{"id":14869,"date":"2025-01-10T17:34:51","date_gmt":"2025-01-10T16:34:51","guid":{"rendered":"https:\/\/heyneo.ch\/banques-en-ligne\/recensione-completa-2024-revolut-svizzera-opinioni-neobanca\/"},"modified":"2026-05-07T13:21:30","modified_gmt":"2026-05-07T11:21:30","slug":"neon-recensione","status":"publish","type":"product","link":"https:\/\/heyneo.ch\/it\/servizio\/neon-recensione\/","title":{"rendered":"NEON banca \u2013 Recensioni, Test e Analisi Completa a Maggio 2026"},"content":{"rendered":"<style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{color:#ec4da3}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{background-color:#F4B6D9}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-style:none;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-bottom-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-87fad4ca-0f99\" id=\"gspb_toc-id-gsbp-87fad4ca-0f99\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"L'offerta della banca NEON\"><a class=\"gs-scrollto\" href=\"#1-offre-de-neon-banque\">Offerta della banca NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Sicurezza: le garanzie di NEON\"><a class=\"gs-scrollto\" href=\"#2-securite-neon\">Sicurezza: le garanzie di NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Aprire un conto con NEON\"><a class=\"gs-scrollto\" href=\"#3-ouverture-de-compte-neon\">Aprire un conto con NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"La carta bancaria NEON\"><a class=\"gs-scrollto\" href=\"#4-carte-bancaire-neon\">La carta bancaria NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Caratteristiche dell'applicazione NEON\"><a class=\"gs-scrollto\" href=\"#5-fonctionnalites-application-neon\">Caratteristiche dell&#8217;applicazione NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Pilastro 3a Neon\"><a class=\"gs-scrollto\" href=\"#6-neon-3a\">Pilastro 3a Neon<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Tassi di interesse del conto NEON\"><a class=\"gs-scrollto\" href=\"#7-taux-interets-compte-neon\">Tassi d&#8217;interesse del conto NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Trasferimenti veloci con NEON\"><a class=\"gs-scrollto\" href=\"#8-rapidite-virements-neon\">Velocit\u00e0 dei bonifici con NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"TWINT CON IL NEON\"><a class=\"gs-scrollto\" href=\"#9-twint-neon\">TWINT CON NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">10<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Commissioni della Banca NEON\"><a class=\"gs-scrollto\" href=\"#10-frais-neon-banque\">Le commissioni di NEON Banca<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">11<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Dovrei scegliere il Neon Metal?\"><a class=\"gs-scrollto\" href=\"#11-neon-metal\">Conviene scegliere Neon Metal?<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">12<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"NEON in viaggio\"><a class=\"gs-scrollto\" href=\"#12-neon-en-voyage\">NEON in viaggio<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">13<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Deposito di contanti\"><a class=\"gs-scrollto\" href=\"#13-depot-argent-liquide-neon\">Depositare denaro contante<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">14<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Servizio clienti\"><a class=\"gs-scrollto\" href=\"#14-service-client-neon\">Il servizio clienti<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">15<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cashback nell'offerta NEON\"><a class=\"gs-scrollto\" href=\"#15-cashback-neon\">Cashback nell&#8217;offerta NEON<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">16<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Scegli l'account Neon\"><a class=\"gs-scrollto\" href=\"#16-choisir-le-compte-neon\">Scegliere il conto Neon<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">17<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Neon VS. Zak\"><a class=\"gs-scrollto\" href=\"#17-neon-vs-zak\">Neon VS. Zak<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">18<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Neon VS. Yuh\"><a class=\"gs-scrollto\" href=\"#18-neon-vs-yuh\">Neon VS. Yuh<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">19<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Neon VS. Alpian\"><a class=\"gs-scrollto\" href=\"#19-neon-vs-alpian\">Neon VS. Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">20<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Neon VS. Yuh VS. Revolut\"><a class=\"gs-scrollto\" href=\"#20-neon-vs-yuh-vs-revolut\">Neon VS. Yuh VS.  Revolut<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">21<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cosa ne pensi di Neon?\"><a class=\"gs-scrollto\" href=\"#que-pensez-vous-de-neon\">Cosa ne pensi di Neon?<\/a><\/span><\/div><\/div><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-top has-medium-font-size is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top has-black-color has-text-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#00d18408;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-0c634146-82ff{font-size:20px;}.gspb_text-id-gsbp-0c634146-82ff,.gspb_text-id-gsbp-0c634146-82ff .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}.gspb_text-id-gsbp-0c634146-82ff{color:var(--wp--preset--color--vivid-green,#00d084);}.gspb_text-id-gsbp-0c634146-82ff{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-0c634146-82ff\" class=\"gspb_text gspb_text-id-gsbp-0c634146-82ff \">Forze<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList{padding-left:20px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='4'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='4'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='4'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='5'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='5'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='5'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-84701208-1e94\" id=\"gspb_iconsList-id-gsbp-84701208-1e94\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">L&#8217;account gratuito<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Acquistare all&#8217;estero<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Trasferimenti internazionali<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">La rete di prelievo di contanti<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"4\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Conto congiunto (duo neon)<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"5\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Analisi dettagliata delle spese<\/span><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#f041580f;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-687dee4b-237b{font-size:20px;}.gspb_text-id-gsbp-687dee4b-237b,.gspb_text-id-gsbp-687dee4b-237b .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}.gspb_text-id-gsbp-687dee4b-237b{color:var(--wp--preset--color--red-bright,#f04057);}.gspb_text-id-gsbp-687dee4b-237b{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-687dee4b-237b\" class=\"gspb_text gspb_text-id-gsbp-687dee4b-237b \">Punti deboli<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList{margin-left:0px;padding-bottom:28px;padding-left:20px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='2'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-98bb2597-2368\" id=\"gspb_iconsList-id-gsbp-98bb2597-2368\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Obbligo di residenza in Svizzera<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Prepagata TWINT<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Carta di pagamento<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>[<em>Aggiornamento \u2013 27.02.2026: Presentazione dell&#8217;offerta Pilastro 3a Neon<\/em>]<br\/>[<em>Aggiornamento \u2013 24.02.2026: Costi, funzionalit\u00e0 di analisi delle spese, formule bancarie<\/em>]<br\/>[<em>Aggiornamento \u2013 06.02.2026: Miglioramento della visibilit\u00e0 (l&#8217;investimento con Neon + confronto generale)<\/em>]<br\/>[<em>Aggiornamento \u2013 03.02.2026: Eliminazione del confronto Neon VS Radicant, a seguito della chiusura di Radicant<\/em>]<\/p>\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-offre-de-neon-banque\">\t\t<h2 class=\"mt0 mb0\">Sintesi dell&#8217;offerta della banca svizzera Neon<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">L&#8217;offerta della banca NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg path{fill:#794fee !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg{margin:0px !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover path{fill:#794fee !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid;border-color:#794eed0d;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid;border-color:#794eed21;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:none;border-left-width:nullpx;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:solid;border-left-width:10px;border-left-color:#794eedf0;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{color:#794fee}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d0d849bd-4f7b\" id=\"gspb_infoBox-id-gsbp-d0d849bd-4f7b\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M432 47.72c0-47.6-61.3-65.54-88.3-26.080-247.7 362.060 104.3 378.36 104.3 554.36 0 71.26-58.22 128.92-129.7 127.98-70.34-0.9-126.3-59.54-126.3-129.88v-171.020c0-43.4-52.94-64.46-82.86-33-53.54 56.24-109.14 152.58-109.14 269.92 0 211.74 172.26 384 384 384s384-172.26 384-384c0-340.58-336-386-336-592.28z\"><\/path><\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_container-id-gsbp-d78ee73{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-d78ee73.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-d78ee73.gspb_container{position:relative;}#gspb_container-id-gsbp-d78ee73.gspb_container{margin-top:-30px;margin-bottom:0px;margin-left:50px;}#gspb_container-id-gsbp-d78ee73.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-d78ee73\" id=\"gspb_container-id-gsbp-d78ee73\">\n<p class=\"has-text-align-left\">&#8211; Recensione focalizzata sui servizi bancari di Neon.<br\/>&#8211; Leggi anche la <a href=\"https:\/\/heyneo.ch\/it\/servizio\/neon-investimenti\/\" type=\"product\" id=\"13434\">guida all&#8217;investimento con Neon<\/a>.<br\/>&#8211; <a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/migliori-banche-online-svizzere\/\" type=\"post\" id=\"3912\">Confronta tutte le banche online in Svizzera<\/a> contemporaneamente.<\/p>\n<\/div>\n<\/div><\/div><\/div>\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon \u00e8 la <strong>prima <a href=\"https:\/\/heyneo.ch\/#banques\" type=\"link\" id=\"https:\/\/heyneo.ch\/#banques\">neobanca svizzera<\/a> indipendente<\/strong>. Fondata nel 2018, conta oggi oltre 245.000 utenti in Svizzera.  La sua app si concentra sulla semplicit\u00e0 d&#8217;uso e su un design pulito. Con sede a Zurigo, Neon si affida alla Banca Ipotecaria di Lenzburg per fornire i propri servizi finanziari.<\/p>\n\n<p><strong>Neon <\/strong>propone <strong>4 piani <\/strong>di conti bancari mobili, adatti a diverse esigenze, e <strong>2 estensioni <\/strong>:<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"1-neon-free-gratuit\">1. Neon Free \ud83d\udcb3 \u2013 Gratuito<\/h3>\n<style>#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{width:15px !important;height:15px !important;min-width:15px}body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList .gspb_iconsList__item{margin-bottom:20px;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_iconsList-id-gsbp-780f3552-1754.gspb_iconsList [data-id='3'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-780f3552-1754\" id=\"gspb_iconsList-id-gsbp-780f3552-1754\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>un conto corrente gratuito<\/strong> in Svizzera<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Fattura elettronica e <strong>pagamenti <\/strong>QR<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>IBAN svizzero<\/strong> gratuito<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\"><strong>Piano di risparmio<\/strong><\/span><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon Free \u00e8 perfettamente adatto all&#8217;uso locale di base, ma i suoi limiti diventano subito evidenti quando si viaggia o si preleva denaro.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"2-neon-plus-2-chf-mois\">2. Neon Plus \u2795 (2 CHF\/mese)<\/h3>\n\n<p>Include tutti i vantaggi del neon free, pi\u00f9 :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>2 prelievi gratuiti in Svizzera al mese<\/li>\n\n\n\n<li>Nessuna spesa di cambio<\/li>\n\n\n\n<li>Servizio clienti telefonico<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"3-neon-global-8-chf-mois\">3. Neon Global \ud83c\udf0d (8 CHF\/mese)<\/h3>\n\n<p>Include il neon pi\u00f9 i benefit, pi\u00f9 :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Pacchetto assicurativo incluso (acquisti, viaggi, cyber, ecc.)<\/li>\n\n\n\n<li>Cashback sui trasferimenti Wise (20%)<\/li>\n\n\n\n<li>Spese ridotte per pagamenti o prelievi all&#8217;estero<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"4-neon-metal-15-chf-mois\">4. Neon Metal \ud83d\udc8e (15 CHF\/mese)<\/h3>\n\n<p>Include vantaggi globali al neon, oltre a :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Carta Mastercard in metallo<\/li>\n\n\n\n<li>Assicurazione telefonica contro danni e furti<\/li>\n\n\n\n<li>Prelievi gratuiti in tutto il mondo<\/li>\n\n\n\n<li>Cashback sui trasferimenti Wise (40%)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-extensions-neon-green-et-neon-duo\">+ <span style=\"text-decoration: underline;\">Estensioni<\/span>: Neon Green \ud83c\udf31 e Neon Duo \ud83e\uddd1\ud83c\udffb\u200d\ud83e\udd1d\u200d\ud83e\uddd1\ud83c\udffb<\/h3>\n\n<p>Puoi personalizzare il tuo account con 2 estensioni aggiuntive compatibili con tutti i piani:<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"neon-green-3-chf-mois\">\ud83c\udf31 Verde neon (CHF 3\/mese)<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>Carta di legno (Mastercard Debit)<\/li>\n\n\n\n<li>Estensione di garanzia per apparecchiature elettroniche<\/li>\n\n\n\n<li>Compensazione integrata delle emissioni di carbonio<\/li>\n\n\n\n<li>Consegna gratuita della carta<\/li>\n\n\n\n<li>1 albero piantato per ogni CHF 500 spesi<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h4 class=\"wp-block-heading\" id=\"neon-duo-3-chf-mois-par-personne\">\ud83e\uddd1\ud83c\udffb\u200d\ud83e\udd1d\u200d\ud83e\uddd1\ud83c\udffb Neon duo (3 CHF\/mese a persona)<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>Conto condiviso con 2 cointestatari<\/li>\n\n\n\n<li>2 carte, 1 IBAN condiviso<\/li>\n\n\n\n<li>Vista consolidata delle transazioni<\/li>\n\n\n\n<li>Strumenti di monitoraggio del budget e delle spese condivisi<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-neon-invest\">Neon invest<\/h3>\n\n<p>Scopri anche tutte le <a href=\"https:\/\/heyneo.ch\/it\/servizio\/neon-investimenti\/\" type=\"product\" id=\"13434\">soluzioni d&#8217;investimento di Neon (ETF, azioni, ecc.)<\/a> nella nostra guida.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-comparatif-des-plans-neon-en-suisse-en-currentyear\">\ud83d\udcca Confronto dei piani Neon in Svizzera nel %%currentyear%%<\/h3>\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Funzionalit\u00e0<\/th><th>Neon Free<\/th><th>Neon Plus<\/th><th>Neon Global<\/th><th>Neon Metal<\/th><\/tr><\/thead><tbody><tr><td><strong>Prezzo mensile<\/strong><\/td><td>0 CHF<\/td><td>2 CHF<\/td><td>8 CHF<\/td><td>15 CHF<\/td><\/tr><tr><td><strong>Commissioni di cambio (pagamenti in valuta)<\/strong><\/td><td>0.35 %<\/td><td>0 %<\/td><td>0 %<\/td><td>0 %<\/td><\/tr><tr><td><strong>Prelievi in Svizzera<\/strong><\/td><td>2,50 CHF \/ prelievo<\/td><td>2 gratuiti\/mese, poi 2,50 CHF<\/td><td>3 gratuiti\/mese, poi 2,50 CHF<\/td><td>5 gratuiti\/mese, poi 2,50 CHF<\/td><\/tr><tr><td><strong>Prelievi all&#8217;estero<\/strong><\/td><td>1.5 % + 0.35 %<\/td><td>1 %<\/td><td>0.5 %<\/td><td>0 %<\/td><\/tr><tr><td><strong>Cashback Wise (trasferimenti internazionali)<\/strong><\/td><td>No<\/td><td>No<\/td><td>20 %<\/td><td>40 %<\/td><\/tr><tr><td><strong>Supporto telefonico<\/strong><\/td><td>No<\/td><td>S\u00ec<\/td><td>S\u00ec<\/td><td>S\u00ec<\/td><\/tr><tr><td><strong>Assicurazioni viaggio &amp; shopping<\/strong><\/td><td>No<\/td><td>Garanzia estesa<\/td><td>S\u00ec<\/td><td>S\u00ec (premium)<\/td><\/tr><tr><td><strong>Carta in metallo<\/strong><\/td><td>No<\/td><td>No<\/td><td>No<\/td><td>S\u00ec<\/td><\/tr><tr><td><strong>Profilo ideale<\/strong><\/td><td>Uso locale in CHF<\/td><td>Viaggi occasionali<\/td><td>Viaggi regolari<\/td><td>Uso internazionale intensivo<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"quel-est-le-meilleur-plan-neon-en-2026\">Qual \u00e8 il miglior piano Neon nel 2026?<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><strong>Neon Free<\/strong> \u00e8 adatto per un uso locale in CHF senza prelievi frequenti.<\/li>\n\n\n\n<li><strong>Neon Plus (2 CHF\/mese)<\/strong> \u00e8 l&#8217;ideale per evitare commissioni di cambio occasionali.<\/li>\n\n\n\n<li><strong>Neon Global (8 CHF\/mese)<\/strong> diventa conveniente per chi viaggia regolarmente.<\/li>\n\n\n\n<li><strong>Neon Metal (15 CHF\/mese)<\/strong> \u00e8 adatto agli utenti internazionali intensivi che necessitano di assicurazioni complete.<\/li>\n<\/ul>\n\n<p>\ud83d\udc49 In pratica, non appena effettui pagamenti in valuta o prelievi all&#8217;estero, Neon Plus o Global diventano subito pi\u00f9 convenienti di Neon Free.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-securite-neon\">\t\t<h2 class=\"mt0 mb0\">Sicurezza: NEON \u00e8 sicuro?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Sicurezza: le garanzie di NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748383334274\"><strong class=\"schema-faq-question\">Neon \u00e8 una banca?<\/strong> <p class=\"schema-faq-answer\">&#8211; I servizi bancari sono forniti dalla Banca ipotecaria di Lenzburg, <a href=\"https:\/\/www.finma.ch\/en\/~\/media\/finma\/dokumente\/bewilligungstraeger\/pdf\/beh.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">autorizzata dalla FINMA<\/a>.<br\/>&#8211; L&#8217;assicurazione svizzera di protezione dei depositi copre fondi fino a 100.000 CHF in caso di fallimento.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748383402466\"><strong class=\"schema-faq-question\">Neon Banque \u00e8 sicuro?<\/strong> <p class=\"schema-faq-answer\">&#8211; I dati sono conservati in Svizzera.<br\/>&#8211; L&#8217;autenticazione a due fattori (2FA) \u00e8 abilitata per impostazione predefinita.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-ouverture-de-compte-neon\">\t\t<h2 class=\"mt0 mb0\">Aprire un account NEON Free, Plus, Global, Metal<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Aprire un conto con NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon banque \u00e8 disponibile in francese, tedesco, inglese e italiano.  <\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748383215119\"><strong class=\"schema-faq-question\">Chi pu\u00f2 aprire un conto con Neon?<\/strong> <p class=\"schema-faq-answer\">Le condizioni per aprire un conto:<br\/>&#8211; Aver compiuto 15 anni (YUH 14 anni, Zak 15 anni).<br\/>&#8211; Risiedere in Svizzera (vedi <a href=\"https:\/\/heyneo.ch\/it\/notizie\/conto-svizzero-non-residente\/\" type=\"post\" id=\"19141\">le banche accessibili ai non residenti<\/a> e ai <a href=\"https:\/\/heyneo.ch\/it\/notizie\/banche-per-frontalieri-quale-scegliere\/\" type=\"post\" id=\"7920\">frontalieri svizzeri<\/a>).<br\/>&#8211; Avere uno smartphone iOS, Android o Huawei.<br\/>&#8211; Nessun giustificativo di reddito, n\u00e9 saldo minimo richiesto.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"guide-pour-ouvrir-un-compte-neon-etape-par-etape\">Guida passo passo all&#8217;apertura di un conto NEON<\/h3>\n<style>.gspb_container-id-gsbp-e3c49d2{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-e3c49d2.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-e3c49d2.gspb_container{position:relative;}#gspb_container-id-gsbp-e3c49d2.gspb_container{padding-top:10px;padding-right:10px;padding-bottom:10px;padding-left:10px;}#gspb_container-id-gsbp-e3c49d2.gspb_container{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_container-id-gsbp-e3c49d2.gspb_container{border-style:solid;border-width:2px;border-color:var(--wp--preset--color--main,var(--rehub-main-color));}#gspb_container-id-gsbp-e3c49d2.gspb_container > .gspb_backgroundOverlay{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_container-id-gsbp-e3c49d2.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-e3c49d2\" id=\"gspb_container-id-gsbp-e3c49d2\"><style>.gs-toggler-open{height:auto !important}.gs-toggler-open .gs-tgl-show,.gs-toggler-open .gs-tgl-grad{display:none !important}.gs-toggler-open .gs-tgl-hide{display:block !important}.gs-tgl-show,.gs-tgl-hide{cursor:pointer}.gs-contenttoggler *{box-sizing:border-box !important}.gs-toggler-wrapper{overflow:hidden;transition:all 0.5s ease;padding-bottom:35px;margin-bottom:30px;box-sizing:content-box !important;position:relative;}.gs-toggler-wrapper p:last-of-type{margin-bottom:0;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toggler gs-contenttoggler gspb_toggle-id-gsbp-e835223\" data-height=\"1600px\"><div class=\"gs-toggler-wrapper\" id=\"gs-togglergsbp-e835223\" style=\"height:1600px\">\n<h4 class=\"wp-block-heading\" id=\"telechargez-l-application-neon\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Scarica la domanda NEON<\/mark><\/strong><\/h4>\n\n\n\n<p>su<a href=\"https:\/\/itunes.apple.com\/ch\/app\/neon-your-mobile-account\/id1387883068?l=en&amp;mt=8\">App Store<\/a> \/ <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.neonbanking.app\">Google Play Store<\/a> \/ <a href=\"https:\/\/appgallery.cloud.huawei.com\/uowap\/index.html#\/detailApp\/C102347965\">Huawei App Gallery<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"creez-un-nouveau-compte\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>Crea un nuovo account<\/strong><\/mark><\/h4>\n\n\n\n<p>Sono necessari 3 passaggi:<br\/><\/p>\n\n\n\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/h3jJc41Y4Bx5UutF5qV8TJAPtWYrD-CVttHea2hCKSq6dFFydI7R51f52txmTlMtcxu-oGlyFqLQq6wPNSWPfhhqk2_YKhQU0F-vehumJZSk9VuowcHd01MKGhUhkWe3vOlDQpXfcOFq4dXdENu4Bk4\"\/><br\/><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"a-propos-de-toi-renseignez-vos-donnees-personnelles\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Informazioni su di te &#8211; Inserisci i tuoi dati personali<\/mark><\/h4>\n\n\n<style>#gspb_row-id-gsbp-3e3775b{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-3e3775b > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-3e3775b > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-3e3775b\" id=\"gspb_row-id-gsbp-3e3775b\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-73daf59.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-73daf59.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-73daf59\" id=\"gspb_col-id-gsbp-73daf59\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/WcMe0WGjPNi8fvez7FA8t_wa5K52mKn1_MRBIdWBeIfnSijtEkklrEFAjVQK4MIXUWjNkUrkvoIxaHeiz7znTxSYjDJR8ny9fhtAEbGwTj4fMqsCazZO1uL6b9WRzJhxK997VUtkRWBbVm0mG6GXp7g\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-4af11e6.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-4af11e6.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-4af11e6\" id=\"gspb_col-id-gsbp-4af11e6\">\n<p><img decoding=\"async\" class=\"wp-image-10025\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_9907-1.png\" alt=\"\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-a5e6bd6.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-a5e6bd6.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-a5e6bd6\" id=\"gspb_col-id-gsbp-a5e6bd6\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/FMtpzHdvRBmJYIyuNrlXMoP1lJEv3dkV7dGoeQnhLDsm0jzYDQMRdkryvivMl4EBc1eobUuZaGQ6h7GhbRzuA-Ora1tbahiGzjAvN8_W1OgMl2lBgvhpGAb_l3JbB8XUAIaV4U9sYyySdh9Lq9QW-AE\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-fc087b3.gspb_row__col--3{width:25%;}@media (max-width:575.98px){#gspb_col-id-gsbp-fc087b3.gspb_row__col--3{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--3 gspb_col-id-gsbp-fc087b3\" id=\"gspb_col-id-gsbp-fc087b3\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/aWLHHgr6BiMq-ljh_GaDhLvsFeQu-rZrBculGIY-RfwOK4IEB-a3RRoyPROPNHfEYDA3LCtmOygwMPqQEHmt9aJPzR64cqtPa0rcmP6Z4YBLmX0Yyp0KjCqRM2YZDNV78I7Y_OBYLBkNY26dM2EEF6c\"\/><\/p>\n<\/div>\n <\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"verifiez-votre-adresse-email\"><br\/><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Controlla il tuo indirizzo e-mail<\/mark><\/strong><\/h4>\n\n\n\n<p>Inserisci il codice inviato via e-mail.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"entrez-votre-code-promo-vswh3c\"><img decoding=\"async\" class=\"wp-image-10027\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_9915-1.png\" alt=\"\"\/><\/h4>\n\n\n\n<p><br\/><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Inserisci il codice promozionale: VSWH3C<\/mark><\/strong><\/p>\n\n\n\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/ETxEBB90Oe63YKyMr5FE_CohBzdLyTjLadph6nwXZPaxFez-Fo0k9S1GInslj_e43k2XZiiRDZruwOqVQ8GVSEycFqi3UyJb480tkDeZCXOFdmAv9gt33keZB09DCmK7V7cU9z-jh9ZrDdeg_DGVTYc\"\/><\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"selectionne-le-type-de-compte-desire\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Seleziona il tipo di account che desideri<\/mark><\/strong><\/h4>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-\"><strong><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/kJRJCLDC2vmKHlRHrWPByezj2tUf8z9_E0n9MxDnIKF-c8W153Izb4ivIh8q_r6y_pSGwzDAg1uhgVbOZSG34HOxs4Q3q3sXl10JtJA5JwkvyqZdc-88ewD2W1YSgJnF6HL-9qnkzbCCNPLByc1VGJI\"\/><br\/><\/strong><\/h4>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"verifiez-votre-identite-1\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Controlla la tua identit\u00e0<\/mark><\/strong><\/h4>\n\n\n\n<p>Puoi scegliere la <strong>carta d&#8217;identit\u00e0<\/strong> o il<strong> passaporto<\/strong>:<br\/><\/p>\n\n\n<style>#gspb_row-id-gsbp-be9de6b{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-be9de6b > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-be9de6b > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-be9de6b\" id=\"gspb_row-id-gsbp-be9de6b\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-d846e20.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-d846e20.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-d846e20\" id=\"gspb_col-id-gsbp-d846e20\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/I86PJH8L6g7-ttvsfVh7287Pe6qdrxr0HnAVeUUSGiXlPJRPVif3jMN0LSWw17ipJRuvGbVL-ch_UmLo55ozjw8lJIwqiGtvvXzse3OiyIw_D98MJwEzUHoLMUOnb9KZv91GTNgl93XQUc_Fo1BXfAs\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-eb1ca76.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-eb1ca76.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-eb1ca76\" id=\"gspb_col-id-gsbp-eb1ca76\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/cbBAGnzq928_zrO9tOuiukAupVyTbj3U6p9vcDthxfZFfzxDjR_nijPphHLGEnq7OFRdM2JCX-tLPSszZr572wuQMiwGOVVl0-t1tzUqlIet_5w944ZF_MuK-9K0YtSlngNL8KmD1yR0vnib9s-7ZmA\"\/><\/p>\n<\/div>\n <\/div><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"definissez-votre-propore-code-de-connexion\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Definisci il tuo codice di connessione<\/mark><\/strong><br\/><\/h4>\n\n\n<style>#gspb_row-id-gsbp-3dc5888{justify-content:space-between;margin-top:0px;margin-bottom:0px;display:flex;flex-wrap:wrap;}#gspb_row-id-gsbp-3dc5888 > .gspb_row__content{display:flex;justify-content:space-between;margin:0 auto;width:100%;flex-wrap:wrap;}.gspb_row{position:relative;}div[id^=gspb_col-id]{box-sizing:border-box;position:relative;}div[id^=gspb_col-id]{padding:var(--gs-row-column-padding,15px min(3vw,20px));}#gspb_row-id-gsbp-3dc5888 > .gspb_row__content{max-width:1200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-row gspb_row gspb_row-id-gsbp-3dc5888\" id=\"gspb_row-id-gsbp-3dc5888\"><div class=\"gspb_row__content\"> <style>#gspb_col-id-gsbp-d593312.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-d593312.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-d593312\" id=\"gspb_col-id-gsbp-d593312\">\n<p><img decoding=\"async\" class=\"wp-image-10029\" style=\"width: 250px;\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_9940-1.png\" alt=\"\"\/><\/p>\n<\/div>\n\n\n<style>#gspb_col-id-gsbp-be1c7f7.gspb_row__col--6{width:50%;}@media (max-width:575.98px){#gspb_col-id-gsbp-be1c7f7.gspb_row__col--6{width:100%;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-row-column gspb_row__col--6 gspb_col-id-gsbp-be1c7f7\" id=\"gspb_col-id-gsbp-be1c7f7\">\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/G3qLYt23s9FV-NCIfpoV_xIvmH_sP7bvHBFiXILbhxIGmg-bJdPW4dK4uo4z3KFIy_N78sJJYH718ZRt4QKGJAilP0eDogtD3sTFfyEiOtCmFqphQaZSZ2bUcMdTr00bBBdMG8MY26jTkMYroYhG1AM\"\/><\/p>\n<\/div>\n <\/div><\/div>\n\n\n\n<p>Tutto quello che devi fare \u00e8 controllare il tuo indirizzo e-mail ed effettuare un deposito iniziale di almeno 10 CHF.  <strong>Ci vogliono meno di 15 minuti!<\/strong><br\/><\/p>\n\n\n\n<p><img decoding=\"async\" style=\"width: 250px;\" src=\"https:\/\/lh7-us.googleusercontent.com\/nGqF1JoTo6P1B6-7brz5RzDTp0AS392h0LCkjlPYxH2Aaxc-YTogX8lktgFdiWewr3MD2UsjzZuq8ASeBSmFDpUP59qZCQ7R7l2O-I5xhEHyFyQPc1gtmNGGXR4U6_mhk-BMEvPRAqoHY2gd_dLH-7A\"\/><br\/><\/p>\n\n\n\n<p>Dovrai aspettare l&#8217;arrivo del tuo primo bonifico per poter accedere a tutte le funzioni dell&#8217;applicazione.<br\/><br\/><strong>Qualche giorno dopo<\/strong> riceverai per posta la tua carta di debito Mastercard. Il codice PIN ti verr\u00e0 inviato separatamente. <\/p>\n<span class=\"gs-tgl-trigger\" style=\"text-align:center;position:absolute;z-index:2;bottom:0;left:0;width:100%;color:\"><span class=\"gs-tgl-show\" tabindex=\"0\" role=\"button\" aria-label=\"Voir plus +\" aria-controls=\"gs-togglergsbp-e835223\" style=\"display:block\">Voir plus +<\/span><span class=\"gs-tgl-hide\" tabindex=\"0\" role=\"button\" aria-label=\"Voir moins -\" aria-controls=\"gs-togglergsbp-e835223\" style=\"display:none\">Voir moins &#8211;<\/span><\/span><span class=\"gs-tgl-grad\" style=\"background-image:linear-gradient(to bottom,rgba(255,255,255,0) 0,#ffffff 100%);display:block;position:absolute;height:100px;bottom:0;left:0;z-index:1;width:100%\"><\/span><\/div><\/div>\n<\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-carte-bancaire-neon\">\t\t<h2 class=\"mt0 mb0\">La carta bancaria NEON<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">La carta bancaria NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>#gspb_image-id-gsbp-46939bfe-144b img{object-position:49% 52%;}#gspb_image-id-gsbp-46939bfe-144b img{vertical-align:top;}#gspb_image-id-gsbp-46939bfe-144b img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-46939bfe-144b{margin-bottom:30px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-46939bfe-144b\" id=\"gspb_image-id-gsbp-46939bfe-144b\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/IMG_2581-scaled.jpeg\" data-src=\"\" alt=\"\" loading=\"lazy\" width=\"2560\" height=\"1440\"><\/div>\n\n<p>\ud83d\udcb3 <span style=\"color: #000000;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>Mastercard Prepagata NEON<\/strong><\/mark> Gratis in breve :<\/span><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Pagamento contactless senza codice fino a 80 CHF\/acquisto, massimo 250 CHF\/giorno. Non pu\u00f2 essere cambiato. Oltre, il codice \u00e8 necessario.    <\/li>\n\n\n\n<li>Funziona con Apple Pay \/ Google Pay \/ Samsung Pay \/ SwatchPAY! \/ Garmin Pay   <\/li>\n\n\n\n<li>Notifiche push per i pagamenti con carta<\/li>\n\n\n\n<li>Limite di pagamento giornaliero: CHF 5.000 online e in negozio<\/li>\n\n\n\n<li>Limite di pagamento mensile: CHF 10.000<\/li>\n<\/ul>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover,#gspb_infoBox-id-gsbp-fd146c92-6b98 svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:solid;border-left-width:3px;border-left-color:#00000000;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{border-left-style:solid;border-left-width:3px;border-left-color:#794eed00;}}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-fd146c92-6b98 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-fd146c92-6b98\" id=\"gspb_infoBox-id-gsbp-fd146c92-6b98\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p><strong>Per attivare il contactless<\/strong>, devi completare un primo pagamento utilizzando il codice della carta.<\/p>\n\n\n\n<p>Anche se la consegna della carta richiede qualche giorno, <strong>puoi utilizzarla tramite il tuo smartphone<\/strong> o<strong>utilizzare le informazioni di pagamento<\/strong> disponibili nell&#8217;app per effettuare acquisti online.<\/p>\n<\/div><\/div><\/div>\n\n<p>Puoi bloccare temporaneamente la tua carta dall&#8217;app, ma devi recarti al bancomat per cambiare il codice PIN.<br\/><br\/>Il limite predefinito di prelievo di contanti \u00e8 di 2.000 CHF al giorno o 10.000 CHF al mese. La carta viene alimentata solo dal conto principale (il denaro proveniente da Spaces \u00e8 escluso). <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-fonctionnalites-application-neon\">\t\t<h2 class=\"mt0 mb0\">Applicazione della banca NEON: caratteristiche<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Caratteristiche dell&#8217;applicazione NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>L&#8217;app Neon banca \u00e8 <a href=\"https:\/\/heyneo.ch\/it\/notizie\/metodi-pagamento-svizzera\/\" type=\"post\" id=\"16641\">adatta a tutte le situazioni<\/a> in Svizzera:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Traccia i movimenti del conto<\/li>\n\n\n\n<li>Notifica push dei movimenti<\/li>\n\n\n\n<li>Visualizza le spese per categoria<\/li>\n\n\n\n<li>Fattura elettronica \ud83c\udde8\ud83c\udded<\/li>\n\n\n\n<li>Ordini permanenti<\/li>\n\n\n\n<li>Scansiona i bollettini di pagamento (fatture QR) \ud83c\udde8\ud83c\udded<\/li>\n\n\n\n<li>Crea i sottoconti &#8220;Spaces<\/li>\n\n\n\n<li><a href=\"https:\/\/heyneo.ch\/it\/notizie\/pagamenti-istantanei-svizzera\/\">Pagamento istantaneo<\/a> con &#8220;Paga un amico&#8221; (da utente Neon a utente Neon)<\/li>\n\n\n\n<li>Modifica dei dati di contatto (\u00e8 richiesto il 2FA)<\/li>\n\n\n\n<li>Blocca temporaneamente la carta<\/li>\n\n\n\n<li>neon invest ti permette di investire in azioni (svizzere e internazionali) ed ETF direttamente nell&#8217;app.<\/li>\n\n\n\n<li>Aprire un conto comune direttamente dall&#8217;applicazione<\/li>\n\n\n\n<li>Aprire un piano di risparmio<\/li>\n\n\n\n<li>Strumenti di budgeting e monitoraggio dettagliato delle spese<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"analyse-des-depenses-statistiques-avancees\">Analisi delle spese (statistiche avanzate)<\/h3>\n\n<p>Grazie a <strong>Neon Analytics<\/strong>, l&#8217;app integra un modulo di statistiche avanzate per analizzare le proprie spese in dettaglio.<\/p>\n\n<p>L&#8217;obiettivo \u00e8 semplice: <strong>capire meglio dove finiscono i tuoi soldi per gestirli al meglio.<\/strong><\/p>\n\n<p>In concreto, lo strumento permette:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\ud83d\udcca Analisi delle spese per categoria<\/li>\n\n\n\n<li>\ud83d\udcc5 Vista mensile e cronologia<\/li>\n\n\n\n<li>\ud83d\udd0d Identificazione delle voci pi\u00f9 costose (\u201ccash drainers\u201d)<\/li>\n\n\n\n<li>\ud83d\udcc8 Monitoraggio dell&#8217;evoluzione delle abitudini<\/li>\n\n\n\n<li>\ud83d\udca1 Migliore visibilit\u00e0 per ottimizzare il proprio budget<\/li>\n<\/ul>\n\n<p>A differenza di un semplice grafico delle spese, Neon Analytics funziona quasi come un mini foglio Excel integrato, ma <strong>senza complessit\u00e0<\/strong> tecnica. L&#8217;approccio resta visivo, intuitivo e accessibile. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Le caratteristiche che gli mancano:<\/strong><\/p>\n\n<p>\u2718 Creare sottoconti in altre valute (come proposto da YUH).<br\/>\u2718 Modifica dei limiti della carta nell&#8217;app.<br\/>\u2718 Compravendita di criptovalute. Peccato, perch\u00e9 contiamo sul DNA fintech per collegare il mondo criptico delle criptovalute alla gente comune \ud83d\ude09 Neon dovrebbe trovare un modo per offrire almeno Bitcoin (BTC) \/ Ethereum (ETH).<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-neon-3a\">\t\t<h2 class=\"mt0 mb0\">Pilastro 3a Neon<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Pilastro 3a Neon<\/div>\t<\/div><\/div>\n<p>Lanciato a fine novembre 2025, il 3a Neon si inserisce nella continuit\u00e0 dell&#8217;approccio digitale e a costi contenuti della neobanca. La soluzione si basa esclusivamente su fondi indicizzati Swisscanto, con una logica semplice: una previdenza investita in modo ampio, diversificato e trasparente. <\/p>\n\n<p>Sono proposte cinque strategie, che vanno da Difensiva 25 a Offensiva 100. A seconda del profilo di rischio scelto, l&#8217;esposizione azionaria pu\u00f2 raggiungere fino al 99%, con il saldo investito in obbligazioni e altre classi di attivi. Come nella maggior parte dei fornitori 3a moderni, si seleziona una strategia globale e non fondi individuali, il che semplifica notevolmente la gestione per il risparmiatore.  <\/p>\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"302\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1024x302.png\" alt=\"neon-a3-strategies\" class=\"wp-image-27620\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1024x302.png 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-300x88.png 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-768x226.png 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1536x452.png 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-2048x603.png 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-509x150.png 509w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-100x29.png 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-1189x350.png 1189w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-788x232.png 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies-598x176.png 598w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-a3-strategies.png 1766w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<p>Sono proposte anche quattro orientamenti: Globale, Svizzero, Sostenibile o Svizzero Sostenibile.<\/p>\n\n<p><strong>Sicurezza<\/strong><\/p>\n\n<p>Il 3a Neon si basa sulla fondazione<strong> Simply 3a<\/strong>, con <strong>Lienhardt &amp; Partner<\/strong> come banca depositaria.<\/p>\n\n<p>In termini concreti :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>I titoli sono detenuti a tuo nome dalla banca depositaria.<\/li>\n\n\n\n<li>Sono considerati attivi distinti (non nel bilancio di Neon).<\/li>\n\n\n\n<li>In caso di fallimento di Neon, gli averi rimangono protetti.<\/li>\n<\/ul>\n\n<p>Se il gestore dovesse scomparire, la fondazione dovrebbe designare un nuovo gestore.<br\/>Il quadro \u00e8 quindi quello di un 3a digitale standard in Svizzera: struttura separata, attivi protetti, partner regolamentati.<\/p>\n\n<p><strong>Condizioni<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Fino a 5 portafogli 3a<\/li>\n\n\n\n<li>Versamenti possibili da 1 CHF<\/li>\n\n\n\n<li>Fiscalit\u00e0 classica del 3a<\/li>\n\n\n\n<li>Massimo legale 2026: 7\u2019258 CHF per dipendenti con 2\u00b0 pilastro<\/li>\n\n\n\n<li>Accessibile solo tramite app mobile<\/li>\n<\/ul>\n\n<p>Il multi-conto \u00e8 un vero vantaggio: permette di scaglionare i prelievi al momento del pensionamento e di ridurre l&#8217;imposta sul capitale.<\/p>\n\n<p><strong>Tasse<\/strong><\/p>\n\n<p>Le commissioni di gestione sono decrescenti in base all&#8217;importo investito:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>0\u20134.999 CHF: <strong>0,45 %<\/strong><\/li>\n\n\n\n<li>5.000\u20139.999 CHF: <strong>0,44 %<\/strong><\/li>\n\n\n\n<li>10.000\u201324.999 CHF: <strong>0,43 %<\/strong><\/li>\n\n\n\n<li>25.000\u201349.999 CHF: <strong>0,41 %<\/strong><\/li>\n\n\n\n<li>50.000 CHF e oltre: <strong>0,39 %<\/strong><\/li>\n<\/ul>\n\n<p>I fondi utilizzati mostrano un TER dello 0%.<\/p>\n\n<p>In pratica, la struttura dei fondi implica un leggero scostamento teorico di circa lo 0,15% all&#8217;anno rispetto agli ETF pi\u00f9 ottimizzati del mercato. Ci\u00f2 corrisponde a costi indiretti legati alla costruzione del prodotto, e non a commissioni aggiuntive fatturate. <\/p>\n\n<p>Questo scostamento rimane marginale rispetto al posizionamento tariffario complessivo. <strong>Neon 3a \u00e8 tra i 3a digitali pi\u00f9 economici sul mercato<\/strong>, anche se alcuni attori specializzati spingono ancora un po&#8217; pi\u00f9 in l\u00e0 l&#8217;ottimizzazione dei costi indiretti.<\/p>\n\n<p><strong>Neon 3a \u00e8 adatto se:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Vuoi un 3a a basse commissioni integrato nel tuo conto Neon<\/li>\n\n\n\n<li>Desideri poter aprire fino a 5 portafogli<\/li>\n\n\n\n<li>Cerchi un&#8217;allocazione dinamica (fino al 99 % in azioni)<\/li>\n\n\n\n<li>Accetti un&#8217;esposizione estera limitata al 50 %<\/li>\n<\/ul>\n\n<p><strong>\u00c8 meno adatto se:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Vuoi costruire un portafoglio interamente personalizzato<\/li>\n\n\n\n<li>Desideri pi\u00f9 del 50 % di esposizione in valute estere<\/li>\n\n\n\n<li>Cerchi la struttura di fondi pi\u00f9 ottimizzata possibile<\/li>\n<\/ul>\n\n<p>Il pilastro 3a Neon \u00e8 un&#8217;offerta competitiva e ben integrata per chi cerca un prodotto a basso costo, particolarmente utile per i giovani investitori o per chi desidera semplificare la gestione della previdenza con uno strumento digitale. Tuttavia, \u00e8 meno adatto a chi cerca una flessibilit\u00e0 totale in termini di investimenti o un&#8217;esposizione pi\u00f9 ampia ai mercati internazionali.  <\/p>\n\n<p>L&#8217;integrazione con l&#8217;applicazione Neon e la possibilit\u00e0 di aprire pi\u00f9 portafogli lo rendono un&#8217;opzione interessante per l&#8217;ottimizzazione fiscale e la gestione dinamica della pensione.<\/p>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1772187920238\"><strong class=\"schema-faq-question\"><strong>Si pu\u00f2 investire il 100 % in azioni con Neon 3a?<\/strong><\/strong> <p class=\"schema-faq-answer\">S\u00ec. La strategia \u00abOffensiva 100\u00bb permette di investire fino al 99 % in azioni. Rimane sempre una piccola parte in liquidit\u00e0. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772187956515\"><strong class=\"schema-faq-question\"><strong>Neon 3a \u00e8 adatto a un profilo molto prudente?<\/strong><\/strong> <p class=\"schema-faq-answer\">S\u00ec, esistono strategie difensive (25 % in azioni). Ma il DNA del prodotto rimane orientato all&#8217;investimento nei mercati finanziari. <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772187989993\"><strong class=\"schema-faq-question\"><strong>Si possono aprire pi\u00f9 conti 3a con Neon?<\/strong><\/strong> <p class=\"schema-faq-answer\">S\u00ec, fino a 5 portafogli distinti. Questo permette di scaglionare i prelievi al momento del pensionamento e di ottimizzare la fiscalit\u00e0. <\/p> <\/div> <\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-taux-interets-compte-neon\">\t\t<h2 class=\"mt0 mb0\">Tassi d&#8217;interesse offerti dal conto Neon banca<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Tassi di interesse del conto NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Tasso d&#8217;interesse: 0,00% (nessuna remunerazione, nemmeno negli Spaces)<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-rapidite-virements-neon\">\t\t<h2 class=\"mt0 mb0\">Trasferimenti veloci con NEON &#8211; invio di denaro<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Trasferimenti veloci con NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li><strong>Trasferimenti istantanei<\/strong> con \u201cpaga un amico\u201d (da utente Neon a utente Neon).<\/li>\n\n\n\n<li>Un <strong>bonifico IBAN<\/strong> dalla Svizzera alla Svizzera effettuato prima di mezzogiorno arriva il giorno stesso. Se viene effettuato nel pomeriggio, arriva il giorno successivo. <\/li>\n\n\n\n<li>Un <strong>trasferimento all&#8217;estero <\/strong>dura da pochi minuti a un massimo di 24 ore.  <\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-twint-neon\">\t\t<h2 class=\"mt0 mb0\">NEON Twint &#8211; paga con TWINT ovunque in Svizzera<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">TWINT CON IL NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style><style>#gspb_image-id-gsbp-40fe405d-ef13 img{vertical-align:top;}#gspb_image-id-gsbp-40fe405d-ef13 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-40fe405d-ef13{margin-top:20px;margin-bottom:20px;}#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}#gspb_image-id-gsbp-40fe405d-ef13,#gspb_image-id-gsbp-40fe405d-ef13 img{height:50px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-40fe405d-ef13\" id=\"gspb_image-id-gsbp-40fe405d-ef13\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/twint-logo-1-e1697225014530.webp\" data-src=\"\" alt=\"payement avec TWINT\" loading=\"lazy\" width=\"150\" height=\"50\"\/><\/div>\n<style>.gspb_container-id-gsbp-2663e54{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-2663e54.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-2663e54.gspb_container{position:relative;}#gspb_container-id-gsbp-2663e54.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-2663e54\" id=\"gspb_container-id-gsbp-2663e54\">\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747789224756\"><strong class=\"schema-faq-question\">Posso utilizzare TWINT con Neon Banque?<\/strong> <p class=\"schema-faq-answer\">S\u00ec. <strong>TWINT<\/strong>, l \u201capp di pagamento numero 1 in Svizzera, ti permette di:<br\/>&#8211; Pagare nei negozi<br\/>&#8211; Trasferire denaro tra amici<br\/>&#8211; Condividere un conto all\u201d interno di un gruppo (ristorante, gite, ecc.)<br\/>&#8211; Pagare i parcometri<br\/>&#8211; Pagare online e alle stazioni<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747789307653\"><strong class=\"schema-faq-question\">Come si usa TWINT con Neon Banque?<\/strong> <p class=\"schema-faq-answer\">Per usare TWINT con la banca Neon, devi utilizzare l&#8217;app <strong>TWINT Prepaid<\/strong> per <a href=\"https:\/\/apps.apple.com\/de\/app\/twint-mobile-payment-und-shopping\/id1001116392\">iOS<\/a> o <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=ch.twint.payment\">Android<\/a> (UBS TWINT non \u00e8 pi\u00f9 compatibile da settembre 2024). In questo caso non \u00e8 possibile addebitare direttamente il conto bancario, ma solo pagare con importi prepagati.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747789345573\"><strong class=\"schema-faq-question\">Come si installa TWINT con Neon?<\/strong> <p class=\"schema-faq-answer\"><a href=\"https:\/\/www.neon-free.ch\/fr\/get-neon\/\">\ud83d\udc49<\/a> Leggi la guida all&#8217;<a data-type=\"post\" data-id=\"7685\" href=\"https:\/\/heyneo.ch\/it\/notizie\/neon-twint\/\">installazione delle applicazioni TWINT con NEON<\/a>.<\/p> <\/div> <\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">10<\/span>\t<\/div>\t<div id=\"10-frais-neon-banque\">\t\t<h2 class=\"mt0 mb0\">Spese della NEON Bank: carta, cambio valuta, trasferimenti, prelievi di contanti, ecc.<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Commissioni della Banca NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li><strong>Conto<\/strong> corrente gratuito<\/li>\n\n\n\n<li><strong>IBAN<\/strong> CH gratuito<\/li>\n\n\n\n<li>Mastercard Prepaid <strong>CHF 20 <\/strong>per Neon free e Plus, <strong>gratis <\/strong>per Neon Global e Metal<\/li>\n\n\n\n<li>\ud83d\udc5b <strong>Account secondari virtuali<\/strong> \u201cSpaces\u201d gratuiti<\/li>\n\n\n\n<li>\ud83d\udcb3 <strong>Pagamenti con carta <\/strong>senza commissioni di transazione<\/li>\n\n\n\n<li><strong>Spese di cambio<\/strong> <strong>al<\/strong> tasso di cambio <a href=\"https:\/\/www.mastercard.fr\/fr-fr\/particuliers\/support-conseils\/convertisseur-devises.html\">Mastercard<\/a>, ad eccezione di <strong>Neon free<\/strong> (0,35%).<\/li>\n<\/ul>\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"neon-invest\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">investire al neon<\/mark><\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Azioni ed ETF svizzeri: <strong>0,5%<\/strong> del prezzo di acquisto o di vendita per transazione.<\/li>\n\n\n\n<li>Azioni internazionali: <strong>1,0<\/strong><\/li>\n\n\n\n<li>Dal 1\u00b0 luglio 2024: addebito minimo di <strong>CHF 1<\/strong> per transazione, ad eccezione di:\n<ul class=\"wp-block-list\">\n<li>Oltre CHF 200 per azioni o ETF svizzeri<\/li>\n\n\n\n<li>Sopra i 100 CHF per le azioni internazionali e i piani di investimento<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"virements-en-suisse\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b><strong>Trasferimenti in Svizzera <\/strong><\/b><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\udde8\ud83c\udded<\/b><\/mark><\/mark> \u2794 <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/h3>\n\n<p>I trasferimenti IBAN in CHF <strong>sono gratuiti<\/strong>. In EUR non \u00e8 prevista alcuna commissione di transazione, ma un supplemento dell&#8217;1,5% sul <a href=\"https:\/\/www.mastercard.fr\/fr-fr\/particuliers\/support-conseils\/convertisseur-devises.html\">tasso di cambio Mastercard<\/a>. <\/p>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-3a87f968-cbeb svg,#gspb_infoBox-id-gsbp-3a87f968-cbeb svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-3a87f968-cbeb svg{margin:0px !important;}#gspb_infoBox-id-gsbp-3a87f968-cbeb svg:hover,#gspb_infoBox-id-gsbp-3a87f968-cbeb svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{border:0;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-3a87f968-cbeb .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-3a87f968-cbeb\" id=\"gspb_infoBox-id-gsbp-3a87f968-cbeb\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1152 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M576 288c-22.421 0.361-43.864 3.991-64.051 10.433l1.571-0.433c8.982 15.522 14.338 34.12 14.48 53.959l0 0.041c0 61.856-50.144 112-112 112v0c-19.88-0.142-38.478-5.498-54.535-14.765l0.535 0.285c-5.551 18.541-8.746 39.847-8.746 61.899 0 123.391 100.029 223.42 223.42 223.42s223.42-100.029 223.42-223.42c0-123.391-100.029-223.42-223.42-223.42-0.237 0-0.474 0-0.711 0.001l0.037-0zM1145.040 482.8c-108.46-211.62-323.18-354.8-569.040-354.8s-460.64 143.28-569.040 354.82c-4.387 8.495-6.959 18.542-6.959 29.19s2.572 20.695 7.129 29.553l-0.17-0.363c108.46 211.62 323.18 354.8 569.040 354.8s460.64-143.28 569.040-354.82c4.387-8.495 6.959-18.542 6.959-29.19s-2.572-20.695-7.129-29.553l0.17 0.363zM576 800c-197.3 0-378.18-110-475.86-288 97.68-178 278.54-288 475.86-288s378.18 110 475.86 288c-97.66 178-278.54 288-475.86 288z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>In confronto, le banche <strong>spesso applicano una commissione nascosta<\/strong> del 2-3% sul tasso di cambio interbancario, <span style=\"text-decoration: underline;\">oltre alle<\/span> spese di transazione.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"virements-internationaux\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>Trasferimenti internazionali <\/strong><\/mark><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><mark style=\"background-color: rgba(0, 0, 0, 0);\" class=\"has-inline-color has-secondary-color\"><b>\ud83c\udde8\ud83c\udded<\/b><\/mark><\/mark><\/mark><\/strong> \u2794 <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udf0d <\/mark><\/strong> <\/h3>\n\n<p>La <a href=\"https:\/\/heyneo.ch\/it\/notizie\/sepa-in-svizzera\/\">SEPA<\/a> non \u00e8 disponibile, ma Neon consente di risparmiare tempo e denaro con i trasferimenti internazionali:<\/p>\n\n<p>\u2794 Un tasso di cambio molto vantaggioso al tasso medio di mercato.<br\/><br\/>\u2794 Trasferimenti che possono finire dall&#8217;altra parte del mondo in pochi minuti.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Come funziona?<\/mark><\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>\u00c8 il servizio <a href=\"https:\/\/heyneo.ch\/it\/servizio\/wise-recensione\/\">WISE che effettua questi bonifici<\/a>. \u00c8 complessivamente pi\u00f9 veloce, meno costoso e pi\u00f9 trasparente rispetto ai bonifici IBAN e SEPA.<\/li>\n\n\n\n<li>I costi sono chiaramente indicati. La percentuale varia <strong>dallo 0,8 all&#8217;1,7%<\/strong>. Questo include un costo di convenienza dello 0,40% applicato da Neon per l&#8217;<a href=\"https:\/\/www.neon-free.ch\/fr\/blog\/guide-de-largent\/internationaltransfers\/\">integrazione del servizio nell&#8217;app<\/a>. Non \u00e8 quindi necessario avere un account WISE.   <\/li>\n<\/ul>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:10px;padding-left:10px;}}#gspb_infoBox-id-gsbp-1363e0c9-b515 svg,#gspb_infoBox-id-gsbp-1363e0c9-b515 svg path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-1363e0c9-b515 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-1363e0c9-b515 svg:hover,#gspb_infoBox-id-gsbp-1363e0c9-b515 svg:hover path{fill:#ffffff !important;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{border:0;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{border-left:0;}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{background-color:var(--wp--preset--color--secondary,var(--rehub-sec-color));}}#gspb_infoBox-id-gsbp-1363e0c9-b515 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-1363e0c9-b515\" id=\"gspb_infoBox-id-gsbp-1363e0c9-b515\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 1024 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M768 512c-35.34 0-64 28.66-64 64s28.66 64 64 64 64-28.66 64-64-28.66-64-64-64zM928 192h-32v-32c0-53.020-42.98-96-96-96h-608c-106.040 0-192 85.96-192 192v512c0 106.040 85.96 192 192 192h704c70.7 0 128-57.3 128-128v-544c0-53.020-42.98-96-96-96zM960 832c0 35.28-28.72 64-64 64h-704c-70.58 0-128-57.42-128-128v-512c0-70.58 57.42-128 128-128h608c17.64 0 32 14.36 32 32v32h-608c-17.68 0-32 14.32-32 32s14.32 32 32 32h704c17.64 0 32 14.36 32 32v544z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color wp-elements-5a2e30a6e587ab332d408c24d09e8962\">Per risparmiare di pi\u00f9, puoi <a href=\"https:\/\/wise.com\/invite\/ahpn\/julienblaised\">usare il nostro link per aprire un conto WISE<\/a> che <strong>ti permetter\u00e0 di eliminare le commissioni<\/strong> di servizio dello 0,4%.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-espece-en-suisse\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Prelievi di contanti in Svizzera <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">\ud83c\udde8\ud83c\udded<\/mark><\/strong><\/mark><\/strong><\/h3>\n\n<p>Presso gli sportelli automatici (bancomat) :<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Neon Free<\/strong>: 2,50 CHF per prelievo<\/li>\n\n\n\n<li><strong>Neon Plus<\/strong>: gratis 2 volte al mese e poi 2 CHF per ogni prelievo<\/li>\n\n\n\n<li><strong>Neon Global<\/strong>: gratis 3 volte al mese e poi 2 CHF per ogni prelievo<\/li>\n\n\n\n<li><strong>Neon Metal<\/strong>: gratis 5 volte al mese e poi 2 CHF per ogni prelievo<\/li>\n<\/ul>\n\n<p>\u261d\ufe0f Limiti di prelievo: giornaliero = 2.000 CHF \/ mensile = 10.000 CHF<\/p>\n\n<p>Allo stesso tempo, Neon ti permette di <strong>prelevare gratuitamente contanti<\/strong> presso negozi, chioschi e ristoranti con <a href=\"https:\/\/sonect.net\/ch-fr\/home-fr\/\">Sonect<\/a>, i cui <a href=\"https:\/\/user.sonect.app\/map\">partner<\/a> sono elencati di seguito.  <\/p>\n\n<p>\u2794 I contanti possono essere prelevati anche <strong>presso le casse<b> Lidl<\/b><\/strong> (massimo 300 CHF\/prelievo) con un acquisto minimo di 10 CHF. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-especes-a-l-etranger\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Prelievi di contanti all&#8217;estero<\/mark><\/strong> \ud83c\udf0d<\/h3>\n\n<p>ATM (bancomat tradizionali)<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Neon Free<\/strong>: 1,5% dell&#8217;importo prelevato, senza supplemento per il tasso di cambio)<\/li>\n\n\n\n<li><strong>Neon Plus<\/strong>: 1% dell&#8217;importo prelevato, nessun supplemento per il tasso di cambio<\/li>\n\n\n\n<li><strong>Neon Global<\/strong>: 0,5% dell&#8217;importo prelevato, nessun supplemento per il tasso di cambio<\/li>\n\n\n\n<li><strong>Neon Metal<\/strong>: prelievi gratuiti<\/li>\n<\/ul>\n\n<p>Il limite di prelievo giornaliero \u00e8 di 1.000 CHF o 1.000 EUR.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">11<\/span>\t<\/div>\t<div id=\"11-neon-metal\">\t\t<h2 class=\"mt0 mb0\">Neon Metal vs. Neon Free: cosa scegliere? <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Dovrei scegliere il Neon Metal?<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon Metal \u00e8 essenzialmente un prelievo gratuito dappertutto per <strong>15 CHF al mese<\/strong>. Una volta fatti i conti: a che punto vale la pena sottoscrivere Neon Metal? <br\/><br\/>3 esempi:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>In Svizzera, occorre effettuare almeno 7 prelievi con Neon Free.<\/li>\n\n\n\n<li>Quando sei all&#8217;estero, devi prelevare pi\u00f9 di 1.000 franchi.<\/li>\n\n\n\n<li>Una combinazione di 500 CHF di prelievi all&#8217;estero + 6 prelievi in Svizzera.<\/li>\n<\/ul>\n\n<p>Puoi facilmente metterti di fronte a questi 3 esempi per scoprire se il Neon Metal \u00e8 adatto a te.  <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/p>\n\n<p>Non dimenticare:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Carta Neon Metal sostitutiva fatturata a 80 CHF (contro i 20 CHF delle altre offerte)<\/li>\n\n\n\n<li>Consegna gratuita della scheda in metallo inclusa<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">12<\/span>\t<\/div>\t<div id=\"12-neon-en-voyage\">\t\t<h2 class=\"mt0 mb0\">Il sistema bancario NEON in viaggio e all&#8217;estero<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">NEON in viaggio<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Su NEON banque non ci sono commissioni di transazione o di cambio.<\/p>\n\n<p><strong>Il tasso di cambio<\/strong> \u00e8 quello di Mastercard, ovvero circa lo 0,5% in pi\u00f9 del tasso interbancario reale. In confronto, questo \u00e8 pi\u00f9 conveniente rispetto a Zak, ad esempio, che utilizza un tasso di riferimento VISA, ma con una maggiorazione del 2%. <\/p>\n\n<p>\ud83d\udccd <strong>\u00c8 sempre consigliabile pagare in valuta locale<\/strong>.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Trasferimenti internazionali via WISE disponibili in oltre 40 valute<\/li>\n\n\n\n<li>Applicazione per i pagamenti mobili all&#8217;estero (Apple Pay \/ Google Pay, ecc.)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">13<\/span>\t<\/div>\t<div id=\"13-depot-argent-liquide-neon\">\t\t<h2 class=\"mt0 mb0\">Deposita i contanti sul conto NEON<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Deposito di contanti<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Ecco come versare contanti sul tuo conto Neon Bank. Acquista una ricarica TWINT presso un ufficio postale, Coop o Interdiscount con l&#8217;importo che vuoi trasferire sul tuo conto: <\/p>\n\n<p>Con <a href=\"https:\/\/www.twint.ch\/fr\/faq\/comment-puis-je-minscrire-a-lapp-prepaid-twint\/\">TWINT Prepaid<\/a>, seleziona la funzione &#8220;Scarica credito&#8221;, quindi inserisci un importo e l&#8217;IBAN del conto.<\/p>\n\n<p>Il denaro viene depositato sul conto 2 o 3 giorni lavorativi dopo.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">14<\/span>\t<\/div>\t<div id=\"14-service-client-neon\">\t\t<h2 class=\"mt0 mb0\">Servizio clienti della banca NEON<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Servizio clienti<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Accesso<\/strong>: per telefono \ud83e\udd33 <strong>dal luned\u00ec al venerd\u00ec, dalle 8:00 alle 17:00<\/strong>. I tempi di risposta sono rapidi. Per e-mail e tramite il modulo nell&#8217;app, la finestra di risposta \u00e8 di due giorni \u23f3, ma <strong>le emergenze vengono gestite rapidamente<\/strong>.  <\/p>\n\n<p>A differenza di N26 e Revolut, non \u00e8 possibile parlare con un addetto all&#8217;assistenza direttamente via chat dall&#8217;applicazione o dal sito web.<\/p>\n\n<p>Un<strong>&#8216;esperienza<\/strong> complessivamente eccellente. Sulla base di tutte le nostre interazioni in francese, gli agenti sono pienamente all&#8217;altezza delle loro promesse. C&#8217;\u00e8 una vera e propria cultura del feedback degli utenti all&#8217;interno del reparto di assistenza per trasmettere le informazioni al team di sviluppo. Anche il venerd\u00ec a fine giornata, anche se la chiamata va in overtime, la ricerca di soluzioni e l&#8217;efficienza sono presenti.   <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">15<\/span>\t<\/div>\t<div id=\"15-cashback-neon\">\t\t<h2 class=\"mt0 mb0\">Banca NEON con cashback<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Cashback nell&#8217;offerta NEON<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Relativamente incoerente<\/strong>. L&#8217;offerta limitata di NEON banque ti permette di beneficiare di sconti presso aziende partner come: NordVPN, MoneyPark, EF, ecc. <\/p>\n\n<p>Esiste tuttavia un sistema di cashback con Wise:<\/p>\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Piano<\/th><th>Cashback Wise<\/th><\/tr><\/thead><tbody><tr><td>Free<\/td><td>\u274c<\/td><\/tr><tr><td>Plus<\/td><td>\u274c<\/td><\/tr><tr><td>Global<\/td><td>\u2705 20%<\/td><\/tr><tr><td>Metal<\/td><td>\u2705 40%<\/td><\/tr><\/tbody><\/table><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">16<\/span>\t<\/div>\t<div id=\"16-choisir-le-compte-neon\">\t\t<h2 class=\"mt0 mb0\">Buoni motivi per aprire un conto con Neon Banque<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Scegli l&#8217;account Neon<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Neon \u00e8 attualmente <strong>una delle migliori neobanche in Svizzera<\/strong>. L&#8217;app fornisce un IBAN CH e il pagamento di fatture QR svizzere ed eBill. \u00c8 particolarmente interessante per i clienti residenti in Svizzera che viaggiano spesso o effettuano spese regolari oltre confine.   \u00c8 la migliore carta svizzera per pagare all&#8217;estero perch\u00e9 non ci sono maggiorazioni del tasso di cambio n\u00e9 commissioni all&#8217;estero. <\/p>\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark> Poich\u00e9 la carta torna a 0 CHF con <mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">il nostro codice<strong> VSWH3C<\/strong><\/mark>, <strong><a href=\"https:\/\/heyneo.ch\/it\/\" type=\"page\" id=\"23853\">puoi aprire un conto aggiuntivo gratuitamente<\/a><\/strong> con un&#8217;altra app. per approfittare dei vantaggi di ciascuna e <a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/migliori-banche-online-svizzere\/\">confrontare le banche online<\/a> nella pratica.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">17<\/span>\t<\/div>\t<div id=\"17-neon-vs-zak\">\t\t<h2 class=\"mt0 mb0\">Neon vs. Zak &#8211; confronto di fulmini \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Neon VS. Zak<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"neon-vs-zak\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-buttonmain-color\">Neon<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0);color:#069ee1\" class=\"has-inline-color\">Zak<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18317,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#069ee1&quot;,&quot;#eb008c&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;125&quot;,200,&quot;100&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;,&quot;seriesData&quot;:[{&quot;name&quot;:&quot;Zak&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;125&quot;,200,&quot;100&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}]}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Zak integra TWINT in modo nativo, supporta eBill e LSV e copre i pagamenti di routine in Svizzera senza attriti. Tuttavia, non supporta pi\u00f9 valute, limita fortemente i prelievi al di fuori della Svizzera e non offre accesso agli investimenti. <br\/><br\/>Neon banque \u00e8 pi\u00f9 minimalista per quanto riguarda i servizi bancari tradizionali, ma \u00e8 pi\u00f9 adatta per effettuare pagamenti all \u201cestero e piccoli investimenti dall\u201d app.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si\">Meglio se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>vogliamo un&#8217;applicazione semplice, con TWINT integrato, per un uso locale al 100% in CHF: <strong>Zak<\/strong> (leggi <a href=\"https:\/\/heyneo.ch\/it\/servizio\/zak-recensione\/\">la recensione e il test di Zak<\/a>)<\/li>\n\n\n\n<li>se a volte paghi in valuta estera, se viaggi o se vuoi investire facilmente: <strong>Neon<\/strong><\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si\">Evita se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>stiamo cercando uno strumento multivaluta (Zak \u00e8 limitato ai CHF)<\/li>\n\n\n\n<li>spesso utilizziamo TWINT (non compatibile con Neon)<\/li>\n\n\n\n<li>hai bisogno di uno strumento all-in-one per fatture, pagamenti, trasferimenti e gestione locale (Zak \u00e8 pi\u00f9 completo da questo punto di vista)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">18<\/span>\t<\/div>\t<div id=\"18-neon-vs-yuh\">\t\t<h2 class=\"mt0 mb0\">Neon vs. Yuh &#8211; confronto tra lampi di luce \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Neon VS. Yuh<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"yuh-vs-neon\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Yuh<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-main-color\">Neon<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18201,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#2f154f&quot;,&quot;#eb008c&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;YUH&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;175&quot;,&quot;175&quot;,200,&quot;150&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Neon Banque offre un&#8217;esperienza migliore per i pagamenti quotidiani in Svizzera: IBAN CH, QR-bills, eBill, LSV e prelievi gratuiti in CHF. Tuttavia, la mancanza di TWINT nativo e l&#8217;impossibilit\u00e0 di detenere pi\u00f9 valute ne limitano l&#8217;utilizzo quando si viaggia o si ricevono fondi in EUR. <br\/><br\/>Yuh non copre i tradizionali servizi bancari svizzeri, ma \u00e8 in vantaggio quando si tratta di pagamenti multivaluta, prelievi in euro e accesso agli investimenti.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-lire-aussi\">Da leggere anche<\/h4>\n\n<p>Per un confronto dettagliato, criterio per criterio: consulta la nostra <strong><a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/neon-vs-yuh\/\" type=\"post\" id=\"6701\">analisi completa Neon vs Yuh<\/a><\/strong>.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-1\">Meglio se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>vivi in Svizzera, con pagamenti regolari in CHF e bollette facili da gestire: <strong>Neon<\/strong><\/li>\n\n\n\n<li>si paga in EUR, si viaggia o si desidera investire occasionalmente: <strong>Yuh<\/strong> (<a href=\"https:\/\/heyneo.ch\/it\/servizio\/yuh-recensione\/\">recensione e test di Yuh<\/a>)<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-1\">Evita se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>usiamo TWINT ogni giorno<\/li>\n\n\n\n<li>stai cercando un conto multivaluta o un IBAN in EUR<\/li>\n\n\n\n<li>vuoi gestire i tuoi pagamenti, le tue spese e i tuoi investimenti in pi\u00f9 valute contemporaneamente<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">19<\/span>\t<\/div>\t<div id=\"19-neon-vs-alpian\">\t\t<h2 class=\"mt0 mb0\">Neon vs. Alpian &#8211; confronto tra lampi di luce \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Neon VS. Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"neon-vs-alpian\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-buttonmain-color\">Neon<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0);color:#22d918\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18340,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#22d918&quot;,&quot;#eb008c&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;125&quot;,&quot;150&quot;,&quot;125&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;,&quot;seriesData&quot;:[{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;125&quot;,&quot;150&quot;,&quot;125&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;},{&quot;name&quot;:&quot;NEON&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;50&quot;,&quot;150&quot;,&quot;200&quot;,&quot;175&quot;,&quot;150&quot;,&quot;150&quot;,&quot;175&quot;],&quot;group&quot;:&quot;apexcharts-axis-0&quot;}]}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Alpian ti permette di detenere diverse valute in un unico conto (CHF, EUR, USD, GBP), di effettuare trasferimenti internazionali gratuiti e di accedere a una piattaforma di investimento accompagnata da un consulente umano. Tuttavia, la carta costa 60 CHF, i prelievi in Svizzera costano 2 CHF, TWINT \u00e8 disponibile solo come prepagata e l&#8217;app \u00e8 ancora focalizzata sulla gestione patrimoniale.   <br\/><br\/>Neon banque \u00e8 pi\u00f9 semplice, non prevede spese fisse e rappresenta un modo pi\u00f9 agevole per effettuare pagamenti quotidiani in Svizzera, ma non prevede una componente multivaluta o una gestione finanziaria personalizzata.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si-2\">Meglio se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>vuoi un conto senza spese fisse, compatibile con i pagamenti svizzeri e adatto all&#8217;uso quotidiano in CHF: <strong>Neon<\/strong><\/li>\n\n\n\n<li>si cerca un accompagnamento personalizzato per investire un capitale, con una gestione patrimoniale integrata: <strong>Alpian<\/strong> (<a href=\"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/\">recensione e test di Alpian<\/a>)<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si-2\">Evita se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>utilizza TWINT o paga regolarmente con LSV<\/li>\n\n\n\n<li>vuoi una carta gratuita o prelievi in CHF senza costi aggiuntivi<\/li>\n\n\n\n<li>non hai piani di investimento attivi (Alpian perde la sua principale attrattiva)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">20<\/span>\t<\/div>\t<div id=\"20-neon-vs-yuh-vs-revolut\">\t\t<h2 class=\"mt0 mb0\">Confronto lampo tra Neon, Yuh e Revolut \u26a1\ufe0f<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Neon VS. Yuh VS.  Revolut<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"yuh-vs-neon-vs-revolut\">Yuh vs. Neon vs.  Revolut<\/h3>\n\n<p>(Vedi anche la <a href=\"https:\/\/heyneo.ch\/it\/servizio\/revolut-recensione\/\">recensione completa di Revolut Svizzera<\/a>.)<\/p>\n<style>@media (max-width:575.98px){.gsbp-252df0c{display:block;overflow-x:auto;}}.gsbp-252df0c{border-collapse:collapse;table-layout:auto;}.gsbp-252df0c th{padding-top:6px;padding-bottom:6px;padding-right:12px;padding-left:12px;border-style:solid;border-width:1px;border-color:#00000012;font-size:16px;background-color:var(--wp--preset--color--lightbg,#cddceb21);}.gsbp-252df0c{width:100%;}<\/style>\n<table class=\"gsbp-252df0c\">\n<tr><style>table td.gsbp-ccc431d{line-height:20px;}<\/style>\n<td class=\"gsbp-ccc431d\"><\/td>\n\n\n<style>table td.gsbp-c811412{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-c811412\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-1024x1024.webp\" alt=\"\" class=\"wp-image-16289\" style=\"aspect-ratio:1;object-fit:cover;width:80px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-1024x1024.webp 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-300x300.webp 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-768x768.webp 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-1536x1536.webp 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-2048x2048.webp 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo.webp 150w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-100x100.webp 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-350x350.webp 350w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-788x788.webp 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/yuh-logo-600x600.webp 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-d74c456{text-align:center;}<\/style>\n<td class=\"gsbp-d74c456\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"1000\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1024x1000.jpg\" alt=\"\" class=\"wp-image-16293\" style=\"width:50px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1024x1000.jpg 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-300x293.jpg 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-768x750.jpg 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1536x1500.jpg 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-2048x2000.jpg 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-154x150.jpg 154w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-100x98.jpg 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-358x350.jpg 358w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-788x769.jpg 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-600x586.jpg 600w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs.jpg 86w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-9677634{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-9677634\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-1024x1024.png\" alt=\"\" class=\"wp-image-16285\" style=\"aspect-ratio:1;object-fit:cover;width:80px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-1024x1024.png 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-300x300.png 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-768x768.png 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-1536x1536.png 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-2048x2048.png 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo.png 150w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-100x100.png 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-350x350.png 350w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-788x788.png 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/neon-logo-600x600.png 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-ea0b2c6{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-ea0b2c6\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1000\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-1024x1000.jpg\" alt=\"\" class=\"wp-image-16297\" style=\"width:50px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-1024x1000.jpg 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-300x293.jpg 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-768x750.jpg 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-1536x1500.jpg 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-2048x2000.jpg 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-154x150.jpg 154w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-100x98.jpg 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-358x350.jpg 358w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-788x769.jpg 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1-600x586.jpg 600w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/vs-1.jpg 86w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n\n\n<style>table td.gsbp-5650f13{line-height:20px;text-align:center;}<\/style>\n<td class=\"gsbp-5650f13\">\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-1024x1024.webp\" alt=\"\" class=\"wp-image-16281\" style=\"aspect-ratio:1;object-fit:cover;width:80px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-1024x1024.webp 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-300x300.webp 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-768x768.webp 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-1536x1536.webp 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-2048x2048.webp 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo.webp 150w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-100x100.webp 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-350x350.webp 350w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-788x788.webp 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/revolut-logo-600x600.webp 600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-c6b6d76{line-height:20px;}<\/style>\n<td class=\"gsbp-c6b6d76\">Conto corrente gratuito<\/td>\n\n\n<style>table td.gsbp-d3b04a0{color:var(--wp--preset--color--vivid-green,#00d084);font-size:20px;text-align:center;}<\/style>\n<td class=\"gsbp-d3b04a0\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-5171080{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-5171080\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-7b6ea12{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-7b6ea12\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-e0ebacd{line-height:20px;}<\/style>\n<td class=\"gsbp-e0ebacd\">IBAN CH individuale<\/td>\n\n\n<style>table td.gsbp-dd8608d{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-dd8608d\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-d588447{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-d588447\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-a063a6b{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-a063a6b\"><strong>\u2718<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-6ed14fd{line-height:20px;}<\/style>\n<td class=\"gsbp-6ed14fd\">Carta bancaria gratuita<\/td>\n\n\n<style>table td.gsbp-2f1b9a5{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-2f1b9a5\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-034b692{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-034b692\"><strong>\u2718<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-77fa205{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-77fa205\"><strong>\u2718<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-382e96e{line-height:20px;}<\/style>\n<td class=\"gsbp-382e96e\">Prelievo in Svizzera<\/td>\n\n\n<style>table td.gsbp-c370ae2{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-c370ae2\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-7afa733{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-7afa733\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-acac786{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-acac786\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-ae8691a{line-height:20px;}<\/style>\n<td class=\"gsbp-ae8691a\">Trasferimenti internazionali<\/td>\n\n\n<style>table td.gsbp-29dd927{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-29dd927\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-373f076{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-373f076\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-65d509b{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-65d509b\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-fec73a8{line-height:20px;}<\/style>\n<td class=\"gsbp-fec73a8\">Viaggiare all&#8217;estero<\/td>\n\n\n<style>table td.gsbp-805c574{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-805c574\"><strong>\u2718<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-6787b91{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-6787b91\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-4e95963{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-4e95963\"><strong>\u2714\ufe0e<\/strong><\/td>\n<\/tr>\n\n\n\n<tr><style>table td.gsbp-124dba0{line-height:20px;}<\/style>\n<td class=\"gsbp-124dba0\">TWINT<\/td>\n\n\n<style>table td.gsbp-0700dcc{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-0700dcc\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-2523c24{font-size:20px;text-align:center;color:var(--wp--preset--color--vivid-green,#00d084);}<\/style>\n<td class=\"gsbp-2523c24\"><strong>\u2714\ufe0e<\/strong><\/td>\n\n\n\n<td><\/td>\n\n\n<style>table td.gsbp-c3c9009{font-size:20px;text-align:center;color:var(--wp--preset--color--red,#cf2e2e);}<\/style>\n<td class=\"gsbp-c3c9009\"><strong>\u2718<\/strong><\/td>\n<\/tr>\n<\/table>\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gspb_container-id-gsbp-121f2018-0d2f{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container{position:relative;}#gspb_container-id-gsbp-121f2018-0d2f.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-121f2018-0d2f\" id=\"gspb_container-id-gsbp-121f2018-0d2f\"><\/div>\n<style><\/style><style><\/style><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-b09c6c49fd70928e6307a7e607a8377e\" style=\"font-size:22px\"><strong>Codice Promo Neon<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/logo-neon-app.png\" data-src=\"\" alt=\"logo dell'app gratuita al neon\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Usa il codice promozionale <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">VSWH3C<\/mark><\/strong><br\/><br\/>quando apri il tuo conto. Conto gratuito<strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-green-color\">\u2714\ufe0e<\/mark><\/strong><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.neon-free.ch\/fr\/get-neon\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Aprire un conto<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"h-a-lire-aussi\">Da leggere anche<\/h3>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/neon-vs-revolut\/\" type=\"post\" id=\"6913\">Neon vs. Revolut \u2013 il confronto in 8 punti chiave (febbraio 2026)<\/a><\/li>\n<\/ul>\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"que-pensez-vous-de-neon\">Cosa ne pensi di Neon?<\/h2>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>L&#8217;app. Neon ti semplifica la vita? <\/li>\n\n\n\n<li>Quali funzionalit\u00e0 vorresti personalizzare o migliorare?  <\/li>\n\n\n\n<li>Neon \u00e8 adatto alle tue esigenze all&#8217;estero?<\/li>\n<\/ul>\n<\/blockquote>\n\n<p><strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Condividi la tua<\/mark> esperienza<\/strong> con tutti gli amici di Neo \ud83d\ude08<\/p>\n<style>#gspb_image-id-gsbp-0ba34eb{text-align:center;}#gspb_image-id-gsbp-0ba34eb img{vertical-align:top;}#gspb_image-id-gsbp-0ba34eb img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-0ba34eb img{border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;}#gspb_image-id-gsbp-0ba34eb img{border-style:solid;border-width:18px;border-color:var(--wp--preset--color--vivid-green,#00d084);}#gspb_image-id-gsbp-0ba34eb img{width:custom;}#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-0ba34eb\" id=\"gspb_image-id-gsbp-0ba34eb\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/11\/CTA-commentaires-IT-court-1.gif\" data-src=\"\" alt=\"Opinioni e commenti degli utenti\" loading=\"lazy\" height=\"249\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Recensione di Neon: abbiamo testato la pionieristica neo-banca svizzera in condizioni reali. Punti di forza&#8230; punti deboli&#8230; servizi offerti&#8230; costi&#8230; caratteristiche&#8230; cose da sapere e svantaggi&#8230; La nostra analisi dettagliata ti aiuter\u00e0 a fare un confronto efficace. Usa il <strong>codice promozionale VSWH3C<\/strong> quando apri il tuo conto.   <\/p>\n","protected":false},"author":1,"featured_media":14504,"comment_status":"open","ping_status":"closed","template":"","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":""},"store":[],"product_brand":[],"product_cat":[946],"product_tag":[],"class_list":{"0":"post-14869","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-online-banking-in-svizzera","8":"first","9":"instock","10":"shipping-taxable","11":"product-type-external"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>NEON banca \u2013 Recensioni e Analisi Completa a Maggio 2026<\/title>\n<meta name=\"description\" content=\"Test di Neon banca nel 2026: la nostra recensione dettagliata sulla banca online svizzera che offre un conto bancario gratuito con IBAN CH e 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Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. 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","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/neon-recensione\/#faq-question-1772187989993","position":6,"url":"https:\/\/heyneo.ch\/it\/servizio\/neon-recensione\/#faq-question-1772187989993","name":"Si possono aprire pi\u00f9 conti 3a con Neon?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"S\u00ec, fino a 5 portafogli distinti. Questo permette di scaglionare i prelievi al momento del pensionamento e di ottimizzare la fiscalit\u00e0. ","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/neon-recensione\/#faq-question-1747789224756","position":7,"url":"https:\/\/heyneo.ch\/it\/servizio\/neon-recensione\/#faq-question-1747789224756","name":"Posso utilizzare TWINT con Neon Banque?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"S\u00ec. <strong>TWINT<\/strong>, l \u201capp di pagamento numero 1 in Svizzera, ti permette di:<br>- Pagare nei negozi<br>- Trasferire denaro tra amici<br>- Condividere un conto all\u201d interno di un gruppo (ristorante, gite, ecc.)<br>- Pagare i parcometri<br>- Pagare online e alle stazioni","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/neon-recensione\/#faq-question-1747789307653","position":8,"url":"https:\/\/heyneo.ch\/it\/servizio\/neon-recensione\/#faq-question-1747789307653","name":"Come si usa TWINT con Neon Banque?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Per usare TWINT con la banca Neon, devi utilizzare l'app <strong>TWINT Prepaid<\/strong> per <a href=\"https:\/\/apps.apple.com\/de\/app\/twint-mobile-payment-und-shopping\/id1001116392\">iOS<\/a> o <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=ch.twint.payment\">Android<\/a> (UBS TWINT non \u00e8 pi\u00f9 compatibile da settembre 2024). 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