{"id":14676,"date":"2024-09-15T11:37:27","date_gmt":"2024-09-15T09:37:27","guid":{"rendered":"https:\/\/heyneo.ch\/pagamento-istantaneo-svizzero-rapido-sicuro-disponibile-24-7\/"},"modified":"2026-02-01T22:50:32","modified_gmt":"2026-02-01T21:50:32","slug":"pagamenti-istantanei-svizzera","status":"publish","type":"post","link":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/","title":{"rendered":"Pagamenti istantanei in Svizzera: veloci, sicuri e disponibili 24 ore su 24, 7 giorni su 7."},"content":{"rendered":"\n<p><strong>Dal 20 agosto 2024, la Svizzera ha compiuto un importante passo avanti nei pagamenti adottando il sistema di pagamento istantaneo. Questa innovazione, resa possibile dalla nuova piattaforma SIC5 di SIX, consente di trasferire fondi in pochi secondi, 24 ore al giorno e 7 giorni alla settimana. <\/strong><\/p>\n\n<h4 class=\"wp-block-heading\" id=\"en-quoi-consiste-cette-revolution\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-main-color\">Cosa comporta questa rivoluzione?<\/mark><\/h4>\n\n<p>A differenza dei bonifici tradizionali, che possono richiedere diverse ore o addirittura giorni, il pagamento istantaneo garantisce che le transazioni vengano effettuate quasi immediatamente. Questa velocit\u00e0 \u00e8 particolarmente vantaggiosa per le transazioni che richiedono liquidit\u00e0 immediata, come gli acquisti online, le prenotazioni dell&#8217;ultimo minuto o i regolamenti tra aziende. <\/p>\n\n<p>In termini di sicurezza, questo sistema di pagamento \u00e8 sicuro e conforme agli standard attuali. La sicurezza \u00e8 quindi identica a quella di un pagamento ordinario. <\/p>\n\n<h4 class=\"wp-block-heading\" id=\"une-adoption-progressive-mais-rapide\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-main-color\">Adozione graduale ma rapida<\/mark><\/h4>\n\n<p>Mentre ricevere pagamenti istantanei \u00e8 ormai la norma per la maggior parte delle banche svizzere, l&#8217;invio di tali pagamenti \u00e8 ancora un processo graduale. Le principali banche come UBS, Raiffeisen e la Banca ipotecaria di Lenzburg offrono gi\u00e0 questo servizio. PostFinance, invece, lo introdurr\u00e0 a breve.  <\/p>\n\n<p>Le commissioni applicate possono variare. Ad esempio, UBS addebita 5 CHF per transazione, mentre Raiffeisen raccomanda 2 CHF per i clienti privati. BCBE e Lenzburg Mortgage Bank si distinguono per offrire trasferimenti gratuiti ai loro clienti. Anche se le commissioni di alcune banche sono ancora in sospeso, una cosa \u00e8 certa: i pagamenti che ricevi sono sempre accreditati gratuitamente.   <\/p>\n\n<h4 class=\"wp-block-heading\" id=\"un-alignement-sur-les-standards-internationaux\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-main-color\">Allineamento agli standard internazionali<\/mark><\/h4>\n\n<p>Adottando il pagamento istantaneo, la Svizzera si allinea agli standard europei e internazionali. Questo render\u00e0 la Svizzera un centro finanziario pi\u00f9 attraente e migliorer\u00e0 l&#8217;esperienza dei clienti delle banche. <\/p>\n\n<p>Il pagamento istantaneo rappresenta quindi un importante passo avanti per il sistema finanziario svizzero. Offrendo maggiore velocit\u00e0, flessibilit\u00e0 e sicurezza, questa innovazione \u00e8 destinata a diventare la norma negli anni a venire. Offrendo questo nuovo servizio, le banche svizzere rispondono alle aspettative dei loro clienti e si adattano agli sviluppi del mercato.  <\/p>\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pagamento istantaneo in Svizzera: un&#8217;importante svolta per il sistema finanziario. Tutto quello che devi sapere su questa nuova tecnologia. <\/p>\n","protected":false},"author":1,"featured_media":14677,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":".gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text>p{margin-bottom:20px;margin-top:0}.gs-box-text>p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg path,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover path{fill:#794fee!important}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg{margin:0!important}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;border-color:#794eed0d}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid;border-color:#794eed21}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid solid solid none;border-left-width:nullpx}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:solid;border-left-width:10px;border-left-color:#794eedf0}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;color:#794fee}","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[814],"tags":[],"dealstore":[],"offerexpiration":[],"class_list":["post-14676","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-notizie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Pagamenti istantanei in Svizzera<\/title>\n<meta name=\"description\" content=\"Dal 20 agosto 2024, la Svizzera ha compiuto un importante passo avanti nei pagamenti adottando il sistema di pagamento istantaneo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pagamenti istantanei in Svizzera\" \/>\n<meta property=\"og:description\" content=\"Dal 20 agosto 2024, la Svizzera ha compiuto un importante passo avanti nei pagamenti adottando il sistema di pagamento istantaneo.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\" \/>\n<meta property=\"og:site_name\" content=\"heyneo.ch\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61573547217981\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-15T09:37:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-01T21:50:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1277\" \/>\n\t<meta property=\"og:image:height\" content=\"750\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Julien D.\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scritto da\" \/>\n\t<meta name=\"twitter:data1\" content=\"Julien D.\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tempo di lettura stimato\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuti\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\/\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"Julien D.\",\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5\"\n\t            },\n\t            \"headline\": \"Pagamenti istantanei in Svizzera: veloci, sicuri e disponibili 24 ore su 24, 7 giorni su 7.\",\n\t            \"datePublished\": \"2024-09-15T09:37:27+00:00\",\n\t            \"dateModified\": \"2026-02-01T21:50:32+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\"\n\t            },\n\t            \"wordCount\": 321,\n\t            \"commentCount\": 0,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/#organization\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg\",\n\t            \"articleSection\": [\n\t                \"Notizie su banche online, piattaforme di investimento, pilastro 3a e finanza personale in Svizzera\"\n\t            ],\n\t            \"inLanguage\": \"it-IT\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"CommentAction\",\n\t                    \"name\": \"Comment\",\n\t                    \"target\": [\n\t                        \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#respond\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\",\n\t            \"url\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\",\n\t            \"name\": \"Pagamenti istantanei in Svizzera\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/#website\"\n\t            },\n\t            \"primaryImageOfPage\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage\"\n\t            },\n\t            \"thumbnailUrl\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg\",\n\t            \"datePublished\": \"2024-09-15T09:37:27+00:00\",\n\t            \"dateModified\": \"2026-02-01T21:50:32+00:00\",\n\t            \"description\": \"Dal 20 agosto 2024, la Svizzera ha compiuto un importante passo avanti nei pagamenti adottando il sistema di pagamento istantaneo.\",\n\t            \"breadcrumb\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#breadcrumb\"\n\t            },\n\t            \"inLanguage\": \"it-IT\",\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"ReadAction\",\n\t                    \"target\": [\n\t                        \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\"\n\t                    ]\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"ImageObject\",\n\t            \"inLanguage\": \"it-IT\",\n\t            \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage\",\n\t            \"url\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg\",\n\t            \"contentUrl\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg\",\n\t            \"width\": 1277,\n\t            \"height\": 750,\n\t            \"caption\": \"Woman using mobile phone, online payment, banking and online shopping via banking mobile app, E-transaction and financial technology concept\"\n\t        },\n\t        {\n\t            \"@type\": \"BreadcrumbList\",\n\t            \"@id\": \"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#breadcrumb\",\n\t            \"itemListElement\": [\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 1,\n\t                    \"name\": \"Accueil\",\n\t                    \"item\": \"https:\/\/heyneo.ch\/it\/home\/\"\n\t                },\n\t                {\n\t                    \"@type\": \"ListItem\",\n\t                    \"position\": 2,\n\t                    \"name\": \"Pagamenti istantanei in Svizzera: veloci, sicuri e disponibili 24 ore su 24, 7 giorni su 7.\"\n\t                }\n\t            ]\n\t        },\n\t        {\n\t            \"@type\": \"WebSite\",\n\t            \"@id\": \"https:\/\/heyneo.ch\/it\/#website\",\n\t            \"url\": \"https:\/\/heyneo.ch\/it\/\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"description\": \"Le guide suisse n\u00e9o-banques et fintech : avis, comparatifs, tests\",\n\t            \"publisher\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/#organization\"\n\t            },\n\t            \"potentialAction\": [\n\t                {\n\t                    \"@type\": \"SearchAction\",\n\t                    \"target\": {\n\t                        \"@type\": \"EntryPoint\",\n\t                        \"urlTemplate\": \"https:\/\/heyneo.ch\/it\/?s={search_term_string}\"\n\t                    },\n\t                    \"query-input\": {\n\t                        \"@type\": \"PropertyValueSpecification\",\n\t                        \"valueRequired\": true,\n\t                        \"valueName\": \"search_term_string\"\n\t                    }\n\t                }\n\t            ],\n\t            \"inLanguage\": \"it-IT\"\n\t        },\n\t        {\n\t            \"@type\": \"Organization\",\n\t            \"@id\": \"https:\/\/heyneo.ch\/it\/#organization\",\n\t            \"name\": \"heyneo.ch\",\n\t            \"url\": \"https:\/\/heyneo.ch\/it\/\",\n\t            \"logo\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"it-IT\",\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/#\/schema\/logo\/image\/\",\n\t                \"url\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg\",\n\t                \"contentUrl\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg\",\n\t                \"width\": 421,\n\t                \"height\": 104,\n\t                \"caption\": \"heyneo.ch\"\n\t            },\n\t            \"image\": {\n\t                \"@id\": \"https:\/\/heyneo.ch\/it\/#\/schema\/logo\/image\/\"\n\t            },\n\t            \"sameAs\": [\n\t                \"https:\/\/www.facebook.com\/profile.php?id=61573547217981\",\n\t                \"https:\/\/www.linkedin.com\/company\/106236920\/\",\n\t                \"https:\/\/ch.pinterest.com\/comparisonguide\/\",\n\t                \"https:\/\/creators.spotify.com\/pod\/profile\/heyneo\/\",\n\t                \"https:\/\/podcasts.apple.com\/ch\/podcast\/helveticash\/id1794218608\",\n\t                \"https:\/\/music.amazon.fr\/podcasts\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\/helveticash\",\n\t                \"https:\/\/helveticash.substack.com\/\"\n\t            ],\n\t            \"description\": \"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \/ expertise \/ p\u00e9dagogie.\",\n\t            \"legalName\": \"heyneo.ch\",\n\t            \"publishingPrinciples\": \"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/\",\n\t            \"actionableFeedbackPolicy\": \"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/\",\n\t            \"correctionsPolicy\": \"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/\",\n\t            \"ethicsPolicy\": \"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/\"\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\/\/heyneo.ch\/it\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5\",\n\t            \"name\": \"Julien D.\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"it-IT\",\n\t                \"@id\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg\",\n\t                \"url\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg\",\n\t                \"contentUrl\": \"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg\",\n\t                \"caption\": \"Julien D.\"\n\t            },\n\t            \"description\": \"Julien D. est un sp\u00e9cialiste reconnu de la communication financi\u00e8re et des relations publiques. Depuis plus de 15 ans, il met son expertise au service des banques suisses et des plateformes d\u2019investissement. Passionn\u00e9 par les nouvelles technologies, il d\u00e9crypte r\u00e9guli\u00e8rement les innovations du secteur sur ce blog et dans des grands m\u00e9dias et a pilot\u00e9 plusieurs campagnes de communication nationales pour des produits tech grand public et blockchain. Chez heyneo, Julien s\u2019appuie sur une \u00e9quipe de r\u00e9daction pour mettre cette exp\u00e9rience au service d\u2019une finance plus claire, transparente et accessible \u00e0 tous.\",\n\t            \"sameAs\": [\n\t                \"https:\/\/heyneo.ch\",\n\t                \"https:\/\/www.linkedin.com\/in\/julien-delecraz\/\"\n\t            ],\n\t            \"url\": \"https:\/\/heyneo.ch\/it\/author\/mindlessguru\/\"\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Pagamenti istantanei in Svizzera","description":"Dal 20 agosto 2024, la Svizzera ha compiuto un importante passo avanti nei pagamenti adottando il sistema di pagamento istantaneo.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/","og_locale":"it_IT","og_type":"article","og_title":"Pagamenti istantanei in Svizzera","og_description":"Dal 20 agosto 2024, la Svizzera ha compiuto un importante passo avanti nei pagamenti adottando il sistema di pagamento istantaneo.","og_url":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/","og_site_name":"heyneo.ch","article_publisher":"https:\/\/www.facebook.com\/profile.php?id=61573547217981","article_published_time":"2024-09-15T09:37:27+00:00","article_modified_time":"2026-02-01T21:50:32+00:00","og_image":[{"width":1277,"height":750,"url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg","type":"image\/jpeg"}],"author":"Julien D.","twitter_card":"summary_large_image","twitter_misc":{"Scritto da":"Julien D.","Tempo di lettura stimato":"2 minuti"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#article","isPartOf":{"@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/"},"author":{"name":"Julien D.","@id":"https:\/\/heyneo.ch\/it\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5"},"headline":"Pagamenti istantanei in Svizzera: veloci, sicuri e disponibili 24 ore su 24, 7 giorni su 7.","datePublished":"2024-09-15T09:37:27+00:00","dateModified":"2026-02-01T21:50:32+00:00","mainEntityOfPage":{"@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/"},"wordCount":321,"commentCount":0,"publisher":{"@id":"https:\/\/heyneo.ch\/it\/#organization"},"image":{"@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage"},"thumbnailUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg","articleSection":["Notizie su banche online, piattaforme di investimento, pilastro 3a e finanza personale in Svizzera"],"inLanguage":"it-IT","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/","url":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/","name":"Pagamenti istantanei in Svizzera","isPartOf":{"@id":"https:\/\/heyneo.ch\/it\/#website"},"primaryImageOfPage":{"@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage"},"image":{"@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage"},"thumbnailUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg","datePublished":"2024-09-15T09:37:27+00:00","dateModified":"2026-02-01T21:50:32+00:00","description":"Dal 20 agosto 2024, la Svizzera ha compiuto un importante passo avanti nei pagamenti adottando il sistema di pagamento istantaneo.","breadcrumb":{"@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#breadcrumb"},"inLanguage":"it-IT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/"]}]},{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#primaryimage","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/paiements-instantanes.jpeg","width":1277,"height":750,"caption":"Woman using mobile phone, online payment, banking and online shopping via banking mobile app, E-transaction and financial technology concept"},{"@type":"BreadcrumbList","@id":"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/heyneo.ch\/it\/home\/"},{"@type":"ListItem","position":2,"name":"Pagamenti istantanei in Svizzera: veloci, sicuri e disponibili 24 ore su 24, 7 giorni su 7."}]},{"@type":"WebSite","@id":"https:\/\/heyneo.ch\/it\/#website","url":"https:\/\/heyneo.ch\/it\/","name":"heyneo.ch","description":"Le guide suisse n\u00e9o-banques et fintech : avis, comparatifs, tests","publisher":{"@id":"https:\/\/heyneo.ch\/it\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/heyneo.ch\/it\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"it-IT"},{"@type":"Organization","@id":"https:\/\/heyneo.ch\/it\/#organization","name":"heyneo.ch","url":"https:\/\/heyneo.ch\/it\/","logo":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/heyneo.ch\/it\/#\/schema\/logo\/image\/","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/04\/heyneo-logo.svg","width":421,"height":104,"caption":"heyneo.ch"},"image":{"@id":"https:\/\/heyneo.ch\/it\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/profile.php?id=61573547217981","https:\/\/www.linkedin.com\/company\/106236920\/","https:\/\/ch.pinterest.com\/comparisonguide\/","https:\/\/creators.spotify.com\/pod\/profile\/heyneo\/","https:\/\/podcasts.apple.com\/ch\/podcast\/helveticash\/id1794218608","https:\/\/music.amazon.fr\/podcasts\/47c395ff-3fcf-4b7e-96f3-f1aa900afcce\/helveticash","https:\/\/helveticash.substack.com\/"],"description":"heyneo, le blog finance en suisse pour tous. Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \/ expertise \/ p\u00e9dagogie.","legalName":"heyneo.ch","publishingPrinciples":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/","actionableFeedbackPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","correctionsPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","ethicsPolicy":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/"},{"@type":"Person","@id":"https:\/\/heyneo.ch\/it\/#\/schema\/person\/0a63c0149c128ba9e70f815f7a1c7aa5","name":"Julien D.","image":{"@type":"ImageObject","inLanguage":"it-IT","@id":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","url":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","contentUrl":"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/11\/neo_avatar-96x96.jpeg","caption":"Julien D."},"description":"Julien D. est un sp\u00e9cialiste reconnu de la communication financi\u00e8re et des relations publiques. Depuis plus de 15 ans, il met son expertise au service des banques suisses et des plateformes d\u2019investissement. Passionn\u00e9 par les nouvelles technologies, il d\u00e9crypte r\u00e9guli\u00e8rement les innovations du secteur sur ce blog et dans des grands m\u00e9dias et a pilot\u00e9 plusieurs campagnes de communication nationales pour des produits tech grand public et blockchain. Chez heyneo, Julien s\u2019appuie sur une \u00e9quipe de r\u00e9daction pour mettre cette exp\u00e9rience au service d\u2019une finance plus claire, transparente et accessible \u00e0 tous.","sameAs":["https:\/\/heyneo.ch","https:\/\/www.linkedin.com\/in\/julien-delecraz\/"],"url":"https:\/\/heyneo.ch\/it\/author\/mindlessguru\/"}]}},"modified_by":"JJJ","_links":{"self":[{"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/posts\/14676","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/comments?post=14676"}],"version-history":[{"count":0,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/posts\/14676\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/media\/14677"}],"wp:attachment":[{"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/media?parent=14676"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/categories?post=14676"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/tags?post=14676"},{"taxonomy":"dealstore","embeddable":true,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/dealstore?post=14676"},{"taxonomy":"offerexpiration","embeddable":true,"href":"https:\/\/heyneo.ch\/it\/wp-json\/wp\/v2\/offerexpiration?post=14676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}