User Posts: Julien D.

Inflation, interest rates, the risk of asset bubbles and geopolitical tensions continue to weigh on markets. In this context, private investors must above all ...

Use promo code 9TESCJ in July 2026. It provides a 25 CHF fee credit once you have deposited at least CHF 1,000.- within the first 12 ...

What if your money could save the planet? Every bank transfer,every card payment,every withdrawal contributes to financing various economic ...

The Wise promo code in July 2026 allows you to benefit from a free card and reduced fees on initial transactions, while also ...

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A few weeks after the announcement of its sale, the Basellandschaftliche Kantonalbank (BLKB) confirms that no buyer has been found. Radicant officially enters ...

BLKB's decision to withdraw from Radicant opens a new phase for the sustainable Swiss neobank. If this step raises legitimate questions for customers, it ...

Alpian and Revolut both offer a free multi-currency account and a very comprehensive app, but everything else differs: support, daily use, level of ...

Alpian vs Yuh: both offer a free multi-currency account with a Swiss IBAN, investment options, and attractive conditions for international payments. They ...

À bon entendeur conducted an investigation among eight major Swiss banks to assess the relevance and transparency of the financial advice offered. The ...

What You Need to Know before Opening an Account in a Swiss Private Bank Private banks involve a higher level of service, but also less familiar mechanisms. ...

User Deals: Julien D.
Selma logo
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Selma 3a automates your 3rd pillar with a personalized, algorithm-driven investment strategy, ideal for those who want to optimize their long-term returns without managing their portfolio themselves. Open your account with promo code NEOSEL to earn 34 CHF.

viac app
Deal

Developed in collaboration with WIR Bank, VIAC has become a benchmark for Pillar 3a in Switzerland thanks to its intuitive app, low fees, and 100% digital management. What if this is the flexibility you need to prepare for your retirement?

Frankly application logo
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Frankly is one of Switzerland's top-performing 3a solutions. Developed by Zürcher Kantonalbank (ZKB) and Swisscanto, it focuses on low fees, transparent management, ESG portfolios, and a smooth app. A simple and digital offering, but is it truly the best option for retirement planning?

finpension app logo
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Finpension is a Swiss 3a solution that allows users to manage their investments and pension provision via a mobile application. It offers a wide selection of funds, reduced fees, and relies on the Lucerne Cantonal Bank for asset custody. The interface prioritizes simplicity and online management, with various options for building one's portfolio. Use the promo code 9TESCJ when opening your account to receive a fee credit of CHF 25.

Selma logo
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My review of Selma, which automates investing based on a personalised allocation built around your risk profile and financial goals. I looked at the investor questionnaire, the portfolio’s automatic adjustments, the fees, and how the platform actually manages the investment strategy in practice.

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Logo app N26 Switzerland
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My use of N26: shared Spaces, the EUR account, mobile payments, and the minimalist banking experience were reviewed from Switzerland in everyday use. I looked at CHF payments, cash withdrawals, the lack of TWINT, transfers, and the situations where N26 still makes sense as a second bank.

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Logo neon app
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My realistic review of Neon: CHF payments, international withdrawals, joint accounts, Wise integration, and transfers were analyzed through daily banking use. I used Neon for everyday spending in Switzerland, travel, mobile payments, and transfers to understand why the bank has become such a strong local benchmark.

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Logo Zak app Swiss bank
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What I think of Zak: QR-bills, TWINT, shared pots, mobile payments, and budget management are central to the experience. The app remains very focused on local banking use in Switzerland. I looked at withdrawals, everyday payments, notifications, and the limits you run into with more international use.

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logo wise banque suisse
Coupon

My review of Wise Switzerland: the multi-currency account greatly simplifies international transfers, conversions, and payments in different currencies. I've studied the actual fees, receiving currencies, international transfers, and uses where Wise can really replace certain functions of a traditional bank.

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Revolut Switzerland logo
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My review of Revolut Switzerland: international payments, currency conversions, international subscriptions, and travel remain at the core of the experience. I compared exchange fees, withdrawals, transfers, account limits in Switzerland, and situations where Revolut primarily functions as a complement to a more traditional Swiss bank.

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Alpian swiss private bank app logo
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My Alpian review: premium banking, human support, wealth management, and a digital experience all in one app. I analyzed the account opening process, advisor interactions, cards, banking fees, multi-currency usage, and how Alpian brings private banking standards to a more accessible platform.

Use the promo code ALPHEY when opening your account to receive your additional bonus.

Yuh Investing  Trading – logo
Coupon

Yuh lets me buy stocks, ETFs, and cryptos directly from the same app as my bank account. I've analyzed the investment fees, fractional purchases, product selection, mobile experience, and how investing truly becomes simpler to manage daily.

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Browsing All Comments By: Julien D.
  1. It depends on several factors. Generally speaking, you must report your account to your country of tax residence.

  2. Hi and thanks for your feedback.
    It shows that even with a euro account in Switzerland, unexpected fees can still happen.
    Was it with a neobank or a traditional bank?

heyneo.ch
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