{"id":24599,"date":"2025-09-27T22:43:34","date_gmt":"2025-09-27T20:43:34","guid":{"rendered":"https:\/\/heyneo.ch\/?post_type=product&#038;p=24599"},"modified":"2026-05-07T10:58:41","modified_gmt":"2026-05-07T08:58:41","slug":"frankly-pillar-3a-review","status":"publish","type":"product","link":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/","title":{"rendered":"Our Review of the Frankly Pillar 3a Account in 2026"},"content":{"rendered":"\n<p><strong>A simple, digital, and reliable <a href=\"https:\/\/heyneo.ch\/#pilier3a\" type=\"link\" id=\"https:\/\/heyneo.ch\/#pilier3a\">Pillar 3a solution<\/a>? Frankly is a Pillar 3a solution developed by Z\u00fcrcher Kantonalbank (ZKB) and its subsidiary specializing in investment funds, Swisscanto. <\/strong><\/p>\n\n<p><strong>It offers low fees, transparent management, ESG portfolios, and a very smooth app. We&#8217;ve analyzed its strengths, limitations, investment philosophy, and fees to see if Frankly lives up to its promises. <\/strong><\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gspb_container-id-gsbp-11a7e4c{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-11a7e4c.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-11a7e4c.gspb_container{position:relative;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-11a7e4c\" id=\"gspb_container-id-gsbp-11a7e4c\"><style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{color:#ec4da3}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{background-color:#f4b6d9}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{color:var(u002du002dwpu002du002dpresetu002du002dcoloru002du002dsecondary,var(u002du002drehub-sec-color))}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-style:none;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-bottom-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-87fad4ca-0f99\" id=\"gspb_toc-id-gsbp-87fad4ca-0f99\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Frankly's Offering\"><a class=\"gs-scrollto\" href=\"#1-offre-frankly\">Frankly&#8217;s Offering<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Investment Strategy\"><a class=\"gs-scrollto\" href=\"#2-strat%C3%A9gies-investissement\">Investment Strategy<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Fees\"><a class=\"gs-scrollto\" href=\"#3-frais-frankly\">Fees<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Account Opening and Management\"><a class=\"gs-scrollto\" href=\"#4-ouverture-compte\">Account Opening and Management<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"The Frankly App\"><a class=\"gs-scrollto\" href=\"#5-application-frankly\">The App. Frankly<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Security Guarantees\"><a class=\"gs-scrollto\" href=\"#6-s%C3%A9curit%C3%A9\">Security Guarantees<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Frankly x Neon Partnership\"><a class=\"gs-scrollto\" href=\"#7-frankly-neon\">Frankly x Neon Partnership<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Who is Frankly suitable for?\"><a class=\"gs-scrollto\" href=\"#8-recommander-frankly\">Who is Frankly suitable for?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Frankly VS finpension VS VIAC VS Zak\"><a class=\"gs-scrollto\" href=\"#9-frankly-vs-finpension-vs-viac-vs-zak\">Frankly VS finpension VS VIAC VS Zak<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">10<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Conclusion\"><a class=\"gs-scrollto\" href=\"#10-conclusion\">Conclusion<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">11<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Your review of Frankly\"><a class=\"gs-scrollto\" href=\"#9-votre-avis\">Your review of Frankly<\/a><\/span><\/div><\/div><\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-offre-frankly\">\t\t<h2 class=\"mt0 mb0\">Frankly&#8217;s Offering<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Frankly&#8217;s Offering<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Frankly is a digital Pillar 3a solution developed by Z\u00fcrcher Kantonalbank (ZKB), via Swisscanto. The goal is clear: to simplify retirement savings with a 100% digital product, easily managed from a mobile app or browser. <\/p>\n\n<p>Specifically, you can:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>open one or more Pillar 3a accounts<\/li>\n\n\n\n<li>invest in a selection of approximately <strong>20 Swisscanto index funds<\/strong><\/li>\n\n\n\n<li>adjust your risk profile<\/li>\n\n\n\n<li>track your performance in real time<\/li>\n\n\n\n<li>easily transfer existing 3a assets<br\/><\/li>\n<\/ul>\n\n<p><strong>Good to know<\/strong>: it is a <strong>real invested bank 3a account<\/strong>, not just a traditional savings product.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-strat\u00e9gies-investissement\">\t\t<h2 class=\"mt0 mb0\"><strong>How does investing with Frankly work?<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Investment Strategy<\/div>\t<\/div><\/div>\n<h3 class=\"wp-block-heading\" id=\"un-modele-d-investissement-passif-et-clair\"><strong>A Clear and Passive Investment Model<\/strong><\/h3>\n\n<p>Frankly is based on an <strong>index investment<\/strong> philosophy via Swisscanto funds. The approach is diversified, simple, and suitable for long-term investment horizons. <\/p>\n\n<p>Each portfolio includes a varying proportion of Swiss and global equities depending on the chosen profile.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Up to <strong>95% equities<\/strong> depending on the selected profile<\/li>\n\n\n\n<li>All funds are <strong>managed according to an ESG (sustainable) approach<\/strong>, at no additional cost<\/li>\n\n\n\n<li>Possibility to allocate capital across <strong>multiple profiles simultaneously<\/strong><strong><br\/><\/strong><\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"profils-de-risque-disponibles\"><strong>Available Risk Profiles<\/strong><\/h3>\n\n<p>You can choose from <strong>5 risk profiles<\/strong> depending on your tolerance and investment horizon:<\/p>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Profile Name<\/strong><\/td><td><strong>Risk<\/strong><\/td><\/tr><tr><td>0% Equities<\/td><td>Very Low<\/td><\/tr><tr><td>25% Equities<\/td><td>Low<\/td><\/tr><tr><td>45% Equities<\/td><td>Medium<\/td><\/tr><tr><td>75% Equities<\/td><td>High<\/td><\/tr><tr><td>95% Equities<\/td><td>Very high<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p>\ud83d\udccc You can change your profile at any time (free of charge) or distribute your assets across multiple profiles.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1759006937034\"><strong class=\"schema-faq-question\"><strong>Can you choose a profile with no equities at all?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. The 0% profile is invested solely in bonds, with no exposure to equity markets.<br\/>But beware: it is <strong>not invested in pure cash<\/strong>.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1759006957659\"><strong class=\"schema-faq-question\"><strong>Can you change your profile at any time?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, free of charge and at any time.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1759006975217\"><strong class=\"schema-faq-question\"><strong>Can You Open Multiple 3a Accounts?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, Frankly allows you to create multiple accounts to better manage your taxation at the time of withdrawal.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-frais-frankly\">\t\t<h2 class=\"mt0 mb0\">Fees at Frankly<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Fees<\/div>\t<\/div><\/div>\n<p>This is one of Frankly&#8217;s <strong>strengths<\/strong>.<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Total fees: 0.44% \/ year<\/strong>, all-inclusive<br\/>(includes portfolio management fees + fund fees)<\/li>\n\n\n\n<li><strong>No opening, deposit, or transfer fees<\/strong><\/li>\n\n\n\n<li>No fees on monthly deposits or on incoming external 3a transfers<br\/><\/li>\n<\/ul>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-6b8555d svg,#gspb_infoBox-id-gsbp-6b8555d svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-6b8555d svg{margin:0px !important;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-6b8555d\" id=\"gspb_infoBox-id-gsbp-6b8555d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-f90cc0ea9bf0d0a7418d7cd22a2148ac\">Frankly&#8217;s fees are <strong>competitive<\/strong>, even if they are not the lowest on the market. The difference remains marginal for most users. <\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-ouverture-compte\">\t\t<h2 class=\"mt0 mb0\"><strong>Opening and Management of the Frankly 3a Account<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Account Opening and Management<\/div>\t<\/div><\/div>\n<h3 class=\"wp-block-heading\" id=\"h-ouverture-100-digitale\"><strong>100% Digital Opening<\/strong><\/h3>\n\n<p>Opening a Frankly account is quick (approximately 10 minutes), directly from the mobile app (iOS or Android) or via the website.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Identity verified by video identification<\/li>\n\n\n\n<li><strong>Account active immediately after validation<\/strong><\/li>\n\n\n\n<li>No need to have an account with ZKB Bank<br\/><\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"transfert-d-avoirs-3a-existants\"><strong>Transfer of Existing 3a Assets<\/strong><\/h3>\n\n<p>Frankly facilitates transfers from other providers:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Direct upload of a transfer document<\/li>\n\n\n\n<li>No incoming fees<\/li>\n\n\n\n<li>Real-time tracking of transfer status<br\/><\/li>\n<\/ul>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1759007336551\"><strong class=\"schema-faq-question\"><strong>Can you transfer an old 3a account to Frankly?<\/strong><\/strong> <p class=\"schema-faq-answer\">  Yes, and free of charge. The process is simple and everything is managed within the app. <\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-application-frankly\">\t\t<h2 class=\"mt0 mb0\"><strong>The Frankly App<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">The App. Frankly<\/div>\t<\/div><\/div>\n<p>The Frankly app is one of the highest-rated features by users.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Clear performance visualization<\/li>\n\n\n\n<li>Tracking of net returns (after fees)<\/li>\n\n\n\n<li>Easy risk profile adjustment<\/li>\n\n\n\n<li>Ability to make one-time or recurring payments<\/li>\n\n\n\n<li>Interface in French, German, Italian<\/li>\n<\/ul>\n\n<p>\u2714 The app is smooth, fast, and without graphical clutter.<br\/> <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-ce-que-l-on-aurait-aime-voir\"><strong>What We Would Have Liked to See<\/strong><\/h3>\n\n<p>Frankly should offer retirement projection features or an integrated simulator to refine one&#8217;s plan (e.g., target date or annuity goal). It remains a manual, simple, and efficient management system, but without advanced customization. <\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1759007484217\"><strong class=\"schema-faq-question\"><strong>Can Frankly be managed only from a smartphone?<\/strong><\/strong> <p class=\"schema-faq-answer\">No, there is also a full web interface.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-s\u00e9curit\u00e9\">\t\t<h2 class=\"mt0 mb0\">Frankly <strong>Account Security<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Security Guarantees<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Frankly is backed by <strong>strong players<\/strong> in the Swiss banking system:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Custodian Bank: Z\u00fcrcher Kantonalbank (ZKB)<\/strong>, one of the largest cantonal banks, rated AA+<\/li>\n\n\n\n<li><strong>Fund Provider: Swisscanto<\/strong>, a ZKB subsidiary specializing in pension funds<\/li>\n\n\n\n<li><strong>Pension Foundation: Swisscanto Pension Foundation<\/strong>, supervised by the Swiss Financial Market Supervisory Authority (FINMA)<br\/><\/li>\n<\/ul>\n\n<p>3a assets are protected under Swiss rules:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Segregated assets<\/strong> from the bank&#8217;s balance sheet: the funds legally belong to you<\/li>\n\n\n\n<li><strong>Regulatory oversight<\/strong> by FINMA &amp; cantonal authorities<\/li>\n\n\n\n<li><strong>Pension foundation structure<\/strong>, like all serious 3a solutions<br\/><\/li>\n<\/ul>\n\n<p>In case of bankruptcy of Frankly or ZKB:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Your assets are <strong>not lost<\/strong><\/li>\n\n\n\n<li>They are protected and transferable to another provider<br\/><\/li>\n<\/ul>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1759007538595\"><strong class=\"schema-faq-question\"><strong>Is the money safe with Frankly?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. Frankly applies the same protection rules as all approved Swiss Pillar 3a solutions.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-frankly-neon\">\t\t<h2 class=\"mt0 mb0\">Partnership <strong>Frankly x Neon<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\"><strong>Partnership <strong>Frankly x Neon<\/strong><\/strong><\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Frankly benefits from a <strong>strategic partnership with <\/strong><a href=\"https:\/\/heyneo.ch\/en\/service\/neon-review\/\"><strong>Neon, the Swiss neobank<\/strong>.<\/a> Specifically, this allows all Neon users to open a 3a account with Frankly and receive a welcome bonus of 35 CHF.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-recommander-frankly\">\t\t<h2 class=\"mt0 mb0\"><strong>Who is Frankly suitable for?<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\"><strong>Who is Frankly suitable for?<\/strong><\/div>\t<\/div><\/div>\n<h3 class=\"wp-block-heading\" id=\"h-frankly-est-adapte-si\"><strong>Frankly<\/strong><strong> is Suitable if\u2026<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Situation<\/strong><\/td><td><strong>Why Frankly works well<\/strong><\/td><\/tr><tr><td>You want to limit 3a fees<\/td><td>With 0.44% per year all-inclusive, Frankly is one of the most competitive solutions on the market<\/td><\/tr><tr><td>You want to invest responsibly (ESG)<\/td><td>All proposed funds meet ESG criteria, with no extra cost<\/td><\/tr><tr><td>You want to manage your 3a easily from an app<\/td><td>The Frankly app is smooth, clear, with a web interface available<\/td><\/tr><tr><td>You are looking to split your 3a among several portfolios<\/td><td>Frankly allows you to open several accounts, each with a different strategy<\/td><\/tr><tr><td>You want to transfer an existing 3a easily<\/td><td>The process is fast, free, and fully digital<\/td><\/tr><tr><td>We already use the Neon neobank<\/td><td>Frankly is integrated into the Neon app, with a welcome bonus and direct activation<\/td><\/tr><tr><td>You are looking for a 100% Swiss, transparent solution<\/td><td>Frankly is operated by ZKB, via a pension foundation supervised by FINMA<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"frankly-est-moins-adapte-si\"><strong>Frankly is less Suitable if\u2026<\/strong><\/h3>\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Situation<\/strong><\/td><td><strong>Why it might be an issue<\/strong><\/td><\/tr><tr><td>You want an automated strategy with a target date<\/td><td>No managed investment or automatic portfolio adjustment over time<\/td><\/tr><tr><td>You are looking for an integrated retirement calculator<\/td><td>Frankly does not offer capital projections or annuity calculations<\/td><\/tr><tr><td>You want personalized support or advice<\/td><td>No advisory service is offered in the app<\/td><\/tr><tr><td>You want to invest only in cash without market risk<\/td><td>The 0% equity profile remains invested in bond funds, not in pure cash<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-frankly-vs-finpension-vs-viac-vs-zak\">\t\t<h2 class=\"mt0 mb0\"><strong><strong>Frankly VS finpension VS VIAC VS Zak<\/strong><\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\"><strong><strong>Frankly VS finpension VS VIAC VS Zak<\/strong><\/strong><\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Criterion<\/strong><\/td><td><strong>Frankly<\/strong><\/td><td><strong>Finpension<\/strong><\/td><td><strong>VIAC<\/strong><\/td><td><strong>Zak 3a<\/strong><\/td><\/tr><tr><td>Annual fees (min.)<\/td><td><strong>0.44 %<\/strong><\/td><td>0.39 %<\/td><td>0.41 %<\/td><td>1.25 %<\/td><\/tr><tr><td>Available profiles<\/td><td>5 profiles<\/td><td>Customizable<\/td><td>Pre-configured<\/td><td>3 profiles<\/td><\/tr><tr><td>Integrated ESG<\/td><td>\u2714 Yes<\/td><td>Optional<\/td><td>Optional<\/td><td>\u2718 No<\/td><\/tr><tr><td>Smooth mobile app<\/td><td>\u2714\u00a0<\/td><td>\u2714<\/td><td>\u2714<\/td><td>\u2714<\/td><\/tr><tr><td>Neobank partnership<\/td><td>\u2714 Neon<\/td><td>\u2718<\/td><td>\u2718<\/td><td>\u2714 Zak<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">10<\/span>\t<\/div>\t<div id=\"10-conclusion\">\t\t<h2 class=\"mt0 mb0\"><strong>Conclusion: Should you choose Frankly for your Pillar 3a?<\/strong><\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Conclusion<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Frankly is one of the best 3a options in Switzerland if you are looking for a <strong>simple, digitized solution, with no unpleasant surprises<\/strong>, and with <strong>a good balance between performance, sustainability, and fees<\/strong>.<\/p>\n\n<p>Even if the approach remains more limited than Finpension&#8217;s (less customizable), Frankly perfectly fulfills its role: offering an efficient, transparent, responsible, and competitively priced 3a.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"a-lire-aussi\">Also read<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/heyneo.ch\/en\/service\/selma-pillar-3a-review\/\">Review and test of the 3rd pillar Selma 3a<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/en\/?post_type=product&amp;p=24139\">Review and Test of the Zak 3a 3rd Pillar<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/en\/service\/finpension-pillar-3a-review\/\">Finpension 3a 3rd Pillar Review and Test<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/en\/service\/viac-pillar-3a-review\/\">VIAC 3a 3rd Pillar Review and Test<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/#pilier3a\" type=\"link\" id=\"https:\/\/heyneo.ch\/#pilier3a\">The Best 3rd Pillar (3a) Accounts in Switzerland<\/a><\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div id=\"9-votre-avis\">\t\t<h2 class=\"mt0 mb0\">What do you think of Frankly for your retirement planning?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Your review of Frankly<\/div>\t<\/div><\/div>\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>Did the Frankly app make it easier to open the account? <\/li>\n\n\n\n<li>What feature would you like to improve at Frankly?<\/li>\n\n\n\n<li>Is Frankly Pillar 3a sufficiently optimized for you?<\/li>\n<\/ul>\n<\/blockquote>\n\n<p><strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Share your feedback<\/mark><\/strong> with all Neo&#8217;s friends \ud83d\ude08<\/p>\n<style>#gspb_image-id-gsbp-06c6056{text-align:center;}#gspb_image-id-gsbp-06c6056 img{vertical-align:top;}#gspb_image-id-gsbp-06c6056 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-06c6056 img{border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;}#gspb_image-id-gsbp-06c6056 img{border-style:solid;border-width:18px;border-color:var(u002du002dwpu002du002dpresetu002du002dcoloru002du002dvivid-green,#00d084);}#gspb_image-id-gsbp-06c6056 img{width:custom;}#gspb_image-id-gsbp-06c6056,#gspb_image-id-gsbp-06c6056 img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-06c6056,#gspb_image-id-gsbp-06c6056 img{height:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-06c6056,#gspb_image-id-gsbp-06c6056 img{height:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-06c6056,#gspb_image-id-gsbp-06c6056 img{height:auto;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-06c6056\" id=\"gspb_image-id-gsbp-06c6056\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/11\/CTA-commentaires-EN-court-1.gif\" data-src=\"\" alt=\"User opinions and comments\" loading=\"lazy\" height=\"249\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Frankly is one of Switzerland&#8217;s top-performing 3a solutions. Developed by Z\u00fcrcher Kantonalbank (ZKB) and Swisscanto, it focuses on low fees, transparent management, ESG portfolios, and a smooth app. A simple and digital offering, but is it truly the best option for retirement planning?  <\/p>\n","protected":false},"author":1,"featured_media":24608,"comment_status":"open","ping_status":"closed","template":"","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":""},"store":[],"product_brand":[],"product_cat":[1134],"product_tag":[],"class_list":{"0":"post-24599","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-pillar3a","8":"first","9":"instock","10":"shipping-taxable","11":"product-type-external"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Our review of Frankly 3a \u2013 Everything you need to know in 2026<\/title>\n<meta name=\"description\" content=\"The Frankly 3rd Pillar account from all angles: opening, fees, returns, allocation, investment strategy. Here&#039;s our review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Our Review of the Frankly Pillar 3a Account in 2026\" \/>\n<meta property=\"og:description\" content=\"The Frankly 3rd Pillar account from all angles: opening, fees, returns, allocation, investment strategy. Here&#039;s our review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/\" \/>\n<meta property=\"og:site_name\" content=\"heyneo.ch\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61573547217981\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-07T08:58:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/09\/frankly-application-logo.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"139 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\\\/\\\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": [\n\t                \"WebPage\",\n\t                \"FAQPage\"\n\t            ],\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/\",\n\t            \"name\": \"Our review of Frankly 3a \u2013 Everything you need to know in 2026\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/frankly-application-logo.png\",\n\t            \"datePublished\": \"2025-09-27T20:43:34+00:00\",\n\t            \"dateModified\": \"2026-05-07T08:58:41+00:00\",\n\t            \"description\": \"The Frankly 3rd Pillar account from all angles: opening, fees, returns, allocation, investment strategy. Here's our review.\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#breadcrumb\"\n\t            },\n\t            \"mainEntity\": [\n\t                {\n\t                    \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006937034\"\n\t                },\n\t                {\n\t                    \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006957659\"\n\t                },\n\t                {\n\t                    \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006975217\"\n\t                },\n\t                {\n\t                    \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007336551\"\n\t                },\n\t                {\n\t                    \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007484217\"\n\t                },\n\t                {\n\t                    \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007538595\"\n\t                }\n\t            ],\n\t            \"inLanguage\": \"en-US\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"en-US\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#primaryimage\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/frankly-application-logo.png\",\n\t            \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/frankly-application-logo.png\",\n\t            \"width\": 1024,\n\t            \"height\": 1024,\n\t            \"caption\": \"frankly application logo\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Accueil\",\n\t                    \"item\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/home\\\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Products\",\n\t                    \"item\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/shop\\\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 3,\n\t                    \"name\": \"Our Review of the Frankly Pillar 3a Account in 2026\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/#website\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"description\": \"le blog suisse de la finance pour tous\u200b\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/#organization\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\n\t                \"url\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/heyneo-logo.svg\",\n\t                \"contentUrl\": \"https:\\\/\\\/heyneo.ch\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/heyneo-logo.svg\",\n\t                \"width\": 421,\n\t                \"height\": 104,\n\t                \"caption\": \"heyneo.ch\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"\n\t            },\n\t            \"sameAs\": [\n\t                \"https:\\\/\\\/www.facebook.com\\\/profile.php?id=61573547217981\",\n\t                \"https:\\\/\\\/www.linkedin.com\\\/company\\\/106236920\\\/\",\n\t                \"https:\\\/\\\/ch.pinterest.com\\\/comparisonguide\\\/\",\n\t                \"https:\\\/\\\/creators.spotify.com\\\/pod\\\/profile\\\/heyneo\\\/\",\n\t                \"https:\\\/\\\/podcasts.apple.com\\\/ch\\\/podcast\\\/helveticash\\\/id1794218608\",\n\t                \"https:\\\/\\\/music.amazon.fr\\\/podcasts\\\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\\\/helveticash\",\n\t                \"https:\\\/\\\/helveticash.substack.com\\\/\"\n\t            ],\n\t            \"description\": \"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \\\/ expertise \\\/ p\u00e9dagogie.\",\n\t            \"legalName\": \"heyneo.ch\",\n\t            \"publishingPrinciples\": \"https:\\\/\\\/heyneo.ch\\\/a-propos-de-heyneo-ch\\\/\",\n\t            \"actionableFeedbackPolicy\": \"https:\\\/\\\/heyneo.ch\\\/politique-de-confidentialite-heyneo\\\/\",\n\t            \"correctionsPolicy\": \"https:\\\/\\\/heyneo.ch\\\/politique-de-confidentialite-heyneo\\\/\",\n\t            \"ethicsPolicy\": \"https:\\\/\\\/heyneo.ch\\\/a-propos-de-heyneo-ch\\\/\"\n\t        },\n\t        {\n\t            \"@type\": \"Question\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006937034\",\n\t            \"position\": 1,\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006937034\",\n\t            \"name\": \"Can you choose a profile with no equities at all?\",\n\t            \"answerCount\": 1,\n\t            \"acceptedAnswer\": {\n\t                \"@type\": \"Answer\",\n\t                \"text\": \"Yes. The 0% profile is invested solely in bonds, with no exposure to equity markets.<br>But beware: it is <strong>not invested in pure cash<\\\/strong>.\",\n\t                \"inLanguage\": \"en-US\"\n\t            },\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Question\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006957659\",\n\t            \"position\": 2,\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006957659\",\n\t            \"name\": \"Can you change your profile at any time?\",\n\t            \"answerCount\": 1,\n\t            \"acceptedAnswer\": {\n\t                \"@type\": \"Answer\",\n\t                \"text\": \"Yes, free of charge and at any time.\",\n\t                \"inLanguage\": \"en-US\"\n\t            },\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Question\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006975217\",\n\t            \"position\": 3,\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759006975217\",\n\t            \"name\": \"Can You Open Multiple 3a Accounts?\",\n\t            \"answerCount\": 1,\n\t            \"acceptedAnswer\": {\n\t                \"@type\": \"Answer\",\n\t                \"text\": \"Yes, Frankly allows you to create multiple accounts to better manage your taxation at the time of withdrawal.\",\n\t                \"inLanguage\": \"en-US\"\n\t            },\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Question\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007336551\",\n\t            \"position\": 4,\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007336551\",\n\t            \"name\": \"Can you transfer an old 3a account to Frankly?\",\n\t            \"answerCount\": 1,\n\t            \"acceptedAnswer\": {\n\t                \"@type\": \"Answer\",\n\t                \"text\": \"  Yes, and free of charge. The process is simple and everything is managed within the app. \",\n\t                \"inLanguage\": \"en-US\"\n\t            },\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Question\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007484217\",\n\t            \"position\": 5,\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007484217\",\n\t            \"name\": \"Can Frankly be managed only from a smartphone?\",\n\t            \"answerCount\": 1,\n\t            \"acceptedAnswer\": {\n\t                \"@type\": \"Answer\",\n\t                \"text\": \"No, there is also a full web interface.\",\n\t                \"inLanguage\": \"en-US\"\n\t            },\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"Question\",\n\t            \"@id\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007538595\",\n\t            \"position\": 6,\n\t            \"url\": \"https:\\\/\\\/heyneo.ch\\\/en\\\/service\\\/frankly-pillar-3a-review\\\/#faq-question-1759007538595\",\n\t            \"name\": \"Is the money safe with Frankly?\",\n\t            \"answerCount\": 1,\n\t            \"acceptedAnswer\": {\n\t                \"@type\": \"Answer\",\n\t                \"text\": \"Yes. Frankly applies the same protection rules as all approved Swiss Pillar 3a solutions.\",\n\t                \"inLanguage\": \"en-US\"\n\t            },\n\t            \"inLanguage\": \"en-US\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Our review of Frankly 3a \u2013 Everything you need to know in 2026","description":"The Frankly 3rd Pillar account from all angles: opening, fees, returns, allocation, investment strategy. Here's our review.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/","og_locale":"en_US","og_type":"article","og_title":"Our Review of the Frankly Pillar 3a Account in 2026","og_description":"The Frankly 3rd Pillar account from all angles: opening, fees, returns, allocation, investment strategy. Here's our review.","og_url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/","og_site_name":"heyneo.ch","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=61573547217981","article_modified_time":"2026-05-07T08:58:41+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/09\/frankly-application-logo.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"139 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/","url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/","name":"Our review of Frankly 3a \u2013 Everything you need to know in 2026","isPartOf":{"@id":"https:\/\/heyneo.ch\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#primaryimage"},"image":{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#primaryimage"},"thumbnailUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/09\/frankly-application-logo.png","datePublished":"2025-09-27T20:43:34+00:00","dateModified":"2026-05-07T08:58:41+00:00","description":"The Frankly 3rd Pillar account from all angles: opening, fees, returns, allocation, investment strategy. Here's our review.","breadcrumb":{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006937034"},{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006957659"},{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006975217"},{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007336551"},{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007484217"},{"@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007538595"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#primaryimage","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/09\/frankly-application-logo.png","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/09\/frankly-application-logo.png","width":1024,"height":1024,"caption":"frankly application logo"},{"@type":"BreadcrumbList","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/heyneo.ch\/en\/home\/"},{"@type":"ListItem","position":2,"name":"Products","item":"https:\/\/heyneo.ch\/en\/shop\/"},{"@type":"ListItem","position":3,"name":"Our Review of the Frankly Pillar 3a Account in 2026"}]},{"@type":"WebSite","@id":"https:\/\/heyneo.ch\/en\/#website","url":"https:\/\/heyneo.ch\/en\/","name":"heyneo.ch","description":"le blog suisse de la finance pour tous\u200b","publisher":{"@id":"https:\/\/heyneo.ch\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/heyneo.ch\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/heyneo.ch\/en\/#organization","name":"heyneo.ch","url":"https:\/\/heyneo.ch\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/heyneo.ch\/en\/#\/schema\/logo\/image\/","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","width":421,"height":104,"caption":"heyneo.ch"},"image":{"@id":"https:\/\/heyneo.ch\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=61573547217981","https:\/\/www.linkedin.com\/company\/106236920\/","https:\/\/ch.pinterest.com\/comparisonguide\/","https:\/\/creators.spotify.com\/pod\/profile\/heyneo\/","https:\/\/podcasts.apple.com\/ch\/podcast\/helveticash\/id1794218608","https:\/\/music.amazon.fr\/podcasts\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\/helveticash","https:\/\/helveticash.substack.com\/"],"description":"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \/ expertise \/ p\u00e9dagogie.","legalName":"heyneo.ch","publishingPrinciples":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/","actionableFeedbackPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","correctionsPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","ethicsPolicy":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006937034","position":1,"url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006937034","name":"Can you choose a profile with no equities at all?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. The 0% profile is invested solely in bonds, with no exposure to equity markets.<br>But beware: it is <strong>not invested in pure cash<\/strong>.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006957659","position":2,"url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006957659","name":"Can you change your profile at any time?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, free of charge and at any time.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006975217","position":3,"url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759006975217","name":"Can You Open Multiple 3a Accounts?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, Frankly allows you to create multiple accounts to better manage your taxation at the time of withdrawal.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007336551","position":4,"url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007336551","name":"Can you transfer an old 3a account to Frankly?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"  Yes, and free of charge. The process is simple and everything is managed within the app. ","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007484217","position":5,"url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007484217","name":"Can Frankly be managed only from a smartphone?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, there is also a full web interface.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007538595","position":6,"url":"https:\/\/heyneo.ch\/en\/service\/frankly-pillar-3a-review\/#faq-question-1759007538595","name":"Is the money safe with Frankly?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. Frankly applies the same protection rules as all approved Swiss Pillar 3a solutions.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product\/24599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/types\/product"}],"author":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/comments?post=24599"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/media\/24608"}],"wp:attachment":[{"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/media?parent=24599"}],"wp:term":[{"taxonomy":"store","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/store?post=24599"},{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product_brand?post=24599"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product_cat?post=24599"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/heyneo.ch\/en\/wp-json\/wp\/v2\/product_tag?post=24599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}