{"id":14844,"date":"2025-01-10T23:24:02","date_gmt":"2025-01-10T22:24:02","guid":{"rendered":"https:\/\/heyneo.ch\/banques-en-ligne\/n26-switzerland-full-test-2024\/"},"modified":"2026-05-07T11:12:49","modified_gmt":"2026-05-07T09:12:49","slug":"n26-review","status":"publish","type":"product","link":"https:\/\/heyneo.ch\/en\/service\/n26-review\/","title":{"rendered":"N26 Switzerland \u2013 Review, Test, and Comprehensive Overview (May 2026) + get 20 EUR"},"content":{"rendered":"<style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{color:#ec4da3}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{background-color:#f4b6d9}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-style:none;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-bottom-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-87fad4ca-0f99\" id=\"gspb_toc-id-gsbp-87fad4ca-0f99\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"The N26 Switzerland offer\"><a class=\"gs-scrollto\" href=\"#1-offre-de-n26-suisse\">N26 offering<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Security: N26 Switzerland guarantees\"><a class=\"gs-scrollto\" href=\"#2-garanties-de-n26-suisse\">Security: N26&#8217;s guarantees<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Opening an account with N26\"><a class=\"gs-scrollto\" href=\"#3-ouverture-de-compte-n26\">Opening an account with N26<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"The N26 bank card\"><a class=\"gs-scrollto\" href=\"#4-carte-bancaire-n26\">The N26 bank card<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"N26 application features\"><a class=\"gs-scrollto\" href=\"#5-fonctionnalites-application-n26\">N26 app features<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"N26 account interest rates\"><a class=\"gs-scrollto\" href=\"#6-taux-interets-n26\">N26 account interest rates<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Transfer speed with N26\"><a class=\"gs-scrollto\" href=\"#7-rapidite-virements-n26\">N26 transfer speed<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"TWINT WITH N26\"><a class=\"gs-scrollto\" href=\"#8-twint-n26\">TWINT with N26<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"N26 Bank fees\"><a class=\"gs-scrollto\" href=\"#9-frais-n26\">N26 fees<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">10<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"N26 on the move\"><a class=\"gs-scrollto\" href=\"#10-n26-en-voyage\">Travelling abroad with N26<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">11<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cash deposit\"> <a class=\"gs-scrollto\" href=\"#11-depot-argent-liquide-n26\">Cash deposit<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">12<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Customer service\"> <a class=\"gs-scrollto\" href=\"#12-service-client-n26\">Customer service<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">13<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cashback in the Standard offer\"><a class=\"gs-scrollto\" href=\"#13-cashback-n26\">Cashback in the Standard offer<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">14<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Choose your N26 account\"><a class=\"gs-scrollto\" href=\"#14-choisir-le-compte-n26\">Choose your N26 account<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">15<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"N26 VS. Revolut\"><a class=\"gs-scrollto\" href=\"#15-Revolut-vs-N26\">N26 VS. Revolut<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">16<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"N26 VS. Wise\"><a class=\"gs-scrollto\" href=\"#16-Revolut-vs-Wise\">N26 VS. Wise<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">17<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Which is the best bank for Switzerland? \ud83c\udde8\ud83c\udded\"><a class=\"gs-scrollto\" href=\"#17-neon-vs-yuh-vs-n26\">Which is the best bank for Switzerland? \ud83c\udde8\ud83c\udded <\/a><\/span><\/div><\/div><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-top has-medium-font-size is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top has-black-color has-text-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#00d18408;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-0c634146-82ff{font-size:20px;}.gspb_text-id-gsbp-0c634146-82ff,.gspb_text-id-gsbp-0c634146-82ff .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}.gspb_text-id-gsbp-0c634146-82ff{color:var(--wp--preset--color--vivid-green,#00d084);}.gspb_text-id-gsbp-0c634146-82ff{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-0c634146-82ff\" class=\"gspb_text gspb_text-id-gsbp-0c634146-82ff \">Strengths<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList{padding-left:20px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-84701208-1e94\" id=\"gspb_iconsList-id-gsbp-84701208-1e94\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">EUR account<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Free payments<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Also available on the Web<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Free currency exchange<\/span><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#f041580f;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-687dee4b-237b{font-size:20px;}.gspb_text-id-gsbp-687dee4b-237b,.gspb_text-id-gsbp-687dee4b-237b .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}.gspb_text-id-gsbp-687dee4b-237b{color:var(--wp--preset--color--red-bright,#f04057);}.gspb_text-id-gsbp-687dee4b-237b{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-687dee4b-237b\" class=\"gspb_text gspb_text-id-gsbp-687dee4b-237b \">Weaknesses<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList{margin-left:0px;padding-left:20px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-98bb2597-2368\" id=\"gspb_iconsList-id-gsbp-98bb2597-2368\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">No IBAN CH<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Not compatible with TWINT<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">No payments in CHF<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>[<em>Update \u2013 02\/07\/2026:<\/em> N26 promo code]<br\/>[<em>Update \u2013 07\/23\/2025: Introducing the N26 eSIM offer<\/em>]<\/p>\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-offre-de-n26-suisse\">\t\t<h2 class=\"mt0 mb0\">Summary of the N26 Switzerland offer<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">The N26 Switzerland offer<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>A pure neobank player: N26 has been creating the market since 2013. It now has over 8 million users and is also available in Switzerland.  <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"n26-standard-le-compte-et-la-carte\">N26 Standard &#8211; account and card \ud83d\udcb3<\/h3>\n\n<p>free<\/p>\n<style>#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{width:15px !important;height:15px !important;min-width:15px}body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{margin-bottom:20px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-780f3552-1754\" id=\"gspb_iconsList-id-gsbp-780f3552-1754\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">a free multi-currency account in CHF, EUR and USD (+ 13 currencies)<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">a free Mastercard Debit card<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">free payments (without exchange rate surcharge)<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 896 1024\"><path style=\"fill:#565D66\" d=\"M848.8 429.4l-704-416.2c-57.2-33.8-144.8-1-144.8 82.6v832.2c0 75 81.4 120.2 144.8 82.6l704-416c62.8-37 63-128.2 0-165.2zM96 907v-790c0-9.2 10.2-15 18.2-10.4l668.4 395c7.8 4.6 7.8 16 0 20.6l-668.4 395.2c-8 4.6-18.2-1.2-18.2-10.4z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Free German IBAN (DE)<\/span><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"n26-smart-l-offre-premium\">N26 Smart &#8211; the premium offer<\/h3>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>CHF 4.90\/month<\/p>\n\n<ul class=\"wp-block-list\">\n<li>The physical Mastercard  <\/li>\n\n\n\n<li>Piggy bank&#8221; sub-accounts called Spaces<\/li>\n\n\n\n<li>Shared spaces<\/li>\n\n\n\n<li>Features for easy savings<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Both plans allow you to open a <strong>joint account<\/strong> with IBAN, ideal for managing shared expenses (rent, bills, etc.). You can set up recurring payments and link it to an N26 card to pay with shared funds. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-garanties-de-n26-suisse\">\t\t<h2 class=\"mt0 mb0\">Security: is N26 Safe?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Security: N26 Switzerland guarantees<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li>Services are provided by N26 Bank AG based in Berlin. It is not a Swiss bank and is therefore not <a href=\"https:\/\/www.finma.ch\/en\/~\/media\/finma\/dokumente\/bewilligungstraeger\/pdf\/beh.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">licensed by FINMA<\/a>. However, it holds a European banking license.  <\/li>\n\n\n\n<li>German deposit protection insurance up to EUR 100,000 in the event of bankruptcy.<\/li>\n\n\n\n<li>The crypto part is provided by Bitpanda Asset Management GmbH<\/li>\n\n\n\n<li>Enhanced security with two-factor authentication (2FA) and real-time notifications<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-ouverture-de-compte-n26\">\t\t<h2 class=\"mt0 mb0\">Open a N26 Switzerland account EUR 20 free<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Opening an account with N26<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>N26 is available in English, German, French, Italian, Spanish.<\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748381829789\"><strong class=\"schema-faq-question\">Who can open an account with N26?<\/strong> <p class=\"schema-faq-answer\">Conditions for opening an account:<br\/>&#8211; Be at least 18 years old (YUH 18 years, Neon 16 years, ZAK 15 years).<br\/>&#8211; Reside in Switzerland, or in one of the <a href=\"https:\/\/support.n26.com\/fr-fr\/compte-et-informations-personnelles\/ouvrir-un-compte\/puis-je-ouvrir-un-compte-n26\">countries covered by N26<\/a>.<br\/>&#8211; Have a smartphone.<br\/>&#8211; Your Tax Identification Number (TIN) for the crypto section.<br\/>&#8211; No proof of income or initial deposit required.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-carte-bancaire-n26\">\t\t<h2 class=\"mt0 mb0\">N26 Switzerland bank card<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">The N26 bank card<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;padding-bottom:0\">\n<p>The transparent bank card from N26 Standard :<\/p>\n\n\n<style>#gspb_image-id-gsbp-3fc3f771-c30a img{vertical-align:top;}#gspb_image-id-gsbp-3fc3f771-c30a img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-3fc3f771-c30a{margin-top:-23px;}#gspb_image-id-gsbp-3fc3f771-c30a img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-3fc3f771-c30a img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-3fc3f771-c30a img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-3fc3f771-c30a img{width:auto;}}#gspb_image-id-gsbp-3fc3f771-c30a,#gspb_image-id-gsbp-3fc3f771-c30a img{height:250px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-3fc3f771-c30a\" id=\"gspb_image-id-gsbp-3fc3f771-c30a\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/11\/carte-bancaire-N26.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"1024\" height=\"250\"><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p>The 5-colour N26 Smart card:<\/p>\n\n\n<style>#gspb_image-id-gsbp-59f63b2e-3d4c img{vertical-align:top;}#gspb_image-id-gsbp-59f63b2e-3d4c img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-59f63b2e-3d4c{margin-top:30px;}#gspb_image-id-gsbp-59f63b2e-3d4c img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-59f63b2e-3d4c img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-59f63b2e-3d4c img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-59f63b2e-3d4c img{width:auto;}}#gspb_image-id-gsbp-59f63b2e-3d4c,#gspb_image-id-gsbp-59f63b2e-3d4c img{height:205px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-59f63b2e-3d4c\" id=\"gspb_image-id-gsbp-59f63b2e-3d4c\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/11\/n26-Smart-carte-bancaire-Suisse.png\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"350\" height=\"205\"><\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\ud83d\udcb3 <span style=\"color: #000000;\"><strong>The N26 Debit Mastercard<\/strong> at a glance :<\/span><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Contactless payment is code-free up to EUR 150. Beyond that, a PIN code is required. <\/li>\n\n\n\n<li>Monthly withdrawal limit: EUR 20,000<\/li>\n\n\n\n<li>Daily withdrawal limit: 2,500 EUR<\/li>\n\n\n\n<li>Replacing the card costs 10 EUR<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"generation-de-cartes-virtuelles\"><strong>Virtual card generation<\/strong><\/h3>\n\n<p>As with Revolut, N26 offers the possibility of creating virtual bank cards.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-fd146c92-6b98\" id=\"gspb_infoBox-id-gsbp-fd146c92-6b98\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>To create a new virtual map<\/strong>, go to the Maps tab in the &#8220;Get an additional map&#8221; application, then &#8220;Virtual&#8221;.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-fonctionnalites-application-n26\">\t\t<h2 class=\"mt0 mb0\">N26 application: features<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">N26 application features<\/div>\t<\/div><\/div>\n<h3 class=\"wp-block-heading\" id=\"en-standard-l-app-n26-est-basique\"><strong>In Standard<\/strong> the app. N26 is basic <\/h3>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li>Monitoring account movements<\/li>\n\n\n\n<li>Transfers<\/li>\n\n\n\n<li>Standing orders<\/li>\n\n\n\n<li>View expenses by category<\/li>\n\n\n\n<li>Push notifications<\/li>\n\n\n\n<li>Instant MoneyBeam payments (between N26 users)<\/li>\n\n\n\n<li>Personal data management<\/li>\n\n\n\n<li>Chat support<\/li>\n\n\n\n<li>Dark mode<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"la-gestion-de-la-carte\"><strong> Card management<\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Temporarily block the card from the application  <\/li>\n\n\n\n<li>Suspend card<\/li>\n\n\n\n<li>Change map limits<\/li>\n\n\n\n<li>Change PIN code<\/li>\n\n\n\n<li>Activate\/deactivate contactless payments, ATM withdrawals, foreign payments<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Smart (premium)<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Creation of &#8220;Spaces&#8221; sub-accounts<\/li>\n\n\n\n<li>Locking spaces<\/li>\n\n\n\n<li>Shared areas for N26 users<\/li>\n\n\n\n<li>Associate Mastercard with a space (can be modified)<\/li>\n\n\n\n<li>Recurring transfers between current account and Espaces<\/li>\n\n\n\n<li>Round up to the next euro to save without realizing it (&#8220;gas pedal&#8221; up to 5X)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"achat-et-vente-crypto-200\"><strong>Buying and selling Crypto<\/strong> (200)<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Algorand, Avalanche, Bitcoin, Cardano, Chainlink, Cosmos, Ethereum, Polkadot, Polygon, Solana, Stellar, Tezos &#8230;<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"les-fonctionnalites-qui-lui-manquent\">The features it lacks<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>no eBill  <\/li>\n\n\n\n<li>no invoice scanning  <\/li>\n\n\n\n<li>no TWINT<\/li>\n\n\n\n<li>No CHF account or multi-currency card<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-taux-interets-n26\">\t\t<h2 class=\"mt0 mb0\">Interest rates offered by the N26 account<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">N26 account interest rates<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>0%<\/strong>: Standard and Smart accounts offer no interest, even when funds are held in &#8220;Spaces&#8221;.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-rapidite-virements-n26\">\t\t<h2 class=\"mt0 mb0\">Transfer speed with N26 &#8211; send money<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Transfer speed with N26<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\u25cf <strong>Instant money transfers<\/strong> with MoneyBeam (between N26 users)<\/p>\n\n<p>\u25cf A <a href=\"https:\/\/heyneo.ch\/en\/news\/sepa-in-switzerland\/\"><strong>SEPA<\/strong> transfer<\/a> \/ IBAN is instant within the SEPA zone even on weekends.<\/p>\n\n<p>\u25cf A <strong>transfer <\/strong>in a currency other than EUR passes through the Wise payment infrastructure. Payments are made almost instantly (as in the case of an N26 transfer in EUR to another Swiss account in CHF) and in less than a day anywhere in the world. <br\/><br\/>\u25cf <strong>One exception<\/strong>: a transfer in EUR to a EUR account in a Swiss bank takes one to two working days.  <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-twint-n26\">\t\t<h2 class=\"mt0 mb0\">N26 Twint &#8211; pay with TWINT anywhere in Switzerland<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">TWINT WITH N26<\/div>\t<\/div><\/div><style><\/style><style><\/style><style>#gspb_image-id-gsbp-40fe405d-ef13 img{vertical-align:top;}#gspb_image-id-gsbp-40fe405d-ef13 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-40fe405d-ef13{margin-top:20px;margin-bottom:20px;}#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}#gspb_image-id-gsbp-40fe405d-ef13,#gspb_image-id-gsbp-40fe405d-ef13 img{height:50px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-40fe405d-ef13\" id=\"gspb_image-id-gsbp-40fe405d-ef13\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/twint-logo-1-e1697225014530.webp\" data-src=\"\" alt=\"payement avec TWINT\" loading=\"lazy\" width=\"150\" height=\"50\"\/><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748381752575\"><strong class=\"schema-faq-question\">Can you use TWINT with N26?<\/strong> <p class=\"schema-faq-answer\">N26 <strong>does not support<\/strong> TWINT payments. The only fast payment option is the MoneyBeam system (only between N26 users). It&#8217;s unfortunate because TWINT remains by far the #1 payment app in Switzerland that allows you to:<br\/>&#8211; Pay in stores.<br\/>&#8211; Transfer money between friends.<br\/>&#8211; Split a bill within a group (restaurant, outings, etc.).<br\/>&#8211; Pay for parking meters.<br\/>&#8211; Pay online and at train stations.  <\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-frais-n26\">\t\t<h2 class=\"mt0 mb0\">N26 Bank charges: card, foreign exchange, transfers, cash withdrawals, etc.<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">N26 Bank fees<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\u25cf Free <strong>bank account<\/strong><br\/>\u25cf Free German <strong>IBAN<\/strong> (DE)<br\/>\u25cf Free <strong>virtual card<\/strong> Mastercard Debit<br\/>\u25cf Optional physical card for 10 EUR<\/p>\n\n<p>\u25cf \ud83d\udcb3 <strong>Card payments <\/strong>without transaction fees.<br\/><br\/>\u25cf <strong>Exchange fees<\/strong> without <a rel=\"noreferrer noopener\" href=\"https:\/\/www.mastercard.fr\/fr-fr\/particuliers\/support-conseils\/convertisseur-devises.html\" target=\"_blank\">Mastercard reference rate<\/a> mark-up.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"moneybeam-transfert-d-argent-instantane\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>MoneyBeam: instant money transfer<\/strong><\/mark><\/h3>\n\n<p><strong>MoneyBeam<\/strong> is a service developed by N26 that allows <strong>free<\/strong> and instant <strong>transfers<\/strong> from one N26 account to another N26 account.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"virements-vers-la-suisse\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b><strong>Transfers to Switzerland <\/strong><\/b><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\uddea\ud83c\uddfa<\/b><\/mark><\/mark> \u2794 <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/h3>\n\n<p><strong>Free SEPA transfers<\/strong> are an advantage if you frequently make transactions in EUR. Since N26 only offers accounts in EUR, payments in CHF are not possible, a point to consider for your operations in Switzerland. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"virements-internationaux\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>International transfers  <\/strong><\/mark><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\uddea\ud83c\uddfa<\/b><\/mark><\/mark> <\/b><\/mark><\/mark><\/mark><\/strong> \u2794  <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udf0d  <\/mark><\/strong><\/h3>\n\n<p>WISE (TransferWise) operates these transfers for currencies other than EUR.<\/p>\n\n<p>This solution is generally faster, less expensive, and more transparent. Everything is directly integrated into the app: <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Advantageous fees between 0.5 and 1.5% in more than 18 currencies<\/li>\n\n\n\n<li>Transfers that can be completed in <strong>minutes<\/strong> on the other side of the world<\/li>\n<\/ul>\n\n<p>Everything is transparent. The application gives an overview of the exchange rate and fees charged before validating a transfer. <\/p>\n\n<p>Unlike NEON, N26 does not add a 0.40% convenience fee for integrating WISE into the app.<\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg{margin:0px !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d0d849bd-4f7b\" id=\"gspb_infoBox-id-gsbp-d0d849bd-4f7b\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 992 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M496 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM854.6 336h-134.4c-13.4-73-35-137.6-62.4-189.4 85.8 38 155.4 105.4 196.8 189.4zM496 112c37.2 0 97.2 82.4 126.4 224h-252.8c29.2-141.6 89.2-224 126.4-224zM96 512c0-27.4 2.8-54.2 8-80h155.4c-2 26.2-3.4 52.6-3.4 80s1.4 53.8 3.4 80h-155.4c-5.2-25.8-8-52.6-8-80zM137.4 688h134.4c13.4 73 35 137.6 62.4 189.4-85.8-38-155.4-105.4-196.8-189.4zM271.8 336h-134.4c41.4-84 111-151.4 196.8-189.4-27.4 51.8-49 116.4-62.4 189.4zM496 912c-37.2 0-97.2-82.4-126.4-224h253c-29.4 141.6-89.4 224-126.6 224zM636.2 592h-280.4c-2.2-25.6-3.8-52-3.8-80s1.6-54.4 3.8-80h280.6c2.2 25.6 3.8 52 3.8 80s-1.8 54.4-4 80zM657.8 877.4c27.4-51.8 48.8-116.4 62.4-189.4h134.4c-41.4 84-111 151.4-196.8 189.4zM732.6 592c2-26.2 3.4-52.6 3.4-80s-1.4-53.8-3.4-80h155.4c5.2 25.8 8 52.6 8 80s-2.8 54.2-8 80h-155.4z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>SEPA transfers:<\/strong> you can use this system free of charge for Smart accounts, and for a fee of 0.99 EUR for Standard accounts.<\/p>\n<\/div><\/div><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-69f73d5d-1ffd svg,#gspb_infoBox-id-gsbp-69f73d5d-1ffd svg path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-69f73d5d-1ffd svg{margin:0px !important;}#gspb_infoBox-id-gsbp-69f73d5d-1ffd svg:hover,#gspb_infoBox-id-gsbp-69f73d5d-1ffd svg:hover path{fill:var(--wp--preset--color--secondary,var(--rehub-sec-color)) !important;}#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{background-color:#f4b6d9;}}#gspb_infoBox-id-gsbp-69f73d5d-1ffd .gs-box{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-69f73d5d-1ffd\" id=\"gspb_infoBox-id-gsbp-69f73d5d-1ffd\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>No WISE account?<\/strong> No problem. The process is integrated:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Initiate a transfer in a foreign currency (other than EUR), then enter your <strong>N26<\/strong> account e-mail address and click on &#8220;forgot password&#8221;.<\/li>\n\n\n\n<li>You receive a WISE e-mail to set a password.<\/li>\n\n\n\n<li>Return to the N26 application and use this password. That&#8217;s it. <\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-especes-en-suisse\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Cash withdrawals in Switzerland <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/mark><\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Standard: in EUR <strong>free 3x\/month<\/strong> then 2 EUR\/withdrawal<\/li>\n\n\n\n<li>Smart: in EUR <strong>free 5x\/month<\/strong> then 2 EUR\/withdrawal<\/li>\n\n\n\n<li>In CHF and other currencies at an exchange rate of 1.7%.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-espece-en-europe-et-dans-le-monde\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Cash withdrawals in Europe and worldwide <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/mark><\/strong>\ud83c\udf0d<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>In EUR within the <a href=\"https:\/\/fr.wikipedia.org\/wiki\/Zone_euro\">euro zone<\/a> free of charge 3x\/month then 2 EUR\/withdrawal<\/li>\n\n\n\n<li>In CHF and other currencies at an exchange rate of 1.7%.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"crypto-monnaies\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Crypto-currencies<\/mark><\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>1.5% fee for Bitcoin (BTC)<\/li>\n\n\n\n<li>2.5% fee for most altcoins<\/li>\n\n\n\n<li>N26 Metal allows for reducing these fees, but is not available in Switzerland<\/li>\n<\/ul>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-ff0ec78b-77f5 svg,#gspb_infoBox-id-gsbp-ff0ec78b-77f5 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-ff0ec78b-77f5 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-ff0ec78b-77f5 svg:hover,#gspb_infoBox-id-gsbp-ff0ec78b-77f5 svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-ff0ec78b-77f5 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-ff0ec78b-77f5\" id=\"gspb_infoBox-id-gsbp-ff0ec78b-77f5\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Lower crypto fees:<\/strong> the N26 Metal offer does reduce crypto fees but it&#8217;s not available in Switzerland. YUH Bank is a good alternative, offering a simple and efficient crypto buy-and-sell service for a 1% commission. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">10<\/span>\t<\/div>\t<div id=\"10-n26-en-voyage\">\t\t<h2 class=\"mt0 mb0\">N26 on the move and abroad<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">N26 on the move<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>When it comes to travel, N26 really does its users a favor. To recap. <\/p>\n\n<p><strong>For travel, N26 Standard offers :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>A EUR account<\/li>\n\n\n\n<li>Free transactions<\/li>\n\n\n\n<li>Free <a href=\"https:\/\/www.mastercard.fr\/fr-fr\/particuliers\/support-conseils\/convertisseur-devises.html\">Mastercard<\/a> exchange rate.<\/li>\n<\/ul>\n\n<p><strong>With N26 Smart you can :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Create a space dedicated to travel.<\/li>\n\n\n\n<li>Set aside a regular amount to build up your budget.<\/li>\n\n\n\n<li>Round up to the nearest euro when making purchases Save money in the Dedicated Area.<\/li>\n\n\n\n<li>Link Mastercard Debit to the chosen Espace.<\/li>\n\n\n\n<li>Lock other Spaces so you don&#8217;t exceed your budget during your trip.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"esim-n26-une-solution-pratique-pour-les-voyageurs\">N26 eSIM: A Practical Solution for Travelers<\/h3>\n\n<p>N26 integrates an eSIM service into its app: you can buy data plans for 100+ countries, without changing SIM cards or going through an operator.<br\/>Useful when landing without network coverage or to avoid roaming charges. The N26 eSIM does not provide a local number, but allows you to stay connected temporarily, directly from the app.<br\/>Convenient for short stays, but not always the most economical solution depending on the country. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">11<\/span>\t<\/div>\t<div id=\"11-depot-argent-liquide-n26\">\t\t<h2 class=\"mt0 mb0\">Cash deposit on N26 account<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Cash deposit<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>N26 users cannot deposit cash into their account. The only options available to fund the account are : <\/p>\n\n<ul class=\"wp-block-list\">\n<li>standard bank transfers<\/li>\n\n\n\n<li>deposits via Apple Pay or Google Pay<\/li>\n\n\n\n<li>credit card payment<\/li>\n\n\n\n<li>transfers between N26 users<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">12<\/span>\t<\/div>\t<div id=\"12-service-client-n26\">\t\t<h2 class=\"mt0 mb0\">N26 customer service<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Customer service<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>\u25cf <strong>Accessibility<\/strong>: via in-app chat \ud83e\udd33 <strong>every day from 7:00 AM to 11:00 PM<\/strong>. The response time is extremely fast. <br\/><br\/>The chatbot is simply useless.<\/p>\n\n<p>It must be said that the<a href=\"https:\/\/support.n26.com\/en-eu\"> N26 documentatio<\/a>n (and research) is very well done. Unfortunately for Swiss customers, it is only available in English. Please ensure that you remain within the \u2018Europe\u2019 documentation. The French version is not valid for Switzerland.   <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">13<\/span>\t<\/div>\t<div id=\"13-cashback-n26\">\t\t<h2 class=\"mt0 mb0\">Cashback N26 Standard<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Cashback in the Standard offer<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>N26&#8217;s cashback offer earns 0.1% on every card payment.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">14<\/span>\t<\/div>\t<div id=\"14-choisir-le-compte-n26\">\t\t<h2 class=\"mt0 mb0\">Good reasons to open an account with N26 Switzerland<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Choose your N26 account<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>The N26 account does not cover the needs of life in Switzerland for 3 reasons:<\/p>\n\n<ol class=\"wp-block-list\">\n<li>This is a EUR-only account.<\/li>\n\n\n\n<li>There is a charge for using it in Switzerland.  <\/li>\n\n\n\n<li>It does not scan Swiss invoices.<\/li>\n<\/ol>\n\n<p>On the other hand, N26 is a perfect support account for business in Europe with :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Free withdrawals in EUR (even in Switzerland)<\/li>\n\n\n\n<li>The DE IBAN for receiving payments<\/li>\n\n\n\n<li>Quick online account opening<\/li>\n\n\n\n<li>Reduced fees on EUR payments<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">15<\/span>\t<\/div>\t<div id=\"15-Revolut-vs-N26\">\t\t<h2 class=\"mt0 mb0\">N26 vs. Revolut \u2013 quick comparison \u26a1\ufe0f<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">N26 VS. Revolut<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>N26 is easy to use for managing a budget in EUR. Personal IBAN, well-designed app, free card: everything works well as long as you stay in the Eurozone. But as soon as you want to pay in other currencies, withdraw cash outside Europe, or track a multi-currency balance, you quickly reach the limits.  <\/p>\n\n<p>Revolut is more flexible for juggling multiple currencies, paying everywhere, sending money internationally, or tracking a balance in USD, JPY, or GBP without surprises. However, neither allows normal operation in Switzerland: no CH IBAN, no native TWINT, no compatibility with local bills. <\/p>\n\n<p><\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-4\">To be preferred if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>you live or work in the Eurozone and want a clear app in EUR: <strong>N26<\/strong><\/li>\n\n\n\n<li>you travel often or manage multiple currencies daily: <strong>Revolut<\/strong> (<a href=\"https:\/\/heyneo.ch\/en\/service\/revolut-review\/\">Revolut review and test<\/a>)<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-4\">To avoid if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>You live in Switzerland or need a CH IBAN to receive or pay locally<\/li>\n\n\n\n<li>You use TWINT, eBill, or direct debits in CHF<\/li>\n\n\n\n<li>You&#8217;re looking for an app compatible with everyday Swiss payments<\/li>\n<\/ul>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">16<\/span>\t<\/div>\t<div id=\"16-Revolut-vs-Wise\">\t\t<h2 class=\"mt0 mb0\">N26 VS. Wise \u2013 Quick Comparison \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">N26 VS. Wise<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>N26 is suitable for those who receive income in EUR or mainly pay within the SEPA zone. The personal IBAN makes it easy to get paid in euros and the card works well for everyday payments. But it&#8217;s not possible to manage multiple currencies or track a balance other than EUR.  <\/p>\n\n<p>Wise is more useful when juggling multiple currencies. You can maintain different balances, convert at the real rate, and use the card in almost all situations. But there are no direct transfers in CHF, no personal IBAN in EUR, and no classic banking functions like eBill or LSV.  <\/p>\n\n<p>Neither covers Swiss banking uses. You can&#8217;t receive a salary in CHF or use TWINT. <\/p>\n\n<p><\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-4\">To be preferred if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>you are paid in EUR or stay within stable SEPA usage: <strong>N26<\/strong><\/li>\n\n\n\n<li>you often pay abroad or want to convert multiple currencies without hidden fees: <strong>Wise<\/strong> (read <a href=\"https:\/\/heyneo.ch\/en\/service\/wise-review\/\">Wise review and test<\/a>)<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-4\">To avoid if&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>you live in Switzerland or need to manage a budget in CHF<\/li>\n\n\n\n<li>you want a single app to do everything without having to juggle between multiple tools<\/li>\n\n\n\n<li>you use TWINT or eBill in your daily life<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">17<\/span>\t<\/div>\t<div id=\"17-neon-vs-yuh-vs-n26\">\t\t<h2 class=\"mt0 mb0\">Online Account: Quick Comparison Between Neon, Yuh and N26 \u26a1\ufe0f<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Which is the best bank for Switzerland? \ud83c\udde8\ud83c\udded <\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gspb_container-id-gsbp-aa772f67-c882{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-aa772f67-c882.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-aa772f67-c882.gspb_container{position:relative;}#gspb_container-id-gsbp-aa772f67-c882.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-aa772f67-c882\" id=\"gspb_container-id-gsbp-aa772f67-c882\">\n<h3 class=\"wp-block-heading\" id=\"yuh-vs-neon-vs-n26\">Yuh vs. Neon vs.  N26<\/h3>\n\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-1705334000vers\"><style scope>#wpsm-vs-1705334000vers, #wpsm-vs-1705334000vers .vs-conttext{color:#000000}#wpsm-vs-1705334000vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\"><\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-img-col\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/IMG_6295-150x150.png\" class=\"vs-image\" \/><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-img-col\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/logo-neon-app-150x150.png\" class=\"vs-image\" \/><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-img-col\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/1901_N26_App_Icon-150x150.png\" class=\"vs-image\" \/><\/div><\/div><\/div>\n\n<style>.gspb_container-id-gsbp-70fc6670-3d29{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-70fc6670-3d29.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-70fc6670-3d29.gspb_container{position:relative;}#gspb_container-id-gsbp-70fc6670-3d29.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-70fc6670-3d29\" id=\"gspb_container-id-gsbp-70fc6670-3d29\"><div class=\"wpsm-versus-item\" id=\"wpsm-vs-421998370vers\"><style scope>#wpsm-vs-421998370vers, #wpsm-vs-421998370vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-421998370vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Compte bancaire gratuit<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-22952969vers\"><style scope>#wpsm-vs-22952969vers, #wpsm-vs-22952969vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-22952969vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">IBAN CH individuel<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-637050626vers\"><style scope>#wpsm-vs-637050626vers, #wpsm-vs-637050626vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-637050626vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Carte bancaire gratuite<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-272876809vers\"><style scope>#wpsm-vs-272876809vers, #wpsm-vs-272876809vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-272876809vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Retraits en Suisse<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-1158668014vers\"><style scope>#wpsm-vs-1158668014vers, #wpsm-vs-1158668014vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-1158668014vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">Virements internationaux<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-1442625964vers\"><style scope>#wpsm-vs-1442625964vers, #wpsm-vs-1442625964vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-1442625964vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">En voyage \u00e0 l&#8217;\u00e9tranger<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/div><\/div><\/div>\n\n<div class=\"wpsm-versus-item\" id=\"wpsm-vs-434673054vers\"><style scope>#wpsm-vs-434673054vers, #wpsm-vs-434673054vers .vs-conttext{color:var(--rehub-main-color)}#wpsm-vs-434673054vers{background-color:#ffffff; margin-bottom:6px}<\/style><div class=\"title-versus rehub-main-font\"><span class=\"vs-heading\">TWINT<\/span><span class=\"vs-subheading\"><\/span><\/div><div class=\"wpsm-versus-cont\"><div class=\"vs-1-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/mark><\/mark><\/mark><\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-2-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/div><div class=\"vs-circle-col\"><div class=\"vs-circle\">VS<\/div><\/div><div class=\"vs-3-col vs-conttext\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-red-bright-color\">\u2718<\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/mark><\/div><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\"><style>.gspb_container-id-gsbp-8362f180-9c61{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-8362f180-9c61.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-8362f180-9c61.gspb_container{position:relative;}#gspb_container-id-gsbp-8362f180-9c61.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container alignwide gspb_container gspb_container-gsbp-8362f180-9c61\" id=\"gspb_container-id-gsbp-8362f180-9c61\"><\/div>\n<\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-ac74e482f725930609e125a95540eca4\" style=\"font-size:22px\"><strong>N26 Promo Code<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/1901_N26_App_Icon.png\" data-src=\"\" alt=\"Logo app N26 Switzerland\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Use the promo code <strong>julienbd1769<\/strong> to <strong>receive EUR 20<\/strong> when opening your account.<br\/><br\/>Free account <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/n26.com\/r\/julienbd1769\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Receive 20 EUR<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n\n<p><a href=\"https:\/\/heyneo.ch\/en\/promo-code\/n26\/\" type=\"post\" id=\"6464\">N26 Promo Code: All the info<\/a><\/p>\n<style>.gspb_container-id-gsbp-121f2018-0d2f{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container{position:relative;}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-121f2018-0d2f\" id=\"gspb_container-id-gsbp-121f2018-0d2f\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-a-lire-aussi\"><strong>Also read<\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/heyneo.ch\/en\/news\/non-resident-swiss-bank-account\/\" type=\"post\" id=\"19141\">Swiss Bank Account for Non-Residents: Solutions to Open a Bank Account in 2026<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/en\/news\/cross-border-banks-which-to-choose\/\" type=\"post\" id=\"7920\"><\/a><a href=\"https:\/\/heyneo.ch\/en\/news\/cross-border-banks-which-to-choose\/\">Swiss Cross-Border Commuter Bank: What to Choose? (February 2026)<\/a> <\/li>\n<\/ul>\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fill up on features. We explored <strong>N26 in real-life conditions<\/strong>. Strengths&#8230; weaknesses&#8230; banking offers&#8230; prices&#8230; features&#8230; pros and cons&#8230; This detailed guide will help you compare quickly. Use the referral code <strong>julienbd1769<\/strong> when you open your account to get <strong>20 EUR<\/strong>.     Happy reading!<\/p>\n","protected":false},"author":1,"featured_media":10065,"comment_status":"open","ping_status":"closed","template":"","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":""},"store":[],"product_brand":[],"product_cat":[399],"product_tag":[],"class_list":{"0":"post-14844","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-online-bank-in-switzerland","8":"first","9":"instock","10":"shipping-taxable","11":"product-type-external"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>N26 Switzerland \u2013 Test &amp; Review in May 2026 + Get 20 EUR<\/title>\n<meta name=\"description\" content=\"N26 Review 2026: Our take on the German neobank for opening an EUR account with competitive exchange rates.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \/ expertise \/ p\u00e9dagogie.","legalName":"heyneo.ch","publishingPrinciples":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/","actionableFeedbackPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","correctionsPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","ethicsPolicy":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/n26-review\/#faq-question-1748381829789","position":1,"url":"https:\/\/heyneo.ch\/en\/service\/n26-review\/#faq-question-1748381829789","name":"Who can open an account with N26?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Conditions for opening an account:<br>- Be at least 18 years old (YUH 18 years, Neon 16 years, ZAK 15 years).<br>- Reside in Switzerland, or in one of the <a href=\"https:\/\/support.n26.com\/fr-fr\/compte-et-informations-personnelles\/ouvrir-un-compte\/puis-je-ouvrir-un-compte-n26\">countries covered by N26<\/a>.<br>- Have a smartphone.<br>- Your Tax Identification Number (TIN) for the crypto section.<br>- No proof of income or initial deposit required.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/n26-review\/#faq-question-1748381752575","position":2,"url":"https:\/\/heyneo.ch\/en\/service\/n26-review\/#faq-question-1748381752575","name":"Can you use TWINT with N26?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"N26 <strong>does not support<\/strong> TWINT payments. The only fast payment option is the MoneyBeam system (only between N26 users). It's unfortunate because TWINT remains by far the #1 payment app in Switzerland that allows you to:<br>- Pay in stores.<br>- Transfer money between friends.<br>- Split a bill within a group (restaurant, outings, etc.).<br>- Pay for parking meters.<br>- Pay online and at train stations.  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