{"id":14843,"date":"2025-01-10T17:34:51","date_gmt":"2025-01-10T16:34:51","guid":{"rendered":"https:\/\/heyneo.ch\/banques-en-ligne\/neon-free-swiss-bank-test-review\/"},"modified":"2026-05-07T13:21:34","modified_gmt":"2026-05-07T11:21:34","slug":"neon-review","status":"publish","type":"product","link":"https:\/\/heyneo.ch\/en\/service\/neon-review\/","title":{"rendered":"NEON Bank \u2013 Review, Test, and Complete Overview in May 2026"},"content":{"rendered":"<style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{color:#ec4da3}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{background-color:#F4B6D9}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-style:none;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-bottom-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-87fad4ca-0f99\" id=\"gspb_toc-id-gsbp-87fad4ca-0f99\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"NEON bank offer\"><a class=\"gs-scrollto\" href=\"#1-offre-de-neon-banque\">NEON&#8217;s offering<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Security: NEON's guarantees\"><a class=\"gs-scrollto\" href=\"#2-securite-neon\">Security: NEON&#8217;s guarantees<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Opening a NEON account\"><a class=\"gs-scrollto\" href=\"#3-ouverture-de-compte-neon\">Opening a NEON account<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"The NEON bank card\"><a class=\"gs-scrollto\" href=\"#4-carte-bancaire-neon\">The NEON bank card<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"NEON application features\"><a class=\"gs-scrollto\" href=\"#5-fonctionnalites-application-neon\">NEON app features<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Pillar 3a Neon\"><a class=\"gs-scrollto\" href=\"#6-neon-3a\">Pillar 3a Neon<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"NEON account interest rates\"><a class=\"gs-scrollto\" href=\"#7-taux-interets-compte-neon\">NEON Account Interest Rates<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Fast transfers with NEON\"><a class=\"gs-scrollto\" href=\"#8-rapidite-virements-neon\">NEON Transfer Speed<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"TWINT WITH NEON\"><a class=\"gs-scrollto\" href=\"#9-twint-neon\">TWINT WITH NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">10<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"NEON Bank fees\"><a class=\"gs-scrollto\" href=\"#10-frais-neon-banque\">NEON Bank Fees<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">11<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Should you choose Neon Metal?\"><a class=\"gs-scrollto\" href=\"#11-neon-metal\">Should You Choose Neon Metal?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">12<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"NEON on the road\"><a class=\"gs-scrollto\" href=\"#12-neon-en-voyage\">NEON While Traveling<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">13<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cash deposit\"><a class=\"gs-scrollto\" href=\"#13-depot-argent-liquide-neon\">Depositing Cash<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">14<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Customer service\"><a class=\"gs-scrollto\" href=\"#14-service-client-neon\">Customer Service<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">15<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cashback in the NEON offer\"><a class=\"gs-scrollto\" href=\"#15-cashback-neon\">Cashback in the NEON Offer<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">16<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Choose Neon account\"><a class=\"gs-scrollto\" href=\"#16-choisir-le-compte-neon\">Choosing the Neon Account<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">17<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Neon VS. Zak\"><a class=\"gs-scrollto\" href=\"#17-neon-vs-zak\">Neon VS. Zak<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">18<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Neon VS. Yuh\"><a class=\"gs-scrollto\" href=\"#18-neon-vs-yuh\">Neon VS. Yuh<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">19<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Neon VS. Alpian\"><a class=\"gs-scrollto\" href=\"#19-neon-vs-alpian\">Neon VS. Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">20<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Comparison Neon VS. Yuh VS. Revolut\"><a class=\"gs-scrollto\" href=\"#20-neon-vs-yuh-vs-revolut\">Comparison Neon VS. Yuh VS.  Revolut<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">21<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"What do you think of Neon?\"><a class=\"gs-scrollto\" href=\"#que-pensez-vous-de-neon\">What do you think of Neon?<\/a><\/span><\/div><\/div><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-top has-medium-font-size is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top has-black-color has-text-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#00d18408;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-0c634146-82ff{font-size:20px;}.gspb_text-id-gsbp-0c634146-82ff,.gspb_text-id-gsbp-0c634146-82ff .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}.gspb_text-id-gsbp-0c634146-82ff{color:var(--wp--preset--color--vivid-green,#00d084);}.gspb_text-id-gsbp-0c634146-82ff{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-0c634146-82ff\" class=\"gspb_text gspb_text-id-gsbp-0c634146-82ff \">Strengths<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList{padding-left:20px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='4'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='4'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='4'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='5'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='5'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='5'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-84701208-1e94\" id=\"gspb_iconsList-id-gsbp-84701208-1e94\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">The free account<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Buying abroad<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">International transfers<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Cash withdrawal network<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"4\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Joint account (neon duo)<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"5\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Detailed spending analysis<\/span><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#f041580f;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-687dee4b-237b{font-size:20px;}.gspb_text-id-gsbp-687dee4b-237b,.gspb_text-id-gsbp-687dee4b-237b .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}.gspb_text-id-gsbp-687dee4b-237b{color:var(--wp--preset--color--red-bright,#f04057);}.gspb_text-id-gsbp-687dee4b-237b{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-687dee4b-237b\" class=\"gspb_text gspb_text-id-gsbp-687dee4b-237b \">Weaknesses<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList{margin-left:0px;padding-bottom:28px;padding-left:20px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-98bb2597-2368\" id=\"gspb_iconsList-id-gsbp-98bb2597-2368\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Obligation to reside in Switzerland<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">TWINT Prepaid<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Paid card<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>[<em>Update \u2013 02\/27\/2026: Introducing the Neon Pillar 3a offer<\/em>]<br\/>[<em>Update \u2013 02\/24\/2026: Fees, expense analysis features, banking packages<\/em>]<br\/>[<em>Update \u2013 02\/06\/2026: Improved visibility (investing with Neon + general comparison)<\/em>]<br\/>[<em>Update \u2013 02\/03\/2026: Removed Neon VS Radicant comparison, following Radicant&#8217;s closure<\/em>]<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-offre-de-neon-banque\">\t\t<h2 class=\"mt0 mb0\">Neon Swiss bank offer summary<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">NEON bank offer<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg path{fill:#794fee !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg{margin:0px !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover path{fill:#794fee !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid;border-color:#794eed0d;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid;border-color:#794eed21;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:none;border-left-width:nullpx;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:solid;border-left-width:10px;border-left-color:#794eedf0;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{color:#794fee}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d0d849bd-4f7b\" id=\"gspb_infoBox-id-gsbp-d0d849bd-4f7b\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M432 47.72c0-47.6-61.3-65.54-88.3-26.080-247.7 362.060 104.3 378.36 104.3 554.36 0 71.26-58.22 128.92-129.7 127.98-70.34-0.9-126.3-59.54-126.3-129.88v-171.020c0-43.4-52.94-64.46-82.86-33-53.54 56.24-109.14 152.58-109.14 269.92 0 211.74 172.26 384 384 384s384-172.26 384-384c0-340.58-336-386-336-592.28z\"><\/path><\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_container-id-gsbp-d78ee73{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-d78ee73.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-d78ee73.gspb_container{position:relative;}#gspb_container-id-gsbp-d78ee73.gspb_container{margin-top:-30px;margin-bottom:0px;margin-left:50px;}#gspb_container-id-gsbp-d78ee73.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-d78ee73\" id=\"gspb_container-id-gsbp-d78ee73\">\n<p class=\"has-text-align-left\">&#8211; Review focused on Neon&#8217;s banking services.<br\/>&#8211; Also read the <a href=\"https:\/\/heyneo.ch\/en\/service\/neon-invest\/\" type=\"product\" id=\"13434\">guide to investing with Neon<\/a>.<br\/>&#8211; <a href=\"https:\/\/heyneo.ch\/en\/banks-comparison\/best-online-banks-switzerland\/\" type=\"post\" id=\"3912\">Compare all online banks in Switzerland<\/a> at once.<\/p>\n<\/div>\n<\/div><\/div><\/div>\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon is the <strong>first independent <a href=\"https:\/\/heyneo.ch\/#banques\" type=\"link\" id=\"https:\/\/heyneo.ch\/#banques\">Swiss neobank<\/a><\/strong>. Founded in 2018, it now has over 245,000 users in Switzerland.  Its app focuses on ease of use and features a sleek design. Based in Zurich, Neon relies on Hypothekarbank Lenzburg to provide its financial services.<\/p>\n\n<p><strong>Neon <\/strong>offers <strong>4 mobile banking plans<\/strong>, tailored to different needs, and <strong>2 add-ons<\/strong>:<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"1-neon-free-gratuit\">1. Neon Free \ud83d\udcb3 \u2013 Free<\/h3>\n<style>#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{width:15px !important;height:15px !important;min-width:15px}body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{margin-bottom:20px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-780f3552-1754\" id=\"gspb_iconsList-id-gsbp-780f3552-1754\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>a free bank account<\/strong> in Switzerland<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>eBill and QR payments<\/strong><\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Free <strong>Swiss IBAN<\/strong> <\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>Savings plan<\/strong><\/span><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon Free is perfectly suitable for basic local use, but its limitations quickly become apparent when traveling or withdrawing money.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"2-neon-plus-2-chf-mois\">2. Neon Plus \u2795 (2 CHF\/month)<\/h3>\n\n<p>Includes the benefits of Neon Free, plus:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>2 free withdrawals in Switzerland per month<\/li>\n\n\n\n<li>No foreign exchange fees abroad<\/li>\n\n\n\n<li>Phone customer service<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"3-neon-global-8-chf-mois\">3. Neon Global \ud83c\udf0d (8 CHF\/month)<\/h3>\n\n<p>Includes the benefits of Neon Plus, plus:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Insurance package included (shopping, travel, cyber, etc.)<\/li>\n\n\n\n<li>Cashback on Wise transfers (20%)<\/li>\n\n\n\n<li>Reduced fees for payments or withdrawals abroad<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"4-neon-metal-15-chf-mois\">4. Neon Metal \ud83d\udc8e (15 CHF\/month)<\/h3>\n\n<p>Includes the benefits of Neon Global, plus:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Metal Mastercard<\/li>\n\n\n\n<li>Phone insurance against damage and theft<\/li>\n\n\n\n<li>Free withdrawals worldwide<\/li>\n\n\n\n<li>Cashback on Wise transfers (40%)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-extensions-neon-green-et-neon-duo\">+ <span style=\"text-decoration: underline;\">Add-ons<\/span>: Neon Green \ud83c\udf31 and Neon Duo \ud83e\uddd1\ud83c\udffb\u200d\ud83e\udd1d\u200d\ud83e\uddd1\ud83c\udffb<\/h3>\n\n<p>You can customize your account with 2 additional extensions compatible with all plans:<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"neon-green-3-chf-mois\">\ud83c\udf31 Neon Green (3 CHF\/Month)<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>Wooden card (Mastercard Debit)<\/li>\n\n\n\n<li>Extended warranty for electronic devices<\/li>\n\n\n\n<li>Integrated carbon offsetting<\/li>\n\n\n\n<li>Free card delivery<\/li>\n\n\n\n<li>1 tree planted for every CHF 500 spent<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"neon-duo-3-chf-mois-par-personne\">\ud83e\uddd1\ud83c\udffb\u200d\ud83e\udd1d\u200d\ud83e\uddd1\ud83c\udffb Neon duo (3 CHF\/month per person)<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>Shared account with 2 co-holders<\/li>\n\n\n\n<li>2 cards, 1 common IBAN<\/li>\n\n\n\n<li>Consolidated view of transactions<\/li>\n\n\n\n<li>Budget tools and shared expense tracking<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-neon-invest\">Neon Invest<\/h3>\n\n<p>Also discover all of Neon&#8217;s <a href=\"https:\/\/heyneo.ch\/en\/service\/neon-invest\/\" type=\"product\" id=\"13434\">investment solutions (ETFs, stocks, etc.)<\/a> in our guide.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-comparatif-des-plans-neon-en-suisse-en-currentyear\">\ud83d\udcca Comparison of Neon plans in Switzerland in %%currentyear%%<\/h3>\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Feature<\/th><th>Neon Free<\/th><th>Neon Plus<\/th><th>Neon Global<\/th><th>Neon Metal<\/th><\/tr><\/thead><tbody><tr><td><strong>Monthly price<\/strong><\/td><td>0 CHF<\/td><td>2 CHF<\/td><td>8 CHF<\/td><td>15 CHF<\/td><\/tr><tr><td><strong>Exchange fees (foreign currency payments)<\/strong><\/td><td>0.35 %<\/td><td>0 %<\/td><td>0 %<\/td><td>0 %<\/td><\/tr><tr><td><strong>Withdrawals in Switzerland<\/strong><\/td><td>2.50 CHF \/ withdrawal<\/td><td>2 free\/month, then 2.50 CHF<\/td><td>3 free\/month, then 2.50 CHF<\/td><td>5 free\/month, then 2.50 CHF<\/td><\/tr><tr><td><strong>Withdrawals abroad<\/strong><\/td><td>1.5 % + 0.35 %<\/td><td>1 %<\/td><td>0.5 %<\/td><td>0 %<\/td><\/tr><tr><td><strong>Wise Cashback (international transfers)<\/strong><\/td><td>No<\/td><td>No<\/td><td>20 %<\/td><td>40 %<\/td><\/tr><tr><td><strong>Phone support<\/strong><\/td><td>No<\/td><td>Yes<\/td><td>Yes<\/td><td>Yes<\/td><\/tr><tr><td><strong>Travel &amp; shopping insurance<\/strong><\/td><td>No<\/td><td>Extended warranty<\/td><td>Yes<\/td><td>Yes (premium)<\/td><\/tr><tr><td><strong>Metal card<\/strong><\/td><td>No<\/td><td>No<\/td><td>No<\/td><td>Yes<\/td><\/tr><tr><td><strong>Ideal profile<\/strong><\/td><td>Local use in CHF<\/td><td>Occasional travel<\/td><td>Regular travel<\/td><td>Heavy international use<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"quel-est-le-meilleur-plan-neon-en-2026\">What is the best Neon plan in 2026?<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Neon Free<\/strong> is suitable for local use in CHF without frequent withdrawals.<\/li>\n\n\n\n<li><strong>Neon Plus (2 CHF\/month)<\/strong> is ideal for avoiding occasional exchange fees.<\/li>\n\n\n\n<li><strong>Neon Global (8 CHF\/month)<\/strong> becomes profitable for regular travelers.<\/li>\n\n\n\n<li><strong>Neon Metal (15 CHF\/month)<\/strong> is suitable for heavy international users needing comprehensive insurance.<\/li>\n<\/ul>\n\n<p>\ud83d\udc49 In practice, as soon as you make foreign currency payments or withdrawals abroad, Neon Plus or Global quickly becomes more cost-effective than Neon Free.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-securite-neon\">\t\t<h2 class=\"mt0 mb0\">Security: is NEON Safe?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Security: NEON&#8217;s guarantees<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748383334274\"><strong class=\"schema-faq-question\">Is Neon a Bank?<\/strong> <p class=\"schema-faq-answer\">&#8211; Banking services are provided by Hypothekarbank Lenzburg, <a href=\"https:\/\/www.finma.ch\/en\/~\/media\/finma\/dokumente\/bewilligungstraeger\/pdf\/beh.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">licensed by FINMA<\/a>.<br\/>&#8211; The Swiss deposit protection insurance covers funds up to \u201cCHF 100\u201d 000.- in case of bankruptcy.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748383402466\"><strong class=\"schema-faq-question\">Is Neon Bank Safe?<\/strong> <p class=\"schema-faq-answer\">&#8211; Data is stored in Switzerland.<br\/>&#8211; Two-factor authentication (2FA) is enabled by default.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-ouverture-de-compte-neon\">\t\t<h2 class=\"mt0 mb0\">Open a NEON Free, plus, Global, Metal Account<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Opening a NEON account<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon bank is available in French, German, English and Italian. <\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748383215119\"><strong class=\"schema-faq-question\">Who Can Open an Account with Neon?<\/strong> <p class=\"schema-faq-answer\">Conditions for opening an account:<br\/>&#8211; Be at least 15 years old (YUH 14 years, Zak 15 years).<br\/>&#8211; Reside in Switzerland (see <a href=\"https:\/\/heyneo.ch\/en\/news\/non-resident-swiss-bank-account\/\" type=\"post\" id=\"19141\">banks accessible to non-residents<\/a> and <a href=\"https:\/\/heyneo.ch\/en\/news\/cross-border-banks-which-to-choose\/\" type=\"post\" id=\"7920\">Swiss cross-border commuters<\/a>).<br\/>&#8211; Have an iOS, Android, or Huawei smartphone.<br\/>&#8211; No proof of income or minimum balance required.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"guide-pour-ouvrir-un-compte-neon-etape-par-etape\">Step-by-step guide to opening a NEON account<\/h3>\n<style>.gspb_container-id-gsbp-e3c49d2{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-e3c49d2.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-e3c49d2.gspb_container{position:relative;}#gspb_container-id-gsbp-e3c49d2.gspb_container{padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#gspb_container-id-gsbp-e3c49d2.gspb_container{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_container-id-gsbp-e3c49d2.gspb_container{border-style:solid;border-width:2px;border-color:var(--wp--preset--color--main,var(--rehub-main-color));}#gspb_container-id-gsbp-e3c49d2.gspb_container > .gspb_backgroundOverlay{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_container-id-gsbp-e3c49d2.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-e3c49d2\" id=\"gspb_container-id-gsbp-e3c49d2\"><style>.gs-toggler-open{height:auto !important}.gs-toggler-open .gs-tgl-show,.gs-toggler-open .gs-tgl-grad{display:none !important}.gs-toggler-open .gs-tgl-hide{display:block !important}.gs-tgl-show,.gs-tgl-hide{cursor:pointer}.gs-contenttoggler *{box-sizing:border-box !important}.gs-toggler-wrapper{overflow:hidden;transition:all 0.5s ease;padding-bottom:35px;margin-bottom:30px;box-sizing:content-box !important;position:relative;}.gs-toggler-wrapper p:last-of-type{margin-bottom:0;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toggler gs-contenttoggler gspb_toggle-id-gsbp-e835223\" data-height=\"1600px\"><div class=\"gs-toggler-wrapper\" id=\"gs-togglergsbp-e835223\" style=\"height:1600px\">\n<h4 class=\"wp-block-heading\" id=\"telechargez-l-application-neon\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Download the NEON app<\/mark><\/strong><\/h4>\n\n\n\n<p>on the <a href=\"https:\/\/itunes.apple.com\/ch\/app\/neon-your-mobile-account\/id1387883068?l=en&amp;mt=8\">App Store<\/a> \/ <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.neonbanking.app\">Google Play Store<\/a> \/ <a href=\"https:\/\/appgallery.cloud.huawei.com\/uowap\/index.html#\/detailApp\/C102347965\">Huawei App Gallery<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"creez-un-nouveau-compte\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>Create a new account<\/strong><\/mark><\/h4>\n\n\n\n<p>3 steps are required:<br\/><\/p>\n\n\n\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/h3jJc41Y4Bx5UutF5qV8TJAPtWYrD-CVttHea2hCKSq6dFFydI7R51f52txmTlMtcxu-oGlyFqLQq6wPNSWPfhhqk2_YKhQU0F-vehumJZSk9VuowcHd01MKGhUhkWe3vOlDQpXfcOFq4dXdENu4Bk4\"\/><br\/><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"a-propos-de-toi-renseignez-vos-donnees-personnelles\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">About you &#8211; Enter your personal information<\/mark><\/h4>\n\n\n<style>#gspb_row-id-gsbp-3e3775b{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-3e3775b > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-3e3775b > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-3e3775b\" id=\"gspb_row-id-gsbp-3e3775b\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-73daf59.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-73daf59.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-73daf59\" id=\"gspb_col-id-gsbp-73daf59\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/WcMe0WGjPNi8fvez7FA8t_wa5K52mKn1_MRBIdWBeIfnSijtEkklrEFAjVQK4MIXUWjNkUrkvoIxaHeiz7znTxSYjDJR8ny9fhtAEbGwTj4fMqsCazZO1uL6b9WRzJhxK997VUtkRWBbVm0mG6GXp7g\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-4af11e6.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-4af11e6.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-4af11e6\" id=\"gspb_col-id-gsbp-4af11e6\">\n<p><img decoding=\"async\" class=\"wp-image-10025\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_9907-1.png\" alt=\"\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-a5e6bd6.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-a5e6bd6.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-a5e6bd6\" id=\"gspb_col-id-gsbp-a5e6bd6\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/FMtpzHdvRBmJYIyuNrlXMoP1lJEv3dkV7dGoeQnhLDsm0jzYDQMRdkryvivMl4EBc1eobUuZaGQ6h7GhbRzuA-Ora1tbahiGzjAvN8_W1OgMl2lBgvhpGAb_l3JbB8XUAIaV4U9sYyySdh9Lq9QW-AE\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-fc087b3.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-fc087b3.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-fc087b3\" id=\"gspb_col-id-gsbp-fc087b3\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/aWLHHgr6BiMq-ljh_GaDhLvsFeQu-rZrBculGIY-RfwOK4IEB-a3RRoyPROPNHfEYDA3LCtmOygwMPqQEHmt9aJPzR64cqtPa0rcmP6Z4YBLmX0Yyp0KjCqRM2YZDNV78I7Y_OBYLBkNY26dM2EEF6c\"\/><\/p>\n<\/div>\n <\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"verifiez-votre-adresse-email\"><br\/><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Verify your email address<\/mark><\/strong><\/h4>\n\n\n\n<p>Enter the code sent by email.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"entrez-votre-code-promo-vswh3c\"><img decoding=\"async\" class=\"wp-image-10027\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_9915-1.png\" alt=\"\"\/><\/h4>\n\n\n\n<p><br\/><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Enter your promo code: VSWH3C<\/mark><\/strong><\/p>\n\n\n\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/ETxEBB90Oe63YKyMr5FE_CohBzdLyTjLadph6nwXZPaxFez-Fo0k9S1GInslj_e43k2XZiiRDZruwOqVQ8GVSEycFqi3UyJb480tkDeZCXOFdmAv9gt33keZB09DCmK7V7cU9z-jh9ZrDdeg_DGVTYc\"\/><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"selectionne-le-type-de-compte-desire\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Select the desired account type<\/mark><\/strong><\/h4>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\"><strong><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/kJRJCLDC2vmKHlRHrWPByezj2tUf8z9_E0n9MxDnIKF-c8W153Izb4ivIh8q_r6y_pSGwzDAg1uhgVbOZSG34HOxs4Q3q3sXl10JtJA5JwkvyqZdc-88ewD2W1YSgJnF6HL-9qnkzbCCNPLByc1VGJI\"\/><br\/><\/strong><\/h4>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"verifiez-votre-identite-1\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Verify your identity<\/mark><\/strong><\/h4>\n\n\n\n<p>You can choose your <strong>ID card<\/strong> or <strong>passport<\/strong>:<br\/><\/p>\n\n\n<style>#gspb_row-id-gsbp-be9de6b{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-be9de6b > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-be9de6b > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-be9de6b\" id=\"gspb_row-id-gsbp-be9de6b\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-d846e20.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-d846e20.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-d846e20\" id=\"gspb_col-id-gsbp-d846e20\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/I86PJH8L6g7-ttvsfVh7287Pe6qdrxr0HnAVeUUSGiXlPJRPVif3jMN0LSWw17ipJRuvGbVL-ch_UmLo55ozjw8lJIwqiGtvvXzse3OiyIw_D98MJwEzUHoLMUOnb9KZv91GTNgl93XQUc_Fo1BXfAs\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-eb1ca76.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-eb1ca76.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-eb1ca76\" id=\"gspb_col-id-gsbp-eb1ca76\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/cbBAGnzq928_zrO9tOuiukAupVyTbj3U6p9vcDthxfZFfzxDjR_nijPphHLGEnq7OFRdM2JCX-tLPSszZr572wuQMiwGOVVl0-t1tzUqlIet_5w944ZF_MuK-9K0YtSlngNL8KmD1yR0vnib9s-7ZmA\"\/><\/p>\n<\/div>\n <\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"definissez-votre-propore-code-de-connexion\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Set your own login code<\/mark><\/strong><br\/><\/h4>\n\n\n<style>#gspb_row-id-gsbp-3dc5888{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-3dc5888 > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-3dc5888 > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-3dc5888\" id=\"gspb_row-id-gsbp-3dc5888\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-d593312.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-d593312.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-d593312\" id=\"gspb_col-id-gsbp-d593312\">\n<p><img decoding=\"async\" class=\"wp-image-10029\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_9940-1.png\" alt=\"\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-be1c7f7.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-be1c7f7.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-be1c7f7\" id=\"gspb_col-id-gsbp-be1c7f7\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/G3qLYt23s9FV-NCIfpoV_xIvmH_sP7bvHBFiXILbhxIGmg-bJdPW4dK4uo4z3KFIy_N78sJJYH718ZRt4QKGJAilP0eDogtD3sTFfyEiOtCmFqphQaZSZ2bUcMdTr00bBBdMG8MY26jTkMYroYhG1AM\"\/><\/p>\n<\/div>\n <\/div><\/div>\n\n\n\n<p>All that&#8217;s left is to verify your email address and make an initial deposit of at least CHF 10. <strong>You&#8217;re all set in less than 15 minutes!<\/strong><br\/><\/p>\n\n\n\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/nGqF1JoTo6P1B6-7brz5RzDTp0AS392h0LCkjlPYxH2Aaxc-YTogX8lktgFdiWewr3MD2UsjzZuq8ASeBSmFDpUP59qZCQ7R7l2O-I5xhEHyFyQPc1gtmNGGXR4U6_mhk-BMEvPRAqoHY2gd_dLH-7A\"\/><br\/><\/p>\n\n\n\n<p>You will need to wait for your first transfer to arrive to access all the app&#8217;s features.<br\/><br\/><strong>A few days later<\/strong> you will receive your Mastercard debit card by mail. The PIN code is sent separately. <\/p>\n<span class=\"gs-tgl-trigger\" style=\"text-align:center;position:absolute;z-index:2;bottom:0;left:0;width:100%;color:\"><span class=\"gs-tgl-show\" tabindex=\"0\" role=\"button\" aria-label=\"Voir plus +\" aria-controls=\"gs-togglergsbp-e835223\" style=\"display:block\">Voir plus +<\/span><span class=\"gs-tgl-hide\" tabindex=\"0\" role=\"button\" aria-label=\"Voir moins -\" aria-controls=\"gs-togglergsbp-e835223\" style=\"display:none\">Voir moins &#8211;<\/span><\/span><span class=\"gs-tgl-grad\" style=\"background-image:linear-gradient(to bottom,rgba(255,255,255,0) 0,#ffffff 100%);display:block;position:absolute;height:100px;bottom:0;left:0;z-index:1;width:100%\"><\/span><\/div><\/div>\n<\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-carte-bancaire-neon\">\t\t<h2 class=\"mt0 mb0\">The NEON bank card<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">The NEON bank card<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>#gspb_image-id-gsbp-46939bfe-144b img{object-position:49% 52%;}#gspb_image-id-gsbp-46939bfe-144b img{vertical-align:top;}#gspb_image-id-gsbp-46939bfe-144b img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-46939bfe-144b{margin-bottom:30px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-46939bfe-144b\" id=\"gspb_image-id-gsbp-46939bfe-144b\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_2581-scaled.jpeg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"2560\" height=\"1440\"><\/div>\n\n<p>\ud83d\udcb3 <span style=\"color: #000000;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>Mastercard Prepaid NEON<\/strong><\/mark> Free in brief :<\/span><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Contactless payment without code up to CHF 80\/purchase, max CHF 250\/day.\nCannot be modified.\nBeyond that, the code is required.    <\/li>\n\n\n\n<li>Works with Apple Pay \/ Google Pay \/ Samsung Pay \/ SwatchPAY! \/ Garmin Pay   <\/li>\n\n\n\n<li>Push notifications for card payments<\/li>\n\n\n\n<li>Daily payment limit: 5,000 CHF online and in-store<\/li>\n\n\n\n<li>Monthly payment limit: 10,000 CHF<\/li>\n<\/ul>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:solid;border-left-width:3px;border-left-color:#00000000;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:solid;border-left-width:3px;border-left-color:#794eed00;}}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-fd146c92-6b98\" id=\"gspb_infoBox-id-gsbp-fd146c92-6b98\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u25cf <strong>To activate contactless<\/strong>, you need to finalize a first payment with the card code.<\/p>\n\n\n\n<p>\u25cf Even if it takes a few days for the card to be delivered, you <strong>can use it via your smartphone<\/strong> or<strong>use the payment information<\/strong> available in the app to make online purchases.<\/p>\n<\/div><\/div><\/div>\n\n<p>You can temporarily block your card from the app, but you have to go to the ATM to change the PIN code.<br\/><br\/>The default cash withdrawal limit is CHF 2,000\/day or 10,000\/month. The card is only funded from the main account (money from Spaces is excluded). <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-fonctionnalites-application-neon\">\t\t<h2 class=\"mt0 mb0\">NEON Bank App: Features<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">NEON application features<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>The Neon bank app is <a href=\"https:\/\/heyneo.ch\/en\/news\/payment-methods-switzerland\/\" type=\"post\" id=\"16641\">suitable for all situations<\/a> in Switzerland:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Track account movements<\/li>\n\n\n\n<li>Push notification of movements<\/li>\n\n\n\n<li>View expenses by category<\/li>\n\n\n\n<li>eBill \ud83c\udde8\ud83c\udded<\/li>\n\n\n\n<li>Standing orders<\/li>\n\n\n\n<li>Scan payment slips (QR invoices) \ud83c\udde8\ud83c\udded<\/li>\n\n\n\n<li>Create &#8220;Spaces&#8221; sub-accounts<\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/en\/news\/instant-payments-switzerland\/\">Instant payment<\/a> with \u201cPay a friend\u201d (from Neon user to Neon user)<\/li>\n\n\n\n<li>Change contact details (2FA required)<\/li>\n\n\n\n<li>Temporarily block the card<\/li>\n\n\n\n<li>neon invest lets you invest in equities (Swiss and international) and ETFs directly in the app<\/li>\n\n\n\n<li>Open a joint account directly from the app<\/li>\n\n\n\n<li>Open a savings plan<\/li>\n\n\n\n<li>Budget tools and detailed expense tracking<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"analyse-des-depenses-statistiques-avancees\">Spending analysis (advanced statistics)<\/h3>\n\n<p>Thanks to <strong>Neon Analytics<\/strong>, the app includes an advanced statistics module to analyze your spending in detail.<\/p>\n\n<p>The goal is simple: <strong>better understand where your money goes to manage it better.<\/strong><\/p>\n\n<p>Specifically, the tool allows:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcca Spending analysis by category<\/li>\n\n\n\n<li>\ud83d\udcc5 Monthly and historical view<\/li>\n\n\n\n<li>\ud83d\udd0d Identifying the biggest expenses (\u201ccash drainers\u201d)<\/li>\n\n\n\n<li>\ud83d\udcc8 Tracking habit trends<\/li>\n\n\n\n<li>\ud83d\udca1 Better visibility to optimize your budget<\/li>\n<\/ul>\n\n<p>Unlike a simple spending graph, Neon Analytics works almost like a built-in mini Excel sheet, but <strong>without the technical complexity<\/strong>. The approach remains visual, intuitive, and accessible. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>The features it lacks :<\/strong><\/p>\n\n<p>\u2718 Create sub-accounts in other currencies (as offered by YUH).<br\/>\u2718 Change card limits in the app.<br\/>\u2718 Buy and sell cryptocurrencies. It&#8217;s a shame because we&#8217;re counting on fintech DNA to bridge the gap between the cryptic world of crypto and the general public \ud83d\ude09 Neon should find a way to offer at least Bitcoin (BTC) \/ Ethereum (ETH).<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-neon-3a\">\t\t<h2 class=\"mt0 mb0\">Pillar 3a Neon<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Pillar 3a Neon<\/div>\t<\/div><\/div>\n<p>Launched at the end of November 2025, Neon 3a continues the neobank&#8217;s digital, low-cost approach. The solution relies exclusively on Swisscanto index funds, with a simple logic: broadly diversified and transparent investment for your pension. <\/p>\n\n<p>Five strategies are offered, ranging from Defensive 25 to Offensive 100. Depending on the chosen risk profile, equity exposure can reach up to 99%, with the remainder invested in bonds and other asset classes. As with most modern 3a providers, you select an overall strategy, not individual funds, which greatly simplifies management for the saver.  <\/p>\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"302\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1024x302.png\" alt=\"neon-a3-strategies\" class=\"wp-image-27620\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1024x302.png 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-300x88.png 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-768x226.png 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1536x452.png 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-2048x603.png 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-509x150.png 509w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-100x29.png 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1189x350.png 1189w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-788x232.png 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-598x176.png 598w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies.png 1766w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Four orientations are also available: Global, Swiss, Sustainable, or Swiss Sustainable.<\/p>\n\n<p><strong>Security<\/strong><\/p>\n\n<p>Neon 3a is based on the <strong>Simply 3a<\/strong> foundation, with <strong>Lienhardt &amp; Partner<\/strong> as the custodian bank.<\/p>\n\n<p>Specifically:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Securities are held in your name by the custodian bank.<\/li>\n\n\n\n<li>They are considered separate assets (not on Neon&#8217;s balance sheet).<\/li>\n\n\n\n<li>In case of Neon&#8217;s bankruptcy, your assets remain protected.<\/li>\n<\/ul>\n\n<p>If the manager were to disappear, the foundation would have to appoint a new manager.<br\/>The framework is therefore that of a standard digital 3a in Switzerland: separate structure, protected assets, regulated partners.<\/p>\n\n<p><strong>Conditions<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Up to 5 Pillar 3a Portfolios<\/li>\n\n\n\n<li>Payments possible from 1 CHF<\/li>\n\n\n\n<li>Standard 3a taxation<\/li>\n\n\n\n<li>2026 legal limit: 7,258 CHF for employees with a 2nd pillar<\/li>\n\n\n\n<li>Accessible only via the mobile app<\/li>\n<\/ul>\n\n<p>Multi-account is a real advantage: it allows you to stagger withdrawals at retirement and reduce capital tax.<\/p>\n\n<p><strong>Fees<\/strong><\/p>\n\n<p>Management fees are degressive based on the invested amount:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>0\u20134,999 CHF: <strong>0.45%<\/strong><\/li>\n\n\n\n<li>5,000\u20139,999 CHF: <strong>0.44%<\/strong><\/li>\n\n\n\n<li>10,000\u201324,999 CHF: <strong>0.43%<\/strong><\/li>\n\n\n\n<li>25,000\u201349,999 CHF: <strong>0.41%<\/strong><\/li>\n\n\n\n<li>50,000 CHF and more: <strong>0.39%<\/strong><\/li>\n<\/ul>\n\n<p>The funds used have a TER of 0%.<\/p>\n\n<p>In practice, the fund structure implies a slight theoretical deviation of approximately 0.15% per year compared to the most optimized ETFs on the market. This corresponds to indirect costs related to product construction, not additional fees charged. <\/p>\n\n<p>This deviation remains marginal given the overall pricing. <strong>Neon 3a is among the cheapest digital 3a options on the market<\/strong>, even if some specialized providers push indirect cost optimization a bit further.<\/p>\n\n<p><strong>Neon 3a is suitable if:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>You want a low-cost 3a integrated with your Neon account<\/li>\n\n\n\n<li>You want to be able to open up to 5 portfolios<\/li>\n\n\n\n<li>You are looking for a dynamic allocation (up to 99% equities)<\/li>\n\n\n\n<li>You accept foreign exposure limited to 50%<\/li>\n<\/ul>\n\n<p><strong>It will be less suitable if:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>You want to build a fully customized portfolio<\/li>\n\n\n\n<li>You want more than 50% exposure to foreign currencies<\/li>\n\n\n\n<li>You are looking for the most optimized fund structure possible<\/li>\n<\/ul>\n\n<p>Pillar 3a Neon is a competitive and well-integrated offering for those seeking a low-cost product, particularly useful for young investors or those looking to simplify their pension management with a digital tool. However, it is less suitable for those seeking total flexibility in terms of investments or broader exposure to international markets.  <\/p>\n\n<p>Integration with the Neon app and the ability to open multiple portfolios make it an interesting option for tax optimization and dynamic retirement management.<\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1772187920238\"><strong class=\"schema-faq-question\"><strong>Can you invest 100% in equities with Neon 3a?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. The &#8220;Offensive 100&#8221; strategy allows you to invest up to 99% in equities. A small portion always remains in cash. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772187956515\"><strong class=\"schema-faq-question\"><strong>Is Neon 3a suitable for a very cautious profile?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, defensive strategies exist (25% equities). But the product&#8217;s DNA remains market-investment oriented. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772187989993\"><strong class=\"schema-faq-question\"><strong>Can you open multiple 3a accounts with Neon?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, up to 5 distinct portfolios. This allows you to stagger withdrawals at retirement and optimize taxation. <\/p> <\/div> <\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-taux-interets-compte-neon\">\t\t<h2 class=\"mt0 mb0\">Interest rates offered by the Neon bank account<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">NEON account interest rates<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Interest rate: 0.00% (no remuneration, even in Spaces)<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-rapidite-virements-neon\">\t\t<h2 class=\"mt0 mb0\">Fast transfers with NEON &#8211; send money<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Fast transfers with NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li><strong>Instant transfers<\/strong> with \u201cpay a friend\u201d (from Neon user to Neon user).<\/li>\n\n\n\n<li>An <strong>IBAN transfer<\/strong> within Switzerland made before noon arrives on the same day. If it&#8217;s done in the afternoon, it arrives the next day. <\/li>\n\n\n\n<li>A <strong>transfer abroad<\/strong> takes from a few minutes to a maximum of 24 hours. <\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-twint-neon\">\t\t<h2 class=\"mt0 mb0\">NEON Twint &#8211; pay with TWINT anywhere in Switzerland<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">TWINT WITH NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style><style>#gspb_image-id-gsbp-40fe405d-ef13 img{vertical-align:top;}#gspb_image-id-gsbp-40fe405d-ef13 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-40fe405d-ef13{margin-top:20px;margin-bottom:20px;}#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}#gspb_image-id-gsbp-40fe405d-ef13,#gspb_image-id-gsbp-40fe405d-ef13 img{height:50px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-40fe405d-ef13\" id=\"gspb_image-id-gsbp-40fe405d-ef13\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/twint-logo-1-e1697225014530.webp\" data-src=\"\" alt=\"payement avec TWINT\" loading=\"lazy\" width=\"150\" height=\"50\"\/><\/div>\n<style>.gspb_container-id-gsbp-2663e54{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-2663e54.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-2663e54.gspb_container{position:relative;}#gspb_container-id-gsbp-2663e54.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-2663e54\" id=\"gspb_container-id-gsbp-2663e54\">\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747789224756\"><strong class=\"schema-faq-question\">Can you use TWINT with Neon Bank?<\/strong> <p class=\"schema-faq-answer\">Yes. <strong>TWINT<\/strong>, the #1 payment app in Switzerland allows you to:<br\/>&#8211; Pay in stores<br\/>&#8211; Transfer money between friends<br\/>&#8211; Split a bill within a group (restaurant, outings, etc.)<br\/>&#8211; Pay for parking meters<br\/>&#8211; Pay online and in train stations<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747789307653\"><strong class=\"schema-faq-question\">How to use TWINT with Neon Bank?<\/strong> <p class=\"schema-faq-answer\">To use TWINT with Neon bank, you must use the <strong>TWINT Prepaid<\/strong> app for <a href=\"https:\/\/apps.apple.com\/de\/app\/twint-mobile-payment-und-shopping\/id1001116392\">iOS<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=ch.twint.payment\">Android<\/a> (UBS TWINT not compatible since September 2024). In this case, you cannot directly debit the bank account, but only pay with prepaid amounts.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747789345573\"><strong class=\"schema-faq-question\">How to set up TWINT with Neon?<\/strong> <p class=\"schema-faq-answer\"><a href=\"https:\/\/www.neon-free.ch\/fr\/get-neon\/\">\ud83d\udc49<\/a> Read the guide to <a data-type=\"post\" data-id=\"7685\" href=\"https:\/\/heyneo.ch\/en\/news\/neon-twint\/\">set up TWINT applications with NEON<\/a>.<\/p> <\/div> <\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">10<\/span>\t<\/div>\t<div id=\"10-frais-neon-banque\">\t\t<h2 class=\"mt0 mb0\">NEON Banque fees: card, foreign exchange, transfers, cash withdrawals, etc.<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">NEON Bank fees<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li>Free bank <strong>account<\/strong> <\/li>\n\n\n\n<li><strong>IBAN<\/strong> CH free of charge<\/li>\n\n\n\n<li>Prepaid Mastercard <strong>20 CHF<\/strong> for Neon Free and Plus, <strong>free<\/strong> for Neon Global and Metal<\/li>\n\n\n\n<li>\ud83d\udc5b <strong>Virtual sub-accounts<\/strong> \u201cSpaces\u201d free<\/li>\n\n\n\n<li>\ud83d\udcb3 <strong>Card payments<\/strong> without transaction fees<\/li>\n\n\n\n<li><strong>Exchange fees<\/strong> <strong>without markup<\/strong> on the <a href=\"https:\/\/www.mastercard.fr\/fr-fr\/particuliers\/support-conseils\/convertisseur-devises.html\">Mastercard<\/a> exchange rate, except for <strong>Neon Free<\/strong> (0.35%)<\/li>\n<\/ul>\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"neon-invest\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">neon invest<\/mark><\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Swiss stocks and ETFs: <strong>0.5%<\/strong> of the purchase or sale price per transaction<\/li>\n\n\n\n<li>International stocks: <strong>1.0%<\/strong><\/li>\n\n\n\n<li>From July 1, 2024: Minimum fee of <strong>1 CHF<\/strong> per transaction, except:\n<ul class=\"wp-block-list\">\n<li>Above 200 CHF for Swiss stocks or ETFs<\/li>\n\n\n\n<li>Above 100 CHF for international stocks and investment plans<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"virements-en-suisse\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b><strong>Money transfers in Switzerland <\/strong><\/b><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\udde8\ud83c\udded<\/b><\/mark><\/mark> \u2794 <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/h3>\n\n<p>IBAN transfers in CHF <strong>are free<\/strong>. In EUR, there are no transaction fees, but a 1.5% markup on the <a href=\"https:\/\/www.mastercard.fr\/fr-fr\/particuliers\/support-conseils\/convertisseur-devises.html\">Mastercard exchange rate<\/a>. <\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-3a87f968-cbeb svg,#gspb_infoBox-id-gsbp-3a87f968-cbeb svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-3a87f968-cbeb svg{margin:0px !important;}#gspb_infoBox-id-gsbp-3a87f968-cbeb svg:hover,#gspb_infoBox-id-gsbp-3a87f968-cbeb svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{border:0;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-3a87f968-cbeb\" id=\"gspb_infoBox-id-gsbp-3a87f968-cbeb\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M576 288c-22.421 0.361-43.864 3.991-64.051 10.433l1.571-0.433c8.982 15.522 14.338 34.12 14.48 53.959l0 0.041c0 61.856-50.144 112-112 112v0c-19.88-0.142-38.478-5.498-54.535-14.765l0.535 0.285c-5.551 18.541-8.746 39.847-8.746 61.899 0 123.391 100.029 223.42 223.42 223.42s223.42-100.029 223.42-223.42c0-123.391-100.029-223.42-223.42-223.42-0.237 0-0.474 0-0.711 0.001l0.037-0zM1145.040 482.8c-108.46-211.62-323.18-354.8-569.040-354.8s-460.64 143.28-569.040 354.82c-4.387 8.495-6.959 18.542-6.959 29.19s2.572 20.695 7.129 29.553l-0.17-0.363c108.46 211.62 323.18 354.8 569.040 354.8s460.64-143.28 569.040-354.82c4.387-8.495 6.959-18.542 6.959-29.19s-2.572-20.695-7.129-29.553l0.17 0.363zM576 800c-197.3 0-378.18-110-475.86-288 97.68-178 278.54-288 475.86-288s378.18 110 475.86 288c-97.66 178-278.54 288-475.86 288z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>In comparison, banks <strong>often charge a hidden fee<\/strong> of 2-3% in the interbank exchange rate, <span style=\"text-decoration: underline;\">in addition to<\/span> transaction costs.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"virements-internationaux\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>International transfers <\/strong><\/mark><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\udde8\ud83c\udded<\/b><\/mark><\/mark><\/mark><\/strong> \u2794 <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udf0d <\/mark><\/strong> <\/h3>\n\n<p><a href=\"https:\/\/heyneo.ch\/en\/news\/sepa-in-switzerland\/\">SEPA<\/a> transfers are not available, but Neon allows you to save fees and time with international transfers:<\/p>\n\n<p>\u2794 A very advantageous exchange rate at the average market rate.<br\/><br\/>\u2794 Transfers that can end up on the other side of the world in a matter of minutes.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">How does it work?<\/mark><\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>It&#8217;s the <a href=\"https:\/\/heyneo.ch\/en\/service\/wise-review\/\">WISE service that handles these transfers<\/a>. It is generally faster, less expensive and more transparent than IBAN and SEPA transfers.<\/li>\n\n\n\n<li>The fees are clearly indicated. They range <strong>between 0.8 and 1.7%<\/strong>. This includes a 0.40% convenience fee applied by Neon for <a href=\"https:\/\/www.neon-free.ch\/fr\/blog\/guide-de-largent\/internationaltransfers\/\">integrating the service into the app<\/a>. Therefore, it&#8217;s not necessary to have a WISE account.   <\/li>\n<\/ul>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-1363e0c9-b515 svg,#gspb_infoBox-id-gsbp-1363e0c9-b515 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-1363e0c9-b515 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-1363e0c9-b515 svg:hover,#gspb_infoBox-id-gsbp-1363e0c9-b515 svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{border:0;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-1363e0c9-b515\" id=\"gspb_infoBox-id-gsbp-1363e0c9-b515\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M768 512c-35.34 0-64 28.66-64 64s28.66 64 64 64 64-28.66 64-64-28.66-64-64-64zM928 192h-32v-32c0-53.020-42.98-96-96-96h-608c-106.040 0-192 85.96-192 192v512c0 106.040 85.96 192 192 192h704c70.7 0 128-57.3 128-128v-544c0-53.020-42.98-96-96-96zM960 832c0 35.28-28.72 64-64 64h-704c-70.58 0-128-57.42-128-128v-512c0-70.58 57.42-128 128-128h608c17.64 0 32 14.36 32 32v32h-608c-17.68 0-32 14.32-32 32s14.32 32 32 32h704c17.64 0 32 14.36 32 32v544z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-953742cb81f83e9466592be5e10f4fdd\">To save even more, you can <a href=\"https:\/\/wise.com\/invite\/ahpn\/julienblaised\">use our link to open a WISE account<\/a>, which <strong>will help you eliminate the<\/strong> 0.4% convenience fees.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-espece-en-suisse\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Cash withdrawals in Switzerland <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/mark><\/strong><\/h3>\n\n<p>At ATMs (cash dispensers) :<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Neon Free<\/strong>: 2.50 CHF per withdrawal<\/li>\n\n\n\n<li><strong>Neon Plus<\/strong>: free 2x\/month then 2 CHF per withdrawal<\/li>\n\n\n\n<li><strong>Neon Global<\/strong>: free 3x\/month then 2 CHF per withdrawal<\/li>\n\n\n\n<li><strong>Neon Metal<\/strong>: free 5x\/month then 2 CHF per withdrawal<\/li>\n<\/ul>\n\n<p>\u261d\ufe0f Withdrawal limits: daily = 2,000 CHF \/ monthly = 10,000 CHF<\/p>\n\n<p>\u2794 In parallel, Neon enables <strong>free cash withdrawals<\/strong> in stores, kiosks and restaurants with <a href=\"https:\/\/sonect.net\/ch-fr\/home-fr\/\">Sonect<\/a>, whose updated <a href=\"https:\/\/user.sonect.app\/map\">partner<\/a> locations are shown below.  <\/p>\n\n<p>\u2794 You can also withdraw cash <strong>from<b> Lidl<\/b> cashiers<\/strong> (CHF max 300.-\/withdrawal) conditional on a minimum purchase of CHF 10. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-especes-a-l-etranger\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Cash withdrawals abroad<\/mark><\/strong> \ud83c\udf0d<\/h3>\n\n<p>ATMs (classic cash dispensers)<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Neon Free<\/strong>: 1.5% of the withdrawn amount, no exchange rate markup<\/li>\n\n\n\n<li><strong>Neon Plus<\/strong>: 1% of the withdrawn amount, no exchange rate markup<\/li>\n\n\n\n<li><strong>Neon Global<\/strong>: 0.5% of the withdrawn amount, no exchange rate markup<\/li>\n\n\n\n<li><strong>Neon Metal<\/strong>: free withdrawals<\/li>\n<\/ul>\n\n<p>There is a daily cash withdrawal limit of 1K CHF or 1K EUR.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">11<\/span>\t<\/div>\t<div id=\"11-neon-metal\">\t\t<h2 class=\"mt0 mb0\">Neon Metal vs. Neon Free: Which to Choose? <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Should you choose Neon Metal?<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon Metal is essentially free withdrawals everywhere for <strong>CHF 15\/month<\/strong>. Once you&#8217;ve done the math: at what usage level is it worth taking out Neon Metal? <br\/><br\/>3 examples:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>In Switzerland, you need to make at least 7 withdrawals with Neon Free.<\/li>\n\n\n\n<li>Abroad, you need to withdraw more than 1000 CHF.<\/li>\n\n\n\n<li>A combination of 500 CHF withdrawal abroad + 6 withdrawals in Switzerland.<\/li>\n<\/ul>\n\n<p>You can easily place yourself in front of these 3 examples to find out if Neon Metal is right for you.  <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/p>\n\n<p>Don&#8217;t forget:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Replacement Neon Metal card charged at 80 CHF (compared to 20 CHF for other offers)<\/li>\n\n\n\n<li>Free delivery of the metal card included<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">12<\/span>\t<\/div>\t<div id=\"12-neon-en-voyage\">\t\t<h2 class=\"mt0 mb0\">NEON Bank for Travel and Abroad<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">NEON on the road<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>With NEON bank, there are no transaction fees or exchange fees.<\/p>\n\n<p><strong>The exchange rate<\/strong> is Mastercard&#8217;s, which is about 0.5% above the actual interbank rate. In comparison, it&#8217;s more advantageous than Zak, for example, which also uses a VISA reference rate but with a 2% markup. <\/p>\n\n<p>\ud83d\udccd <strong>We always recommend paying in local currency<\/strong>.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>International transfers via WISE available in more than 40 currencies<\/li>\n\n\n\n<li>Application adapted for mobile payments abroad (Apple Pay \/ Google Pay, etc.)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">13<\/span>\t<\/div>\t<div id=\"13-depot-argent-liquide-neon\">\t\t<h2 class=\"mt0 mb0\">Cash deposit on NEON account<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Cash deposit<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Here&#8217;s how to deposit cash into your Neon bank account. Purchase a TWINT top-up at a Post Office, Coop, or Interdiscount with the amount you wish to deposit into your account: <\/p>\n\n<p>With <a href=\"https:\/\/www.twint.ch\/fr\/faq\/comment-puis-je-minscrire-a-lapp-prepaid-twint\/\">TWINT Prepaid<\/a>, you need to select the \u201cUnload credit\u201d function then indicate an amount and the account IBAN.<\/p>\n\n<p>The money is deposited into the account 2 to 3 working days later.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">14<\/span>\t<\/div>\t<div id=\"14-service-client-neon\">\t\t<h2 class=\"mt0 mb0\">NEON bank customer service<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Customer service<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Accessibility<\/strong>: by phone \ud83e\udd33 <strong>Monday to Friday from 8am to 5pm<\/strong>. Response time is quick. By email and form in the app, the response window is two days \u23f3, but <strong>urgent matters are dealt with quickly<\/strong>.  <\/p>\n\n<p>Unlike N26 and Revolut, it is not possible to speak to a support person directly via chat from the app or website.<\/p>\n\n<p><strong>Reported experience<\/strong> generally excellent. On the basis of all our interactions in French, the agents are fully up to the level of their promises. There&#8217;s a real culture of user feedback within the support department, so that information can be passed on to the development team. Even on Fridays, at the end of the day, even if the call goes overtime, the search for solutions and the efficiency are there.  <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">15<\/span>\t<\/div>\t<div id=\"15-cashback-neon\">\t\t<h2 class=\"mt0 mb0\">Cashback NEON banque<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Cashback in the NEON offer<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Relatively inconsequential<\/strong>. NEON bank&#8217;s limited offer allows you to benefit from discounts with partner businesses such as: NordVPN, MoneyPark, EF, etc. <\/p>\n\n<p>However, there is a cashback system with Wise:<\/p>\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Plan<\/th><th>Wise Cashback<\/th><\/tr><\/thead><tbody><tr><td>Free<\/td><td>\u274c<\/td><\/tr><tr><td>Plus<\/td><td>\u274c<\/td><\/tr><tr><td>Global<\/td><td>\u2705 20%<\/td><\/tr><tr><td>Metal<\/td><td>\u2705 40%<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">16<\/span>\t<\/div>\t<div id=\"16-choisir-le-compte-neon\">\t\t<h2 class=\"mt0 mb0\">Good reasons to open an account with Neon Banque<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Choose Neon account<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon is currently <strong>one of the best neobanks in Switzerland<\/strong>. The app provides a Swiss IBAN and payment of Swiss QR bills and eBill. It is particularly interesting for Swiss residents who travel often or spend regularly across the border.   It is the best Swiss card for paying abroad because there are no exchange rate surcharges or fees when used overseas. <\/p>\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> As the card costs 0 CHF <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">with our code <strong>VSWH3C<\/strong><\/mark>, <strong>you can <a href=\"https:\/\/heyneo.ch\/en\/\" type=\"page\" id=\"23853\">open an additional account<\/a><\/strong> for free with another app. to enjoy the benefits of each and <a href=\"https:\/\/heyneo.ch\/en\/banks-comparison\/best-online-banks-switzerland\/\">compare online banks<\/a> in practice.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">17<\/span>\t<\/div>\t<div id=\"17-neon-vs-zak\">\t\t<h2 class=\"mt0 mb0\">Neon vs. Zak &#8211; Quick Comparison \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Neon VS. Zak<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"neon-vs-zak\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-buttonmain-color\">Neon<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0);color:#069ee1\" class=\"has-inline-color\">Zak<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18317,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#069ee1&quot;,&quot;#eb008c&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;125&quot;,200,&quot;100&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;,&quot;seriesData&quot;:[{&quot;name&quot;:&quot;Zak&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;125&quot;,200,&quot;100&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}]}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Zak natively integrates TWINT, supports eBill, LSV, and covers common payments in Switzerland seamlessly. However, it doesn&#8217;t allow managing multiple currencies, severely limits withdrawals outside Switzerland, and offers no access to investment. <br\/><br\/>Neon bank is more minimalist in terms of classic banking services, but better suited for foreign payments and small investments from the app.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si\">To be preferred if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>You want a simple app, with integrated TWINT, for 100% local use in CHF: <strong>Zak<\/strong> (read <a href=\"https:\/\/heyneo.ch\/en\/service\/zak-review\/\">Zak review and test<\/a>)<\/li>\n\n\n\n<li>You sometimes pay in foreign currencies, travel, or want to invest easily: <strong>Neon<\/strong><\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si\">To avoid if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>You&#8217;re looking for a multi-currency tool (Zak is limited to CHF)<\/li>\n\n\n\n<li>You often use TWINT (not compatible with Neon)<\/li>\n\n\n\n<li>You need an all-in-one tool for bills, payments, transfers and local management (Zak is more complete in this aspect)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">18<\/span>\t<\/div>\t<div id=\"18-neon-vs-yuh\">\t\t<h2 class=\"mt0 mb0\">Neon vs. Yuh &#8211; Quick Comparison \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Neon VS. Yuh<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"yuh-vs-neon\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Yuh<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-main-color\">Neon<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18201,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#2f154f&quot;,&quot;#eb008c&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;YUH&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;175&quot;,&quot;175&quot;,200,&quot;150&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Neon bank offers a better experience for everyday Swiss payments: CH IBAN, QR-bills, eBill, LSV, and free CHF withdrawals. However, the lack of native TWINT and the inability to hold multiple currencies limit its use when traveling or receiving funds in EUR. <br\/><br\/>Yuh covers traditional Swiss banking services less comprehensively, but it has an advantage in multi-currency payments, EUR withdrawals, and access to investment.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-lire-aussi\">Also read<\/h4>\n\n<p>For a detailed comparison, criterion by criterion: check our <strong><a href=\"https:\/\/heyneo.ch\/en\/banks-comparison\/neon-vs-yuh\/\" type=\"post\" id=\"6701\">complete analysis of Neon vs Yuh<\/a><\/strong>.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-1\">To be preferred if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>You live in Switzerland, with regular payments in CHF and bills to manage easily: <strong>Neon<\/strong><\/li>\n\n\n\n<li>you pay in EUR, you travel, or you want to invest occasionally: <strong>Yuh<\/strong> (<a href=\"https:\/\/heyneo.ch\/en\/service\/yuh-review\/\">Yuh review and test<\/a>)<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-1\">To avoid if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>You use TWINT daily<\/li>\n\n\n\n<li>You&#8217;re looking for a multi-currency account or an EUR IBAN<\/li>\n\n\n\n<li>You want to manage your payments, expenses and investments in several currencies<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">19<\/span>\t<\/div>\t<div id=\"19-neon-vs-alpian\">\t\t<h2 class=\"mt0 mb0\">Neon vs. Alpian &#8211; Quick Comparison \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Neon VS. Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"neon-vs-alpian\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-buttonmain-color\">Neon<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0);color:#22d918\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18340,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#22d918&quot;,&quot;#eb008c&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;125&quot;,&quot;150&quot;,&quot;125&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;,&quot;seriesData&quot;:[{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;125&quot;,&quot;150&quot;,&quot;125&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}]}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Alpian allows holding multiple currencies in a single account (CHF, EUR, USD, GBP), making international transfers without fees, and accessing an investment platform assisted by a human advisor. However, the card costs 60 CHF, withdrawals in Switzerland are charged 2 CHF, TWINT is only available as prepaid, and the app remains focused on wealth management logic.  <br\/><br\/>Neon bank is more direct, without fixed fees, smoother for everyday payments in Switzerland, but without multi-currency features or personalized financial management.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-2\">To be preferred if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>You want an account without fixed fees, compatible with Swiss payments and suitable for daily use in CHF: <strong>Neon<\/strong><\/li>\n\n\n\n<li>you are looking for personalized support to invest capital, with integrated wealth management: <strong>Alpian<\/strong> (<a href=\"https:\/\/heyneo.ch\/en\/service\/alpian-review\/\">Alpian review and test<\/a>)<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-2\">To avoid if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>You use TWINT or pay regularly by LSV<\/li>\n\n\n\n<li>You want a free card or CHF withdrawals without surcharge<\/li>\n\n\n\n<li>You don&#8217;t have an active investment project (Alpian then loses its main interest)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">20<\/span>\t<\/div>\t<div id=\"20-neon-vs-yuh-vs-revolut\">\t\t<h2 class=\"mt0 mb0\">Quick comparison between Neon, Yuh and Revolut \u26a1\ufe0f<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Comparison Neon VS. Yuh VS.  Revolut<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"yuh-vs-neon-vs-revolut\">Yuh vs. Neon vs.  Revolut<\/h3>\n\n<p>(See also the <a href=\"https:\/\/heyneo.ch\/en\/service\/revolut-review\/\">complete review of Revolut Switzerland<\/a>.)<\/p>\n<style>@media (max-width:575.98px){.gsbp-252df0c{display:block;overflow-x:auto;}}.gsbp-252df0c{border-collapse:collapse;table-layout:auto;}.gsbp-252df0c th{padding-top:6px;padding-bottom:6px;padding-right:12px;padding-left:12px;border-style:solid;border-width:1px;border-color:#00000012;font-size:16px;background-color:var(--wp--preset--color--lightbg,#cddceb21);}.gsbp-252df0c{width:100%;}<\/style>\n<table class=\"gsbp-252df0c\">\n<tr><style>table td.gsbp-ccc431d{line-height:20px;}<\/style>\n<td class=\"gsbp-ccc431d\"><\/td>\n\n\n<style>table td.gsbp-c811412{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-c811412\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-1024x1024.webp\" alt=\"\" class=\"wp-image-16289\" style=\"aspect-ratio:1;object-fit:cover;width:80px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-1024x1024.webp 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-300x300.webp 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-768x768.webp 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-1536x1536.webp 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-2048x2048.webp 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo.webp 150w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-100x100.webp 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-350x350.webp 350w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-788x788.webp 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-600x600.webp 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-d74c456{text-align:center;}<\/style>\n<td class=\"gsbp-d74c456\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"1000\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1024x1000.jpg\" alt=\"\" class=\"wp-image-16293\" style=\"width:50px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1024x1000.jpg 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-300x293.jpg 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-768x750.jpg 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1536x1500.jpg 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-2048x2000.jpg 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-154x150.jpg 154w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-100x98.jpg 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-358x350.jpg 358w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-788x769.jpg 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-600x586.jpg 600w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs.jpg 86w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-9677634{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-9677634\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-1024x1024.png\" alt=\"\" class=\"wp-image-16285\" style=\"aspect-ratio:1;object-fit:cover;width:80px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-1024x1024.png 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-300x300.png 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-768x768.png 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-1536x1536.png 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-2048x2048.png 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo.png 150w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-100x100.png 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-350x350.png 350w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-788x788.png 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-600x600.png 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-ea0b2c6{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-ea0b2c6\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1000\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-1024x1000.jpg\" alt=\"\" class=\"wp-image-16297\" style=\"width:50px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-1024x1000.jpg 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-300x293.jpg 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-768x750.jpg 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-1536x1500.jpg 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-2048x2000.jpg 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-154x150.jpg 154w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-100x98.jpg 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-358x350.jpg 358w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-788x769.jpg 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-600x586.jpg 600w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1.jpg 86w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-5650f13{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-5650f13\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-1024x1024.webp\" alt=\"\" class=\"wp-image-16281\" style=\"aspect-ratio:1;object-fit:cover;width:80px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-1024x1024.webp 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-300x300.webp 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-768x768.webp 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-1536x1536.webp 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-2048x2048.webp 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo.webp 150w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-100x100.webp 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-350x350.webp 350w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-788x788.webp 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-600x600.webp 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-c6b6d76{line-height:20px;}<\/style>\n<td class=\"gsbp-c6b6d76\">Free bank account<\/td>\n\n\n<style>table td.gsbp-d3b04a0{color:var(--wp--preset--color--vivid-green,#00d084);font-size:20px;text-align:center;}<\/style>\n<td class=\"gsbp-d3b04a0\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-5171080{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-5171080\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-7b6ea12{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-7b6ea12\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-e0ebacd{line-height:20px;}<\/style>\n<td class=\"gsbp-e0ebacd\">Individual CH IBAN<\/td>\n\n\n<style>table td.gsbp-dd8608d{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-dd8608d\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-d588447{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-d588447\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-a063a6b{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-a063a6b\"><strong>\u2718<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-6ed14fd{line-height:20px;}<\/style>\n<td class=\"gsbp-6ed14fd\">Free bank card<\/td>\n\n\n<style>table td.gsbp-2f1b9a5{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-2f1b9a5\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-034b692{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-034b692\"><strong>\u2718<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-77fa205{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-77fa205\"><strong>\u2718<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-382e96e{line-height:20px;}<\/style>\n<td class=\"gsbp-382e96e\">Withdrawal in Switzerland<\/td>\n\n\n<style>table td.gsbp-c370ae2{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-c370ae2\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-7afa733{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-7afa733\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-acac786{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-acac786\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-ae8691a{line-height:20px;}<\/style>\n<td class=\"gsbp-ae8691a\">International transfers<\/td>\n\n\n<style>table td.gsbp-29dd927{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-29dd927\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-373f076{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-373f076\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-65d509b{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-65d509b\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-fec73a8{line-height:20px;}<\/style>\n<td class=\"gsbp-fec73a8\">Traveling abroad<\/td>\n\n\n<style>table td.gsbp-805c574{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-805c574\"><strong>\u2718<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-6787b91{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-6787b91\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-4e95963{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-4e95963\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-124dba0{line-height:20px;}<\/style>\n<td class=\"gsbp-124dba0\">TWINT<\/td>\n\n\n<style>table td.gsbp-0700dcc{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-0700dcc\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-2523c24{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-2523c24\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-c3c9009{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-c3c9009\"><strong>\u2718<\/strong><\/td>\n<\/tr>\n<\/table>\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gspb_container-id-gsbp-121f2018-0d2f{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container{position:relative;}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-121f2018-0d2f\" id=\"gspb_container-id-gsbp-121f2018-0d2f\"><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-6f7019173c1dabe5e45a68e180b9b754\" style=\"font-size:22px\"><strong>Neon Promo Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/logo-neon-app.png\" data-src=\"\" alt=\"neon free app logo\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Use promo code <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">VSWH3C<\/mark><\/strong> when opening your account.<br\/><br\/>Free account <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.neon-free.ch\/fr\/get-neon\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Open an account<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-a-lire-aussi\">Also read<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/heyneo.ch\/en\/banks-comparison\/neon-vs-revolut\/\" type=\"post\" id=\"6913\">Neon vs. Revolut \u2013 8 Key Points Comparison (February 2026)<\/a><\/li>\n<\/ul>\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"que-pensez-vous-de-neon\">What do you think of Neon?<\/h2>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>Does the Neon app make your daily life easier? <\/li>\n\n\n\n<li>What feature would you like to customize or improve?  <\/li>\n\n\n\n<li>Is Neon suitable for your needs abroad?<\/li>\n<\/ul>\n<\/blockquote>\n\n<p><strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Share your feedback<\/mark><\/strong> with all Neo&#8217;s friends \ud83d\ude08<\/p>\n<style>#gspb_image-id-gsbp-0ba34eb{text-align:center;}#gspb_image-id-gsbp-0ba34eb img{vertical-align:top;}#gspb_image-id-gsbp-0ba34eb img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-0ba34eb img{border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;}#gspb_image-id-gsbp-0ba34eb img{border-style:solid;border-width:18px;border-color:var(--wp--preset--color--vivid-green,#00d084);}#gspb_image-id-gsbp-0ba34eb img{width:custom;}#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-0ba34eb\" id=\"gspb_image-id-gsbp-0ba34eb\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/11\/CTA-commentaires-EN-court-1.gif\" data-src=\"\" alt=\"User opinions and comments\" loading=\"lazy\" height=\"249\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Review of Neon: we have tested the pioneering neo-bank in Switzerland under real conditions. Strengths&#8230; weaknesses&#8230; services offered&#8230; costs&#8230; features&#8230; things to know and drawbacks&#8230; Our detailed analysis helps you compare effectively. Use the <strong>promo code VSWH3C<\/strong> when opening your account.   <\/p>\n","protected":false},"author":1,"featured_media":10317,"comment_status":"open","ping_status":"closed","template":"","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":""},"store":[],"product_brand":[],"product_cat":[399],"product_tag":[],"class_list":{"0":"post-14843","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-online-bank-in-switzerland","8":"first","9":"instock","10":"shipping-taxable","11":"product-type-external"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>NEON Bank \u2013 Review and Complete Overview in May 2026<\/title>\n<meta name=\"description\" content=\"Neon Bank Test in 2026: our detailed review of the Swiss online bank that offers a free bank account with a Swiss IBAN and a bank card.\" \/>\n<meta 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le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. 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The \"Offensive 100\" strategy allows you to invest up to 99% in equities. A small portion always remains in cash. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1772187956515","position":5,"url":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1772187956515","name":"Is Neon 3a suitable for a very cautious profile?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, defensive strategies exist (25% equities). But the product's DNA remains market-investment oriented. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1772187989993","position":6,"url":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1772187989993","name":"Can you open multiple 3a accounts with Neon?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, up to 5 distinct portfolios. This allows you to stagger withdrawals at retirement and optimize taxation. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1747789224756","position":7,"url":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1747789224756","name":"Can you use TWINT with Neon Bank?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. <strong>TWINT<\/strong>, the #1 payment app in Switzerland allows you to:<br>- Pay in stores<br>- Transfer money between friends<br>- Split a bill within a group (restaurant, outings, etc.)<br>- Pay for parking meters<br>- Pay online and in train stations","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1747789307653","position":8,"url":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1747789307653","name":"How to use TWINT with Neon Bank?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To use TWINT with Neon bank, you must use the <strong>TWINT Prepaid<\/strong> app for <a href=\"https:\/\/apps.apple.com\/de\/app\/twint-mobile-payment-und-shopping\/id1001116392\">iOS<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=ch.twint.payment\">Android<\/a> (UBS TWINT not compatible since September 2024). In this case, you cannot directly debit the bank account, but only pay with prepaid amounts.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1747789345573","position":9,"url":"https:\/\/heyneo.ch\/en\/service\/neon-review\/#faq-question-1747789345573","name":"How to set up TWINT with Neon?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<a href=\"https:\/\/www.neon-free.ch\/fr\/get-neon\/\">\ud83d\udc49<\/a> Read the guide to <a data-type=\"post\" data-id=\"7685\" href=\"https:\/\/heyneo.ch\/en\/news\/neon-twint\/\">set up TWINT applications with NEON<\/a>.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product\/14843","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/types\/product"}],"author":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/comments?post=14843"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/media\/10317"}],"wp:attachment":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/media?parent=14843"}],"wp:term":[{"taxonomy":"store","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/store?post=14843"},{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product_brand?post=14843"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product_cat?post=14843"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product_tag?post=14843"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}