Radicant Closes its Doors: BLKB Launches Liquidation, What should Clients Do?
A few weeks after its announced sale, Basellandschaftliche Kantonalbank (BLKB) confirms that no buyer has been found. Radicant officially enters liquidation. Accounts remain secure for now, but the Swiss sustainable neo-bank will cease its operations in the coming years. We explain what this concretely means for clients.
The Intention to Sell Radicant
In late September 2025, BLKB had announced its intention to withdraw from the Radicant project, its digital subsidiary with an ecological focus. The objective was clear: to find a buyer capable of continuing the neo-bank’s sustainable mission.
We already discussed this in our first article Radicant for sale: BLKB withdraws, what future for clients?
At the time, two scenarios were considered:
- a sale to a partner aligned with the sustainable vision,
- or, as a last resort, a gradual closure.
Today, the second option has become a reality.
Official Decision: Radicant Will be Liquidated
On November 11, 2025, the Basellandschaftliche Kantonalbank announced that no takeover solution had been found. It is relinquishing Radicant’s banking license and is now initiating its liquidation.
“After a thorough review of the various sale options, no solution allowing Radicant’s activities to continue could be found,” explained Thomas Bauer, interim chairman of BLKB (source: Blick / Blue News).
This liquidation brings an end to an ambitious project launched in 2022, which aimed to prove that a digital bank could combine innovation and sustainability.
What Radicant Officially Tells its Clients
Radicant sent an email to all its active clients and published a dedicated FAQ on its official website.
The messages are clear and consistent:
| Key point | Explanation |
|---|---|
| Services still active | The app and accounts are working normally. |
| Deposits protected | Client funds remain fully secure at all times, in accordance with the Swiss deposit guarantee up to CHF 100,000. |
| Process duration | The orderly liquidation could last between 24 and 36 months. |
| Continuous communication | Regular updates will be sent via email and the official website. |
📩 Official contact: [email protected]
📞 Hotline: +41 58 510 00 00 (Mon–Fri, 9 AM–5 PM)
What Changes (or Doesn’t yet) for Radicant Clients
For now, nothing changes in daily practice:
- your account works;
- payments and transfers remain possible;
- your funds are guaranteed.
But the situation will evolve gradually:
- the opening of new accounts is already suspended;
- certain banking functionalities could be limited as the liquidation progresses;
- eventually, client accounts will be closed once the process is complete.
The exact timeline has not yet been communicated, but everything suggests a complete closure within 2 to 3 years.
What should You Do Now?
Don’t panic: the situation remains stable in the short term.
But to prepare calmly, here are the concrete steps to consider:
1️⃣ Keep a copy of your bank statements and documents.
(Useful in case of transfer or early closure.)
2️⃣ Avoid depositing significant new funds.
(The bank is no longer intended to grow its business.)
3️⃣ Stay attentive to emails from Radicant.
(Radicant will communicate before any account closure.)
4️⃣ Prepare an alternative in the coming months to avoid having to take urgent banking steps.
What Alternatives for Radicant Clients?
If you wish to maintain a sustainable banking approach, several solid options still exist in Switzerland.
These neo-banks and institutions offer ethical accounts, with more stable or hybrid models:
| Bank | Feature | Learn more |
|---|---|---|
| Neon Green | Offsets every expense, wooden card, simple and reliable Swiss account. | Full Neon Green review |
| Alpian | Private digital bank with integrated sustainable management offering. | Full Alpian review |
| Yuh | App from Swissquote & PostFinance, with Pillar 3a and sustainable products. | Full Yuh review |
| Zak Plus | Ecological offers via Cler Bank, simple and 100% Swiss. | Full Zak review |
For a complete overview of the topic, also consult our comparison of sustainable neo-banks in Switzerland.
An End that Raises Questions about the Sustainable Banking Model
We sometimes tend to think that neo-banks are too young to fail.
But the Swiss reality is more nuanced: even with a strong idea here, aligning finance with the Sustainable Development Goals (SDGs), a solid economic model and a large client base are still needed.
Radicant had the vision, but profitability did not follow. And without investor support, the ecological commitment was not enough to guarantee the project’s longevity.
This is not a sudden bankruptcy, but rather the almost announced end of an ambitious experiment, conducted within a secure framework.
Clients still have time to reposition themselves, and the Swiss market remains dynamic, especially among hybrid players like Alpian, Neon, Yuh, who have proven their solidity.
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