The Guide to Online Banks
Neobanks in Switzerland

Guide to Online Banks and Neobanks in Switzerland🇨🇭

tests ✔︎ reviews ✔︎ prices ✔︎ promo codes ✔︎

The local comparative neo-guide 🇨🇭

tests ✔︎ reviews ✔︎ prices ✔︎ promo codes ✔︎

Ranking of online banks in Switzerland in September 2025

“An independent eye to compare and save”

The best online banks - Swiss ranking in September 2025

The complete comparison of neobanks: an independent eye to compare and save” heyneo.ch

Review of Yuh: The Best Online Bank in Switzerland? We Compare All AdvantagesDisadvantages… Banking Services… Rates… Features… Best Deals… Shortcomings… Use the Promo Code C9QK67 to Receive 50 CHF Trading Credit + 250 SWQ (With a First Deposit of CHF 500.-).

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Review and Test of YUH Bank: Key Criteria
Yuh Review: The Best Online Bank in Switzerland? We compare all advantages... drawbacks... banking services... fees... features... tips... shortcomings... Use promo code C9QK67 to receive 50 CHF Trading Credit + 250 SWQ (with a first deposit of CHF 500.-).
Offering
8.5
Security
10
Opening an account
9
Bank card
8.5
Features
9
Interest rates
8.9
Transfer speed
9
TWINT
10
Fees
8.5
Abroad
9
Cash deposit
3
Customer service
8.8

Test and Review of Alpian, the neo-bank that's shaking up the banking sector with a unique approach: private banking accessible to all. We break down its advantages, strengths, limitations, rates, and innovative features. Save time and make the right choice with our comprehensive and detailed analysis. 💰 Use the promo code HEYALP when opening your account to receive 75 CHF for deposits of 500 CHF and 125 CHF for any mandate of at least 10,000 CHF. Let's get started!

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Review and Test of YUH Bank: Key Criteria
Test and Review of Alpian, which is revolutionizing the banking and neo-banking sector with a unique approach: private banking accessible to all. We break down its advantages, strengths, minor flaws, rates, and innovative features. Save time and make the right choice with our comprehensive and detailed analysis. Use the promo code HEYALP when opening your account to receive 75 CHF (with an initial deposit of 500 CHF). Let's get started!
Offering
8.5
Security
10
Opening an account
9.1
Bank card
8.5
Features
8.5
Interest rates
8.3
Transfer speed
9.5
TWINT
7
Fees
8.5
Abroad
8.8
Cash deposit
3
Customer service
9.5

Review of Zak: the local neobank. We have evaluated ZAK in real-life situations in Switzerland. Strengths... weaknesses... banking services... fees... features... pros and cons... This detailed review saves you valuable time for comparison. Use the promo code KNSGS6 when opening your account to receive 25 CHF.

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Offering
8
Security
10
Opening an account
7
Bank card
7.8
Features
8.5
Interest rates
9
Transfer speed
8.5
TWINT
10
Fees
7.8
Abroad
5
Cash deposit
8
Customer service
8.9

Review of Neon: we have tested the pioneering neo-bank in Switzerland under real conditions. Strengths... weaknesses... services offered... costs... features... things to know and drawbacks... Our detailed analysis helps you compare effectively. Use the promo code VSWH3C when opening your account.

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Review and Test of Neon Bank: The Main Criteria
Review of Neon: We Tested the Pioneering Neo-Bank in Switzerland in Real Conditions. Strengths... weaknesses... offered services... costs... features... things to know and disadvantages... Our detailed analysis helps you compare effectively. Use the promo code VSWH3C when opening your account.
Offering
7.8
Security
10
Opening an account
8.9
Bank card
8.6
Features
8.5
Interest rates
8.5
Transfer speed
9
TWINT
6
Fees
8.5
Abroad
9
Cash deposit
3
Customer service
8.8

Review of Radicant: The Swiss Neo-Bank with an Ecological Focus. We Have Evaluated Radicant for You: Strengths... Weaknesses... Banking Services... Fees... Features... Highlights and Shortcomings... Make the Best Choice with This Detailed Review. Open Your Account with the Promo Code B99703 and Receive 50 CHF. Happy reading!

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Review and Test of Radicant Bank: The Main Criteria
Review of Radicant: The Swiss Neo-Bank with an Ecological Focus. We have evaluated Radicant for you: Strengths... weaknesses... banking services... fees... features... strong points and shortcomings... Make the best choice with this detailed review. Open your account with the promo code B99703 and receive 50 CHF. Happy reading!
Offering
7
Security
10
Opening an account
8
Bank card
8.5
Features
8.3
Interest rates
9.1
Transfer speed
8.5
TWINT
10
Fees
8.5
Abroad
7.5
Cash deposit
3
Customer service
8.6

Review of Revolut Switzerland: the neobank that gives you a run for your money! The Revolut Switzerland app used in all situations: advantages... drawbacks... coverage of banking services... pricing... features... strengths and weaknesses... Stop wasting time searching: this review summarizes everything for you! Use our promo link when opening your account to benefit from advantages.

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https://revolut.com/referral/julien6a7n
Revolut Switzerland rating: evaluation criteria
Review of Revolut Switzerland: The Neo-Bank That Makes a Change! The Revolut Switzerland app used in all situations: advantages... drawbacks... coverage of banking services... rates... features... strengths and weaknesses... Stop wasting time searching: this review synthesizes everything for you! Use our promo link when opening your account to benefit from advantages.
Offering
9.1
Security
8.7
Opening an account
10
Bank card
8.6
Features
9.6
Interest rates
6
Transfer speed
9.6
TWINT
0
Fees
9.6
Abroad
10
Cash deposit
0
Customer service
9.2

Fill up on features. We explored N26 in real-life conditions. Strengths... weaknesses... banking offers... prices... features... pros and cons... This detailed guide will help you compare quickly. Use the referral code julienbd1769 when you open your account to get 20 EUR. Happy reading!

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open an account
julienbd1769
Review and Test of N26 Switzerland: The Main Criteria
Get a full range of features. We have explored N26 in real conditions. Strengths... weaknesses... banking offers... prices... features... advantages and disadvantages... This detailed guide helps you compare quickly. Use the referral code julienbd1769 when opening your account to get 20 EUR. Happy reading!
Offering
9
Security
8.5
Opening an account
10
Bank card
8.2
Features
9.2
Interest rates
3
Transfer speed
9
TWINT
0
Fees
6.9
Abroad
8.5
Cash deposit
0
Customer service
8.5

Review of WISE Switzerland: The Best Choice for Currency Exchange? Our Test in Concrete Situations: StrengthsWeaknesses… Banking Services… Fees… Features… Pros and Cons... This Complete Review Saves You Valuable Time for Comparison. Use the Promo Link When Opening Your Account to Support Our Simplification and Comparison Work. Happy reading!

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open an account
https://wise.prf.hn/l/y8bJYJD/
Review and Test of Wise Switzerland: The Main Criteria
Review of WISE Switzerland: The Best Choice for Currency Exchange? Our Test in Concrete Situations: Advantages... Disadvantages... Banking Services... Rates... Features... Strengths and Weaknesses... This Comprehensive Review Saves You Valuable Time for Comparison. Use the Promo Link When Opening Your Account to Support Our Work in Simplification and Comparison. Happy reading!
Offering
7.7
Security
8.5
Opening an account
9
Bank card
8.5
Features
6.5
Interest rates
0
Transfer speed
9.5
TWINT
0
Fees
8.7
Abroad
9.5
Cash deposit
0
Customer service
8.5

We have evaluated the Yapeal app in daily life. Advantages... drawbacks... coverage of banking services... fees... features... strengths and weaknesses... This comprehensive review saves you valuable time for comparison. Use the promo code YAPSHO86OCEA when opening your account to receive 30 CHF.

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open an account
YAPSHO86OCEA
Review and Test of Yapeal Bank: The Main Criteria
We have evaluated the Yapeal app in daily life. Advantages... drawbacks... coverage of banking services... fees... features... strengths and weaknesses... This comprehensive review saves you valuable time for comparison. Use the promo code YAPSHO86OCEA when opening your account to receive 30 CHF.
Offering
6
Security
8.5
Opening an account
6
Bank card
8
Features
6.5
Interest rates
0
Transfer speed
6.5
TWINT
0
Fees
6.5
Abroad
8.4
Cash deposit
0
Customer service
6

Immerse yourself in the Swissquote app with our comprehensive analysis. Discover its strengths and weaknesses, explore its banking services and pricing, and familiarize yourself with its features. All under the microscope to save you time and help you make the right decision. Informed opinion guaranteed!

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Swissquote Light rating: evaluation criteria
Dive into the heart of the Swissquote app with our comprehensive analysis. Discover its strengths and weaknesses, explore its banking services and pricing, and familiarize yourself with its features. Everything is scrutinized to save you time and enlighten your decision-making process. Informed opinion guaranteed!
Offering
8.4
Security
10
Opening an account
7.7
Bank card
8.5
Features
9
Interest rates
0
Transfer speed
8.5
TWINT
10
Fees
8.5
Abroad
8
Cash deposit
0
Customer service
9.4

Banks vs. banks comparisons

  • Alpian vs Revolut

    Alpian vs Revolut – 8 Key Points Comparison (September 2025)

    Neo/
    10/09/2025
  • Yuh VS Alpian comparatif

    Yuh vs Alpian – the 8 Key Points Comparison (September 2025)

    Neo/
    10/09/2025
  • Comparaison de Neon Free VS Yuh banques

    Neon vs Yuh – the Comparison in 8 Key Points (September 2025)

    Neo/
    10/09/2025
  • Comparaison de Yuh VS Revolut

    Yuh vs Revolut – 8 Key Points of Comparison (September 2025)

    Neo/
    23/09/2025
  • Comparaison de Neon Free VS Revolut

    Neon vs. Revolut – 8 Key Points Comparison (September 2025)

    Neo/
    10/09/2025

Genuine, meticulous, reliable grading

How does a bank get to the top of the ranking?

To determine which neobank deserves to reach the top of the ranking, we follow a set of specifications specific to heyneo.ch :

  • An independent independent and objective.
  • Report factual progress or regression in the ranking.
  • Award podium places according to a reliable, methodical and precise scoring protocol.
  • Propose the most neutral and impartial ranking possible.
  • Adapt judging criteria to changing user needs.

This approach allows us to offer you reliable, high-quality content, in three words: worthy of trustworthy.

Accuracy and reliability of Swiss neobank rankings

This trust must be earned. heyneo.ch strives to be a source of useful information by offering 100% authentic content. The information on heyneo.ch is systematically verified, even if Neo does not always make our task easy… If you see an error, you know who to blame! 😈

Neobank comparison criteria for making an informed choice

heyneo.ch evaluates neo-banks according to specific comparison criteria, such as :

  • The quality of banking products and services.
  • Cost transparency.
  • Application features (innovation).
  • Safety.
  • Accessibility/quality of customer service.
  • Ease of account opening (digital onboarding process).
  • Investment/trading options.
  • Compatibility with Apple Pay, Google Pay, etc.
  • Budget management functions.
  • Expense analysis functions.
  • The availability of virtual sub-accounts/savings areas.
  • Instant payment options between peer-to-peer users.
  • Expense-sharing features.

The analysis of heyneo.ch goes beyond basic criteria. It also examines sustainable and ethical aspects, ensuring coherence to meet the needs of users in Switzerland and for cross-border commuters.

Swiss neobank ranking scale

Although heyneo.ch is a Swiss site evaluating neo-banks in Switzerland, we choose to rate out of 10 rather than out of 6 as traditionally done 🇨🇭. Why? We use a wide range of evaluation criteria in our reviews and comparisons. This is particularly evident in the comparison of neo-banks in Switzerland: the 10-point rating scale is more suitable for accurately reflecting all the nuances between neo-bank offerings. This also provides a more precise view with better granularity for making your comparison and choice.

The biased impartiality of heyneo.ch

Objective, yes, but for whom? The best online bank is, by definition, not the same for everyone. We don’t twist reality to fit banks into boxes they don’t fit into. That’s why, in addition to objective criteria, heyneo.ch’s editorial team chooses specific angles (often complementary) to reflect actual usage. We monitor market trends and weigh up the prospects that go with them. All this is done to offer the best possible content. We invite you to read the tests, opinions and full reviews of neo-banks in Switzerland on heyneo.ch to get the best insight for your needs.

free cards accounts | Iban CH | Apple Pay | TWINT | bank for cross-border commuters | Google Pay | virtual bank cards…

It’s the matrix…

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