investments continue as before.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"que-faire-si-on-est-deja-client-chez-radicant\">What to Do if You are Already a Radicant Customer?<\/h3>\n\n<p>No need to panic. Here are the essential points to keep in mind: <\/p>\n\n<h4 class=\"wp-block-heading\" id=\"1-les-services-fonctionnent-normalement\">1. <strong>Services are operating normally<\/strong><\/h4>\n\n<ul class=\"wp-block-list\">\n<li>The app, cards, payments, and investments remain active.<\/li>\n\n\n\n<li>Deposits are secured by the Swiss banking guarantee (up to CHF 100,000).<\/li>\n\n\n\n<li>No immediate changes are planned for customers.<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"2-suivre-l-evolution-du-processus-de-vente\">2. <strong>Monitor the sales process<\/strong><\/h4>\n\n<ul class=\"wp-block-list\">\n<li>BLKB is looking for a buyer. An official announcement will be made in the coming months. <\/li>\n\n\n\n<li>If the sale fails, the bank could cease its activities, but not overnight.<\/li>\n\n\n\n<li>In this case, a structured closure process would be implemented (with information and deadlines).<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"3-penser-a-diversifier-si-besoin\">3. <strong>Consider diversifying if needed<\/strong><\/h4>\n\n<ul class=\"wp-block-list\">\n<li>Radicant can be kept as a primary or secondary account, depending on usage.<\/li>\n\n\n\n<li>For added security or flexibility, you can open an <strong>additional account<\/strong> with another Swiss neobank (Alpian, Neon, Zak, Yuh, etc.), without additional fees.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.info_type{color:#155724;background-color:#d4edda;border-color:#c3e6cb}.gs-box.info_type svg{fill:#30a030}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-4b12643 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-4b12643 svg,#gspb_infoBox-id-gsbp-4b12643 svg path{fill:currentColor !important;}#gspb_infoBox-id-gsbp-4b12643 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-4b12643 svg:hover,#gspb_infoBox-id-gsbp-4b12643 svg:hover path{fill:currentColor !important;}#gspb_infoBox-id-gsbp-4b12643 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-4b12643 .gs-box{border:0;}#gspb_infoBox-id-gsbp-4b12643 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-4b12643 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}#gspb_infoBox-id-gsbp-4b12643 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-4b12643\" id=\"gspb_infoBox-id-gsbp-4b12643\"><div class=\"gs-box info_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p><strong>heyneo&#8217;s recommendation<\/strong><\/p>\n\n\n\n<p>If Radicant is used only for sustainable savings or as a supplementary account, <strong>no urgent action is required.<\/strong><br\/>If it&#8217;s our only bank account, <strong>we can open an alternative alongside it<\/strong>, as a precaution.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-une-neo-banque-pas-comme-les-autres\">A Neobank unlike any Other<\/h2>\n\n<p>Since its launch, Radicant has positioned itself as <strong>the first Swiss neobank focused on the Sustainable Development Goals (SDGs)<\/strong>. It allows its users to direct their money towards responsible projects (equality, climate, education, etc.) while offering a clear and competitive fee structure. <\/p>\n\n<p>\u2192 Free account<br\/>\u2192 Virtual card included (physical recycled plastic on request)<br\/>\u2192 Sustainable investments from CHF 1,000<br\/>\u2192 Modern mobile application<\/p>\n\n<p>This &#8220;impact bank&#8221; positioning remains strong. It is not the quality of the service that is being questioned today, but rather its <strong>viability under the BLKB umbrella<\/strong>. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-quelles-options-pour-l-avenir-de-radicant\"><strong>What Options for Radicant&#8217;s Future?<\/strong><\/h2>\n\n<p>Two main scenarios are emerging:<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-un-rachat-reussi\">A Successful Acquisition<\/h3>\n\n<p>A strategic player (start-up, banking group, impact fund, etc.) takes over Radicant to continue, or reorient, its model. This would be <strong>the healthiest option for users and teams<\/strong>. The technical foundation is already there, the product works, and the vision is clear.  <\/p>\n\n<p>\u27a1 This could strengthen its agility and ability to innovate without the constraints of a cantonal structure.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"la-fermeture-progressive\">The Gradual Closure<\/h3>\n\n<p>If the sale fails, the banking license could be returned. In this case, Radicant would begin an orderly exit from the market. <\/p>\n\n<p>\u27a1 This would not have an immediate effect on customers, but would eventually raise the question of <strong>transferring to another solution<\/strong>.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\">Conclusion<\/h2>\n\n<p>Radicant is going through a phase of strategic uncertainty, but remains operational and true to its mission. This situation is not without risk, but could mark a <strong>new, more agile beginning, better aligned with its ecological vocation<\/strong>. <\/p>\n\n<p>At heyneo.ch, we continue to follow the situation closely \u2014 to inform you, guide you, and help you make the right choices.<\/p>\n\n<p><\/p>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><\/p>\n<\/blockquote>\n\n<p><strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Share your feedback<\/mark><\/strong> with all Neo&#8217;s friends \ud83d\ude08<\/p>\n<style>#gspb_image-id-gsbp-0ba34eb{text-align:center;}#gspb_image-id-gsbp-0ba34eb img{vertical-align:top;}#gspb_image-id-gsbp-0ba34eb img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-0ba34eb img{border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;}#gspb_image-id-gsbp-0ba34eb img{border-style:solid;border-width:18px;border-color:var(--wp--preset--color--vivid-green,#00d084);}#gspb_image-id-gsbp-0ba34eb img{width:custom;}#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-0ba34eb\" id=\"gspb_image-id-gsbp-0ba34eb\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/11\/CTA-commentaires-EN-court-1.gif\" data-src=\"\" alt=\"User opinions and comments\" loading=\"lazy\" height=\"249\"><\/div>\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BLKB&#8217;s decision to withdraw from Radicant opens a new phase for the sustainable Swiss neobank. If this step raises legitimate questions for customers, it could also allow Radicant to reinvent itself with a partner more aligned with its mission. We take a look at what this changes, or doesn\u2019t, for users. [Update \u2013 2025-11-11: Radicant&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24504,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[393],"tags":[],"dealstore":[],"offerexpiration":[],"class_list":["post-24457","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Radicant for Sale: BLKB Exits, What&#039;s Next for Clients?<\/title>\n<meta name=\"description\" content=\"BLKB withdraws from Radicant. What does this decision mean for the Swiss neobank and its customers? We break it down.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heyneo.ch\/en\/news\/radicant-for-sale-blkb-withdraws-whats-next-for-clients\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Radicant for Sale: BLKB Exits, What&#039;s Next for Clients?\" \/>\n<meta property=\"og:description\" content=\"BLKB withdraws from Radicant. What does this decision mean for the Swiss neobank and its customers? 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