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“The independent eye to compare and save” heyneo.ch

Reviews, tests, and rankings of banks and neobanks in Switzerland…

Reviews and tests: online investment and trading platforms in Switzerland…

All credit cards in Switzerland, strategically ranked and by usefulness…

Pillar 3 accounts in Switzerland: pension, interest, ranking…

Sustainable commitments of neobanks: comparisons and reviews

Verified promo codes for Alpian, Finpension, N26, Neon, Revolut, Selma, Wise, Yuh, Zak…

Online Banks: the Swiss ranking in February 2026

Review of Yuh: The Best Online Bank in Switzerland? We Compare All AdvantagesDisadvantages… Banking Services… Rates… Features… Best Deals… Shortcomings… Use the Promo Code C9QK67 to Receive 50 CHF Trading Credit + 250 SWQ (With a First Deposit of CHF 500.-).

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Review and Test of YUH Bank: Key Criteria
Yuh Review: The Best Online Bank in Switzerland? We compare all advantages... drawbacks... banking services... fees... features... tips... shortcomings... Use promo code C9QK67 to receive 50 CHF Trading Credit + 250 SWQ (with a first deposit of CHF 500.-).
Offering
8.5
Security
10
Opening an account
9
Bank card
8.5
Features
9
Interest rates
8.9
Transfer speed
9
TWINT
10
Fees
8.5
Abroad
9
Cash deposit
3
Customer service
8.8

Alpian Review, the neobank disrupting the banking sector with a unique approach: private banking accessible to all. We break down its advantages, strengths, limitations, fees, and innovative features. Save time and make the right choice with our complete and detailed analysis. 💰 Use promo code ALPHEY when opening your account to receive 120 CHF (55 CHF with a 500 CHF deposit, and up to 65 CHF in investment fee credit). Let's go!

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Review and Test of YUH Bank: Key Criteria
Alpian Review, revolutionizing the banking and neobank sector with a unique approach: private banking accessible to all. We break down its advantages, strengths, minor flaws, fees, and innovative features. Save time and make the right choice with our complete and detailed analysis. Use promo code ALPHEY when opening your account to receive 120 CHF. Let's go!
Offering
8.5
Security
10
Opening an account
9.1
Bank card
8.5
Features
8.5
Interest rates
8.3
Transfer speed
9.5
TWINT
7
Fees
8.5
Abroad
8.8
Cash deposit
3
Customer service
9.5

Zak Review: the accessible neobank. We evaluated Zak in real-life situations in Switzerland. Strengths… weaknesses… banking services… fees… features… pros and cons... This detailed review saves you valuable time comparing. Use the promo code KNSGS6 when opening your account to receive 25 CHF.

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Offering
8
Security
10
Opening an account
7
Bank card
7.8
Features
8.5
Interest rates
9
Transfer speed
8.5
TWINT
10
Fees
7.8
Abroad
5
Cash deposit
8
Customer service
8.9

Review of Neon: we have tested the pioneering neo-bank in Switzerland under real conditions. Strengths... weaknesses... services offered... costs... features... things to know and drawbacks... Our detailed analysis helps you compare effectively. Use the promo code VSWH3C when opening your account.

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Review and Test of Neon Bank: The Main Criteria
Review of Neon: We Tested the Pioneering Neo-Bank in Switzerland in Real Conditions. Strengths... weaknesses... offered services... costs... features... things to know and disadvantages... Our detailed analysis helps you compare effectively. Use the promo code VSWH3C when opening your account.
Offering
7.8
Security
10
Opening an account
8.9
Bank card
8.6
Features
8.5
Interest rates
8.5
Transfer speed
9
TWINT
6
Fees
8.5
Abroad
9
Cash deposit
3
Customer service
8.8

Revolut Switzerland Review: The neobank that changes the game! The Revolut Switzerland app used in all situations: advantages... drawbacks... banking service coverage... fees... features... strengths and weaknesses... Don't waste any more time searching: this review synthesizes everything for you! Use our promo link when opening your account to benefit from advantages.

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https://revolut.com/referral/julien6a7n
Revolut Switzerland rating: evaluation criteria
Revolut Switzerland Review: The neobank that changes the game! The Revolut Switzerland app used in all situations: advantages... drawbacks... coverage of banking services... rates... features... strengths and weaknesses... Stop wasting time searching: this review synthesizes everything for you! Use our promo link when opening your account to benefit from advantages.
Offering
9.1
Security
8.7
Opening an account
10
Bank card
8.6
Features
9.6
Interest rates
6
Transfer speed
9.6
TWINT
0
Fees
9.6
Abroad
10
Cash deposit
0
Customer service
9.2

Fill up on features. We explored N26 in real-life conditions. Strengths... weaknesses... banking offers... prices... features... pros and cons... This detailed guide will help you compare quickly. Use the referral code julienbd1769 when you open your account to get 20 EUR. Happy reading!

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julienbd1769
Review and Test of N26 Switzerland: The Main Criteria
Get a full range of features. We have explored N26 in real conditions. Strengths... weaknesses... banking offers... prices... features... advantages and disadvantages... This detailed guide helps you compare quickly. Use the referral code julienbd1769 when opening your account to get 20 EUR. Happy reading!
Offering
9
Security
8.5
Opening an account
10
Bank card
8.2
Features
9.2
Interest rates
3
Transfer speed
9
TWINT
0
Fees
6.9
Abroad
8.5
Cash deposit
0
Customer service
8.5

Review of WISE Switzerland: The Best Choice for Currency Exchange? Our Test in Concrete Situations: StrengthsWeaknesses… Banking Services… Fees… Features… Pros and Cons... This Complete Review Saves You Valuable Time for Comparison. Use the Promo Link When Opening Your Account to Support Our Simplification and Comparison Work. Happy reading!

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open an account
https://wise.prf.hn/l/y8bJYJD/
Review and Test of Wise Switzerland: The Main Criteria
Review of WISE Switzerland: The Best Choice for Currency Exchange? Our Test in Concrete Situations: Advantages... Disadvantages... Banking Services... Rates... Features... Strengths and Weaknesses... This Comprehensive Review Saves You Valuable Time for Comparison. Use the Promo Link When Opening Your Account to Support Our Work in Simplification and Comparison. Happy reading!
Offering
7.7
Security
8.5
Opening an account
9
Bank card
8.5
Features
6.5
Interest rates
0
Transfer speed
9.5
TWINT
0
Fees
8.7
Abroad
9.5
Cash deposit
0
Customer service
8.5

Top 4 platforms to invest in Switzerland in 2026

Yuh: the investment and trading platform. Its diversified investment options and fractional trading function can help democratize access to financial markets, despite the lack of advanced trading features. Use the promo code C9QK67 to receive 500 SWQ (with an initial deposit of CHF 500.-).

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Yuh – Investment Trading: The Main Criteria
Yuh: The Investment and Trading Platform. Its diversified investment options and fractional trading feature can help democratize access to financial markets, despite the absence of advanced trading functionalities. Use promo code C9QK67 to receive 500 SWQ (with an initial deposit of CHF 500.-).
Investment security
10
Fees
8.4
Investment income
8.6
Cryptocurrencies
9
Trading features
9
Training
8.8
Customer support
8.2
Opening an account
8.4

The best online bank for investing? Alpian, the 100% digital Swiss private neobank, stands out with a unique approach. Analysis of benefits, management mandates, limits, and fees: we break down everything to save you time. 💰 Use the promo code ALPHEY when opening your account to receive 120 CHF (55 CHF with a deposit of 500 CHF, and up to 65 CHF credit on investment fees). Let's go!

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Alpian – Investment Trading: The Main Criteria
The best online bank for investing? Alpian, the 100% digital Swiss private neobank, stands out with a unique approach. Analysis of benefits, management mandates, limits, and fees: we break down everything to save you time. Use the promo code ALPHEY when opening your account to receive 120 CHF (55 CHF with a deposit of 500 CHF, and up to 65 CHF credit on investment fees). Let's go!
Investment security
10
Fees
9.1
Investment income
8.8
Crypto-currencies
4.3
Trading features
7.2
Training
8.6
Customer support
9.8
Opening an account
9.4

Neon, the Swiss platform that simplifies stock and ETF investment and trading, makes financial markets accessible to everyone. Even without advanced trading features, it offers an intuitive solution for buying and selling securities. Use the promo code VSWH3C when opening your account.

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Neon - Investment Trading: The Main Criteria
Neon, the Swiss platform that simplifies stock and ETF investment and trading, makes financial markets accessible to everyone. Even without advanced trading features, it offers an intuitive solution for buying and selling securities. Use the promo code VSWH3C when opening your account.
Investment security
10
Fees
8.7
Investment income
8.5
Crypto-currencies
4.4
Trading features
8.3
Training
9
Customer support
8.3
Opening an account
8.5

Our review of Selma: the investment platform for automating wealth management with low fees. From registration to the investment itself, is this the online investment platform for you? To determine this, we analyze Selma's offering point by point. Open your account with promo code NEOSEL to earn 34 CHF.

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Selma Investment Trading: Review and Test
Our review of Selma: the investment platform to automate wealth management with contained fees. From registration to investment itself: is this the online investment platform that suits you? To determine this, we analyze Selma's offer point by point. Open your account with the invitation link https://app.selma.com/codes/996c051ec to earn a 34 CHF bonus for the first year of investment. Compare your investor profile with Selma's strategic approach.
Investment security
10
Fees
9.1
Investment income
8.8
Crypto-currencies
4.3
Trading features
7.2
Training
8.6
Customer support
9.8
Opening an account
9.4

The Best 3rd Pillar (3a) Accounts in Switzerland

“A critical eye to compare and choose” heyneo.ch

Finpension is a Swiss 3a solution that allows users to manage their investments and pension provision via a mobile application. It offers a wide selection of funds, reduced fees, and relies on the Lucerne Cantonal Bank for asset custody. The interface prioritizes simplicity and online management, with various options for building one's portfolio. Use the promo code 9TESCJ when opening your account to receive a fee credit of CHF 25.

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The Finpension 3a pillar
Everything you need to know about the Finpension 3rd pillar account: opening, fees, returns, allocation, investment strategy. Our review.
Annual fees
10
Investment Strategy Flexibility
10
App & Interface
7.2
Tax Optimization
10
Simplicity & Accessibility
7.1

Developed in collaboration with WIR Bank, VIAC has become a benchmark for Pillar 3a in Switzerland thanks to its intuitive app, low fees, and 100% digital management. What if this is the flexibility you need to prepare for your retirement?

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The VIAC Pillar 3a
Everything you need to know about the VIAC 3rd pillar account: opening, fees, returns, allocation, investment strategy. Our review.
Annual fees
9
Investment Strategy Flexibility
8.5
App & Interface
8.1
Tax Optimization
9.2
Simplicity & Accessibility
7.9

Selma 3a automates your 3rd pillar with a personalized, algorithm-driven investment strategy, ideal for those who want to optimize their long-term returns without managing their portfolio themselves. Open your account with promo code NEOSEL to earn 34 CHF.

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The Selma 3a pillar
The Selma 3rd pillar account from all angles: fees, security, deposits, investment strategy. Here is our review.
Annual fees
7.9
Investment Strategy Flexibility
6.7
App & Interface
8.1
Tax Optimization
8.3
Simplicity & Accessibility
9.4

Frankly is one of Switzerland's top-performing 3a solutions. Developed by Zürcher Kantonalbank (ZKB) and Swisscanto, it focuses on low fees, transparent management, ESG portfolios, and a smooth app. A simple and digital offering, but is it truly the best option for retirement planning?

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The Frankly Pillar 3a
Everything you need to know about Frankly's 3rd Pillar account: opening, fees, returns, allocation, investment strategy. Our review.
Annual fees
7
Investment Strategy Flexibility
4.9
App & Interface
8.5
Tax Optimization
7.5
Simplicity & Accessibility
9.2

Zak 3a allows you to open and manage a 3rd pillar account directly from its Zak app. It offers access to multiple funds with upfront defined fees, and all operations are conducted entirely online. Use the promo code KNSGS6 when opening your account to receive 25 CHF.

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Pillar 3a with Zak
Everything you need to know about Zak bank's 3rd pillar account: opening, fees, returns, allocation, investment strategy. Our review.
Annual fees
5.5
Investment Strategy Flexibility
4
App & Interface
5
Tax Optimization
5.6
Simplicity & Accessibility
8.1

Neo-finance news: blog, tests, financial services in Switzerland

“A critical eye to compare and choose” heyneo.ch

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