{"id":14875,"date":"2025-01-10T08:07:31","date_gmt":"2025-01-10T07:07:31","guid":{"rendered":"https:\/\/heyneo.ch\/banques-en-ligne\/alpian-banca-recensione-2024-opinioni\/"},"modified":"2026-05-07T11:20:46","modified_gmt":"2026-05-07T09:20:46","slug":"alpian-recensione","status":"publish","type":"product","link":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/","title":{"rendered":"Alpian \u2013 Recensione Completa a Maggio 2026, ricevi 120 CHF"},"content":{"rendered":"<style>.gs-autolist{margin:15px 0 30px 0;border:1px solid #dddddd7d;}.gs-autolist-item{padding:15px 15px 15px 5px;display:flex;align-items:center;}.gs-autolist-title,.gs-autolist-title a{font-size:18px;line-height:24px;text-decoration:none}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item{background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-item:nth-child(2n){background-color:#ffffff}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{color:#ec4da3}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{border-radius:50%;color:#fff;margin:0 20px 0 15px;text-align:center;font-weight:700;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{background-color:#f4b6d9}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{color:var(--wp--preset--color--secondary,var(--rehub-sec-color))}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-number{height:20px;line-height:20px;width:20px;font-size:13px;min-width:20px;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs_sub_heading .gs-autolist-number{font-size:70%;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist-title a{text-decoration:dotted underline;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-style:none;}#gspb_toc-id-gsbp-87fad4ca-0f99 .gs-autolist{border-bottom-style:none;}<\/style>\n<div class=\"wp-block-greenshift-blocks-toc gs-toc gspb_toc-id-gsbp-87fad4ca-0f99\" id=\"gspb_toc-id-gsbp-87fad4ca-0f99\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/ItemList\"><div class=\"gs-autolist\"><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">1<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cosa offre Alpian Banque\"><a class=\"gs-scrollto\" href=\"#1-offre-alpian\">L&#8217;offerta della banca alpina<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">2<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Sicurezza: garanzie di Alpian\"><a class=\"gs-scrollto\" href=\"#2-securite-alpian\">Sicurezza: garanzie di Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">3<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Aprire un conto con Alpian\"><a class=\"gs-scrollto\" href=\"#3-ouverture-compte-alpian\">Aprire un conto con Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">4<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"La carta bancaria Alpian\"><a class=\"gs-scrollto\" href=\"#4-carte-bancaire-alpian\">La carta bancaria di Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">5<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Le caratteristiche dell'applicazione Alpian\"><a class=\"gs-scrollto\" href=\"#5-fonctionnalites-application-alpian\">Caratteristiche dell&#8217;applicazione Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">6<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Pilastro 3a Alpian\"><a class=\"gs-scrollto\" href=\"#6-alpian-3a\">Pilastro 3a Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">7<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Tassi di interesse del conto Alpian\"><a class=\"gs-scrollto\" href=\"#7-taux-interets-alpian\">Tasso d\u2019interesse del conto Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">8<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Trasferimenti veloci con Alpian\"><a class=\"gs-scrollto\" href=\"#8-rapidite-virements-alpian\">Rapidit\u00e0 dei bonifici con Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">9<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"TWINT con Alpian\"><a class=\"gs-scrollto\" href=\"#9-twint-alpian\">TWINT con Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">10<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Deposito di contanti\"><a class=\"gs-scrollto\" href=\"#10-depot-argent-liquide\">Versare contanti<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">11<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Costi di Alpian\"><a class=\"gs-scrollto\" href=\"#11-frais-alpian\">Le commissioni di Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">12<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Alpian in viaggio\"><a class=\"gs-scrollto\" href=\"#12-alpian-en-voyage\">Alpian in viaggio<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">13<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Servizio clienti\"><a class=\"gs-scrollto\" href=\"#13-service-client-alpian\">Servizio clienti<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">14<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Alpian VS. Yuh\"><a class=\"gs-scrollto\" href=\"#14-Alpian-vs-Yuh\">Alpian VS. Yuh<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">15<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Alpian VS. Revolut\"><a class=\"gs-scrollto\" href=\"#15-Alpian-vs-Revolut\">Alpian VS. Revolut<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">16<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Scegli Alpian\"><a class=\"gs-scrollto\" href=\"#16-choisir-alpian\">Scegli Alpian<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">17<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Da leggere anche\"><a class=\"gs-scrollto\" href=\"#h-a-lire-aussi\">Da leggere anche<\/a><\/span><\/div><div class=\"gs-autolist-item\" itemscope=\"\" itemprop=\"itemListElement\" itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"gs-autolist-number\">18<\/span><span class=\"gs-autolist-title\"><meta itemprop=\"name\" content=\"Cosa ne pensi di Alpian?\"><a class=\"gs-scrollto\" href=\"#que-pensez-vous-de-alpian\">Cosa ne pensi di Alpian?<\/a><\/span><\/div><\/div><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"wp-block-columns are-vertically-aligned-top has-medium-font-size is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top has-black-color has-text-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#00d18408;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-0c634146-82ff{font-size:20px;}.gspb_text-id-gsbp-0c634146-82ff,.gspb_text-id-gsbp-0c634146-82ff .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-0c634146-82ff{font-weight:bold!important;}}.gspb_text-id-gsbp-0c634146-82ff{color:var(--wp--preset--color--vivid-green,#00d084);}.gspb_text-id-gsbp-0c634146-82ff{margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-0c634146-82ff\" class=\"gspb_text gspb_text-id-gsbp-0c634146-82ff \">Forze<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList{padding-left:20px;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='1'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='2'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg,#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_iconsList-id-gsbp-84701208-1e94.gspb_iconsList [data-id='3'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-84701208-1e94\" id=\"gspb_iconsList-id-gsbp-84701208-1e94\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Consulenti patrimoniali certificati<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Strategia di investimento personalizzata<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"2\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Conto multivaluta: CHF, EUR, USD, GBP<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"3\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M871.696 166.932l-526.088 526.088-193.304-193.304c-9.372-9.372-24.568-9.372-33.942 0l-56.568 56.568c-9.372 9.372-9.372 24.568 0 33.942l266.842 266.842c9.372 9.372 24.568 9.372 33.942 0l599.626-599.626c9.372-9.372 9.372-24.568 0-33.942l-56.568-56.568c-9.372-9.372-24.568-9.372-33.94 0z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">Costi di investimento competitivi<\/span><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"background-color:#f041580f;padding-top:20px;padding-bottom:20px\"><style>.gspb_text-id-gsbp-687dee4b-237b{font-size:20px;}.gspb_text-id-gsbp-687dee4b-237b,.gspb_text-id-gsbp-687dee4b-237b .gsap-g-line{text-align:center!important;}.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}@media (max-width:991.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:767.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}@media (max-width:575.98px){.gspb_text-id-gsbp-687dee4b-237b{font-weight:bold!important;}}.gspb_text-id-gsbp-687dee4b-237b{color:var(--wp--preset--color--red-bright,#f04057);}.gspb_text-id-gsbp-687dee4b-237b{margin-top:0px!important;margin-bottom:0px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-687dee4b-237b\" class=\"gspb_text gspb_text-id-gsbp-687dee4b-237b \">Punti deboli<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item__text{margin-left:15px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{display:flex;flex-direction:row;align-items:center;position:relative;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg path{fill:#2184f9 !important}body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item svg,body #gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item img{margin-top:0px!important;margin-right:0px!important;margin-bottom:0px!important;margin-left:0px!important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList .gspb_iconsList__item{font-size:17px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList{margin-left:0px;padding-bottom:0px;padding-left:20px;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='0'] svg{margin:0px !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg,#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg path{fill:var(--wp--preset--color--red-bright,#f04057) !important;}#gspb_iconsList-id-gsbp-98bb2597-2368.gspb_iconsList [data-id='1'] svg{margin:0px !important;}<\/style>\n<div class=\"wp-block-greenshift-blocks-iconlist gspb_iconsList gspb_iconsList-id-gsbp-98bb2597-2368\" id=\"gspb_iconsList-id-gsbp-98bb2597-2368\"><div class=\"gspb_iconsList__item\" data-id=\"0\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">I prelievi al bancomat sono soggetti a spese<\/span><\/div><div class=\"gspb_iconsList__item\" data-id=\"1\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"18\" height=\"18\" viewbox=\"0 0 1024 1024\"><path style=\"fill:#565D66\" d=\"M512 16c-274 0-496 222-496 496s222 496 496 496 496-222 496-496-222-496-496-496zM755.2 642.2c9.4 9.4 9.4 24.6 0 34l-79.2 79c-9.4 9.4-24.6 9.4-34 0l-130-131.2-130.2 131.2c-9.4 9.4-24.6 9.4-34 0l-79-79.2c-9.4-9.4-9.4-24.6 0-34l131.2-130-131.2-130.2c-9.4-9.4-9.4-24.6 0-34l79.2-79.2c9.4-9.4 24.6-9.4 34 0l130 131.4 130.2-131.2c9.4-9.4 24.6-9.4 34 0l79.2 79.2c9.4 9.4 9.4 24.6 0 34l-131.4 130 131.2 130.2z\"><\/path><\/svg><span class=\"gspb_iconsList__item__text\">TWINT non dedicato (prepagato)<\/span><\/div><\/div>\n<\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>[<em>Aggiornamento \u2013 05.03.2026: <em>Presentaz<\/em>ione della funzionalit\u00e0 Estratto fiscale elettronico (eTax)<\/em>]<br\/>[<em>Aggiornamento \u2013 25.02.2026: Cashback e <em>presentazione dell&#8217;offerta Pilastro 3a Alpian<\/em><\/em>]<br\/>[ <em>Aggiornamento \u2013 08.02.2026: Miglioramento dei link di riferimento<\/em> (investimento)]<br\/>[ <em>Aggiornamento &#8211; 03.02.2026: Rimozione del confronto Alpian VS Radicant, a seguito della chiusura di Radicant<\/em>.]<br\/>[ <em>Aggiornamento &#8211; 10.11.2025: Presentazione delle nuove tariffe applicate ai mandati di gestione.<\/em>]<br\/>[ <em>Aggiornamento &#8211; 05.11.2025: Alpian supporta ora gli eBill e gli ordini permanenti.<\/em>]<br\/>[ <em>Aggiornamento &#8211; 19.08.2025: Alpian Direct: trasferimento immediato, senza commissioni, tra conti Alpian.<\/em>]<\/p>\n\n<div style=\"height:57px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">1<\/span>\t<\/div>\t<div id=\"1-offre-alpian\">\t\t<h2 class=\"mt0 mb0\">Sintesi dell&#8217;offerta di Alpian banque<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Cosa offre Alpian Banque<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.blue_type{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg path{fill:#794fee !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg{margin:0px !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover,#gspb_infoBox-id-gsbp-d0d849bd-4f7b svg:hover path{fill:#794fee !important;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid;border-color:#794eed0d;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:null;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-style:solid;border-color:#794eed21;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:none;border-left-width:nullpx;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:null;border-left-width:nullpx;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{border-left-style:solid;border-left-width:10px;border-left-color:#794eedf0;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{background-color:#8254ff38;}}#gspb_infoBox-id-gsbp-d0d849bd-4f7b .gs-box{color:#794fee}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-d0d849bd-4f7b\" id=\"gspb_infoBox-id-gsbp-d0d849bd-4f7b\"><div class=\"gs-box blue_type \"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M432 47.72c0-47.6-61.3-65.54-88.3-26.080-247.7 362.060 104.3 378.36 104.3 554.36 0 71.26-58.22 128.92-129.7 127.98-70.34-0.9-126.3-59.54-126.3-129.88v-171.020c0-43.4-52.94-64.46-82.86-33-53.54 56.24-109.14 152.58-109.14 269.92 0 211.74 172.26 384 384 384s384-172.26 384-384c0-340.58-336-386-336-592.28z\"><\/path><\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_container-id-gsbp-d78ee73{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-d78ee73.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-d78ee73.gspb_container{position:relative;}#gspb_container-id-gsbp-d78ee73.gspb_container{margin-top:-30px;margin-bottom:0px;margin-left:50px;}#gspb_container-id-gsbp-d78ee73.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-d78ee73\" id=\"gspb_container-id-gsbp-d78ee73\">\n<p class=\"has-text-align-left\">&#8211; Recensione focalizzata sui servizi bancari di Alpian.<br\/>&#8211; Leggi anche la <a href=\"https:\/\/heyneo.ch\/it\/servizio\/alpian-investimenti\/\" type=\"product\" id=\"13443\">guida all&#8217;investimento con Alpian<\/a>.<br\/>&#8211; <a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/migliori-banche-online-svizzere\/\" type=\"post\" id=\"3912\">Confronta tutte le banche online in Svizzera<\/a> contemporaneamente.<\/p>\n<\/div>\n<\/div><\/div><\/div>\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Alpian \u00e8 una banca digitale svizzera che offre servizi bancari e di investimento in un&#8217;unica app. Fondata nel 2019, la banca \u00e8 stata lanciata al pubblico nel 2022. <\/p>\n\n<p>Il suo obiettivo \u00e8 democratizzare l&#8217;accesso ai servizi di private banking offrendo un&#8217;alternativa digitale alle istituzioni tradizionali. Alpian offre servizi di gestione patrimoniale accessibili e innovativi, puntando sulla semplicit\u00e0, sulla facilit\u00e0 d&#8217;uso e su un approccio umano. <\/p>\n\n<p>Per quanto riguarda l&#8217;app, Alpian compete con le migliori neobanche grazie a un&#8217;interfaccia moderna, intuitiva e fluida. L&#8217;applicazione si distingue per la sua rapidit\u00e0, i menu chiari e un facile accesso alle funzioni essenziali, offrendo al contempo servizi di gestione patrimoniale assenti nelle neobanche tradizionali. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"le-compte-et-la-carte\">conto e carta \ud83d\udcb3<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Un conto multicurrency gratuito in CHF, EUR, USD, GBP in Svizzera<\/li>\n\n\n\n<li>Consulenti patrimoniali certificati<\/li>\n\n\n\n<li>Strategia di investimento personale e su misura<\/li>\n\n\n\n<li>Carta di debito VISA a pagamento, ma carte virtuali gratuite<\/li>\n\n\n\n<li>Conto di risparmio fruttifero<\/li>\n<\/ul>\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h3 class=\"wp-block-heading\" id=\"l-investissement\">investimenti \ud83d\udcc8<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Creazione di una strategia di investimento personalizzata<\/li>\n\n\n\n<li>Investimento da parte del team Alpian<\/li>\n\n\n\n<li>Gestione professionale del tuo portafoglio da parte di esperti<\/li>\n<\/ul>\n\n<p>Alpian offre due tipi di gestione per i tuoi investimenti: <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>I mandati discrezionali<\/strong>: Alpian gestisce attivamente il tuo portafoglio attraverso due tipi di mandati: <em>Essentials<\/em> e <em>Managed by Alpian<\/em>.<br\/><\/li>\n\n\n\n<li><strong>Il mandato di consulenza<\/strong>: benefici di consigli di esperti gestendo tu stesso il tuo portafoglio grazie al mandato: <em>Guided by Alpian<\/em>.<\/li>\n<\/ul>\n\n<p>Alpian offre anche <strong>piani di risparmio in ETF<\/strong>.<\/p>\n\n<p>Come <a href=\"https:\/\/heyneo.ch\/it\/servizio\/alpian-investimenti\/\" type=\"product\" id=\"13443\">spiegato nella guida all&#8217;investimento con Alpian<\/a>, Alpian si concentra quasi esclusivamente sull&#8217;investimento in portafogli di ETF e fondi. Non \u00e8 una piattaforma di trading.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">2<\/span>\t<\/div>\t<div id=\"2-securite-alpian\">\t\t<h2 class=\"mt0 mb0\">Sicurezza: Alpian \u00e8 sicuro?<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Sicurezza: garanzie di Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747838874693\"><strong class=\"schema-faq-question\">Alpian \u00e8 una banca?<\/strong> <p class=\"schema-faq-answer\">Alpian \u00e8 una banca svizzera <a href=\"https:\/\/www.finma.ch\/en\/~\/media\/finma\/dokumente\/bewilligungstraeger\/pdf\/beh.pdf\">autorizzata dalla FINMA<\/a>. ALPIAN \u00e8 l&#8217;unica neobanca svizzera che possiede la propria licenza bancaria. L&#8217;assicurazione svizzera di protezione dei depositi copre fino a 100.000 CHF in caso di fallimento.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747838937620\"><strong class=\"schema-faq-question\">Alpian \u00e8 sicuro?<\/strong> <p class=\"schema-faq-answer\">&#8211; I dati degli utenti di Alpian banque sono conservati in Svizzera.<br\/>&#8211; Autenticazione a due fattori (2FA) per l \u201caccesso all\u201d account.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">3<\/span>\t<\/div>\t<div id=\"3-ouverture-compte-alpian\">\t\t<h2 class=\"mt0 mb0\">Aprire un conto Alpian<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Aprire un conto con Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748378087175\"><strong class=\"schema-faq-question\">Chi pu\u00f2 aprire un conto con Alpian?<\/strong> <p class=\"schema-faq-answer\"><br\/>Le condizioni per aprire un conto sono le seguenti:<br\/>&#8211; Avere compiuto 18 anni (YUH 14 anni, Neon 15 anni, ZAK 15 anni).<br\/>&#8211; Risiedere in Svizzera (non accessibile ai frontalieri e <a href=\"https:\/\/heyneo.ch\/it\/notizie\/conto-svizzero-non-residente\/\" type=\"post\" id=\"19141\">non residenti<\/a>).<br\/>&#8211; Avere uno smartphone.<br\/>&#8211; Nessun giustificativo di reddito richiesto.<\/p> <\/div> <\/div>\n\n<p>Devi scaricare l \u201capplicazione Alpian. Il processo di registrazione dura circa 10 minuti. \u00c8 necessario un passaporto o una carta d\u201d identit\u00e0 svizzera originale e valida.  <\/p>\n\n<p>Una volta aperto il conto, per attivarlo \u00e8 necessario un deposito iniziale di qualsiasi importo.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">4<\/span>\t<\/div>\t<div id=\"4-carte-bancaire-alpian\">\t\t<h2 class=\"mt0 mb0\">La carta bancaria Alpian<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">La carta bancaria Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Apri un conto e ricevi una carta di debito VISA in metallo nero. La carta viene inviata automaticamente. <\/p>\n\n<p>La carta arriva normalmente entro 5 giorni, consegnata in un&#8217;attraente custodia pieghevole per occhiali. Non ha un numero, una data di scadenza e un codice a tre cifre. Queste informazioni sono disponibili nell&#8217;app.  <\/p>\n\n<p>La carta costa 60 CHF. Tuttavia, Alpian offre fino a 5 carte virtuali gratuite. <\/p>\n\n<p>\ud83d\udcb3 <span style=\"color: #000000;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\"><strong>Debito VISA Alpian<\/strong><\/mark> in poche parole:<\/span><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Pagamento contactless senza codice fino a 80 CHF. Non pu\u00f2 essere modificato. Per importi superiori \u00e8 necessario un codice.    <\/li>\n\n\n\n<li>Funziona con Apple Pay e Google Pay.<\/li>\n\n\n\n<li>Notifica push disponibile per i pagamenti con carta.<\/li>\n\n\n\n<li>Generazione di carte bancarie virtuali (\u00e8 possibile creare gratuitamente fino a 5 carte).<\/li>\n\n\n\n<li>Le carte virtuali possono essere cancellate e modificate a piacimento.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<figure class=\"wp-block-image size-large is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-1024x683.jpg\" alt=\"Alpian carta di debito\" class=\"wp-image-16871\" style=\"width:350px\" srcset=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-1024x683.jpg 1024w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-300x200.jpg 300w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-768x512.jpg 768w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-1536x1024.jpg 1536w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-2048x1365.jpg 2048w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-225x150.jpg 225w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-100x67.jpg 100w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-525x350.jpg 525w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-788x525.jpg 788w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image-600x400.jpg 600w, https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/image.jpg 900w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>I clienti Alpian possono richiedere una Carta American Express Platinum a pagamento (-50% per il primo anno, ovvero 450 CHF invece di 900 CHF). Questa carta include vantaggi come l \u201caccesso alle lounge aeroportuali e l\u201d upgrade degli hotel. Alpian offre anche un cashback di 200 CHF, riducendo il costo a 250 CHF per il primo anno.  <\/p>\n\n<p>La carta <a href=\"https:\/\/heyneo.ch\/it\/notizie\/guida-carte-di-credito-svizzera-confronto\/#amex-gold\">American Express Gold<\/a> \u00e8 disponibile anche per i clienti Alpian alle seguenti condizioni: <br\/><br\/>&#8211; 175 CHF per il primo anno invece di 350 CHF<br\/>&#8211; 45.000 punti invece di 15.000<br\/>&#8211; 50 CHF di cashback<\/p>\n<style>#gspb_image-id-gsbp-254c69d img{vertical-align:top;}#gspb_image-id-gsbp-254c69d img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-254c69d img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-254c69d img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-254c69d img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-254c69d img{width:auto;}}#gspb_image-id-gsbp-254c69d,#gspb_image-id-gsbp-254c69d img{height:200px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-254c69d\" id=\"gspb_image-id-gsbp-254c69d\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2025\/01\/alpian-amex-gold-white-1024x650.jpg\" data-src=\"\" loading=\"lazy\" width=\"1012\" height=\"200\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">5<\/span>\t<\/div>\t<div id=\"5-fonctionnalites-application-alpian\">\t\t<h2 class=\"mt0 mb0\">Applicazione Alpian: caratteristiche<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Le caratteristiche dell&#8217;applicazione Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>L&#8217;applicazione \u00e8 adatta a tutte le situazioni in Svizzera:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Traccia i movimenti del conto<\/li>\n\n\n\n<li>Pagamenti mobili: Apple Pay, Google Pay<\/li>\n\n\n\n<li>Fatture QR svizzere \ud83c\udde8\ud83c\udded<\/li>\n\n\n\n<li>Fatture e-Bill<\/li>\n\n\n\n<li>Ordini permanenti<\/li>\n\n\n\n<li>Trasferimenti istantanei tra utenti con Alpian Direct<\/li>\n\n\n\n<li>Modifica i tuoi dati<\/li>\n\n\n\n<li>Blocco e sostituzione della scheda<\/li>\n\n\n\n<li>Definisci i limiti della mappa<\/li>\n\n\n\n<li>Fissa un appuntamento con un consulente<\/li>\n\n\n\n<li>Interagire con il supporto<\/li>\n\n\n\n<li>Il codice PIN pu\u00f2 essere visualizzato e gestito dall&#8217;app<\/li>\n\n\n\n<li>Conversione di valuta tramite l&#8217;applicazione (tassi molto interessanti)<\/li>\n\n\n\n<li>Accesso ai portafogli di investimento &#8220;Guided by Alpian&#8221;, &#8220;Managed by Alpian Essentials&#8221; eManaged by Alpian portafogli di investimento direttamente dall&#8217;app<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"h-releve-fiscal-electronique-etax\">Estratto fiscale elettronico (eTax)<\/h4>\n\n<p>Alpian offre un <strong>documento fiscale eTax<\/strong> compatibile con i software di dichiarazione fiscale svizzeri. Basta importarlo perch\u00e9 le informazioni del conto vengano compilate automaticamente. Questo evita di inserire manualmente le posizioni e i redditi del portafoglio, operazione che pu\u00f2 diventare rapidamente noiosa. Il servizio \u00e8 <strong>gratuito<\/strong> per i clienti con un conto Signature, ma costa <strong>25 CHF<\/strong> per gli altri.   <\/p>\n\n<h4 class=\"wp-block-heading\" id=\"h-cashback\">Cashback<\/h4>\n\n<p>Con il piano Signature di Alpian, ottieni <strong>0,10 % di cashback<\/strong> su ogni pagamento con carta, accreditato automaticamente sul conto. Questo bonus non esiste con il piano Standard: fa parte dei vantaggi premium, come la carta Visa Metal. <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">6<\/span>\t<\/div>\t<div id=\"6-alpian-3a\">\t\t<h2 class=\"mt0 mb0\">Pilastro 3a Alpian <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Pilastro 3a Alpian<\/div>\t<\/div><\/div>\n<p>Lanciato a novembre 2025, il 3a Alpian investe esclusivamente in fondi indicizzati BlackRock.<br\/>A seconda della strategia scelta (Svizzera o Global) e del profilo di rischio, l&#8217;esposizione pu\u00f2 arrivare fino al 100% in azioni.<\/p>\n\n<p>Il posizionamento \u00e8 chiaro:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>crescita a lungo termine<\/li>\n\n\n\n<li>portafoglio sempre completamente investito<\/li>\n\n\n\n<li>gestione pilotata e strutturata<\/li>\n<\/ul>\n\n<p>Non si tratta di un 3a difensivo o ibrido. Alpian punta chiaramente alla performance a lungo termine tramite un&#8217;allocazione indicizzata. <\/p>\n\n<p id=\"securite\"><strong>Sicurezza<\/strong><\/p>\n\n<p>La struttura \u00e8 classica per un pilastro 3a svizzero:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Il 3a \u00e8 gestito da <strong>lemania-pension<\/strong>, tramite una fondazione svizzera dedicata.<\/li>\n\n\n\n<li>Gli averi sono giuridicamente separati dagli attivi di Alpian.<\/li>\n\n\n\n<li>In caso di problemi a livello della banca, gli averi restano protetti nella fondazione.<\/li>\n<\/ul>\n\n<p>Siamo quindi nel quadro standard del 3a: attivi segregati, fondazione indipendente, struttura regolamentata.<\/p>\n\n<p><strong>Condizioni<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Deposito iniziale minimo: <strong>300 CHF<\/strong><\/li>\n\n\n\n<li>Versamenti possibili da <strong>1 CHF<\/strong><\/li>\n\n\n\n<li>Fiscalit\u00e0 classica del 3a (deduzione dal reddito, nessuna imposta durante l\u2019accumulo, tassazione separata al prelievo)<\/li>\n<\/ul>\n\n<p>Il funzionamento \u00e8 semplice, senza particolari complessit\u00e0 amministrative.<\/p>\n\n<p><strong>Tasse<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>0,60 %<\/strong> di gestione<\/li>\n\n\n\n<li>Circa <strong>0,75 % all\u2019anno<\/strong> in totale (con TER medio dello 0,15 %)<\/li>\n<\/ul>\n\n<p>Non \u00e8 il 3a pi\u00f9 economico sul mercato, ma resta in una fascia coerente per una gestione guidata e strutturata.<\/p>\n\n<p><strong>Alpian 3a fa per te se:<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Vuoi centralizzare tutto nell\u2019app Alpian <\/li>\n\n\n\n<li>Cerchi una soluzione 3a orientata alle azioni <\/li>\n\n\n\n<li>Accetti un costo intorno allo 0,75 % all\u2019anno <\/li>\n\n\n\n<li>Preferisci un approccio semplice, strutturato e 100 % indicizzato <\/li>\n<\/ul>\n\n<p><strong>\u00c8 meno adatto se: <\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Punti al 3a pi\u00f9 economico sul mercato <\/li>\n\n\n\n<li>Cerchi un approccio molto difensivo<\/li>\n<\/ul>\n\n<p>Il 3a Alpian si rivolge chiaramente a un profilo orientato alla crescita. L&#8217;esposizione pu\u00f2 arrivare fino al 100% in azioni, tramite ETF BlackRock, con una gestione pilotata e strutturata. Non \u00e8 la soluzione pi\u00f9 economica del mercato, ma resta coerente in termini di prezzo per una gestione strutturata integrata in un ecosistema bancario completo.  <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Se l&#8217;obiettivo \u00e8 massimizzare il potenziale a lungo termine con un approccio semplice e completamente indicizzato, Alpian 3a fa il suo lavoro.<\/li>\n\n\n\n<li>Se la priorit\u00e0 \u00e8 il costo minimo assoluto o una gestione ultra-flessibile, altre soluzioni saranno pi\u00f9 adatte.<\/li>\n<\/ul>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1772035851787\"><strong class=\"schema-faq-question\">Il 3a Alpian permette di scegliere i propri ETF?<\/strong> <p class=\"schema-faq-answer\">No. La gestione \u00e8 guidata in base alla strategia e al profilo di rischio selezionati. Scegli l\u2019orientamento (Svizzera o Globale) e il livello di rischio, ma non selezioni gli ETF singolarmente.  <\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772035862779\"><strong class=\"schema-faq-question\">Si pu\u00f2 trasferire un 3a esistente verso Alpian?<\/strong> <p class=\"schema-faq-answer\">S\u00ec, come per qualsiasi pilastro 3a, \u00e8 possibile un trasferimento da un\u2019altra fondazione.<\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">7<\/span>\t<\/div>\t<div id=\"7-taux-interets-alpian\">\t\t<h2 class=\"mt0 mb0\">Tassi di interesse offerti dal conto Alpian<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Tassi di interesse del conto Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Il denaro depositato in CHF non produce alcun interesse.<\/p>\n\n<p>Per gli importi in USD e EUR, fruttano mensilmente:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>1% sui depositi fino a 500.000 euro.<\/li>\n\n\n\n<li>1% sui depositi fino a 100.000 dollari.<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">8<\/span>\t<\/div>\t<div id=\"8-rapidite-virements-alpian\">\t\t<h2 class=\"mt0 mb0\">Trasferimenti veloci con Alpian &#8211; invia denaro<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Trasferimenti veloci con Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li><strong>I trasferimenti in Svizzera da un conto ALPIAN a un altro conto svizzero sono rapidi.<\/strong>  Al mattino, arrivano il giorno stesso; al pomeriggio, il giorno successivo.<\/li>\n\n\n\n<li>Alpian offre una funzionalit\u00e0 molto pratica per chi usa l&#8217;app quotidianamente: <strong>Alpian Direct<\/strong>. Permette di <strong>trasferire denaro istantaneamente<\/strong> verso un altro utente Alpian, 24 ore su 24 e senza costi.<br\/>Basta inserire l&#8217;IBAN Alpian del destinatario (o scegliere un beneficiario gi\u00e0 registrato), selezionare la valuta, CHF, EUR, USD o GBP, e il denaro viene trasferito <strong>in tempo reale<\/strong>. <\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">9<\/span>\t<\/div>\t<div id=\"9-twint-alpian\">\t\t<h2 class=\"mt0 mb0\">Alpian TWINT &#8211; Paga con la prepagata TWINT<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">TWINT con Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style><style>#gspb_image-id-gsbp-40fe405d-ef13 img{vertical-align:top;}#gspb_image-id-gsbp-40fe405d-ef13 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-40fe405d-ef13{margin-top:20px;margin-bottom:20px;}#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-40fe405d-ef13 img{width:auto;}}#gspb_image-id-gsbp-40fe405d-ef13,#gspb_image-id-gsbp-40fe405d-ef13 img{height:50px;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-40fe405d-ef13\" id=\"gspb_image-id-gsbp-40fe405d-ef13\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2023\/10\/twint-logo-1-e1697225014530.webp\" data-src=\"\" alt=\"payement avec TWINT\" loading=\"lazy\" width=\"150\" height=\"50\"\/><\/div>\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747863896734\"><strong class=\"schema-faq-question\">Posso usare TWINT con Alpian?<\/strong> <p class=\"schema-faq-answer\">S\u00ec, ma la soluzione non \u00e8 ideale. Per utilizzare TWINT con ALPIAN, \u00e8 necessaria l&#8217;applicazione <strong>TWINT Prepaid<\/strong> per iOS o Android. <\/p> <\/div> <\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">10<\/span>\t<\/div>\t<div id=\"10-depot-argent-liquide\">\t\t<h2 class=\"mt0 mb0\">Deposito in contanti sul conto Alpian<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Deposito di contanti<\/div>\t<\/div><\/div>\n<p>Ecco come versare contanti sul tuo conto Alpian. Acquista una ricarica TWINT presso un ufficio postale, Coop o Interdiscount con l&#8217;importo che vuoi trasferire sul tuo conto: <\/p>\n\n<p>Con <a href=\"https:\/\/www.twint.ch\/fr\/faq\/comment-puis-je-minscrire-a-lapp-prepaid-twint\/\">TWINT Prepaid<\/a>, seleziona la funzione &#8220;Scarica credito&#8221;, quindi inserisci un importo e l&#8217;IBAN del conto.<\/p>\n\n<p>Il denaro viene depositato sul conto 2 o 3 giorni lavorativi dopo.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">11<\/span>\t<\/div>\t<div id=\"11-frais-alpian\">\t\t<h2 class=\"mt0 mb0\">Spese di Alpian: carta, cambio, trasferimenti, prelievi di contanti, ecc.<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Costi di Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ul class=\"wp-block-list\">\n<li>Il conto multivaluta \u00e8 gratuito<\/li>\n\n\n\n<li><strong> <\/strong>Carta di debito Visa: CHF 60<\/li>\n<\/ul>\n\n<p><strong>Le transazioni in CHF, EUR, USD e GBP sono gratuite <\/strong>se disponi gi\u00e0 dell&#8217;importo richiesto in queste valute. In caso contrario, si applicano le spese di conversione: <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Supplemento dello 0,2% nei giorni feriali e dello 0,5% nei fine settimana per le transazioni in una delle quattro valute predefinite.<\/li>\n\n\n\n<li>Tasso di cambio VISA (circa 0,50% del tasso reale) per le transazioni in tutte le altre valute.<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"virements\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Trasferimento<\/mark><\/strong><\/h3>\n\n<ul class=\"wp-block-list\">\n<li>SEPA free (zona EURO + Svizzera)<\/li>\n\n\n\n<li>CHF, USD e GBP gratuiti nelle rispettive zone.<\/li>\n\n\n\n<li>2 CHF: AUD, DKK, NOK, PLN, SEK, CAD, CZK, HRK, HUF, RON, SGD<\/li>\n\n\n\n<li>CHF 7 per tutte le altre valute<\/li>\n<\/ul>\n\n<p>Esempi:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Il trasferimento in EUR verso la Francia \u00e8 gratuito.<\/li>\n\n\n\n<li>Un bonifico in USD verso gli Stati Uniti \u00e8 gratuito.<\/li>\n\n\n\n<li>Un bonifico in AUD verso l&#8217;Australia ha un costo di 2 CHF.<\/li>\n\n\n\n<li>Il trasferimento in RUB verso la Russia ha un costo di 7 CHF.<\/li>\n<\/ul>\n\n<p>Si applica inoltre un supplemento per il tasso di cambio dello 0,2% nei giorni feriali e dello 0,5% nei fine settimana (esclusi CHF, EUR, USD e GBP).<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"retraits-d-espece\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Prelievi di contanti<\/mark><\/strong><\/h3>\n\n<p>Presso gli sportelli automatici (bancomat) :<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Svizzera: CHF 2<\/li>\n\n\n\n<li>Fuori dalla Francia: 2,5%.<\/li>\n\n\n\n<li>EUR\/USD\/GBP: 5 EUR, 5 USD, 5 GBP<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\" id=\"investissements\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Investimenti<\/mark><\/strong><\/h3>\n\n<p>Alpian propone due formule. La prima,<strong> Standard,<\/strong> applica una commissione annuale dello <strong>0,75%<\/strong>, indipendentemente dal tipo di soluzione di investimento scelta. <\/p>\n\n<p>La seconda, <strong>Signature<\/strong>, si rivolge ai clienti che dispongono di <strong>almeno CHF 150.000 di attivi depositati presso Alpian<\/strong> o <strong>che investono CHF 1.000 aggiuntivi ogni mese<\/strong>. Prevede commissioni comprese tra lo 0,50% e lo 0,69%, in base all&#8217;importo investito. <\/p>\n\n<ul class=\"wp-block-list\">\n<li>Meno di <strong>300.000 CHF<\/strong> investiti: <strong>0,69%<\/strong><\/li>\n\n\n\n<li>Tra <strong>300.000 CHF e 500.000 CHF<\/strong> investiti: <strong>0,60%<\/strong><\/li>\n\n\n\n<li>Pi\u00f9 di <strong>500.000 CHF<\/strong> investiti: <strong>0,50%<\/strong><\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-6b8555d svg,#gspb_infoBox-id-gsbp-6b8555d svg path{fill:var(--wp--preset--color--main,var(--rehub-main-color)) !important;}#gspb_infoBox-id-gsbp-6b8555d svg{margin:0px !important;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-style:solid;border-width:1px;border-color:#ed4ea385;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}@media (max-width:991.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}}@media (max-width:767.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-6b8555d .gs-box{background-color:#f4b6d9;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-6b8555d\" id=\"gspb_infoBox-id-gsbp-6b8555d\"><div class=\"gs-box notice_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 704 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M352 160c-105.88 0-192 86.12-192 192 0 17.68 14.32 32 32 32s32-14.32 32-32c0-70.6 57.44-128 128-128 17.68 0 32-14.32 32-32s-14.32-32-32-32zM192.12 918.34c0 6.3 1.86 12.44 5.36 17.68l49.020 73.68c5.94 8.92 15.94 14.28 26.64 14.28h157.7c10.72 0 20.72-5.36 26.64-14.28l49.020-73.68c3.48-5.24 5.34-11.4 5.36-17.68l0.1-86.36h-319.92l0.080 86.36zM352 0c-204.56 0-352 165.94-352 352 0 88.74 32.9 169.7 87.12 231.56 33.28 37.98 85.48 117.6 104.84 184.32v0.12h96v-0.24c-0.020-9.54-1.44-19.020-4.3-28.14-11.18-35.62-45.64-129.54-124.34-219.34-41.080-46.86-63.040-106.3-63.22-168.28-0.4-147.28 119.34-256 255.9-256 141.16 0 256 114.84 256 256 0 61.94-22.48 121.7-63.3 168.28-78.22 89.22-112.84 182.94-124.2 218.92-2.805 8.545-4.428 18.381-4.44 28.594l-0 0.006v0.2h96v-0.1c19.36-66.74 71.56-146.36 104.84-184.32 54.2-61.88 87.1-142.84 87.1-231.58 0-194.4-157.6-352-352-352z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-7dffdd6432b0c4739568fc6ab7abc572\">Indipendentemente dalla formula scelta, non vengono applicate commissioni di transazione n\u00e9 spese di custodia: tutto \u00e8 gi\u00e0 compreso nelle spese sopra indicate.<\/p>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>I 3 tipi di soluzioni di investimento di Alpian<\/strong>:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Mandato discrezionale <em><a href=\"https:\/\/heyneo.ch\/it\/notizie\/managed-by-alpian-recensione\/\">Managed by Alpian<\/a> <\/em>(Investimento minimo 30.000 CHF)<\/li>\n\n\n\n<li>Mandato discrezionale light &#8211; <em><a href=\"https:\/\/heyneo.ch\/it\/notizie\/managed-by-alpian-essentials\/\">Managed by Alpian Essentials<\/a><\/em> (Investimento minimo 2.000 CHF)<\/li>\n\n\n\n<li>Mandato di consulenza <em><a href=\"https:\/\/heyneo.ch\/it\/notizie\/guided-by-alpian-recensione\/\">Guided by Alpian<\/a><\/em> (Investimento minimo 10.000 CHF)<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">12<\/span>\t<\/div>\t<div id=\"12-alpian-en-voyage\">\t\t<h2 class=\"mt0 mb0\">Alpian in viaggio e all&#8217;estero<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Alpian in viaggio<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<ol class=\"wp-block-list\">\n<li><strong>Pianifica le tue transazioni:<\/strong> Alpian \u00e8 un conto multivaluta che non prevede commissioni per le transazioni, ma applica un supplemento sul tasso di cambio dello 0,2% e dello 0,5% nei fine settimana. Scegli un importo elevato per ridurre al minimo l&#8217;impatto delle commissioni. <br\/><\/li>\n\n\n\n<li><strong>Limita i prelievi di contanti: <\/strong>le spese di prelievo all&#8217;estero sono elevate (2,5%). Pianifica il tuo fabbisogno di contanti e usa la carta per i pagamenti quando possibile. <\/li>\n<\/ol>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">13<\/span>\t<\/div>\t<div id=\"13-service-client-alpian\">\t\t<h2 class=\"mt0 mb0\">Servizio clienti Alpian<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Servizio clienti<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p><strong>Come ci si aspetta da una banca privata, ALPIAN offre un servizio di qualit\u00e0.<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>Consulenti umani<\/strong>: chatta o fissa un appuntamento telefonico con il tuo consulente d&#8217;investimento personale.<\/li>\n\n\n\n<li><strong>Reattivit\u00e0<\/strong>: risposte rapide e precise alle tue domande.<\/li>\n\n\n\n<li><strong>Live Chat<\/strong>: dalle 8.30 alle 19.30 dall&#8217;applicazione per operazioni e transazioni.<\/li>\n\n\n\n<li><strong>Videochiamata<\/strong>: dalle 08:30 alle 18:30 per investimenti dall&#8217;applicazione.<\/li>\n\n\n\n<li><strong>Nessun chatbot<\/strong>: interagisci direttamente con gli esperti.<\/li>\n\n\n\n<li><strong>Servizio premium<\/strong>: commissioni pi\u00f9 alte giustificate da una qualit\u00e0 degna di una banca privata.<\/li>\n<\/ul>\n\n<p><strong>Consulta un consulente in videoconferenza o in chat tramite l&#8217;app<\/strong><\/p>\n<style>#gspb_image-id-gsbp-c5e1513{text-align:center;}#gspb_image-id-gsbp-c5e1513 img{vertical-align:top;}#gspb_image-id-gsbp-c5e1513 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-c5e1513{margin-bottom:0px;}#gspb_image-id-gsbp-c5e1513 img{width:250px;}#gspb_image-id-gsbp-c5e1513,#gspb_image-id-gsbp-c5e1513 img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-c5e1513,#gspb_image-id-gsbp-c5e1513 img{height:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-c5e1513,#gspb_image-id-gsbp-c5e1513 img{height:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-c5e1513,#gspb_image-id-gsbp-c5e1513 img{height:auto;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-c5e1513\" id=\"gspb_image-id-gsbp-c5e1513\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/11\/Alpian-conseiller-financier-scaled.jpeg\" data-src=\"\" alt=\"Consulente finanziario Alpian tramite app\" loading=\"lazy\" width=\"250\" height=\"2560\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.notice_type{color:#856404;background-color:#fff3cd;border-color:#ffeeba}.gs-box.notice_type svg{fill:#f7a000}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-b52412d 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d=\"M31.31,10.89C9.18,10.89,0,23.82,0,47.13s16.39,45.87,31.31,45.87c16.46,0,31.31-22.56,31.31-45.87S56.78,10.89,31.31,10.89ZM45,76.7c-1,.58-4.57,2.3-7.8,2.86-.54.09-1.21.18-2,.24l-4.78,5.45c-.08.09-.19.15-.31.17-.06,0-.11,0-.17,0-.18-.03-.33-.16-.39-.32l-2.15-6.11c-.13-.04-.26-.07-.4-.11l-5.64,3.58c-.1.07-.23.09-.35.08-.06,0-.11-.02-.17-.05-.16-.08-.27-.24-.28-.41l-.25-6.9c-4.64-3.98-6.39-9.26-5.82-9.66.61-.41,3.39,4.85,10.44,7.98,5.28,2.34,10.4,2.36,12.08,2.31,6.27-.17,11.1-2.4,11.39-1.82.29.58-2.95,2.44-3.41,2.71ZM31.31,59.32c-10.47,0-18.95-8.04-18.95-17.96s8.49-17.96,18.95-17.96,18.95,8.04,18.95,17.96-8.49,17.96-18.95,17.96Z\"><\/path>\n    <\/g>\n  <\/g>\n<\/svg><\/div><div class=\"gs-box-text\"><style>.gspb_container-id-gsbp-8c6b86c{flex-direction:column;box-sizing:border-box;}#gspb_container-id-gsbp-8c6b86c.gspb_container > p:last-of-type{margin-bottom:0}#gspb_container-id-gsbp-8c6b86c.gspb_container{position:relative;}#gspb_container-id-gsbp-8c6b86c.gspb_container{margin-top:-30px;margin-bottom:-30px;margin-left:30px;}#gspb_container-id-gsbp-8c6b86c.gspb_container{box-sizing:border-box;}<\/style>\n<div class=\"wp-block-greenshift-blocks-container gspb_container gspb_container-gsbp-8c6b86c\" id=\"gspb_container-id-gsbp-8c6b86c\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"has-secondary-color has-text-color has-link-color wp-elements-bd3ed6b636c0bd8ddd284a5fb6a10846\"><em><strong>Adoro essere il numero 1. Questa \u00e8 un&#8217;ottima osservazione per Alpian! <\/strong><\/em><\/p>\n<cite>Neo &#8211; Opinione non richiesta (come al solito).<\/cite><\/blockquote>\n<\/div>\n<\/div><\/div><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">14<\/span>\t<\/div>\t<div id=\"14-Alpian-vs-Yuh\">\t\t<h2 class=\"mt0 mb0\">Alpian vs Yuh &#8211; confronto di fulmini \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Alpian VS. Yuh<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"yuh-vs-alpian\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-secondary-color\">Yuh<\/mark> vs <mark style=\"background-color:rgba(0, 0, 0, 0);color:#22d918\" class=\"has-inline-color\">Alpian<\/mark><\/strong><\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:18296,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#2f154f&quot;,&quot;#22d918&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;YUH&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;200&quot;,&quot;175&quot;,&quot;175&quot;,200,&quot;150&quot;]},{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;125&quot;,&quot;150&quot;,&quot;125&quot;]}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Yuh ti permette di tenere diverse valute (CHF, EUR, USD) nello stesso conto, di evitare le conversioni automatiche e di utilizzare la sua app TWINT per i pagamenti mobili. Tuttavia, non supporta l&#8217;addebito diretto, \u00e8 limitato ai trasferimenti SEPA e non offre alcun supporto umano per la gestione finanziaria. <br\/><br\/>Alpian si spinge oltre in termini di gestione multivaluta (con l&#8217;aggiunta di USD e GBP), consente trasferimenti internazionali gratuiti e offre una <a href=\"https:\/\/heyneo.ch\/it\/notizie\/carta-viaggio-spese\/\">carta pensata per l&#8217;uso all&#8217;estero<\/a>, ma costa 60 CHF e devi comunque pagare per i prelievi.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-lire-aussi-1\">Da leggere anche<\/h4>\n\n<p>Per un confronto dettagliato, criterio per criterio: consulta il nostro <strong><a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/yuh-vs-alpian\/\" type=\"post\" id=\"23142\">confronto Yuh vs Alpian<\/a><\/strong>.<\/p>\n\n<h4 class=\"wp-block-heading\" id=\"a-privilegier-si\">Meglio se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>vuoi un conto multivaluta gratuito e facile da usare, con una carta mobile e un accesso rapido agli investimenti indipendenti: <strong>Yuh<\/strong> (leggi <a href=\"https:\/\/heyneo.ch\/it\/servizio\/yuh-recensione\/\">la recensione e il test di Yuh<\/a>)<\/li>\n\n\n\n<li>cerchi una gestione pi\u00f9 strutturata, con trasferimenti internazionali gratuiti, diverse valute e un quadro bancario pi\u00f9 basato sugli asset: <strong>Alpian<\/strong><\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\" id=\"a-eviter-si\">Evita se&#8230;<\/h4>\n\n<ul class=\"wp-block-list\">\n<li>utilizzi LSV per abbonamenti o assicurazioni<\/li>\n\n\n\n<li>stiamo cercando una carta gratuita che non preveda commissioni di prelievo<\/li>\n\n\n\n<li>non \u00e8 previsto l&#8217;utilizzo di funzioni valutarie o di consulenza<\/li>\n<\/ul>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">15<\/span>\t<\/div>\t<div id=\"15-Alpian-vs-Revolut\">\t\t<h2 class=\"mt0 mb0\">Alpian vs. Revolut &#8211; confronto lampo \u26a1\ufe0f <\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Alpian VS. Revolut<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"alpian-vs-revolut\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#22d918\" class=\"has-inline-color\">Alpian<\/mark><\/strong> vs Revolut<\/h3>\n\n\n\n<div class=\"wp-block-graphina-gutenberg-radar-controls gcfg-mt-chart-wrapper\"><div class=\"gcfg-radar-chart-block\" data-chart=\"line-90bnx9kzjja\" data-mt-attributes=\"{&quot;content&quot;:&quot;Chart Title&quot;,&quot;chart_name&quot;:&quot;radar-chart&quot;,&quot;chartType&quot;:&quot;radar&quot;,&quot;current_post_id&quot;:19881,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;,&quot;isDynamicKeys&quot;:false,&quot;isHeader&quot;:false,&quot;isChartFilter&quot;:false,&quot;apiHeaders&quot;:[],&quot;apiChartFilter&quot;:[],&quot;csvFileName&quot;:&quot;&quot;,&quot;csvDataElements&quot;:3,&quot;datasetColumn&quot;:[],&quot;dataSettings&quot;:{&quot;csv_data_elements&quot;:3,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;csvColumnWise&quot;:false,&quot;selected_field&quot;:&quot;&quot;,&quot;chartId&quot;:&quot;line-90bnx9kzjja&quot;},&quot;chartDataCsv&quot;:{},&quot;xAxisColumns&quot;:&quot;&quot;,&quot;yAxisColumns&quot;:[],&quot;dataoptions&quot;:&quot;manual&quot;,&quot;csvColumnWise&quot;:false,&quot;isAjaxReload&quot;:false,&quot;reloadSeconds&quot;:5,&quot;csvUpload&quot;:&quot;&quot;,&quot;csvUploadUrl&quot;:&quot;&quot;,&quot;chartDataType&quot;:&quot;csv&quot;,&quot;sqlMode&quot;:&quot;query&quot;,&quot;sqlIsUpperCase&quot;:false,&quot;sqlRawquery&quot;:&quot;&quot;,&quot;sqlTables&quot;:{},&quot;sqlTableValue&quot;:&quot;&quot;,&quot;sqlOffset&quot;:0,&quot;sqlLimit&quot;:15,&quot;sqlConditionquery&quot;:&quot;&quot;,&quot;elementColor&quot;:[&quot;#000&quot;,&quot;#22d918&quot;,&quot;#259ffb&quot;],&quot;contentFontSize&quot;:30,&quot;textColor&quot;:&quot;#000&quot;,&quot;titleAlignment&quot;:&quot;center&quot;,&quot;alignment&quot;:&quot;none&quot;,&quot;name&quot;:&quot;none&quot;,&quot;datasets&quot;:[&quot;IBAN CH personnel&quot;,&quot;Multi-devises&quot;,&quot;Carte&quot;,&quot;Factures \ud83c\udde8\ud83c\udded&quot;,&quot;Retraits&quot;,&quot;Frais&quot;,&quot;TWINT&quot;,&quot;Voyage&quot;,&quot;Crypto&quot;],&quot;series&quot;:[{&quot;name&quot;:&quot;Revolut&quot;,&quot;data&quot;:[&quot;50&quot;,&quot;200&quot;,&quot;200&quot;,&quot;50&quot;,&quot;175&quot;,&quot;200&quot;,&quot;50&quot;,&quot;200&quot;]},{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;150&quot;,&quot;150&quot;,&quot;150&quot;]}],&quot;chartLineShape&quot;:&quot;smooth&quot;,&quot;chartBackgroundColor&quot;:&quot;#ffffff&quot;,&quot;chartHeight&quot;:500,&quot;toolbarOffsetX&quot;:0,&quot;toolbarOffsetY&quot;:0,&quot;exportFileName&quot;:&quot;Radar Chart&quot;,&quot;noChartDataText&quot;:&quot;No Chart Data&quot;,&quot;toolbarEnabled&quot;:false,&quot;chartLabelShow&quot;:false,&quot;chartLabelOffsetX&quot;:0,&quot;chartLabelOffsetY&quot;:0,&quot;chartLabelBackGroundShow&quot;:false,&quot;chartLabelFontColor&quot;:&quot;#ffffff&quot;,&quot;chartLabelBorderWidth&quot;:2,&quot;chartLabelBorderRadius&quot;:0,&quot;chartLabelBorderColor&quot;:&quot;#,000&quot;,&quot;chartTooltipShow&quot;:false,&quot;chartTooltipShared&quot;:false,&quot;chartTooltipTheme&quot;:&quot;light&quot;,&quot;chartDropShadowShow&quot;:false,&quot;chartDropShadowTopPosition&quot;:5,&quot;chartDropShadowLeftPosition&quot;:5,&quot;chartDropShadowBlur&quot;:2,&quot;chartDropShadowColor&quot;:&quot;#000&quot;,&quot;chartDropShadowOpacity&quot;:0.5,&quot;chartAnimationCustom&quot;:true,&quot;chartAnimationSpeed&quot;:800,&quot;chartPlotSettingStrokeColor&quot;:&quot;#ebd9d9&quot;,&quot;chartPlotSettingFillColor&quot;:&quot;#fff&quot;,&quot;chartPlotSettingStrokeSize&quot;:1,&quot;chartAnimationDelay&quot;:350,&quot;chartLegendShow&quot;:false,&quot;chartLegendPosition&quot;:&quot;top&quot;,&quot;chartLegendHorizontalAlign&quot;:&quot;center&quot;,&quot;cardShow&quot;:false,&quot;cardBgColor&quot;:&quot;#fff&quot;,&quot;cardBorderSameWidth&quot;:true,&quot;cardBorderSameColor&quot;:true,&quot;cardBorderSameRadius&quot;:true,&quot;cardborderRadiusTop&quot;:5,&quot;cardborderRadiusRight&quot;:5,&quot;cardborderRadiusBottom&quot;:5,&quot;cardborderRadiusLeft&quot;:5,&quot;cardShadowShow&quot;:false,&quot;cardShadowPosition&quot;:&quot;&quot;,&quot;cardShadowColor&quot;:&quot;#000&quot;,&quot;cardShadowHorizontal&quot;:3,&quot;cardShadowVertical&quot;:3,&quot;cardShadowBlur&quot;:10,&quot;cardShadowSpread&quot;:2,&quot;titleShow&quot;:true,&quot;cardBorderType&quot;:&quot;&quot;,&quot;cardBorderTop&quot;:2,&quot;cardBorderRight&quot;:2,&quot;cardBorderBottom&quot;:2,&quot;cardBorderLeft&quot;:2,&quot;cardBorderTopColor&quot;:&quot;#000&quot;,&quot;cardBorderRightColor&quot;:&quot;#000&quot;,&quot;cardBorderBottomColor&quot;:&quot;#000&quot;,&quot;cardBorderLeftColor&quot;:&quot;#000&quot;,&quot;descriptionShow&quot;:true,&quot;descriptionText&quot;:&quot;Chart Description&quot;,&quot;descFontSize&quot;:15,&quot;descColor&quot;:&quot;#000&quot;,&quot;descAlignment&quot;:&quot;center&quot;,&quot;ChartBorderType&quot;:&quot;none&quot;,&quot;chartBorderSameWidth&quot;:true,&quot;chartBorderSameColor&quot;:true,&quot;chartBorderSameRadius&quot;:true,&quot;ChartTopBorderColor&quot;:&quot;#000&quot;,&quot;ChartRightBorderColor&quot;:&quot;#000&quot;,&quot;ChartBottomBorderColor&quot;:&quot;#000&quot;,&quot;ChartLeftBorderColor&quot;:&quot;#000&quot;,&quot;ChartBorderWidthTop&quot;:5,&quot;ChartBorderWidthRight&quot;:5,&quot;ChartBorderWidthBottom&quot;:5,&quot;ChartBorderWidthLeft&quot;:5,&quot;ChartBorderTopRadius&quot;:2,&quot;ChartBorderRightRadius&quot;:2,&quot;ChartBorderBottomRadius&quot;:2,&quot;ChartBorderLeftRadius&quot;:2,&quot;xaxislabelshow&quot;:true,&quot;xaxislabelFontSize&quot;:16,&quot;xaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;xaxislabelprefixpostfix&quot;:false,&quot;xaxislabelprefix&quot;:&quot;&quot;,&quot;xaxislabelpostfix&quot;:&quot;&quot;,&quot;yaxislabelshow&quot;:false,&quot;yaxislabelFontSize&quot;:12,&quot;yaxislabelcolor&quot;:[&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;,&quot;#000&quot;],&quot;yaxislabelprefixpostfix&quot;:false,&quot;yaxislabelprefix&quot;:&quot;&quot;,&quot;yaxislabelpostfix&quot;:&quot;&quot;,&quot;chartmarkers&quot;:1,&quot;labelPrefix&quot;:&quot;&quot;,&quot;labelPostfix&quot;:&quot;&quot;,&quot;chartdashArray&quot;:0,&quot;chartstrokewidth&quot;:2,&quot;chartmarkerstrokewidth&quot;:0,&quot;chartmarkerstrokecolor&quot;:&quot;#060606&quot;,&quot;chartmarkershape&quot;:&quot;circle&quot;,&quot;seriesData&quot;:[{&quot;name&quot;:&quot;Revolut&quot;,&quot;data&quot;:[&quot;50&quot;,&quot;200&quot;,&quot;200&quot;,&quot;50&quot;,&quot;175&quot;,&quot;200&quot;,&quot;50&quot;,&quot;200&quot;]},{&quot;name&quot;:&quot;Alpian&quot;,&quot;data&quot;:[&quot;200&quot;,&quot;150&quot;,&quot;200&quot;,&quot;200&quot;,&quot;100&quot;,&quot;150&quot;,&quot;150&quot;,&quot;150&quot;]}]}\"><div class=\"gcfg-mt-radar-chart-block radar-chart-line-90bnx9kzjja\"><div class=\"c-mt-radar-chart\" style=\"border-top:none #000 5px;border-right:none #000 5px;border-bottom:none #000 5px;border-left:none #000 5px;border-radius:2px 2px 2px 2px;overflow:hidden\"><div class=\"graphina-filter-div\"><\/div><div><div type=\"radar\" width=\"100%\" height=\"500px\"><\/div><\/div><\/div><\/div><\/div><\/div>\n\n\n<p>Revolut \u00e8 pensata per la flessibilit\u00e0 all \u201cestero: puoi ricevere o inviare denaro in diverse valute, i pagamenti possono essere effettuati senza conversione forzata e la carta funziona senza costi aggiuntivi nella maggior parte delle zone correnti. Ma non appena devi ricevere uno stipendio in Svizzera, pagare l\u201d affitto tramite QR-bill o attivare un abbonamento tramite LSV, le cose si complicano: niente IBAN svizzero, niente compatibilit\u00e0 con gli standard bancari svizzeri e niente TWINT. <br\/><br\/>Alpian si adatta meglio a questo contesto: IBAN svizzero, pagamenti QR, eBills, bonifici multivaluta senza commissioni, carta virtuale fin dall&#8217;apertura e un&#8217;app pi\u00f9 leggibile per l&#8217;utilizzo in Svizzera e all&#8217;estero, ma tutti i prelievi sono a pagamento e la carta fisica costa 60 CHF.<\/p>\n\n<p>Per un confronto dettagliato, criterio per criterio: consulta il nostro <strong><a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/alpian-vs-revolut\/\" type=\"post\" id=\"23228\">confronto Alpian vs Revolut<\/a><\/strong>.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<style>.rh-review-heading{flex-wrap:wrap}.rh-review-heading__position span{line-height:.78}.rh-review-heading__position span:after{content:\".\"}.rh-review-heading__logo{margin-top:10px;width:100%}.rh-review-heading__logo img{width:auto;max-height:60px}.rh-review-heading__logo-container{max-height:60px;max-width:150px}\n@media only screen and (min-width:480px){.rh-review-heading{flex-wrap:nowrap}.rh-review-heading__logo{margin-top:0;width:auto}}\n.rtl .rh-review-heading .rh-review-heading__position{margin-right:0!important;margin-left:15px}<\/style><div class=\"rh-review-heading rh-flex-center-align mb25\">\t<div class=\"rh-review-heading__position mr15 font150\">\t\t<span class=\"fontbold lightgreycolor font250\">16<\/span>\t<\/div>\t<div id=\"16-choisir-alpian\">\t\t<h2 class=\"mt0 mb0\">Perch\u00e9 aprire un conto con Alpian<\/h2>\t\t<div class=\"mt5 lineheight20 greycolor\">Scegli Alpian<\/div>\t<\/div><\/div><style><\/style><style><\/style>\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p>Alpian \u00e8 adatto a chi ha bisogno di operare in CHF, EUR, USD o GBP, pur vivendo in Svizzera. L \u201capplicazione combina un conto stabile multivaluta, una carta che pu\u00f2 essere utilizzata all\u201d estero e trasferimenti internazionali gratuiti. Ma ci\u00f2 che contraddistingue Alpian a lungo termine \u00e8 la possibilit\u00e0 di accedere, dallo stesso spazio, a un servizio di gestione patrimoniale paragonabile a quello di una banca privata senza dover cambiare banca o moltiplicare il numero di contatti.  <\/p>\n<style><\/style><style><\/style>\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div class=\"instance-48cab\"><style>.gs-box{padding:20px;border-left:5px solid transparent;margin-bottom:25px}.gs-box-text > p{margin-bottom:20px;margin-top:0}.gs-box-text > p:last-of-type{margin-bottom:0}.gs-box.infolight_type{color:#155724;border:2px solid #c3e6cb;border-radius:12px}.gs-box.infolight_type svg{fill:#8bc799}.gs-box.icon_type{display:flex}.gs-box.icon_type .gs-box-icon{width:28px;min-width:28px}.gs-box.icon_type .gs-box-text{flex-grow:1;margin:0 15px}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:400px;}@media (max-width:575.98px){#gspb_infoBox-id-gsbp-a398ec1 .gs-box{margin-right:-5px;margin-left:-5px;padding-right:5px;padding-left:10px;}}#gspb_infoBox-id-gsbp-a398ec1 svg,#gspb_infoBox-id-gsbp-a398ec1 svg path{fill:var(--wp--preset--color--vivid-green,#00d084) !important;}#gspb_infoBox-id-gsbp-a398ec1 svg{margin:0px !important;}#gspb_infoBox-id-gsbp-a398ec1 svg:hover,#gspb_infoBox-id-gsbp-a398ec1 svg:hover path{fill:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg)) !important;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-width:1px;border-color:#7cf7ca;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{border-left-style:solid;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{background-color:#b3ffe347;}#gspb_infoBox-id-gsbp-a398ec1 .gs-box{color:#ffffff}<\/style>\n<div class=\"wp-block-greenshift-blocks-infobox gspb_infoBox gspb_infoBox-id-gsbp-a398ec1\" id=\"gspb_infoBox-id-gsbp-a398ec1\"><div class=\"gs-box infolight_type icon_type\"><div class=\"gs-box-icon\"><svg class=\"\" style=\"display:inline-block;vertical-align:middle\" width=\"32\" height=\"32\" viewBox=\"0 0 768 1024\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path style=\"fill:#565D66\" d=\"M613 373.2l-11.4-85.2h54.4c26.4 0 48-21.6 48-48v-192c0-26.4-21.6-48-48-48h-544c-26.4 0-48 21.6-48 48v192c0 26.4 21.6 48 48 48h54.4l-11.4 85.2c-95.8 65.6-155 168.2-155 282.8 0 26.4 21.6 48 48 48h288v208c0 1.8 0.2 3.4 0.8 5l32 96c4.8 14.6 25.6 14.6 30.4 0l32-96c0.6-1.6 0.8-3.4 0.8-5v-208h288c26.4 0 48-21.6 48-48 0-114.6-59.2-217.2-155-282.8zM101 608c16.6-77 71.2-140 143-175.6l32-240.4h-116v-96h448v96h-116l32 240.4c71.6 35.6 126.4 98.8 143 175.6z\"><\/path><\/svg><\/div><div class=\"gs-box-text\">\n<p class=\"has-vivid-green-color has-text-color has-link-color wp-elements-d9350ac8e3e45c219cb3021c7bb5f932\" style=\"font-size:22px\"><strong>Codice promozionale Alpian<\/strong><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>#gspb_image-id-gsbp-2086724{text-align:left;}#gspb_image-id-gsbp-2086724 img{vertical-align:top;}#gspb_image-id-gsbp-2086724 img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-2086724 img{border-top-left-radius:50%;border-top-right-radius:50%;border-bottom-right-radius:50%;border-bottom-left-radius:50%;}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-2086724 is-style-rounded\" id=\"gspb_image-id-gsbp-2086724\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/08\/Alpian-Icone-Application.png\" data-src=\"\" alt=\"Logo dell'app di Alpian swiss private bank\" loading=\"lazy\" width=\"100\" height=\"100\"><\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.gspb_text-id-gsbp-b077ea5{font-size:18px;}.gspb_text-id-gsbp-b077ea5{color:#000000;}.gspb_text-id-gsbp-b077ea5{margin-left:-30px!important;}<\/style>\n<div id=\"gspb_text-id-gsbp-b077ea5\" class=\"gspb_text gspb_text-id-gsbp-b077ea5 \">Usa il codice promo <strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">ALPHEY<\/mark><\/strong> per <strong>ricevere 120 CHF<\/strong> (55 CHF con un deposito di 500 CHF entro 30 giorni dall&#8217;apertura del conto, e fino a 65 CHF di credito sulle commissioni di investimento).<br\/><br\/>Conto gratuito \u2714\ufe0e<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway:700\");@import url(\"https:\/\/fonts.googleapis.com\/css?family=Raleway\");#gspb_button-id-gsbp-1fbf87e{display:flex;justify-content:flex-start;}#gspb_button-id-gsbp-1fbf87e .gspb-buttonbox-text{display:flex;flex-direction:column;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{box-sizing:border-box}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{margin-bottom:0px;margin-left:-30px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{background-color:var(--wp--preset--color--buttonmain,var(--rehub-main-btn-bg));}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-weight:700;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{font-family:Raleway,sans-serif;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{color:#ffffff;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}#gspb_button-id-gsbp-1fbf87e > .gspb-buttonbox > .gspb_backgroundOverlay{border-top-left-radius:5px;border-top-right-radius:5px;border-bottom-right-radius:5px;border-bottom-left-radius:5px;}<\/style>\n<div class=\"gspb_button_wrapper gspb_button-id-gsbp-1fbf87e\" id=\"gspb_button-id-gsbp-1fbf87e\"><a class=\"wp-block-greenshift-blocks-buttonbox gspb-buttonbox wp-element-button\" href=\"https:\/\/www.alpian.com\/\" target=\"_blank\" rel=\"noopener\"><span class=\"gspb-buttonbox-textwrap\"><span class=\"gspb-buttonbox-text\"><span class=\"gspb-buttonbox-title\"><strong>Ricevi 120 CHF<\/strong><\/span><\/span><\/span><\/a><\/div>\n<\/div><\/div><\/div>\n<\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-a-lire-aussi\">Da leggere anche<\/h2>\n\n<p><a href=\"https:\/\/heyneo.ch\/it\/confronto-tra-banche\/migliori-banche-online-svizzere\/\" type=\"post\" id=\"3912\">Confronta tutte le banche online<\/a> in Svizzera.<\/p>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"que-pensez-vous-de-alpian\">Cosa ne pensi di Alpian?<\/h2>\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<ul class=\"wp-block-list\">\n<li>Sei sedotto dal design come lo sono io?<\/li>\n\n\n\n<li>Hai mai utilizzato la consulenza di una banca privata?<\/li>\n\n\n\n<li>Pensi che Alpian li sostituir\u00e0 tutti?<\/li>\n<\/ul>\n<\/blockquote>\n\n<p><strong><mark style=\"background-color:#abb8c3\" class=\"has-inline-color\">Condividi la tua<\/mark> esperienza<\/strong> con tutti gli amici di Neo \ud83d\ude08<\/p>\n<style>#gspb_image-id-gsbp-0ba34eb{text-align:center;}#gspb_image-id-gsbp-0ba34eb img{vertical-align:top;}#gspb_image-id-gsbp-0ba34eb img{display:inline-block;box-sizing:border-box;max-width:100%;height:auto;}#gspb_image-id-gsbp-0ba34eb img{border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;}#gspb_image-id-gsbp-0ba34eb img{border-style:solid;border-width:18px;border-color:var(--wp--preset--color--vivid-green,#00d084);}#gspb_image-id-gsbp-0ba34eb img{width:custom;}#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}@media (max-width:991.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:767.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}@media (max-width:575.98px){#gspb_image-id-gsbp-0ba34eb,#gspb_image-id-gsbp-0ba34eb img{height:auto;}}<\/style>\n<div class=\"wp-block-greenshift-blocks-image gspb_image gspb_image-id-gsbp-0ba34eb\" id=\"gspb_image-id-gsbp-0ba34eb\"><img decoding=\"async\" src=\"https:\/\/heyneo.ch\/wp-content\/uploads\/2024\/11\/CTA-commentaires-IT-court-1.gif\" data-src=\"\" alt=\"Opinioni e commenti degli utenti\" loading=\"lazy\" height=\"249\"><\/div>\n<style><\/style><style><\/style>\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Test e Recensione di Alpian, la neobanca che rivoluziona il settore bancario con un approccio unico: <strong>la banca privata accessibile a tutti<\/strong>. Analizziamo i suoi vantaggi, i suoi punti di forza, i suoi limiti, le sue tariffe e le sue funzionalit\u00e0 innovative. Risparmia tempo e fai la scelta giusta grazie alla nostra analisi completa e dettagliata. \ud83d\udcb0 Usa il <strong>codice promo<\/strong> <strong>ALPHEY<\/strong> all&#8217;apertura del tuo conto per <strong>ricevere<\/strong> <strong>120 CHF<\/strong> (55 CHF con un deposito di 500 CHF, e fino a 65 CHF di credito sulle spese di investimento). Si parte!    <\/p>\n","protected":false},"author":1,"featured_media":14518,"comment_status":"open","ping_status":"closed","template":"","meta":{"_gspb_post_css":"","_lmt_disableupdate":"","_lmt_disable":""},"store":[],"product_brand":[],"product_cat":[946],"product_tag":[],"class_list":{"0":"post-14875","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-online-banking-in-svizzera","8":"first","9":"instock","10":"shipping-taxable","11":"product-type-external"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Alpian - Recensione a Maggio 2026, ricevi 120 CHF<\/title>\n<meta name=\"description\" content=\"Test e recensione di Alpian nel 2026: la nostra esperienza pratica sulla neobanca privata svizzera. 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Comparez, avis, comparatifs, tests des n\u00e9o-banques (Alpian, Neon, N26, Yuh, Revolut Suisse, Wise, Zak). Explorez la Swiss FINTECH avec un \u0153il curieux, honn\u00eate et critique. Promesse : transparence \/ expertise \/ p\u00e9dagogie.","legalName":"heyneo.ch","publishingPrinciples":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/","actionableFeedbackPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","correctionsPolicy":"https:\/\/heyneo.ch\/politique-de-confidentialite-heyneo\/","ethicsPolicy":"https:\/\/heyneo.ch\/a-propos-de-heyneo-ch\/"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1747838874693","position":1,"url":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1747838874693","name":"Alpian \u00e8 una banca?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Alpian \u00e8 una banca svizzera <a href=\"https:\/\/www.finma.ch\/en\/~\/media\/finma\/dokumente\/bewilligungstraeger\/pdf\/beh.pdf\">autorizzata dalla FINMA<\/a>. ALPIAN \u00e8 l'unica neobanca svizzera che possiede la propria licenza bancaria. L'assicurazione svizzera di protezione dei depositi copre fino a 100.000 CHF in caso di fallimento.","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1747838937620","position":2,"url":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1747838937620","name":"Alpian \u00e8 sicuro?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"- I dati degli utenti di Alpian banque sono conservati in Svizzera.<br>- Autenticazione a due fattori (2FA) per l \u201caccesso all\u201d account.","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1748378087175","position":3,"url":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1748378087175","name":"Chi pu\u00f2 aprire un conto con Alpian?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<br>Le condizioni per aprire un conto sono le seguenti:<br>- Avere compiuto 18 anni (YUH 14 anni, Neon 15 anni, ZAK 15 anni).<br>- Risiedere in Svizzera (non accessibile ai frontalieri e <a href=\"https:\/\/heyneo.ch\/it\/notizie\/conto-svizzero-non-residente\/\" type=\"post\" id=\"19141\">non residenti<\/a>).<br>- Avere uno smartphone.<br>- Nessun giustificativo di reddito richiesto.","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1772035851787","position":4,"url":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1772035851787","name":"Il 3a Alpian permette di scegliere i propri ETF?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. La gestione \u00e8 guidata in base alla strategia e al profilo di rischio selezionati. Scegli l\u2019orientamento (Svizzera o Globale) e il livello di rischio, ma non selezioni gli ETF singolarmente.  ","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1772035862779","position":5,"url":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1772035862779","name":"Si pu\u00f2 trasferire un 3a esistente verso Alpian?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"S\u00ec, come per qualsiasi pilastro 3a, \u00e8 possibile un trasferimento da un\u2019altra fondazione.","inLanguage":"it-IT"},"inLanguage":"it-IT"},{"@type":"Question","@id":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1747863896734","position":6,"url":"https:\/\/heyneo.ch\/it\/servizio\/alpian-recensione\/#faq-question-1747863896734","name":"Posso usare TWINT con Alpian?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"S\u00ec, ma la soluzione non \u00e8 ideale. Per utilizzare TWINT con ALPIAN, \u00e8 necessaria l'applicazione <strong>TWINT Prepaid<\/strong> per iOS o Android. 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